Graph and download economic data for Interest Rates and Price Indexes; Gross Fixed Investment on Residential Construction; Chain Weights, Level (BOGZ1FL075012003A) from 1945 to 2024 about fixed, investment, gross, equipment, residential, interest rate, interest, price index, rate, indexes, price, and USA.

The benchmark interest rate in the United States was last recorded at 4 percent. This dataset provides the latest reported value for - United States Fed Funds Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Interest rates play a pivotal role in the global economy, influencing everything from consumer loans and mortgages to government policies and investment strategies. Understanding the historical trends and fluctuations in interest rates can provide valuable insights for economists, financial analysts, policymakers, and researchers. This dataset compiles comprehensive historical data on several key interest rates over various periods, offering a rich resource for in-depth analysis and modeling.

Graph and download economic data for Interest Rates and Price Indexes; Gross Fixed Investment on Residential Construction; Chain Weights, Level (BOGZ1FL075012003Q) from Q4 1945 to Q2 2025 about fixed, investment, gross, equipment, residential, interest rate, interest, rate, price index, indexes, price, and USA.

Social Security's average and effective interest rates for the combined Old-Age and Survivors Insurance and Disability Insurance Trust Funds. For comparison, the annual average of the monthly special-issue rates are also shown.

Dataset

This dataset was created by frank S

Contents

The benchmark interest rate in Japan was last recorded at 0.50 percent. This dataset provides - Japan Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

This paper analyzes the restrictions necessary to ensure that the interest rate policy rule used by the central bank does not introduce local real indeterminacy into the economy. It conducts the analysis in a Calvo-style sticky price model. A key innovation is to add investment spending to the analysis. In this environment, local real indeterminacy is much more likely. In particular, all forward-looking interest rate rules are subject to real indeterminacy.

In 2020, roughly *********** of wealthy investors in the United States made adjustments to their financial plan because of the low interest rates induced by the coronavirus (COVID-19) pandemics. Among them, almost half decided to increase their equity investments, while ** percent of the respondents invested more in higher yielding fixed income products.

Graph and download economic data for Average Rate on 6-Month Negotiable Certificates of Deposit (Secondary Market), Quoted on an Investment Basis (DISCONTINUED) (H0RIFSPDCNSM06NA) from 1964 to 2013 about negotiable, CD, 6-month, secondary market, average, investment, interest rate, interest, rate, and USA.

Year Occupancy Type Interest Rate 2020 Primary Residence 3.291% 2020 Investment Property 4.444% 2020 Second Residence 3.22% 2021 Primary Residence 3.115% 2021 Investment Property 4.173% 2021 Second Residence 3.131% 2022 Primary Residence 4.912% 2022 Investment Property 5.783% 2022 Second Residence 4.776% 2023 Primary Residence 6.525% 2023 Investment Property 7.84% 2023 Second Residence 6.925% 2024 Primary Residence 6.502% 2024 Investment Property 7.883% 2024 Second Residence 7.054%

Concept: Average interest rate of credit operations with prefixed interest rates by source of funds and type of credit - small-sized enterprise - nonearmarked credit - Rural financing - investment. Financing granted to rural producers for agricultural and livestock investments. Source: Credit Information System 467dad83-90d7-4ffd-a02d-155f98216343 26569-average-interest-rate-by-source-of-funds-and-type-of-credit---small-sized-enterprise---nonear

