View weekly updates and historical trends for 30 Year Mortgage Rate. from United States. Source: Freddie Mac. Track economic data with YCharts analytics.

The benchmark interest rate in the United States was last recorded at 4.25 percent. This dataset provides the latest reported value for - United States Fed Funds Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Track real-time 10 Year Treasury Rate yields and explore historical trends from year start to today. View interactive yield curve data with YCharts.

View market daily updates and historical trends for Effective Federal Funds Rate. from United States. Source: Federal Reserve. Track economic data with YC…

The U.S. federal funds rate peaked in 2023 at its highest level since the 2007-08 financial crisis, reaching 5.33 percent by December 2023. A significant shift in monetary policy occurred in the second half of 2024, with the Federal Reserve implementing regular rate cuts. By December 2024, the rate had declined to 4.48 percent. What is a central bank rate? The federal funds rate determines the cost of overnight borrowing between banks, allowing them to maintain necessary cash reserves and ensure financial system liquidity. When this rate rises, banks become more inclined to hold rather than lend money, reducing the money supply. While this decreased lending slows economic activity, it helps control inflation by limiting the circulation of money in the economy. Historic perspective The federal funds rate historically follows cyclical patterns, falling during recessions and gradually rising during economic recoveries. Some central banks, notably the European Central Bank, went beyond traditional monetary policy by implementing both aggressive asset purchases and negative interest rates.

View monthly updates and historical trends for US Long-Term Interest Rates. from United States. Source: Robert Shiller. Track economic data with YCharts a…

Brazil Public Sector: Year to Date: Uses: Internal Interest Rate data was reported at 117,643.718 BRL mn in Apr 2019. This records an increase from the previous number of 85,368.188 BRL mn for Mar 2019. Brazil Public Sector: Year to Date: Uses: Internal Interest Rate data is updated monthly, averaging 97,044.371 BRL mn from Jan 2002 (Median) to Apr 2019, with 208 observations. The data reached an all-time high of 444,058.399 BRL mn in Dec 2015 and a record low of 6,943.496 BRL mn in Jan 2002. Brazil Public Sector: Year to Date: Uses: Internal Interest Rate data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Government and Public Finance – Table BR.FA011: Public Sector: Uses and Sources: Year to Date.

Brazil Public Sector: Year to Date: Uses: Internal Interest Rate: Monetary Updating data was reported at 141,839.084 BRL mn in Apr 2019. This records an increase from the previous number of 116,132.577 BRL mn for Mar 2019. Brazil Public Sector: Year to Date: Uses: Internal Interest Rate: Monetary Updating data is updated monthly, averaging 34,377.330 BRL mn from Jan 2002 (Median) to Apr 2019, with 208 observations. The data reached an all-time high of 312,788.970 BRL mn in Sep 2018 and a record low of -100,557.193 BRL mn in Jul 2017. Brazil Public Sector: Year to Date: Uses: Internal Interest Rate: Monetary Updating data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Government and Public Finance – Table BR.FA011: Public Sector: Uses and Sources: Year to Date.

United States Fannie Mae: Year to Date: Risk Management Derivatives: Net Contractual Interest Expense on Interest-Rate Swaps data was reported at -218.000 USD mn in Mar 2025. This records an increase from the previous number of -964.000 USD mn for Dec 2024. United States Fannie Mae: Year to Date: Risk Management Derivatives: Net Contractual Interest Expense on Interest-Rate Swaps data is updated quarterly, averaging -450.000 USD mn from Dec 2011 (Median) to Mar 2025, with 51 observations. The data reached an all-time high of 16.000 USD mn in Dec 2021 and a record low of -2.187 USD bn in Dec 2011. United States Fannie Mae: Year to Date: Risk Management Derivatives: Net Contractual Interest Expense on Interest-Rate Swaps data remains active status in CEIC and is reported by Federal National Mortgage Association. The data is categorized under Global Database’s United States – Table US.EB121: Derivatives Fair Value Gains or Losses: Federal National Mortgage Association, Fannie Mae.

