Graph and download economic data for 30-Year Fixed Rate Jumbo Mortgage Index (OBMMIJUMBO30YF) from 2017-01-03 to 2025-08-20 about jumbo, 30-year, mortgage, fixed, rate, indexes, and USA.

30 Year Mortgage Rate in the United States remained unchanged at 6.58 percent in August 21 from 6.58 percent in the previous week. This dataset includes a chart with historical data for the United States 30 Year Mortgage Rate.

30-Year Jumbo Mortgage Rate: 8 years of historical data from 2017 to 2025.

Table of data representing

After a period of gradual decline, the average annual rate on a 30-year fixed-rate mortgage in the United States rose to **** percent in 2023, up from the record-low **** percent in 2021. In 2024, interest rates declined slightly. The rate for 15-year fixed mortgages and five-year ARM mortgages followed a similar trend. This was a result of the Federal Reserve increasing the bank rate - a measure introduced to tackle the rising inflation. U.S. home prices going through the roof Mortgage rates have a strong impact on the market – the lower the rate, the lower the loan repayment. The rate on a 30-year fixed-rate mortgage decreasing after the Great Recession has stimulated the market and boosted home sales. Another problem consumers face is the fact that house prices are rising at an unaffordable level. The median sales price of a new home sold surged in 2021, while the median weekly earnings of a full-time employee maintained a more moderate increase. What are the differences between 15-year and 30-year mortgages? Two of the most popular loan terms available to homebuyers are the 15-year fixed-rate mortgage and the 30-year fixed-rate mortgage. The 30-year option appeals to more consumers because the repayment is spread out over 30 years, meaning the monthly payments are lower. Consumers choosing the 15-year option will have to pay higher monthly payments but benefit from lower interest rates.

Graph and download economic data for 15-Year Fixed Rate Mortgage Average in the United States (MORTGAGE15US) from 1991-08-30 to 2025-08-21 about 15-year, mortgage, fixed, interest rate, interest, rate, and USA.

Graph and download economic data for 30-Year Fixed Rate Veterans Affairs Mortgage Index (OBMMIVA30YF) from 2017-01-03 to 2025-08-19 about veterans, 30-year, mortgage, fixed, rate, indexes, and USA.

United States WAS: Total Points: 30-Year Jumbo data was reported at 0.290 % in 16 Nov 2018. This records an increase from the previous number of 0.280 % for 09 Nov 2018. United States WAS: Total Points: 30-Year Jumbo data is updated weekly, averaging 0.310 % from Jan 2011 (Median) to 16 Nov 2018, with 410 observations. The data reached an all-time high of 0.640 % in 17 Jun 2011 and a record low of 0.060 % in 27 Jun 2014. United States WAS: Total Points: 30-Year Jumbo data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s United States – Table US.M013: Weekly Applications Survey: Mortgage Interest Rate.

In the United States, interest rates for all mortgage types started to increase in 2021. This was due to the Federal Reserve introducing a series of hikes in the federal funds rate to contain the rising inflation. In the fourth quarter of 2024, the 30-year fixed rate rose slightly, to **** percent. Despite the increase, the rate remained below the peak of **** percent in the same quarter a year ago. Why have U.S. home sales decreased? Cheaper mortgages normally encourage consumers to buy homes, while higher borrowing costs have the opposite effect. As interest rates increased in 2022, the number of existing homes sold plummeted. Soaring house prices over the past 10 years have further affected housing affordability. Between 2013 and 2023, the median price of an existing single-family home risen by about ** percent. On the other hand, the median weekly earnings have risen much slower. Comparing mortgage terms and rates Between 2008 and 2023, the average rate on a 15-year fixed-rate mortgage in the United States stood between **** and **** percent. Over the same period, a 30-year mortgage term averaged a fixed-rate of between **** and **** percent. Rates on 15-year loan terms are lower to encourage a quicker repayment, which helps to improve a homeowner’s equity.

WAS: Effective Rate: 30-Year Jumbo data was reported at 4.810 % in 20 Jul 2018. This records an increase from the previous number of 4.750 % for 13 Jul 2018. WAS: Effective Rate: 30-Year Jumbo data is updated weekly, averaging 4.260 % from Jan 2011 (Median) to 20 Jul 2018, with 393 observations. The data reached an all-time high of 5.680 % in 11 Feb 2011 and a record low of 3.670 % in 30 Sep 2016. WAS: Effective Rate: 30-Year Jumbo data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s USA – Table US.M013: Weekly Applications Survey: Mortgage Interest Rate.