August 2024 marked a significant shift in the UK's monetary policy, as it saw the first reduction in the official bank base interest rate since August 2023. This change came after a period of consistent rate hikes that began in late 2021. In a bid to minimize the economic effects of the COVID-19 pandemic, the Bank of England cut the official bank base rate in March 2020 to a record low of *** percent. This historic low came just one week after the Bank of England cut rates from **** percent to **** percent in a bid to prevent mass job cuts in the United Kingdom. It remained at *** percent until December 2021 and was increased to one percent in May 2022 and to **** percent in October 2022. After that, the bank rate increased almost on a monthly basis, reaching **** percent in August 2023. It wasn't until August 2024 that the first rate decrease since the previous year occurred, signaling a potential shift in monetary policy. Why do central banks adjust interest rates? Central banks, including the Bank of England, adjust interest rates to manage economic stability and control inflation. Their strategies involve a delicate balance between two main approaches. When central banks raise interest rates, their goal is to cool down an overheated economy. Higher rates curb excessive spending and borrowing, which helps to prevent runaway inflation. This approach is typically used when the economy is growing too quickly or when inflation is rising above desired levels. Conversely, when central banks lower interest rates, they aim to encourage borrowing and investment. This strategy is employed to stimulate economic growth during periods of slowdown or recession. Lower rates make it cheaper for businesses and individuals to borrow money, which can lead to increased spending and investment. This dual approach allows central banks to maintain a balance between promoting growth and controlling inflation, ensuring long-term economic stability. Additionally, adjusting interest rates can influence currency values, impacting international trade and investment flows, further underscoring their critical role in a nation's economic health. Recent interest rate trends Between 2021 and 2025, most advanced and emerging economies experienced a period of regular interest rate hikes. This trend was driven by several factors, including persistent supply chain disruptions, high energy prices, and robust demand pressures. These elements combined to create significant inflationary trends, prompting central banks to raise rates to temper spending and borrowing. However, in 2024, a shift began to occur in global monetary policy. The European Central Bank (ECB) was among the first major central banks to reverse this trend by cutting interest rates. This move signaled a change in approach aimed at addressing growing economic slowdowns and supporting growth.

Dataset

This dataset was created by Md Riajuliislam

Contents

Context

The Turkish Lira is losing its value against U.S. Dollar constantly. As of October 22, 2021, 1 USD = 9.61 Turkish Lira (TRY). On the other hand, interest rates are quite high, especially for the Turkish Lira.

I set out to investigate if I had $100000 in 2010 and invested this money in different interest rates in both Turkish Lira (TRY) and US Dollar (USD), which investment would bring more gain in 2021.

Content

The data has been gathered from Türkiye Cumhuriyeti Merkez Bankasi (TCMB), aka the Turkish FED, website. The data shows the historical interest rates as well as USD/TRY conversion rates between July 2010 and July 2021. The original data’s all column names and relative explanations were Turkish, so the columns are renamed and the data is cleaned.

There are ten cleaned columns on the dataset: Date, 1-month TRY interest rates, 3 months TRY interest rates, 6 months TRY interest rates, 1-year TRY interest rates, 1 month USD interest rates, 3 months USD interest rates, 6 months USD interest rates, 1 year USD interest rates, USD/TRY Buying Conversion Rate, USD/TRY Selling Conversion Rate.

** USD Buying means, the customer is selling USD to the bank/ exchange office ** USD Selling means, the customer is buying USD to the bank/ exchange office

Inspiration

Would it be more beneficial if I converted my $100000 in July 2010 to Turkish Lira, which is the equivalent of 153631.36 TRY using July 2010’s rates and invested with Turkish high-interest rates or kept my money as U.S. Dollars and invested with relatively lower U.S. Dollar interest rates until July 2021? $100000 is equivalent to 861294.12 TRY in July 2021.

The benchmark interest rate in Pakistan was last recorded at 11 percent. This dataset provides - Pakistan Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Graph and download economic data for Average Rate on 3-Month Negotiable Certificates of Deposit (Secondary Market), Quoted on an Investment Basis (DISCONTINUED) (H0RIFSPDCNSM03NA) from 1964 to 2013 about negotiable, CD, secondary market, 3-month, average, investment, interest rate, interest, rate, and USA.

Interest Rate Options Market Outlook

According to our latest research, the global interest rate options market size reached USD 22.6 billion in 2024, reflecting robust growth driven by increasing demand for risk management solutions in volatile financial environments. The market is expected to expand at a CAGR of 7.8% from 2025 to 2033, reaching a forecasted value of USD 44.9 billion by 2033. This dynamic growth is primarily attributed to heightened market volatility, evolving regulatory frameworks, and a surge in the adoption of sophisticated derivative instruments for hedging and speculative purposes.

