Key information about Panama Short Term Interest Rate

• Panama Short Term Interest Rate: Month End: Interbank Reference Rate: 3 Months was reported at 4.65 % pa in Feb 2025, compared with 4.62 % pa in the previous month.
• Panama Short Term Interest Rate data is updated monthly, available from Jan 2006 to Feb 2025.
• The data reached an all-time high of 7.11 % pa in Nov 2006 and a record low of 0.12 % pa in Apr 2013.
• Short Term Interest Rate is reported by reported by Superintendency of Banks of Panama.
• Panama Exchange Rate against USD averaged 1.00 (USD/PAB) in May 2023.

Lending interest rate (%) in Panama was reported at 6.9075 % in 2022, according to the World Bank collection of development indicators, compiled from officially recognized sources. Panama - Lending interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on September of 2025.

Panama PA: Deposit Interest Rate data was reported at 2.157 % pa in 2017. This records an increase from the previous number of 2.121 % pa for 2016. Panama PA: Deposit Interest Rate data is updated yearly, averaging 3.489 % pa from Dec 1997 (Median) to 2017, with 21 observations. The data reached an all-time high of 7.069 % pa in 2000 and a record low of 2.116 % pa in 2013. Panama PA: Deposit Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Panama – Table PA.World Bank.WDI: Interest Rates. Deposit interest rate is the rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; ;

Deposit Interest Rate in Panama decreased to 1.76 percent in 2021 from 2.05 percent in 2020. This dataset includes a chart with historical data for Deposit Interest Rate in Panama.

Panama PA: Lending Interest Rate data was reported at 7.516 % pa in 2017. This records a decrease from the previous number of 7.530 % pa for 2016. Panama PA: Lending Interest Rate data is updated yearly, averaging 8.250 % pa from Dec 1997 (Median) to 2017, with 21 observations. The data reached an all-time high of 10.972 % pa in 2001 and a record low of 6.594 % pa in 2013. Panama PA: Lending Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Panama – Table PA.World Bank.WDI: Interest Rates. Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; ;

Panama Lending Rate: Local Banks: Mortgage: Reference data was reported at 6.250 % pa in Jun 2025. This stayed constant from the previous number of 6.250 % pa for Mar 2025. Panama Lending Rate: Local Banks: Mortgage: Reference data is updated quarterly, averaging 7.000 % pa from Sep 1985 (Median) to Jun 2025, with 160 observations. The data reached an all-time high of 13.250 % pa in Mar 1991 and a record low of 5.250 % pa in Mar 2018. Panama Lending Rate: Local Banks: Mortgage: Reference data remains active status in CEIC and is reported by Superintendency of Banks of Panama. The data is categorized under Global Database’s Panama – Table PA.M003: Lending Rate.

Interest rate spread of Panama slipped by 1.47% from 5.97 % in 2005 to 5.88 % in 2006. Since the 10.74% surge in 2004, interest rate spread dropped by 10.72% in 2006. Interest rate spread is the interest rate charged by banks on loans to prime customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits.

Deposit interest rate (%) in Panama was reported at 1.7625 % in 2021, according to the World Bank collection of development indicators, compiled from officially recognized sources. Panama - Deposit interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on September of 2025.

Lending interest rate of Panama decreased by 0.42% from 6.94 % in 2021 to 6.91 % in 2022. Since the 3.01% rise in 2019, lending interest rate fell by 2.57% in 2022. Lending interest rate is the rate charged by banks on loans to prime customers.

Real interest rate (%) in Panama was reported at 4.635 % in 2022, according to the World Bank collection of development indicators, compiled from officially recognized sources. Panama - Real interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on September of 2025.

Panama PA: Real Interest Rate data was reported at 5.916 % pa in 2017. This records a decrease from the previous number of 6.050 % pa for 2016. Panama PA: Real Interest Rate data is updated yearly, averaging 6.050 % pa from Dec 1997 (Median) to 2017, with 21 observations. The data reached an all-time high of 11.876 % pa in 2000 and a record low of 0.456 % pa in 2012. Panama PA: Real Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Panama – Table PA.World Bank.WDI: Interest Rates. Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files using World Bank data on the GDP deflator.; ;

Real interest rate of Panama dropped by 14.87% from 5.44 % in 2021 to 4.64 % in 2022. Since the 15.71% jump in 2020, real interest rate plummeted by 38.53% in 2022. Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator.