30 Year Mortgage Rate in the United States decreased to 6.30 percent in October 9 from 6.34 percent in the previous week. This dataset includes a chart with historical data for the United States 30 Year Mortgage Rate.

Graph and download economic data for 15-Year Fixed Rate Mortgage Average in the United States (MORTGAGE15US) from 1991-08-30 to 2025-10-09 about 15-year, mortgage, fixed, interest rate, interest, rate, and USA.

Car loan interest rates in the United States decreased since mid-2024. Thus, the period of rapidly rising interest rates, when they increased from 3.85 percent in December 2021 to 7.92 percent in June 2024, has come to an end. The Federal Reserve interest rate is one of the main causes of the interest rates of loans rising or falling. If inflation stays under control, the Federal Reserve will start cutting the interest rates, which would have the effect of the cost of car loans falling too. How many cars have financing in the United States? Car financing exists because not everyone who wants or needs a car can purchase it outright. A financial institution will then lend the money to the customer for purchasing the car, which must then be repaid with interest. Most new vehicles in the United States in 2024 were purchased using car loans. It is not as common to use car loans for purchasing used vehicles as for new ones, although over a third of used vehicles were purchased using loans. The car industry in the United States The car financing business is huge in the United States, due to the high sales of both new and used vehicles in the country. A lot of the United States is very car-centric, which means that, outside large cities, it can often be difficult to do their daily commutes through other transportation methods. In fact, only a small percentage of U.S. workers used public transport to go to work. That is one of the factors that has helped establish the importance of the automotive sector in North America. Nevertheless, there are still countries in Asia-Pacific, Africa, the Middle East, and Europe with higher car-ownership rates than the United States.

As of July 22, 2025, the yield for a ten-year U.S. government bond was 4.38 percent, while the yield for a two-year bond was 3.88 percent. This represents an inverted yield curve, whereby bonds of longer maturities provide a lower yield, reflecting investors' expectations for a decline in long-term interest rates. Hence, making long-term debt holders open to more risk under the uncertainty around the condition of financial markets in the future. That markets are uncertain can be seen by considering both the short-term fluctuations, and the long-term downward trend, of the yields of U.S. government bonds from 2006 to 2021, before the treasury yield curve increased again significantly in the following years. What are government bonds? Government bonds, otherwise called ‘sovereign’ or ‘treasury’ bonds, are financial instruments used by governments to raise money for government spending. Investors give the government a certain amount of money (the ‘face value’), to be repaid at a specified time in the future (the ‘maturity date’). In addition, the government makes regular periodic interest payments (called ‘coupon payments’). Once initially issued, government bonds are tradable on financial markets, meaning their value can fluctuate over time (even though the underlying face value and coupon payments remain the same). Investors are attracted to government bonds as, provided the country in question has a stable economy and political system, they are a very safe investment. Accordingly, in periods of economic turmoil, investors may be willing to accept a negative overall return in order to have a safe haven for their money. For example, once the market value is compared to the total received from remaining interest payments and the face value, investors have been willing to accept a negative return on two-year German government bonds between 2014 and 2021. Conversely, if the underlying economy and political structures are weak, investors demand a higher return to compensate for the higher risk they take on. Consequently, the return on bonds in emerging markets like Brazil are consistently higher than that of the United States (and other developed economies). Inverted yield curves When investors are worried about the financial future, it can lead to what is called an ‘inverted yield curve’. An inverted yield curve is where investors pay more for short term bonds than long term, indicating they do not have confidence in long-term financial conditions. Historically, the yield curve has historically inverted before each of the last five U.S. recessions. The last U.S. yield curve inversion occurred at several brief points in 2019 – a trend which continued until the Federal Reserve cut interest rates several times over that year. However, the ultimate trigger for the next recession was the unpredicted, exogenous shock of the global coronavirus (COVID-19) pandemic, showing how such informal indicators may be grounded just as much in coincidence as causation.

View weekly updates and historical trends for 15 Year Mortgage Rate. from United States. Source: Freddie Mac. Track economic data with YCharts analytics.

