The benchmark interest rate in Australia was last recorded at 4.10 percent. This dataset provides - Australia Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Graph and download economic data for Interest Rates, Discount Rate for Australia (INTDSRAUM193N) from Jul 1969 to Apr 2013 about Australia, interest rate, interest, and rate.

On November 8, 2023, the Reserve Bank of Australia (RBA) increased the interest rate by **** percentage points, bringing the interest rate to **** percent. This was the thirteenth interest rate increase by the RBA since November 4, 2020, which saw the interest rate drop to a record *** percent.

Key information about Australia Long Term Interest Rate

• Australia Government Bond Yield: Australian Government: 10 Years was reported at 4.75 % pa in Jan 2026, compared with 4.72 % pa in the previous month.
• Australia Long Term Interest Rate data is updated monthly, available from Jul 1969 to Jan 2026.
• The data reached an all-time high of 16.50 % pa in Aug 1982 and a record low of 0.80 % pa in Oct 2020.
• Long Term Interest Rate is reported by reported by Reserve Bank of Australia.

• In the latest reports, Australia Short Term Interest Rate: Month End: Bank Acceptance Bills Rates: 90 days was reported at 3.85 % pa in Jan 2026.
• The cash rate (Policy Rate: Month End: Cash Target Rate) was set at 3.60 % pa in Jan 2026.
• Australia Exchange Rate against USD averaged 1.53 (USD/AUD) in Oct 2025.

Australia Interest Rate Spread data was reported at 3.543 % pa in 2019. This records an increase from the previous number of 3.282 % pa for 2018. Australia Interest Rate Spread data is updated yearly, averaging 2.810 % pa from Dec 1981 (Median) to 2019, with 39 observations. The data reached an all-time high of 4.183 % pa in 2008 and a record low of -1.888 % pa in 1989. Australia Interest Rate Spread data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Australia – Table AU.World Bank.WDI: Interest Rates. Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.;International Financial Statistics database, International Monetary Fund (IMF);Median;

Graph and download economic data for Interest Rates: 3-Month or 90-Day Rates and Yields: Interbank Rates: Total for Australia (IR3TIB01AUM156N) from Jan 1968 to Feb 2026 about interbank, Australia, 3-month, yield, interest rate, interest, and rate.

As of March 2025, the average variable mortgage interest rate for Australian owner-occupier borrowers with outstanding loans was around *** percent. In comparison, the average investor interest rate for outstanding loans was approximately *** percent. New loan interest rates for owner-occupiers and investors were slightly lower that month, at *** and *** percent, respectively.

As of the end of March 2025, the average mortgage interest rate for Australian owner-occupier borrowers was around *** percent. In comparison, the average investor interest rate was approximately *** percent. These rates refer to outstanding housing loans from banks and registered financial corporations. New loans financed in that month had even similar interest rates, at *** percent for owner-occupiers and *** percent for investors, respectively.

AU: Real Interest Rate data was reported at 1.570 % pa in 2019. This records a decrease from the previous number of 3.353 % pa for 2018. AU: Real Interest Rate data is updated yearly, averaging 9.662 % pa from Dec 1961 (Median) to 2019, with 59 observations. The data reached an all-time high of 10.086 % pa in 1991 and a record low of -6.013 % pa in 1974. AU: Real Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Australia – Table AU.World Bank.WDI: Interest Rates. An interest rate is the amount charged, expressed as a percentage of the principal over a period of time, by the owners of certain kinds of financial assets for putting the financial assets at the disposal of another institutional unit. The real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.;International Financial Statistics database, International Monetary Fund (IMF); World Development Indicators, World Bank (WB);;

Key information about Australia Short Term Interest Rate

• Australia Short Term Interest Rate: Month End: Bank Acceptance Bills Rates: 90 days was reported at 3.99 % pa in Feb 2026, compared with 3.85 % pa in the previous month.
• Australia Short Term Interest Rate data is updated monthly, available from Jun 1969 to Feb 2026.
• The data reached an all-time high of 21.75 % pa in May 1974 and a record low of 0.01 % pa in Jan 2021.
• Short Term Interest Rate is reported by reported by Reserve Bank of Australia.

• In the latest reports, Australia Government Bond Yield: Australian Government: 10 Years was reported at 4.75 % pa in Jan 2026.
• The cash rate (Policy Rate: Month End: Cash Target Rate) was set at 3.85 % pa in Feb 2026.
• Australia Exchange Rate against USD averaged 1.53 (USD/AUD) in Oct 2025.

View monthly updates and historical trends for Australia Long-Term Interest Rates. Source: Organisation for Economic Co-operation and Development. Track e…

In 2019, the real interest rate in Australia was **** percent. Between 1961 and 2019, the figure dropped by **** percentage points, though the decline followed an uneven course rather than a steady trajectory.

The Reserve Bank of Australia's (RBA) cash rate target in-part determines interest rates on financial products.

This dataset provides values for INTEREST RATE reported in several countries. The data includes current values, previous releases, historical highs and record lows, release frequency, reported unit and currency.

Graph and download economic data for Interest Rates: Immediate Rates (< 24 Hours): Call Money/Interbank Rate: Total for Australia (IRSTCI01AUQ156N) from Q3 1990 to Q4 2025 about interbank, Australia, overnight, interest rate, interest, and rate.

Deposit Interest Rate in Australia remained unchanged at 2.85 percent in February. This dataset includes a chart with historical data for Deposit Interest Rate in Australia.

Graph and download economic data for Interest Rates: 3-Month or 90-Day Rates and Yields: Bank Bills: Total for Australia (IR3TBB01AUA156N) from 1968 to 2023 about bills, Australia, 3-month, yield, interest rate, banks, interest, depository institutions, and rate.

Graph and download economic data for Interest Rates: Immediate Rates (< 24 Hours): Call Money/Interbank Rate: Total for Australia (IRSTCI01AUM156N) from Aug 1990 to Feb 2026 about interbank, Australia, overnight, interest rate, interest, and rate.

Interbank Rate in Australia increased to 3.83 percent in February from 3.60 percent in January of 2026. This dataset provides - Australia Three Month Interbank Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Forecast: Bank Lending Interest Rate in Australia 2024 - 2028 Discover more data with ReportLinker!