United States WAS: Contract Rate: 30-Year Jumbo data was reported at 4.880 % in 23 Nov 2018. This stayed constant from the previous number of 4.880 % for 16 Nov 2018. United States WAS: Contract Rate: 30-Year Jumbo data is updated weekly, averaging 4.210 % from Jan 2011 (Median) to 23 Nov 2018, with 411 observations. The data reached an all-time high of 5.640 % in 11 Feb 2011 and a record low of 3.600 % in 30 Sep 2016. United States WAS: Contract Rate: 30-Year Jumbo data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s United States – Table US.M013: Weekly Applications Survey: Mortgage Interest Rate.

United States WAS: Effective Rate: 30-Year Jumbo: 1-Wk Change data was reported at 0.060 Point in 20 Jul 2018. This records an increase from the previous number of 0.010 Point for 13 Jul 2018. United States WAS: Effective Rate: 30-Year Jumbo: 1-Wk Change data is updated weekly, averaging -0.010 Point from Jan 2011 (Median) to 20 Jul 2018, with 392 observations. The data reached an all-time high of 0.290 Point in 11 Feb 2011 and a record low of -0.230 Point in 22 Apr 2011. United States WAS: Effective Rate: 30-Year Jumbo: 1-Wk Change data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s USA – Table US.M013: Weekly Applications Survey: Mortgage Interest Rate.

United States WAS: Total Points: 30-Year Jumbo: 1-Wk Change data was reported at 0.010 Point in 20 Jul 2018. This records a decrease from the previous number of 0.070 Point for 13 Jul 2018. United States WAS: Total Points: 30-Year Jumbo: 1-Wk Change data is updated weekly, averaging 0.000 Point from Jan 2011 (Median) to 20 Jul 2018, with 392 observations. The data reached an all-time high of 0.230 Point in 30 Dec 2016 and a record low of -0.200 Point in 06 Jul 2018. United States WAS: Total Points: 30-Year Jumbo: 1-Wk Change data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s USA – Table US.M013: Weekly Applications Survey: Mortgage Interest Rate.

The Japan Mortgage/Loan Brokers Market, valued at ¥5.20 billion in 2025, is projected to experience steady growth with a Compound Annual Growth Rate (CAGR) of 3.92% from 2025 to 2033. This growth is driven primarily by increasing urbanization, a rising young population entering the housing market, and government initiatives aimed at boosting homeownership. Low interest rates in recent years have also stimulated mortgage demand. However, fluctuating economic conditions and potential regulatory changes pose challenges. The market is segmented by mortgage loan type (conventional, jumbo, government-insured, and others), loan terms (15, 20, and 30-year mortgages, and others), interest rates (fixed and adjustable), and provider (primary and secondary lenders). Major players include prominent Japanese financial institutions like the Bank of Japan, Bank of China (with significant operations in Japan), Suruga Bank, SMBC Trust Bank, Shinsei Bank, and several international banks with a presence in the Japanese market. The market's future trajectory will likely depend on the effectiveness of government policies supporting homeownership, the stability of the Japanese economy, and the adaptability of brokers to evolving technological advancements in financial services. Competition among brokers is expected to intensify, pushing for innovation in services and digital platforms to attract customers. The dominance of established financial institutions in the market highlights the need for smaller brokers to establish strong partnerships or differentiate themselves through specialized services. While the 30-year mortgage remains a significant segment, growing awareness of financial prudence and shorter-term financial goals could lead to increased demand for 15 and 20-year mortgage options. The increasing adoption of online platforms and fintech solutions is also anticipated to transform how mortgage brokerage services are delivered, potentially impacting the operational models of traditional players. Analyzing trends in interest rates and their correlation with overall market growth will be crucial for predicting future market performance. The impact of macroeconomic factors, such as inflation and unemployment, will also play a significant role in influencing mortgage demand and consequently, the growth of the brokerage market. Recent developments include: In March 2024, Leading Japanese online stocks broker Matsui Stocks Co., Ltd. established a partnership with global fintech firm Broadridge Financial Solutions, Inc. to boost its stock lending business via Broadridge's cloud-based SaaS post-trade processing technology., In July 2023, Mitsubishi UFJ Financial Group and Morgan Stanley expanded their 15-year-old partnership. At their joint brokerage operations, the Japanese and American institutions have decided to work together more closely on forex trading, as well as on researching and selling Japanese stocks to institutional investors.. Key drivers for this market are: Increase in demand for Financial Home Loan Solutions, Increased Accessibility to Loan Broker Services. Potential restraints include: Increase in demand for Financial Home Loan Solutions, Increased Accessibility to Loan Broker Services. Notable trends are: Consistent level of interest rate and Increasing Real Estate price affecting Japan's Mortgage/Loan Broker Market..

