Deposit Interest Rate in Mexico decreased to 2.01 percent in September from 2.11 percent in August of 2025. This dataset includes a chart with historical data for Deposit Interest Rate in Mexico.

The benchmark interest rate in Mexico was last recorded at 7.25 percent. This dataset provides - Mexico Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Bank deposit interest rate, percent in Mexico, September, 2025 The most recent value is 5.62 percent as of September 2025, a decline compared to the previous value of 5.73 percent. Historically, the average for Mexico from January 2000 to September 2025 is 3.88 percent. The minimum of 1.3 percent was recorded in December 2014, while the maximum of 9.88 percent was reached in January 2001. | TheGlobalEconomy.com

Santander was the bank that offered the lowest interest rate for mortgage loans in Mexico in 2023. In January that year, the lowest annual interest rate offered by this bank amounted to **** percent. Banorte and Afirme were the two other banks that offered interest rates below ** percent. What are the mortgage rates in other countries worldwide? Mortgage interest rates vary widely across different countries, with some of the most attractive rates found in Europe. Mortgage rates have generally increased since 2021 because of rising inflation. That can clearly be seen in the development of mortgage rates in the United States, where interest rates more than doubled in just two years. How much does buying a home in Mexico cost? The average price of a home in Mexico was about *** million Mexican pesos in 2023, but in Mexico City, this figure was almost twice higher. Tamaulipas, Tlaxcala, and Durango were among the states where housing was least expensive.

Key information about Mexico Short Term Interest Rate

• Mexico Interbank Equilibrium Interest Rate: 91 Days TIIE: Month End was reported at 7.66 % pa in Nov 2025, compared with 7.83 % pa in the previous month.
• Mexico Short Term Interest Rate data is updated monthly, available from Jan 1997 to Nov 2025.
• The data reached an all-time high of 40.35 % pa in Sep 1998 and a record low of 3.29 % pa in Jan 2015.
• Short Term Interest Rate is reported by reported by Bank of Mexico.

• In the latest reports, Mexico UDIBONOS Average Yield: 10 Years was reported at 4.59 % pa in Nov 2025.
• The cash rate (Policy Rate: Month End: Overnight Target Rate) was set at 7.25 % pa in Nov 2025.
• Mexico Exchange Rate against USD averaged 18.42 (USD/MXN) in Oct 2025.

View yearly updates and historical trends for Mexico Real Interest Rate. Source: World Bank. Track economic data with YCharts analytics.

Key information about Mexico Bank Lending Rate

• Mexico Bank Lending Rate was reported at 8.160 % pa in Aug 2025.
• This records a decrease from the previous number of 8.430 % pa for Jul 2025.
• Mexico Bank Lending Rate data is updated monthly, averaging 5.710 % pa from Sep 1993 to Aug 2025, with 384 observations.
• The data reached an all-time high of 91.970 % pa in Apr 1995 and a record low of 3.290 % pa in Sep 2014.
• Mexico Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Monthly.

Forecast: Bank Lending Interest Rate in Mexico 2022 - 2026 Discover more data with ReportLinker!

Mexico Interest Rates on Household Credit: Mortgage Rate: Minimum data was reported at 9.360 % pa in Mar 2025. This stayed constant from the previous number of 9.360 % pa for Feb 2025. Mexico Interest Rates on Household Credit: Mortgage Rate: Minimum data is updated monthly, averaging 10.150 % pa from Dec 2004 (Median) to Mar 2025, with 244 observations. The data reached an all-time high of 12.490 % pa in Jun 2005 and a record low of 7.000 % pa in Oct 2021. Mexico Interest Rates on Household Credit: Mortgage Rate: Minimum data remains active status in CEIC and is reported by Bank of Mexico. The data is categorized under Global Database’s Mexico – Table MX.M006: Household Credit Interest Rates.

Mexico Fixed Term Deposits: Weighted Avg Rates Before Tax: 7 Days data was reported at 6.880 % pa in Oct 2025. This records a decrease from the previous number of 7.450 % pa for Sep 2025. Mexico Fixed Term Deposits: Weighted Avg Rates Before Tax: 7 Days data is updated monthly, averaging 4.290 % pa from Apr 1993 (Median) to Oct 2025, with 391 observations. The data reached an all-time high of 76.340 % pa in Apr 1995 and a record low of 2.690 % pa in Mar 2015. Mexico Fixed Term Deposits: Weighted Avg Rates Before Tax: 7 Days data remains active status in CEIC and is reported by Bank of Mexico. The data is categorized under Global Database’s Mexico – Table MX.M: Bank Instruments Interest Rates.