Public Sector: Year to Date: Central Bank of Brazil: Uses: External Interest Rate data was reported at -9,565.487 BRL mn in Apr 2019. This records a decrease from the previous number of -7,105.478 BRL mn for Mar 2019. Public Sector: Year to Date: Central Bank of Brazil: Uses: External Interest Rate data is updated monthly, averaging -3,498.330 BRL mn from Jan 2002 (Median) to Apr 2019, with 208 observations. The data reached an all-time high of 88.121 BRL mn in Jun 2004 and a record low of -23,858.758 BRL mn in Dec 2018. Public Sector: Year to Date: Central Bank of Brazil: Uses: External Interest Rate data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Government and Public Finance – Table BR.FA017: Public Sector: Uses and Sources: Central Bank of Brazil: Year to Date. Banco Central do Brasil (Bacen)

PSND: Implicit Interest Rate: Year-to-Date: Foreign Net Debt: Federal Government & Central Bank of Brazil data was reported at -1.142 % pa in Apr 2019. This records a decrease from the previous number of -0.928 % pa for Mar 2019. PSND: Implicit Interest Rate: Year-to-Date: Foreign Net Debt: Federal Government & Central Bank of Brazil data is updated monthly, averaging 0.148 % pa from Jan 2002 (Median) to Apr 2019, with 208 observations. The data reached an all-time high of 74.016 % pa in Jul 2006 and a record low of -2.387 % pa in Apr 2016. PSND: Implicit Interest Rate: Year-to-Date: Foreign Net Debt: Federal Government & Central Bank of Brazil data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Government and Public Finance – Table BR.FB033: Public Sector Net Debt: Implicit Interest Rate: Year-to-Date.

Brazil Public Sector: Year to Date: State Government: Uses: Internal Interest Rate data was reported at 14,699.039 BRL mn in Apr 2019. This records an increase from the previous number of 10,333.218 BRL mn for Mar 2019. Brazil Public Sector: Year to Date: State Government: Uses: Internal Interest Rate data is updated monthly, averaging 20,507.416 BRL mn from Jan 2001 (Median) to Apr 2019, with 220 observations. The data reached an all-time high of 80,437.901 BRL mn in Dec 2015 and a record low of 169.734 BRL mn in Jan 2009. Brazil Public Sector: Year to Date: State Government: Uses: Internal Interest Rate data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Government and Public Finance – Table BR.FA029: Public Sector: Uses and Sources: State Government: Year to Date.

The benchmark interest rate in Philippines was last recorded at 4.75 percent. This dataset provides the latest reported value for - Philippines Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Brazil Public Sector: Year to Date: Federal Government: Uses: Internal Interest Rate data was reported at 108,568.316 BRL mn in Apr 2019. This records an increase from the previous number of 80,075.541 BRL mn for Mar 2019. Brazil Public Sector: Year to Date: Federal Government: Uses: Internal Interest Rate data is updated monthly, averaging 64,471.843 BRL mn from Jan 2001 (Median) to Apr 2019, with 220 observations. The data reached an all-time high of 364,645.026 BRL mn in Dec 2015 and a record low of 4,167.912 BRL mn in Jan 2002. Brazil Public Sector: Year to Date: Federal Government: Uses: Internal Interest Rate data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Government and Public Finance – Table BR.FA023: Public Sector: Uses and Sources: Federal Government: Year to Date.

Brazil Public Sector: Year to Date: Federal Government: Uses: Internal Interest Rate: Monetary Updating data was reported at 84,135.430 BRL mn in Apr 2019. This records an increase from the previous number of 69,235.403 BRL mn for Mar 2019. Brazil Public Sector: Year to Date: Federal Government: Uses: Internal Interest Rate: Monetary Updating data is updated monthly, averaging 16,273.000 BRL mn from Jan 2001 (Median) to Apr 2019, with 220 observations. The data reached an all-time high of 180,236.947 BRL mn in Sep 2018 and a record low of -57,658.886 BRL mn in Jul 2017. Brazil Public Sector: Year to Date: Federal Government: Uses: Internal Interest Rate: Monetary Updating data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Government and Public Finance – Table BR.FA023: Public Sector: Uses and Sources: Federal Government: Year to Date.