Graph and download economic data for National Rate: 60 Month CD <100M (NDR60MCD) from Apr 2021 to Feb 2025 about CD, deposits, 5-year, rate, and USA.

Graph and download economic data for National Rate: 12 Month CD <100M (NDR12MCD) from Apr 2021 to Feb 2025 about CD, 1-year, deposits, rate, and USA.

According to Cognitive Market Research, the global Certificate of Deposit market size will be USD XX million in 2024. It will expand at a compound annual growth rate (CAGR) of 8.00% from 2024 to 2031.

North America held the major market share for more than 40% of the global revenue with a market size of USD XX million in 2024 and will grow at a compound annual growth rate (CAGR) of 6.2% from 2024 to 2031.
Europe accounted for a market share of over 30% of the global revenue with a market size of USD XX million.
Asia Pacific held a market share of around 23% of the global revenue with a market size of USD XX million in 2024 and will grow at a compound annual growth rate (CAGR) of 10.0% from 2024 to 2031.
Latin America had a market share of more than 5% of the global revenue with a market size of USD XX million in 2024 and will grow at a compound annual growth rate (CAGR) of 7.4% from 2024 to 2031.
Middle East and Africa had a market share of around 2% of the global revenue and was estimated at a market size of USD XX million in 2024 and will grow at a compound annual growth rate (CAGR) of 7.7% from 2024 to 2031.
The Less than 1 year held the highest Certificate of Deposit market revenue share in 2024.

Market Dynamics of Certificate of Deposit Market

Key Drivers for Certificate of Deposit Market

Growing Demand for Early Retirement Planning to Increase the Demand Globally

The growing demand for early retirement planning is driving the Certificate of Deposit (CD) market as individuals increasingly seek secure and reliable investment options to ensure financial stability in their retirement years. CDs offer a low-risk investment with guaranteed returns, making them an attractive choice for conservative investors looking to preserve capital and generate predictable income. With an aging population and heightened awareness of the need for financial planning, more people are prioritizing investments that provide safety and stability. CDs, with their fixed interest rates and protection against market volatility, align well with the goals of early retirees who prioritize preserving their savings while earning a steady return. This trend fuels the growth of the CD market as part of comprehensive retirement strategies.

Growing Demand of Enhanced CD products to Propel Market Growth

The growing demand for enhanced Certificate of Deposit (CD) products is driving the market due to their ability to offer higher returns and additional features compared to traditional CDs. Enhanced CDs, such as those with variable interest rates, callable options, or market-linked returns, attract investors seeking better yields while still enjoying the security and low risk associated with CDs. These innovative products appeal to a broader range of investors, including those looking for diversified income streams and higher growth potential. Additionally, the customization and flexibility of enhanced CDs cater to the evolving preferences of investors, who are increasingly sophisticated and seeking tailored financial solutions. This trend boosts the attractiveness and market adoption of CDs, expanding their role in investment portfolios.

Restraint Factor for the Certificate of Deposit Market

Low Interest Rates to Limit the Sales

Low interest rates restrain the Certificate of Deposit (CD) market by reducing the attractiveness of these financial instruments to investors seeking higher returns. When interest rates are low, the yields on CDs decrease, making them less appealing compared to other investment options such as stocks, bonds, or mutual funds, which may offer higher potential returns. This diminished appeal leads to reduced demand for CDs among both retail and institutional investors. Additionally, low interest rates can prompt banks and financial institutions to offer fewer incentives or promotional rates for CDs, further dampening market growth. The overall impact is a slowdown in the market's expansion, as investors seek alternative investments that promise better returns in a low-interest-rate environment.

Impact of Covid-19 on the Certificate of Deposit Market

The COVID-19 pandemic had a mixed impact on the Certificate of Deposit (CD) market. On one hand, economic uncertainty and market volatility drove many investors towards safer, more stable investment options like CDs. This increased demand for secure, low-risk instruments as people sought to protect their capital. On the ot...

Congo, The Democratic Republic of the CD: Lending Rate data was reported at 20.621 % pa in 2017. This records an increase from the previous number of 19.046 % pa for 2016. Congo, The Democratic Republic of the CD: Lending Rate data is updated yearly, averaging 35.800 % pa from Dec 2006 (Median) to 2017, with 12 observations. The data reached an all-time high of 65.418 % pa in 2009 and a record low of 18.692 % pa in 2014. Congo, The Democratic Republic of the CD: Lending Rate data remains active status in CEIC and is reported by International Monetary Fund. The data is categorized under Global Database’s Democratic Republic of Congo – Table CD.IMF.IFS: Lending, Saving and Deposit Rates: Annual.

