The benchmark interest rate in Canada was last recorded at 2.25 percent. This dataset provides - Canada Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

The U.S. bank prime loan rate has undergone significant fluctuations over the past three decades, reflecting broader economic trends and monetary policy decisions. From a high of **** percent in 1990, the rate has seen periods of decline, stability, and recent increases. As of October 2025, the prime rate stood at **** percent, marking a notable rise from the historic lows seen in the early 2020s. Federal Reserve's impact on lending rates The prime rate's trajectory closely mirrors changes in the federal funds rate, which serves as a key benchmark for the U.S. financial system. In 2023, the Federal Reserve implemented a series of rate hikes, pushing the federal funds target range to ******** percent by year-end. This was followed by several rate cuts in 2024, with the target range standing at 4.25 to 4.5 percent in December 2024. The aggressive monetary tightening in 2023 was aimed at combating rising inflation, and its effects rippled through various lending rates, including the prime rate. Long-term investment outlook While short-term rates have risen, long-term investment yields have also seen changes. The 10-year U.S. Treasury bond, a benchmark for long-term interest rates, showed an average market yield of **** percent in the second quarter of 2024, adjusted for constant maturity and inflation. This figure represents a recovery from negative real returns seen in 2021, reflecting shifting expectations for economic growth and inflation. The evolving yield environment has implications for both borrowers and investors, influencing decisions across the financial landscape.

Fixed 30-year mortgage rates in the United States averaged 6.40 percent in the week ending November 21 of 2025. This dataset provides the latest reported value for - United States MBA 30-Yr Mortgage Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Graph and download economic data for Interest Rates: Immediate Rates (< 24 Hours): Central Bank Rates: Total for Indonesia (IRSTCB01IDQ156N) from Q1 1990 to Q4 2023 about Indonesia, overnight, interest rate, banks, depository institutions, interest, and rate.

Hong Kong HK: Real Interest Rate data was reported at 3.288 % pa in 2016. This records an increase from the previous number of 1.309 % pa for 2015. Hong Kong HK: Real Interest Rate data is updated yearly, averaging 3.551 % pa from Dec 1990 (Median) to 2016, with 27 observations. The data reached an all-time high of 13.347 % pa in 2000 and a record low of -3.093 % pa in 1992. Hong Kong HK: Real Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Hong Kong SAR – Table HK.World Bank.WDI: Interest Rates. Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files using World Bank data on the GDP deflator.; ;

The benchmark interest rate in Turkey was last recorded at 39.50 percent. This dataset provides the latest reported value for - Turkey Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

The U.S. federal funds rate peaked in 2023 at its highest level since the 2007-08 financial crisis, reaching 5.33 percent by December 2023. A significant shift in monetary policy occurred in the second half of 2024, with the Federal Reserve implementing regular rate cuts. By December 2024, the rate had declined to 4.48 percent. What is a central bank rate? The federal funds rate determines the cost of overnight borrowing between banks, allowing them to maintain necessary cash reserves and ensure financial system liquidity. When this rate rises, banks become more inclined to hold rather than lend money, reducing the money supply. While this decreased lending slows economic activity, it helps control inflation by limiting the circulation of money in the economy. Historic perspective The federal funds rate historically follows cyclical patterns, falling during recessions and gradually rising during economic recoveries. Some central banks, notably the European Central Bank, went beyond traditional monetary policy by implementing both aggressive asset purchases and negative interest rates.

Canada: Real interest rate: Bank lending rate minus inflation: The latest value from 2017 is 0.13 percent, a decline from 1.97 percent in 2016. In comparison, the world average is 5.12 percent, based on data from 122 countries. Historically, the average for Canada from 1961 to 2017 is 3.26 percent. The minimum value, -4.17 percent, was reached in 1974 while the maximum of 10.36 percent was recorded in 1990.

Graph and download economic data for Interest Rates: Immediate Rates (< 24 Hours): Central Bank Rates: Total for China (IRSTCB01CNA156N) from 1990 to 2022 about overnight, China, interest rate, banks, depository institutions, interest, and rate.

Graph and download economic data for Interest Rates: Immediate Rates (< 24 Hours): Central Bank Rates: Total for Poland (IRSTCB01PLQ156N) from Q4 1989 to Q4 2023 about Poland, overnight, interest rate, banks, depository institutions, interest, and rate.

The benchmark interest rate in Australia was last recorded at 3.60 percent. This dataset provides - Australia Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Jordan JO: Real Interest Rate data was reported at 7.037 % pa in 2016. This records an increase from the previous number of 6.066 % pa for 2015. Jordan JO: Real Interest Rate data is updated yearly, averaging 6.066 % pa from Dec 1990 (Median) to 2016, with 27 observations. The data reached an all-time high of 12.781 % pa in 1999 and a record low of -9.045 % pa in 2008. Jordan JO: Real Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Jordan – Table JO.World Bank: Interest Rates. Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files using World Bank data on the GDP deflator.; ;

In 2023, the deposit interest rate in Hungary stood at ***** percent. Between 1990 and 2023, the figure dropped by ***** percentage points, though the decline followed an uneven course rather than a steady trajectory.

Commercial bank interest rates on credit card plans in the United States were over *** percent higher in early 2025 than in the same period in 2022. In February 2025, the interest amount on credit card plans amounted to ***** percent. Alongside this development, the overall amount of credit card debt in the U.S. reached an all-time high in Q4 2023. Credit cards are considered one of the most common ways to pay in the United States, so potential changes on credit card debt are closely tied to both the inflation figure and central bank interest rate of the country.

Hungary HU: Interest Rate Spread data was reported at 1.361 % pa in 2017. This records a decrease from the previous number of 1.508 % pa for 2016. Hungary HU: Interest Rate Spread data is updated yearly, averaging 2.839 % pa from Dec 1990 (Median) to 2017, with 28 observations. The data reached an all-time high of 9.775 % pa in 1993 and a record low of 1.361 % pa in 2017. Hungary HU: Interest Rate Spread data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Hungary – Table HU.World Bank.WDI: Interest Rates. Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; Median;

The benchmark interest rate in Japan was last recorded at 0.50 percent. This dataset provides - Japan Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Hong Kong: Real interest rate: Bank lending rate minus inflation: The latest value from 2023 is 2.91 percent, a decline from 3.36 percent in 2022. In comparison, the world average is 4.42 percent, based on data from 87 countries. Historically, the average for Hong Kong from 1990 to 2023 is 4.39 percent. The minimum value, -2.33 percent, was reached in 1992 while the maximum of 13.13 percent was recorded in 1999.

Long-term interest rate in Japan, September, 2025 The most recent value is 1.65 percent as of September 2025, an increase compared to the previous value of 1.6 percent. Historically, the average for Japan from January 1989 to September 2025 is 1.81 percent. The minimum of -0.28 percent was recorded in August 2019, while the maximum of 8.03 percent was reached in September 1990. | TheGlobalEconomy.com

The benchmark interest rate in Bolivia was last recorded at 5.36 percent. This dataset provides the latest reported value for - Bolivia Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

The benchmark interest rate in the United States was last recorded at 4 percent. This dataset provides the latest reported value for - United States Fed Funds Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.