The benchmark interest rate in New Zealand was last recorded at 3.25 percent. This dataset provides - New Zealand Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Key information about New Zealand Long Term Interest Rate

• New Zealand Government Bond Yield: 10 Years was reported at 4.58 % pa in Feb 2025, compared with 4.55 % pa in the previous month.
• New Zealand Long Term Interest Rate data is updated monthly, available from Jan 1985 to Feb 2025.
• The data reached an all-time high of 18.90 % pa in Mar 1986 and a record low of 0.46 % pa in Sep 2020.
• Long Term Interest Rate is reported by reported by Reserve Bank of New Zealand.

CEIC calculates monthly Long Term Interest Rate from daily 10 year Government Bond Yield. The Reserve Bank of New Zealand provides 10 year Treasury Bond Yield. Long Term Interest Rate prior to March 1985 is sourced directly from Reserve Bank of New Zealand.. The ten-year benchmark for New Zealand Government bonds with a fixed interest coupon paid semi-annually in arrears. The bonds are redeemable at par on maturity.


Related information about New Zealand Long Term Interest Rate

• In the latest reports, New Zealand Short Term Interest Rate: Month End: New Zealand: Bank Accepted Bills: 90 Days was reported at 5.71 % pa in Jun 2023.
• The cash rate (Policy Rate: Month End: New Zealand: Official Cash Rate) was set at 5.50 % pa in Jun 2023.
• New Zealand Exchange Rate against USD averaged 1.63 (USD/NZD) in Jun 2023.

As of December 2024, the average interest rate for a new standard 1-year residential mortgage in New Zealand was *** percent. In comparison, the average 5-year interest rate for a residential mortgage was **** percent. Average interest rates for new standard residential mortgages in the country started to trend upward from mid-2021. Rates peaked toward the end of 2023 and have begun trending downward.

Real interest rate (%) in New Zealand was reported at --1.7229 % in 2018, according to the World Bank collection of development indicators, compiled from officially recognized sources. New Zealand - Real interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on July of 2025.

Lending interest rate (%) in New Zealand was reported at 0 % in 2024, according to the World Bank collection of development indicators, compiled from officially recognized sources. New Zealand - Lending interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on July of 2025.

Deposit Interest Rate in New Zealand decreased to 4.17 percent in June from 4.18 percent in May of 2025. This dataset includes a chart with historical data for Deposit Interest Rate in New Zealand.

In 2018, the real interest rate in New Zealand stood at ***** percent. Between 1998 and 2018, the figure dropped by **** percentage points, though the decline followed an uneven course rather than a steady trajectory.

Graph and download economic data for Interest Rates: 3-Month or 90-Day Rates and Yields: Interbank Rates: Total for New Zealand (IR3TIB01NZM156N) from Dec 1973 to Jun 2025 about New Zealand, interbank, 3-month, yield, interest rate, interest, and rate.

Mortgage Interest Rate: Flexible data was reported at 6.800 % pa in 18 May 2025. This stayed constant from the previous number of 6.800 % pa for 17 May 2025. Mortgage Interest Rate: Flexible data is updated daily, averaging 8.600 % pa from Feb 2023 (Median) to 18 May 2025, with 837 observations. The data reached an all-time high of 8.750 % pa in 31 Jul 2024 and a record low of 6.800 % pa in 18 May 2025. Mortgage Interest Rate: Flexible data remains active status in CEIC and is reported by ANZ Bank New Zealand. The data is categorized under High Frequency Database’s Lending Rates – Table NZ.DL001: Mortgage Interest Rate.

Deposit interest rate (%) in New Zealand was reported at 5.7308 % in 2024, according to the World Bank collection of development indicators, compiled from officially recognized sources. New Zealand - Deposit interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on July of 2025.

Graph and download economic data for Interest Rates: 3-Month or 90-Day Rates and Yields: Bank Bills: Total for New Zealand (IR3TBB01NZM156N) from Dec 1973 to Dec 2023 about New Zealand, bills, 3-month, yield, interest rate, banks, interest, depository institutions, and rate.

Graph and download economic data for Interest Rates: Immediate Rates (< 24 Hours): Call Money/Interbank Rate: Total for New Zealand (IRSTCI01NZM156N) from Jan 1985 to Dec 2024 about New Zealand, interbank, overnight, interest rate, interest, and rate.