Deposit interest rate (%) in Mexico was reported at 4.545 % in 2024, according to the World Bank collection of development indicators, compiled from officially recognized sources. Mexico - Deposit interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on November of 2025.

Overview with Chart & Report: Bank of Mexico's Interest Rate Decision is taken by the bank's Governing Board 8 times a year, during monetary policy meetings. The interest rate decision is one of Mexico's most important economic

Mexico: Real interest rate: Bank lending rate minus inflation: The latest value from 2024 is 5.99 percent, a decline from 6.8 percent in 2023. In comparison, the world average is 4.99 percent, based on data from 73 countries. Historically, the average for Mexico from 1993 to 2024 is 2.71 percent. The minimum value, -17.25 percent, was reached in 1993 while the maximum of 14.86 percent was recorded in 1995.

The net interest income in the retail & commercial banking market in Mexico was modeled to stand at ************* U.S. dollars in 2024. Between 2017 and 2024, the net interest income rose by ************* U.S. dollars, though the increase followed an uneven trajectory rather than a consistent upward trend. The net interest income will steadily rise by ************* U.S. dollars over the period from 2024 to 2029, reflecting a clear upward trend.Further information about the methodology, more market segments, and metrics can be found on the dedicated Market Insights page on Banking.

Actual value and historical data chart for Mexico Lending Interest Rate Percent

Mexico MX: Deposit Interest Rate data was reported at 2.696 % pa in 2017. This records an increase from the previous number of 1.288 % pa for 2016. Mexico MX: Deposit Interest Rate data is updated yearly, averaging 11.287 % pa from Dec 1976 (Median) to 2017, with 42 observations. The data reached an all-time high of 94.959 % pa in 1987 and a record low of 0.589 % pa in 2015. Mexico MX: Deposit Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Mexico – Table MX.World Bank.WDI: Interest Rates. Deposit interest rate is the rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; ;

Mexico: Bank lending-deposit interest rate spread : The latest value from 2020 is 4.88 interest rate points, a decline from 4.9 interest rate points in 2019. In comparison, the world average is 6.59 interest rate points, based on data from 93 countries. Historically, the average for Mexico from 1993 to 2020 is 5.75 interest rate points. The minimum value, 1.54 interest rate points, was reached in 1993 while the maximum of 19.61 interest rate points was recorded in 1995.

Among the Latin American and Caribbean countries shown in this graph, Argentina had the highest monetary policy rate as of 2018. The monetary policy rate, also known as base interest rate or base rate, is a percentage defined by central banks to determine the cost of credit in a given economy. This indicator serves as a guide for other financial institutions to set their own interest rates. In 2017, the latest year with available data according to the source, Argentina's Central Bank set the monetary policy rate at 26.42 percent. In 2018, the base interest rate in Mexico stood at 7.64 percent.

Mexico MX: Real Interest Rate data was reported at 1.137 % pa in 2017. This records an increase from the previous number of -0.627 % pa for 2016. Mexico MX: Real Interest Rate data is updated yearly, averaging 2.566 % pa from Dec 1993 (Median) to 2017, with 25 observations. The data reached an all-time high of 15.142 % pa in 1995 and a record low of -13.174 % pa in 1993. Mexico MX: Real Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Mexico – Table MX.World Bank.WDI: Interest Rates. Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files using World Bank data on the GDP deflator.; ;

Mexico Interest Rate: Ave Cost of Funds (CPP) data was reported at 5.730 % pa in Mar 2019. This records an increase from the previous number of 5.690 % pa for Feb 2019. Mexico Interest Rate: Ave Cost of Funds (CPP) data is updated monthly, averaging 14.330 % pa from Jan 1975 (Median) to Mar 2019, with 531 observations. The data reached an all-time high of 135.880 % pa in Feb 1988 and a record low of 0.000 % pa in Jul 1975. Mexico Interest Rate: Ave Cost of Funds (CPP) data remains active status in CEIC and is reported by Bank of Mexico. The data is categorized under Global Database’s Mexico – Table MX.M002: Interest Rates.