Panama: Bank lending-deposit interest rate spread : Pour cet indicateur, The International Monetary Fund fournit des données pour la Panama de 1996 à 2020. La valeur moyenne pour Panama pendant cette période était de 4.88 interest rate points avec un minimum de 3.41 interest rate points en 2000 et un maximum de 6.59 interest rate points en 2004.

Interest rate spread (lending rate minus deposit rate, %) in Panama was reported at 5.1742 % in 2021, according to the World Bank collection of development indicators, compiled from officially recognized sources. Panama - Interest rate spread (lending rate minus deposit rate, %) - actual values, historical data, forecasts and projections were sourced from the World Bank on August of 2025.

Panama: Interest rates on bank credit to the private sector: Pour cet indicateur, La Banque mondiale fournit des données pour la Panama de 1996 à 2022. La valeur moyenne pour Panama pendant cette période était de 8.43 pour cent avec un minimum de 6.49 pour cent en 2015 et un maximum de 11.19 pour cent en 1998.

Panama PA: External Debt: Average Interest on New External Debt Commitments: Official data was reported at 1.694 % in 2016. This records an increase from the previous number of 1.221 % for 2015. Panama PA: External Debt: Average Interest on New External Debt Commitments: Official data is updated yearly, averaging 5.835 % from Dec 1970 (Median) to 2016, with 47 observations. The data reached an all-time high of 9.914 % in 1983 and a record low of 0.000 % in 1991. Panama PA: External Debt: Average Interest on New External Debt Commitments: Official data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Panama – Table PA.World Bank.WDI: External Debt: Terms and Undisbursed Debt. Interest represents the average interest rate on all new public and publicly guaranteed loans contracted during the year. To obtain the average, the interest rates for all public and publicly guaranteed loans have been weighted by the amounts of the loans. Debt from official creditors includes loans from international organizations (multilateral loans) and loans from governments (bilateral loans). Loans from international organization include loans and credits from the World Bank, regional development banks, and other multilateral and intergovernmental agencies. Excluded are loans from funds administered by an international organization on behalf of a single donor government; these are classified as loans from governments. Government loans include loans from governments and their agencies (including central banks), loans from autonomous bodies, and direct loans from official export credit agencies.; ; World Bank, International Debt Statistics.; Weighted average;

Panama: Real interest rate: Bank lending rate minus inflation: Pour cet indicateur, The International Monetary Fund fournit des données pour la Panama de 1996 à 2022. La valeur moyenne pour Panama pendant cette période était de 5.82 pour cent avec un minimum de 0.4 pour cent en 2008 et un maximum de 12.19 pour cent en 2000.

Amounts outstanding of debt securities issued in international markets by residents of Panama of general government (nationality of All countries excluding residents of all issuers), all currencies, Total all currencies, original maturity of total (all maturities), remaining maturity of total (all maturities), all interest rates

Amounts outstanding of debt securities issued in international markets by residents of Panama of all issuers (nationality of All countries excluding residents of all issuers), all currencies, Total all currencies, original maturity of total (all maturities), remaining maturity of total (all maturities), all interest rates

Panama Lending Rate: Prime Rate data was reported at 4.750 % pa in Jun 2018. This stayed constant from the previous number of 4.750 % pa for May 2018. Panama Lending Rate: Prime Rate data is updated monthly, averaging 4.000 % pa from Dec 1999 (Median) to Jun 2018, with 223 observations. The data reached an all-time high of 9.500 % pa in Aug 2004 and a record low of 3.250 % pa in Dec 2015. Panama Lending Rate: Prime Rate data remains active status in CEIC and is reported by Superintendency of Banks of Panama. The data is categorized under Global Database’s Panama – Table PA.M003: Lending Rate.