One of the primary growth factors fueling the interest rate options market is the increasing need for effective risk management tools among financial institutions and corporates. As global interest rates continue to fluctuate due to macroeconomic uncertainties, companies and investors are seeking robust instruments to hedge against potential losses. Interest rate options, including caps, floors, collars, and swaptions, offer tailored solutions that allow market participants to manage exposure to adverse interest rate movements. This growing reliance on derivative products is further supported by advancements in financial technology, which have enhanced the accessibility and efficiency of trading platforms, making it easier for a broader spectrum of users to participate in the market.

Another significant driver is the expansion of financial markets in emerging economies, particularly in Asia Pacific and Latin America. As these regions experience rapid economic development, there is a corresponding increase in the complexity and volume of financial transactions. This has led to a greater demand for sophisticated financial instruments, including interest rate options, to manage the risks associated with lending, borrowing, and investing. The proliferation of over-the-counter (OTC) contracts, along with the growing popularity of exchange-traded derivatives, has further contributed to the market's expansion. Regulatory reforms aimed at increasing transparency and reducing systemic risk have also played a pivotal role in shaping the market landscape, encouraging more participants to adopt interest rate options as part of their risk management strategies.

Technological innovation is playing a transformative role in the interest rate options market. The integration of artificial intelligence, machine learning, and advanced analytics into trading systems has significantly improved the accuracy and speed of pricing, risk assessment, and execution. These advancements have not only reduced operational costs but have also enabled market participants to respond more swiftly to changing market conditions. Moreover, the digitization of financial services has facilitated greater market accessibility, allowing smaller institutions and corporates to leverage interest rate options for hedging and investment purposes. This democratization of access, combined with ongoing product innovation, is expected to sustain market growth over the forecast period.

Regionally, North America continues to dominate the interest rate options market, accounting for the largest share in 2024 due to its mature financial infrastructure and high adoption of derivative products. Europe follows closely, driven by stringent regulatory requirements and an active banking sector. Meanwhile, Asia Pacific is emerging as the fastest-growing region, supported by rapid economic growth, increasing financial sophistication, and ongoing regulatory reforms. Latin America and the Middle East & Africa are also witnessing steady growth, albeit from a lower base, as market participants in these regions increasingly recognize the benefits of interest rate options for managing financial risk.

Product Type Analysis

The product type segment in the interest rate options market encompasses a range of instruments, including caps, floors, collars, swaptions, and other customized solutions. Caps and floors are particularly popular among borrowers and lenders seeking to establish upper or lower limits on interest rate fluctuations, providing a safety net against adverse rate movements. Collars, which combine the features of caps and floors, offer a balanced approach by simultaneously setting both upper and lower bounds, making them attractive for corporates and financial institutions aiming to stabilize cash flows. Swaptions, or options on interest rate swaps, have gai

Interest Rate Futures Market Outlook

According to our latest research, the global Interest Rate Futures market size reached USD 5.8 trillion in 2024, reflecting a robust and sustained appetite for risk management and speculative opportunities in global financial markets. The market is projected to grow at a CAGR of 7.2% from 2025 to 2033, reaching an estimated USD 10.8 trillion by 2033. This growth is primarily driven by increasing volatility in global interest rates, a rising demand for effective hedging instruments, and expanding participation from institutional investors, banks, and hedge funds. As per our latest research, the market is witnessing a structural transformation fueled by technological advancements, regulatory reforms, and the globalization of financial markets, making interest rate futures an indispensable tool for risk management and investment strategies worldwide.