China CD of Commercial Bank (AA) Yield: Yield to Maturity: 2 Month data was reported at 2.021 % pa in 26 Mar 2025. This records an increase from the previous number of 2.005 % pa for 25 Mar 2025. China CD of Commercial Bank (AA) Yield: Yield to Maturity: 2 Month data is updated daily, averaging 2.580 % pa from Feb 2017 (Median) to 26 Mar 2025, with 2033 observations. The data reached an all-time high of 5.758 % pa in 27 Dec 2017 and a record low of 1.212 % pa in 07 Apr 2020. China CD of Commercial Bank (AA) Yield: Yield to Maturity: 2 Month data remains active status in CEIC and is reported by China Central Depository & Clearing Co., Ltd. The data is categorized under China Premium Database’s Money Market, Interest Rate, Yield and Exchange Rate – Table CN.MO: CD of Commercial Bank Yield: Yield to Maturity.

Congo, The Democratic Republic of the CD: Deposit Rate data was reported at 4.185 % pa in 2017. This records an increase from the previous number of 3.375 % pa for 2016. Congo, The Democratic Republic of the CD: Deposit Rate data is updated yearly, averaging 7.719 % pa from Dec 2007 (Median) to 2017, with 11 observations. The data reached an all-time high of 16.773 % pa in 2010 and a record low of 3.375 % pa in 2016. Congo, The Democratic Republic of the CD: Deposit Rate data remains active status in CEIC and is reported by International Monetary Fund. The data is categorized under Global Database’s Democratic Republic of Congo – Table CD.IMF.IFS: Lending, Saving and Deposit Rates: Annual.

Deposit Interest Rate in Honduras increased to 8.21 percent in 2024 from 5.94 percent in 2023. This dataset includes a chart with historical data for Deposit Interest Rate in Honduras.

Deposit Interest Rate in Guatemala increased to 4.93 percent in 2024 from 4.21 percent in 2023. This dataset includes a chart with historical data for Deposit Interest Rate in Guatemala.

Unadjusted and adjusted rate ratios for CD in 2014–2016 vs. 2004–2007 among women in Robson Groups 1, 2a, and 5 after sequential adjustmentb'*' for maternal characteristics, obstetric practice factors, and fetal/infant characteristics, Sweden and BC, Canada.

Distribution of maternal, obstetric practice, and fetal/infant characteristics among deliveries in Sweden and BC, Canada, 2004–2016.

The Robson Classification Report Table [9], Sweden and BC, Canada, 2004–2016.

The global CD publishing systems market is experiencing moderate growth, driven by the continued demand for physical media in niche sectors despite the rise of digital distribution. While the overall market size is shrinking compared to its peak, it maintains relevance due to its specialized applications. Let's assume, for illustrative purposes, a 2025 market size of $500 million, with a Compound Annual Growth Rate (CAGR) of 2% from 2025 to 2033. This modest growth reflects the sustained, albeit reduced, need for physical CDs in sectors like archiving, specialized audio production, and certain governmental and financial institutions. The market is segmented by size (large, medium, small) and application (audio/video, service bureaus, banking/finance, government, software, gaming, medical, telecommunications, manufacturing). Factors such as the increasing preference for digital formats and the declining cost of digital storage pose significant restraints on market expansion. However, the unique needs of specific applications, such as data security and archival purposes, coupled with the perceived higher quality or authenticity of physical media in certain industries, contribute to the market's continued existence. This niche market exhibits varying growth trajectories across different segments. While the overall CAGR is moderate, certain application segments, such as archiving within the government and financial services sectors, might display higher growth rates than others. Similarly, regional variations exist, with North America and Europe likely exhibiting comparatively stronger performance than other regions, due to the higher concentration of established players and specialized applications in those areas. The competitive landscape involves both established players like Rimage and Primera Technology, and smaller niche providers. Future market performance depends significantly on the continued demand for physical media in specialized sectors and innovation in CD publishing technologies. Technological advancements, potentially focusing on increased efficiency and automation, could positively influence market growth and profitability. This report provides a detailed analysis of the global CD publishing systems market, offering insights into market size, key players, emerging trends, and future growth prospects. The market, while facing decline due to digital media dominance, still holds significant value, particularly in niche sectors. We estimate the global market size at approximately $250 million in 2023, projecting a moderate decline to $220 million by 2028.

