In February 2025, the long-term prime lending rate in Japan was 2.2 percent per annum. The long-term prime lending rate is an interest rate for long-term loans of one year or more to companies with high credit ratings set by Mizuho Bank.

The benchmark interest rate in Japan was last recorded at 0.50 percent. This dataset provides - Japan Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

In December 2024, the short-term prime lending rate in Japan was about 1.63 percent per annum. The prime lending rate is the most frequent interest rate charged by the majority of city banks on short-term loans to the most creditworthy clients.

Graph and download economic data for Interest Rates: Immediate Rates (< 24 Hours): Central Bank Rates: Total for Japan (IRSTCB01JPQ156N) from Q1 1960 to Q4 2023 about overnight, Japan, interest rate, banks, interest, depository institutions, and rate.

Japan JP: Lending Interest Rate data was reported at 1.045 % pa in 2016. This records a decrease from the previous number of 1.143 % pa for 2015. Japan JP: Lending Interest Rate data is updated yearly, averaging 6.151 % pa from Dec 1960 (Median) to 2016, with 57 observations. The data reached an all-time high of 9.113 % pa in 1974 and a record low of 1.045 % pa in 2016. Japan JP: Lending Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Japan – Table JP.World Bank.WDI: Interest Rates. Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; ;

Graph and download economic data for Interest Rates: Immediate Rates (< 24 Hours): Call Money/Interbank Rate: Total for Japan (IRSTCI01JPM156N) from Jul 1985 to Feb 2025 about interbank, overnight, Japan, interest rate, interest, and rate.

Japan JP: Lending Rate data was reported at 0.994 % pa in 2017. This records a decrease from the previous number of 1.045 % pa for 2016. Japan JP: Lending Rate data is updated yearly, averaging 6.600 % pa from Dec 1953 (Median) to 2017, with 65 observations. The data reached an all-time high of 9.113 % pa in 1974 and a record low of 0.994 % pa in 2017. Japan JP: Lending Rate data remains active status in CEIC and is reported by International Monetary Fund. The data is categorized under Global Database’s Japan – Table JP.IMF.IFS: Lending, Saving and Deposit Rates: Annual.

As of December 2024, the long-term prime lending rate in Japan was 1.9 percent per annum. The long-term prime lending rate is an interest rate for long-term loans of one year or more to companies with high credit ratings set by Mizuho Bank.

Forecast: Bank Lending Interest Rate in Japan 2022 - 2026 Discover more data with ReportLinker!

Japan JP: Real Interest Rate data was reported at 0.769 % pa in 2016. This records an increase from the previous number of -0.978 % pa for 2015. Japan JP: Real Interest Rate data is updated yearly, averaging 2.802 % pa from Dec 1961 (Median) to 2016, with 56 observations. The data reached an all-time high of 6.125 % pa in 1983 and a record low of -12.450 % pa in 1970. Japan JP: Real Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Japan – Table JP.World Bank.WDI: Interest Rates. Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files using World Bank data on the GDP deflator.; ;

In March 2025, the short-term prime lending rate in Japan was about 1.88 percent per annum. The prime lending rate is the most frequent interest rate charged by the majority of city banks (Mizuho Bank, MUFG Bank, Sumitomo Mitsui Banking Corporation, Resona Bank, and Saitama Resona Bank) on short-term loans to the most creditworthy clients. It serves as the benchmark for variable housing loans rates.

Japan JP: Risk Premium on Lending: Lending Rate Minus Treasury Bill Rate data was reported at 1.273 % pa in 2016. This records an increase from the previous number of 1.155 % pa for 2015. Japan JP: Risk Premium on Lending: Lending Rate Minus Treasury Bill Rate data is updated yearly, averaging 1.922 % pa from Dec 1960 (Median) to 2016, with 55 observations. The data reached an all-time high of 2.900 % pa in 1978 and a record low of 1.155 % pa in 2015. Japan JP: Risk Premium on Lending: Lending Rate Minus Treasury Bill Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Japan – Table JP.World Bank.WDI: Interest Rates. Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the 'risk free' treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics database.; ;

Graph and download economic data for Interest Rates, Discount Rate for Japan from Jan 1953 to Apr 2017 about Japan, interest rate, interest, and rate.

Japan Housing Loan: Floating Interest Rate: City Banks data was reported at 2.475 % pa in Oct 2018. This stayed constant from the previous number of 2.475 % pa for Sep 2018. Japan Housing Loan: Floating Interest Rate: City Banks data is updated monthly, averaging 2.475 % pa from Jun 1987 (Median) to Oct 2018, with 377 observations. The data reached an all-time high of 8.500 % pa in Jan 1991 and a record low of 2.375 % pa in Sep 2006. Japan Housing Loan: Floating Interest Rate: City Banks data remains active status in CEIC and is reported by Bank of Japan. The data is categorized under Global Database’s Japan – Table JP.M014: Mortgage Rate.

Graph and download economic data for Interest Rates: 3-Month or 90-Day Rates and Yields: Certificates of Deposit: Total for Japan (IR3TCD01JPA156N) from 1980 to 2021 about CD, 3-month, Japan, yield, interest rate, interest, and rate.

Discount Rate: Central Bank: Japan data was reported at 0.750 % pa in Feb 2025. This stayed constant from the previous number of 0.750 % pa for Jan 2025. Discount Rate: Central Bank: Japan data is updated monthly, averaging 0.500 % pa from Jan 1970 (Median) to Feb 2025, with 662 observations. The data reached an all-time high of 9.000 % pa in Jul 1980 and a record low of 0.100 % pa in Jun 2006. Discount Rate: Central Bank: Japan data remains active status in CEIC and is reported by Bank of Japan. The data is categorized under Global Database’s Japan – Table JP.M001: Discount, Prime Lending, Call and Policy Rate.

Banklånerente i Japan økte til 2 prosent i januar fra 1,90 prosent i desember 2024. Gjeldende verdier, historiske data, prognoser, statistikk, diagrammer og økonomiske kalender - Japan - Bankenes utlånsrente.

The value of loans in Japan increased 3.10 percent in February of 2025 over the same month in the previous year. This dataset provides the latest reported value for - Japan Bank Lending - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Graph and download economic data for Interest Rates: Long-Term Government Bond Yields: 10-Year: Main (Including Benchmark) for Japan (IRLTLT01JPA156N) from 1989 to 2024 about long-term, 10-year, Japan, bonds, yield, government, interest rate, interest, and rate.

Bank Lending Rate Jepang dilaporkan sebesar 1.625 % pa pada 2025-02. Angka ini tetap dibanding sebelumnya yaitu 1.625 % pa untuk 2025-01. Data Bank Lending Rate Jepang diperbarui bulanan, dengan rata-rata 1.625 % pa dari 1971-01 sampai 2025-02, dengan 650 observasi. Data ini mencapai angka tertinggi sebesar 9.250 % pa pada 1980-07 dan rekor terendah sebesar 1.375 % pa pada 2006-07. Data Bank Lending Rate Jepang tetap berstatus aktif di CEIC dan dilaporkan oleh CEIC Data. Data dikategorikan dalam Global Economic Monitor World Trend Plus – Table: Bank Lending Rate: Monthly.