View monthly updates and historical trends for Japan Long-Term Interest Rates. Source: Organisation for Economic Co-operation and Development. Track econo…

As of September 2025, the average interest rate on ordinary deposits of financial institutions in Japan stood at around **** percent per annum. In the past years, the average interest rate on ordinary deposits had been close to zero percent. It rose to **** percent after the central bank policy rate hike in March 2024.

Graph and download economic data for Interest Rates: 3-Month or 90-Day Rates and Yields: Interbank Rates: Total for Japan (IR3TIB01JPM156N) from Apr 2002 to Oct 2025 about interbank, 3-month, Japan, yield, interest rate, interest, and rate.

Japan Interest Rate Swap: Yen: 5 Year data was reported at 0.075 % pa in Nov 2018. This records a decrease from the previous number of 0.120 % pa for Oct 2018. Japan Interest Rate Swap: Yen: 5 Year data is updated monthly, averaging 0.500 % pa from Nov 2000 (Median) to Nov 2018, with 217 observations. The data reached an all-time high of 1.643 % pa in Jun 2007 and a record low of -0.159 % pa in Jun 2016. Japan Interest Rate Swap: Yen: 5 Year data remains active status in CEIC and is reported by Sumitomo Mitsui Trust Bank. The data is categorized under Global Database’s Japan – Table JP.M015: Interbank and Swap Rates.

Graph and download economic data for Interest Rates: Long-Term Government Bond Yields: 10-Year: Main (Including Benchmark) for Japan (IRLTLT01JPQ156N) from Q1 1989 to Q3 2025 about long-term, 10-year, Japan, bonds, yield, government, interest rate, interest, and rate.

View daily updates and historical trends for Bank of Japan Basic Discount Rate. Source: Bank of Japan. Track economic data with YCharts analytics.

Key information about Japan Bank Lending Rate

• Japan Bank Lending Rate was reported at 1.875 % pa in Nov 2025.
• This stayed constant from the previous number of 1.875 % pa for Oct 2025.
• Japan Bank Lending Rate data is updated monthly, averaging 1.625 % pa from Jan 1971 to Nov 2025, with 659 observations.
• The data reached an all-time high of 9.250 % pa in Jul 1980 and a record low of 1.375 % pa in Jul 2006.
• Japan Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Monthly.

Deposit Interest Rate in Japan remained unchanged at 0.23 percent in November. This dataset includes a chart with historical data for Deposit Interest Rate in Japan.

In September 2025, the long-term prime lending rate in Japan was *** percent per annum. The long-term prime lending rate is an interest rate for long-term loans of one year or more to companies with high credit ratings set by Mizuho Bank.

Japan: Real interest rate: Bank lending rate minus inflation: The latest value from 2017 is 1.07 percent, an increase from 0.62 percent in 2016. In comparison, the world average is 5.12 percent, based on data from 122 countries. Historically, the average for Japan from 1993 to 2017 is 2.54 percent. The minimum value, -0.95 percent, was reached in 2015 while the maximum of 4.31 percent was recorded in 1993.

Bank Lending Rate in Japan increased to 2.40 percent in October from 2.30 percent in September of 2025. This dataset provides - Japan Long Term Prime Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

View market daily updates and historical trends for Japan 25 Year Government Bond Interest Rate. Source: Japan Ministry of Finance. Track economic data wi…

As of September 2025, the average interest rate on new one-year time deposits of 10 million yen or more of banks in Japan was around **** percent per annum. The rate increased from **** percent in April 2024, following the central bank's first interest hike in 17 years.

Japan JP: Long-Term Interest Rate: Government Bonds data was reported at 1.845 % in 2026. This records an increase from the previous number of 1.345 % for 2025. Japan JP: Long-Term Interest Rate: Government Bonds data is updated yearly, averaging 3.029 % from Dec 1966 (Median) to 2026, with 61 observations. The data reached an all-time high of 8.871 % in 1980 and a record low of -0.098 % in 2019. Japan JP: Long-Term Interest Rate: Government Bonds data remains active status in CEIC and is reported by Organisation for Economic Co-operation and Development. The data is categorized under Global Database’s Japan – Table JP.OECD.EO: Interest Rate: Forecast: OECD Member: Annual. IRL - Long-term interest rate on government bonds; Data refer to Japan Benchmark Bond - Redemption Yield 10 Years. Break in December 1998; pre-1998 refer to interest bearing government bonds (10 Years)

View yearly updates and historical trends for Japan Central Bank Lending Interest Rate (DISCONTINUED). Source: Eurostat. Track economic data with YCharts …

Japan JP: Lending Rate data was reported at 0.994 % pa in 2017. This records a decrease from the previous number of 1.045 % pa for 2016. Japan JP: Lending Rate data is updated yearly, averaging 6.600 % pa from Dec 1953 (Median) to 2017, with 65 observations. The data reached an all-time high of 9.113 % pa in 1974 and a record low of 0.994 % pa in 2017. Japan JP: Lending Rate data remains active status in CEIC and is reported by International Monetary Fund. The data is categorized under Global Database’s Japan – Table JP.IMF.IFS: Lending, Saving and Deposit Rates: Annual.

Interest rate spread of Japan slumped by 9.54% from 0.74 % in 2016 to 0.67 % in 2017. Since the 5.56% surge in 2014, interest rate spread sank by 16.24% in 2017. Interest rate spread is the interest rate charged by banks on loans to prime customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits.

Between January and July 2025, the average contract interest rate of outstanding loans granted by banks in Japan stood at **** percent per annum, up from **** percent per annum in the previous year. City banks and regional banks had the lowest average interest rate for outstanding loans.

Japan Discount Rate and Loan Rate: Basic data was reported at 0.750 % pa in Nov 2025. This stayed constant from the previous number of 0.750 % pa for Oct 2025. Japan Discount Rate and Loan Rate: Basic data is updated monthly, averaging 2.500 % pa from Jan 1950 (Median) to Nov 2025, with 911 observations. The data reached an all-time high of 9.000 % pa in Jul 1980 and a record low of 0.100 % pa in Jun 2006. Japan Discount Rate and Loan Rate: Basic data remains active status in CEIC and is reported by Bank of Japan. The data is categorized under Global Database’s Japan – Table JP.M: Discount, Prime Lending, Call and Policy Rate.

Graph and download economic data for Inflation, consumer prices for Japan (FPCPITOTLZGJPN) from 1960 to 2024 about Japan, consumer, CPI, inflation, price index, indexes, and price.