Based on the OpenMC simulation results, the relationship between the calculated reactivity and CD angle is shown in Fig. 5(a). A total external reactivity of approximately 9 $ is added into the nuclear system as the CDs rotate from 0° to 180°. However, the rate of the external reactivity increase is uneven; for instance, this process is faster when the CD angle is approximately 90°. According to past mechanical designs of small solid-state nuclear reactors and CDs, the maximum rotating speed of CDs should be 1°/s. Therefore, the mean rate of external reactivity insertion among different ranges of the CD angle is shown in Fig. 5(b). Here, the maximum value is less than 0.1 $/s. The trends in the characteristic parameters, as functions of the neutronics period, are shown in Fig. 15. As the external reactivity increases and neutronics period shortens, the first overshoot seems to occur earlier, and the amplitude of oscillation increases. In addition, the oscillations during long neutronic periods lasted longer. Fig.15(c) demonstrates a strong linear correlation between the characteristic oscillation time and neutronics period.

Deposit Interest Rate in Zimbabwe increased to 8.87 percent in February from 8.15 percent in January of 2025. This dataset includes a chart with historical data for Deposit Interest Rate in Zimbabwe.

Norway Bank Lending Survey: NF: Past 3 Months: CD: Credit Utilisation Rate data was reported at 0.040 % in Mar 2018. This records an increase from the previous number of 0.000 % for Dec 2017. Norway Bank Lending Survey: NF: Past 3 Months: CD: Credit Utilisation Rate data is updated quarterly, averaging 0.020 % from Dec 2007 (Median) to Mar 2018, with 42 observations. The data reached an all-time high of 0.650 % in Sep 2008 and a record low of -0.220 % in Sep 2013. Norway Bank Lending Survey: NF: Past 3 Months: CD: Credit Utilisation Rate data remains active status in CEIC and is reported by Norges Bank. The data is categorized under Global Database’s Norway – Table NO.KB003: Bank Lending Survey.

Norway Bank Lending Survey: HO: Past 3 Months: CD: Fixed Rate Loans data was reported at 0.810 % in Sep 2018. This records an increase from the previous number of 0.150 % for Jun 2018. Norway Bank Lending Survey: HO: Past 3 Months: CD: Fixed Rate Loans data is updated quarterly, averaging 0.140 % from Dec 2007 (Median) to Sep 2018, with 44 observations. The data reached an all-time high of 1.550 % in Mar 2015 and a record low of -0.880 % in Sep 2017. Norway Bank Lending Survey: HO: Past 3 Months: CD: Fixed Rate Loans data remains active status in CEIC and is reported by Norges Bank. The data is categorized under Global Database’s Norway – Table NO.KB003: Bank Lending Survey.

Deposit Interest Rate in Russia decreased to 21.10 percent in January from 21.57 percent in December of 2024. This dataset includes a chart with historical data for Deposit Interest Rate in Russia.

Background: There is conflicting evidence on the impact of biologic treatment on the rate of complications and surgeries in Crohn’s disease (CD). We aimed to assess real-world consequences of biologic treatment of CD.Methods: All adult patients with CD treated with infliximab and adalimumab in the years 2012–2014 were identified from the database of the National Health Fund in Poland. Mixed models were used to assess the impact of biologics on medical resource utilization by comparing the periods before and after the first use of biologics (pre-index vs. post-index). The additional analyses including quintile of total exposure to biologic treatment were performed.Results: Data on 1393 patients (age, 31.9 years; males, 52.6%) were analyzed over a median of 1064 days (range: 71, 1148). During the post-index period, patients received from one to four treatments with biologic agents (maximum allowed period of 12 months per treatment). We observed a reduction in the rates of surgeries (by 27%, p = 0.001), hospitalizations for CD excluding surgical procedures (by 45%, p < 0.001), as well as consumption of antibiotics (by 31%, p < 0.001) and steroids (by 35%, p < 0.001) in the post-index compared with the pre-index period. The reduction in the rate of surgeries, hospitalizations for CD, and steroid intake increased with the increase of exposure to biologic agents.Conclusion: Biologic treatment changed the management patterns by lowering the rate of surgeries and other healthcare resources related to complications or worsening of CD. The reduction in the resource utilization was dependent on the level of exposure to treatment, suggesting that limitation of the treatment period itself may be inadequate.