One of the most significant growth factors for the Interest Rate Futures market is the heightened volatility and unpredictability of global interest rates. Central banks across major economies have been actively adjusting their monetary policies in response to inflationary pressures, economic recovery post-pandemic, and geopolitical uncertainties. These frequent changes in interest rates have created an urgent need for market participants to manage their exposure to interest rate risks. As a result, both institutional and retail investors are increasingly turning to interest rate futures as a cost-effective and efficient means to hedge against adverse movements in interest rates. The ability of these instruments to offer standardized contracts, deep liquidity, and transparent pricing further enhances their appeal, driving greater adoption across diverse market segments.

Technological innovation is another critical driver propelling the expansion of the Interest Rate Futures market. The proliferation of advanced trading platforms, algorithmic trading, and real-time data analytics has significantly improved market accessibility and operational efficiency. Exchange-traded and over-the-counter platforms are now equipped with sophisticated risk management tools, automated execution capabilities, and enhanced security features that cater to the evolving needs of institutional investors, banks, and hedge funds. These technological advancements have lowered entry barriers, increased trading volumes, and fostered greater market participation from a broader spectrum of end-users. Additionally, the integration of artificial intelligence and machine learning in trading strategies is enabling market participants to identify and capitalize on arbitrage opportunities with unprecedented speed and accuracy.

Regulatory reforms and the globalization of financial markets are also playing an instrumental role in shaping the growth trajectory of the Interest Rate Futures market. Regulatory bodies across North America, Europe, and Asia Pacific are emphasizing greater transparency, risk mitigation, and investor protection in derivatives trading. The implementation of stringent margin requirements, centralized clearing, and reporting standards has enhanced market integrity and reduced systemic risks. Furthermore, the liberalization of capital markets in emerging economies and cross-border collaboration among exchanges are facilitating the seamless flow of capital and expanding the reach of interest rate futures to new geographies. These regulatory and structural developments are creating a more resilient and inclusive market ecosystem, supporting sustained growth over the forecast period.

From a regional perspective, North America continues to dominate the Interest Rate Futures market, accounting for the largest share in both trading volumes and open interest. This dominance is attributed to the presence of well-established exchanges, a mature financial infrastructure, and a diverse base of institutional investors. Europe and Asia Pacific are also witnessing robust growth, driven by regulatory harmonization, the introduction of new contract types, and the increasing participation of global investors. Latin America and the Middle East & Africa are emerging as promising markets, supported by ongoing financial sector reforms and the gradual adoption of derivatives trading. The regional outlook remains positive, with each region contributing uniquely to the overall expansion of the market.

Contract Type Analysis

The Contract Type segment of the Intere

Revenue for the Open-End Investment Funds industry has been increasing over the past five years. Open-end investment funds revenue has been growing slightly but remaining relatively steady at a CAGR of 0.0% to $196.1 billion over the past five years, including an expected increase of 4.2% in the current year. In addition, industry profit has climbed and comprises 33.1% of revenue in the current year. Overall, revenue has been increasing alongside overall asset growth, despite operators being forced to lower fees to meet shifting consumer preferences. The industry has encountered volatility due to the high-interest rate environment for most of the period. Higher interest rates reduce liquidity and make fixed income securities more attractive to investors due to less risk and more predictable interest payments. The industry has also encountered increased growth for ETFs and retail investors. The greatest shift in the industry has been an evolving investor preference for exchange-traded funds (ETFs). While mutual funds account for the majority of industry assets, growth in ETF assets has significantly outpaced that of mutual funds. Expenses that mutual fund investors incur have fallen from 0.5% of assets in 2018 to 0.4% in 2023, as industry operators have cut fees to attract new capital due to pressure from new funds (latest data available). Despite the high interest rate environment, the Fed slashed rates in 2024 and is anticipated to cut rates further in the latter part of 2025, which will boost asset prices. Open-end investment funds' revenue is expected to grow at a CAGR of 0.3% to $198.7 billion over the five years to 2030. The fears over inflation and a possible recession are expected to dominate the beginning of the outlook period. The Federal Reserve is expected to continue cutting interest rates as inflationary pressures ease. Investment companies' importance will continue to grow, with mutual funds and ETFs representing key channels for individual and institutional investors to access financial markets.