United States WAS: Contract Rate: 30-Year Jumbo: 1-Wk Change data was reported at 0.000 Point in 23 Nov 2018. This records an increase from the previous number of -0.100 Point for 16 Nov 2018. United States WAS: Contract Rate: 30-Year Jumbo: 1-Wk Change data is updated weekly, averaging -0.010 Point from Jan 2011 (Median) to 23 Nov 2018, with 410 observations. The data reached an all-time high of 0.290 Point in 21 Jun 2013 and a record low of -0.240 Point in 22 Apr 2011. United States WAS: Contract Rate: 30-Year Jumbo: 1-Wk Change data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s United States – Table US.M013: Weekly Applications Survey: Mortgage Interest Rate.

The Japan Mortgage/Loan Brokers Market report segments the industry into By Type Of Mortgage Loan (Conventional Mortgage Loan, Jumbo Loans, Government-Insured Mortgage Loans, Other Types Of Mortgage Loan), By Mortgage Loan Terms (30- Years Mortgage, 20-Year Mortgage, 15-Year Mortgage, Other Mortgage Loan Terms), By Interest Rate (Fixed-Rate, Adjustable-Rate), and By Provider (Primary Mortgage Lender, Secondary Mortgage Lender).

The China Mortgage/Loan Brokers Market report segments the industry into By Type Of Mortgage Loan (Conventional Mortgage Loan, Jumbo Loans, Government-Insured Mortgage Loans, Other Type Of Mortgage Loans), By Mortgage Loan Terms (30- Years Mortgage, 20-Year Mortgage, 15-Year Mortgage, Other Mortgage Loan Terms), By Interest Rate (Fixed-Rate, Adjustable-Rate), and By Provider (Primary Mortgage Lender, Secondary Mortgage Lender).

The Qatar Mortgage/Loan Brokers Market report segments the industry into By Type Of Mortgage Loan (Conventional Mortgage Loan, Jumbo Loans, Government-Insured Mortgage Loans, Other Types Of Mortgage Loan), By Mortgage Loan Terms (30- Years Mortgage, 20-Year Mortgage, 15-Year Mortgage, Other Mortgage Loan Terms), By Interest Rate (Fixed-Rate, Adjustable-Rate), and By Provider (Primary Mortgage Lender, Secondary Mortgage Lender).

The China mortgage/loan broker market, valued at $33.90 billion in 2025, exhibits robust growth potential, projected to expand at a Compound Annual Growth Rate (CAGR) of 12.56% from 2025 to 2033. This significant expansion is fueled by several key drivers. Firstly, a burgeoning middle class with increasing disposable income and homeownership aspirations is driving demand for mortgage loans. Secondly, government initiatives aimed at boosting affordable housing and supporting the real estate sector are creating a favorable environment for mortgage brokers. Thirdly, the increasing complexity of mortgage products necessitates the expertise of brokers to navigate the process for both borrowers and lenders. However, the market isn't without challenges. Regulatory changes, fluctuations in interest rates, and potential economic slowdowns could act as restraints on growth. The market is segmented by mortgage loan type (conventional, jumbo, government-insured, others), loan terms (15-year, 20-year, 30-year, others), interest rate (fixed, adjustable), and provider (primary and secondary lenders). Major players include Bank of Japan, Bank of China, Suruga Bank Ltd., and several other significant financial institutions. While the detailed regional breakdown for China is unavailable, the national market size and CAGR provide a strong indication of its overall growth trajectory. The diverse range of services offered by mortgage brokers, catering to varied customer needs and risk profiles, further enhances the market's dynamism and resilience. Strategic partnerships between brokers and financial institutions are also likely to increase market penetration and efficiency. The forecast period suggests a continuously upward trend, with broader implications for the overall Chinese financial landscape. The competitive landscape within the Chinese mortgage broker market is characterized by a mix of large established financial institutions and potentially smaller, more specialized brokerages. The dominance of established banks reflects their extensive reach and brand recognition. However, niche players specializing in specific mortgage types or customer segments could experience rapid growth by leveraging their expertise and filling unmet market needs. The market is expected to see consolidation in the coming years, as larger firms seek to acquire smaller ones to expand their market share and service offerings. Technological advancements, such as online platforms and fintech solutions, are transforming the market, improving accessibility and efficiency. This digital transformation is expected to attract new entrants and further accelerate growth, but will also necessitate ongoing adaptation and investment by existing players to maintain competitiveness. Analyzing specific regional variations within China would require additional data, but the overall national projections paint a positive picture for the growth of this sector. Recent developments include: In September 2023, the Agricultural Bank of China (ABC), one of the four major state-owned banks in the country, launched a global matchmaking platform during the Belt and Road Agricultural Cooperation and Development Forum in Beijing., In June 2023, HSBC Bank (China) Company Limited acquired Citi’s retail wealth management portfolio in mainland China.. Key drivers for this market are: Surge in China household Wealth, Increasing Penetration rate among investors. Potential restraints include: Surge in China household Wealth, Increasing Penetration rate among investors. Notable trends are: Change in Monetary factors affecting China Mortgage/Loan Brokers market..