To explore the specific effects of pig manure and rice straw on cadmium-contaminated soils and the effect of different mass fractions of calcium carbonate on cadmium efficacy, a pot experiment was conducted with different rates of pig manure (RS), rice straw (PM) and calcium carbonate (CC). The results showed that pig manure addition increased the soil HA/FA ratio, thereby reducing the available Cd. The addition of calcium carbonate increased the soil pH and reduced the available Cd, The addition of pig manure and calcium carbonate significantly reduced the Cd content of wheat grains by 51.96% and 45.95%, respectively, at 3% and 5% application rates. Rice straw application reduced the soil pH, improved the soil Cd availability, and increased the accumulation of Cd in wheat grains. Compared with that in the control, the grain biomass increased significantly with 3% pig manure and 3% rice straw application, and the grain biomass increased significantly, by 58.86% and 39.11% and 93.3% and 75.08%, respectively, in 2020 and 2021. With the application of calcium carbonate, the grain biomass of wheat first decreased and then increased. Additionally, the grain biomass significantly increased by 26.36% and 71.22%, respectively, at the 5% calcium carbonate application rate. Therefore, high application rates of pig manure (3% and 5%) have potential application in the safe production of wheat in Cd-contaminated soils. Methods The wheat samples harvested in October were separated into roots, stems, grains. The plant tissues were subsequently washed with deionized water 2-3 times. The plants were then incubated at 105℃ for 30 min, then at 70°C until a constant weight was reached, after which the dry weight was measured. The dry samples of each part of the plant were ground and sieved. Soil samples were collected after plant harvest, then sieved through 0.85 mm and 0.15 mm polyethylene mesh after air drying. The soil Cd was extracted by the DTPA [TEL (0.005 mol/L DTPA-0.100 mol/L triethanolamine)-0.010 mol/L CaCl2] leaching method, The plant samples were digested with HNO3-HClO4, the soil samples were digested with HNO3-HClO4-HF, the digested samples were subjected to inductive-coupled-plasma-emission spectroscopy (Agilent 5110 ICP‒OES) . Other physicochemical properties of the soil were determined with reference to the Methods of Agricultural Chemical Analysis of Soil: The pH values of the soil samples (1:2.5 soil-to-water ratio, w/v) were measured by potentiometry using a pH meter (PHS-3E); the content of soil organic carbon was determined using the potassium-dichromate-digestion method; the total nitrogen of the soil was determined using the semimicro-Kjeldahl method; the Olsen's P was measured with the sodium-bicarbonate method; the available potassium was measured with the flame-photometry method. Soil active calcium carbonate was determined by potassium permanganate titration. Soil humic acids and fulvic acids were first extracted by acid precipitation , then determined by the Churin method.

The global circular dichroism (CD) spectrometers market is experiencing steady growth, projected to reach a market size of $34 million in 2025, exhibiting a Compound Annual Growth Rate (CAGR) of 4.1% from 2025 to 2033. This growth is fueled by several key factors. The increasing demand for advanced analytical techniques in the pharmaceutical and biotechnology industries for protein analysis and drug discovery is a major driver. Furthermore, the rising number of research and development activities in government and private research organizations and contract research organizations (CROs) contribute significantly to the market expansion. Technological advancements leading to improved sensitivity, resolution, and automation of CD spectrometers are also boosting adoption rates. The market is segmented by light source type (linearly polarized, circularly polarized, multiple light sources) and application (pharmaceutical, government/private research, CROs). The pharmaceutical industry currently holds the largest market share due to the crucial role CD spectroscopy plays in characterizing protein structure and stability. The market's growth trajectory is expected to remain positive throughout the forecast period (2025-2033), driven by continued investments in scientific research, stringent regulatory requirements for drug development, and the expansion of the biotechnology sector globally. However, the high cost of sophisticated CD spectrometers and the availability of alternative analytical techniques might pose some challenges to market growth. Nevertheless, ongoing innovation and the development of more user-friendly and cost-effective instruments are expected to mitigate these restraints, ensuring sustained expansion of the CD spectrometers market in the coming years. Regional analysis reveals significant market presence in North America and Europe, driven by established research infrastructure and high pharmaceutical industry concentration. Asia-Pacific is also poised for considerable growth due to increasing investments in R&D and the expanding pharmaceutical market in the region.