Interbank Rate in New Zealand increased to 3.20 percent on Wednesday July 30 from 3.19 in the previous day. This dataset provides - New Zealand Three Month Interbank Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Bank deposit interest rate, percent in New Zealand, June, 2025 The most recent value is 3.91 percent as of June 2025, a decline compared to the previous value of 4.01 percent. Historically, the average for New Zealand from January 2000 to June 2025 is 4.6 percent. The minimum of 0.82 percent was recorded in January 2021, while the maximum of 8.45 percent was reached in June 2008. | TheGlobalEconomy.com

Graph and download economic data for Interest Rates: Long-Term Government Bond Yields: 10-Year: Main (Including Benchmark) for New Zealand (IRLTLT01NZM156N) from Jan 1970 to Jun 2025 about New Zealand, long-term, 10-year, bonds, yield, government, interest rate, interest, and rate.

Interest rate spread (lending rate minus deposit rate, %) in New Zealand was reported at --3.2617 % in 2018, according to the World Bank collection of development indicators, compiled from officially recognized sources. New Zealand - Interest rate spread (lending rate minus deposit rate, %) - actual values, historical data, forecasts and projections were sourced from the World Bank on July of 2025.

The yield on New Zealand 10Y Bond Yield eased to 4.53% on July 31, 2025, marking a 0 percentage point decrease from the previous session. Over the past month, the yield has edged up by 0.03 points and is 0.24 points higher than a year ago, according to over-the-counter interbank yield quotes for this government bond maturity. New Zealand 10-Year Government Bond Yield - values, historical data, forecasts and news - updated on July of 2025.

Key information about New Zealand Exchange Rate against USD

• New Zealand Exchange Rate against USD averaged 1.609 (USD/NZD) in May 2023, compared with 1.610 USD/NZD in the previous month.
• New Zealand Exchange Rate against USD data is updated monthly, available from Jan 1957 to May 2023.
• The data reached an all-time high of 2.506 in Nov 2000 and a record low of 0.673 in Oct 1973.

CEIC extends history for monthly average Exchange Rate against USD. Federal Reserve Board provides average Exchange Rate against USD. Exchange Rate against USD prior to January 1971 is sourced from the International Monetary Fund.


Key information about New Zealand Exchange Rate against USD

• In the latest reports, New Zealand Short Term Interest Rate: Month End: New Zealand: Bank Accepted Bills: 90 Days was reported at 5.690 % pa in May 2023.
• Its Long Term Interest Rate (Government Bond Yield: 10 Years) was reported at 4.270 % pa in May 2023.
• The cash rate (Policy Rate: Month End: New Zealand: Official Cash Rate) was set at 5.500 % pa in May 2023.

This analysis presents a rigorous exploration of financial data, incorporating a diverse range of statistical features. By providing a robust foundation, it facilitates advanced research and innovative modeling techniques within the field of finance.

Dow Jones New Zealand Index: A Bullish Journey or Bearish Plunge?

Financial data:

• Historical daily stock prices (open, high, low, close, volume)

• Fundamental data (e.g., market capitalization, price to earnings P/E ratio, dividend yield, earnings per share EPS, price to earnings growth, debt-to-equity ratio, price-to-book ratio, current ratio, free cash flow, projected earnings growth, return on equity, dividend payout ratio, price to sales ratio, credit rating)

• Technical indicators (e.g., moving averages, RSI, MACD, average directional index, aroon oscillator, stochastic oscillator, on-balance volume, accumulation/distribution A/D line, parabolic SAR indicator, bollinger bands indicators, fibonacci, williams percent range, commodity channel index)

Machine learning features:

• Feature engineering based on financial data and technical indicators

• Sentiment analysis data from social media and news articles

• Macroeconomic data (e.g., GDP, unemployment rate, interest rates, consumer spending, building permits, consumer confidence, inflation, producer price index, money supply, home sales, retail sales, bond yields)

Potential Applications:

• Stock price prediction

• Portfolio optimization

• Algorithmic trading

• Market sentiment analysis

• Risk management

Use Cases:

• Researchers investigating the effectiveness of machine learning in stock market prediction

• Analysts developing quantitative trading Buy/Sell strategies

• Individuals interested in building their own stock market prediction models

• Students learning about machine learning and financial applications

Additional Notes:

• The dataset may include different levels of granularity (e.g., daily, hourly)

• Data cleaning and preprocessing are essential before model training

• Regular updates are recommended to maintain the accuracy and relevance of the data

Bank Lending Rate in New Zealand decreased to 10.98 percent in June from 11.10 percent in May of 2025. This dataset provides - New Zealand Base Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.