30 Year Mortgage Rate in the United States decreased to 6.85 percent in June 5 from 6.89 percent in the previous week. This dataset includes a chart with historical data for the United States 30 Year Mortgage Rate.

Interactive historical chart showing the 30 year fixed rate mortgage average in the United States since 1971.

Fixed 30-year mortgage rates in the United States averaged 6.92 percent in the week ending May 30 of 2025. This dataset provides the latest reported value for - United States MBA 30-Yr Mortgage Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Graph and download economic data for 30-Year Fixed Rate FHA Mortgage Index (OBMMIFHA30YF) from 2017-01-03 to 2025-06-05 about FHA, 30-year, fixed, mortgage, rate, indexes, and USA.

Graph and download economic data for 30-Year Fixed Rate Veterans Affairs Mortgage Index (OBMMIVA30YF) from 2017-01-03 to 2025-06-05 about veterans, 30-year, fixed, mortgage, rate, indexes, and USA.

Graph and download economic data for 15-Year Fixed Rate Mortgage Average in the United States (MORTGAGE15US) from 1991-08-30 to 2025-06-05 about 15-year, fixed, mortgage, interest rate, interest, rate, and USA.

Graph and download economic data for 30-Year Fixed Rate Jumbo Mortgage Index (OBMMIJUMBO30YF) from 2017-01-03 to 2025-06-05 about jumbo, 30-year, fixed, mortgage, rate, indexes, and USA.

Following the drastic increase directly after the COVID-19 pandemic, the delinquency rate started to gradually decline, falling below *** percent in the second quarter of 2023. In the second half of 2023, the delinquency rate picked up, but remained stable throughout 2024. In the first quarter of 2025, **** percent of mortgage loans were delinquent. That was significantly lower than the **** percent during the onset of the COVID-19 pandemic in 2020 or the peak of *** percent during the subprime mortgage crisis of 2007-2010. What does the mortgage delinquency rate tell us? The mortgage delinquency rate is the share of the total number of mortgaged home loans in the U.S. where payment is overdue by 30 days or more. Many borrowers eventually manage to service their loan, though, as indicated by the markedly lower foreclosure rates. Total home mortgage debt in the U.S. stood at almost ** trillion U.S. dollars in 2024. Not all mortgage loans are made equal ‘Subprime’ loans, being targeted at high-risk borrowers and generally coupled with higher interest rates to compensate for the risk. These loans have far higher delinquency rates than conventional loans. Defaulting on such loans was one of the triggers for the 2007-2010 financial crisis, with subprime delinquency rates reaching almost ** percent around this time. These higher delinquency rates translate into higher foreclosure rates, which peaked at just under ** percent of all subprime mortgages in 2011.

Graph and download economic data for 30-Year Fixed Rate USDA Mortgage Index (OBMMIUSDA30YF) from 2017-01-03 to 2025-06-06 about USDA, 30-year, fixed, mortgage, rate, indexes, and USA.

Mortgage Rate in the United Kingdom decreased to 7.09 percent in May from 7.19 percent in April of 2025. This dataset provides - United Kingdom BBA Mortgage Rate- actual values, historical data, forecast, chart, statistics, economic calendar and news.

Car loan interest rates in the United States decreased since April 2025. Thus, the period of rapidly rising interest rates, when they increased from less than 4 percent in February 2022 to 7.33 percent three years later, has come to an end. The Federal Reserve interest rate is one of the main causes of the interest rates of loans rising or falling. If inflation stays under control, the Federal Reserve will start cutting the interest rates, which would have the effect of the cost of car loans falling too. How many cars have financing in the United States? Car financing exists because not everyone who wants or needs a car can purchase it outright. A financial institution will then lend the money to the customer for purchasing the car, which must then be repaid with interest. Most new vehicles in the United States in 2024 were purchased using car loans. It is not as common to use car loans for purchasing used vehicles as for new ones, although over a third of used vehicles were purchased using loans. The car industry in the United States The car financing business is huge in the United States, due to the high sales of both new and used vehicles in the country. A lot of the United States is very car-centric, which means that, outside large cities, it can often be difficult to do their daily commutes through other transportation methods. In fact, only a small percentage of U.S. workers used public transport to go to work. That is one of the factors that has helped establish the importance of the automotive sector in North America. Nevertheless, there are still countries in Asia-Pacific, Africa, the Middle East, and Europe with higher car-ownership rates than the United States.

Credit card delinquency reached its highest level since 2019 in the first quarter of 2024, whereas mortgage delinquency declined to its lowest level. This is according to consumer data supplied by large banks that have to report such figures when handling over 100 billion U.S. dollars worth of assets. 3.56 percent of credit card balances were 30 days late - the highest percentage since tracking began in 2012. First-lien mortgage origination remained historically low, likely due to high interest rates and housing prices. Note the graphic shown here is different from another source on credit card delinquency rates in the U.S., as those figures are aggregates.

United States - Weighted-Average Effective Loan Rate for 2 to 30 Days, Low Risk, Domestic Banks (DISCONTINUED) was 2.32% in April of 2017, according to the United States Federal Reserve. Historically, United States - Weighted-Average Effective Loan Rate for 2 to 30 Days, Low Risk, Domestic Banks (DISCONTINUED) reached a record high of 7.70 in July of 2000 and a record low of 1.45 in January of 2014. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Weighted-Average Effective Loan Rate for 2 to 30 Days, Low Risk, Domestic Banks (DISCONTINUED) - last updated from the United States Federal Reserve on June of 2025.

Federal Housing Administration (FHA) loans had the highest delinquency rate in the United States in 2024. As of the second quarter of the year, 10.6 percent of one-to-four family housing mortgage loans were 30 days or more delinquent. This percentage was lower for conventional loans and Veterans Administration loans. Despite a slight increase, the delinquency rate for all mortgages was one of the lowest on record.

Graph and download economic data for Large Bank Consumer Mortgage Balances: 30 or More Days Past Due: Including Foreclosures Rates: Accounts Based (RCMFLBACTDPDPCT30P) from Q3 2012 to Q4 2024 about 30 days +, accounts, FR Y-14M, large, balance, mortgage, consumer, banks, depository institutions, rate, and USA.

United States - Weighted-Average Effective Loan Rate for 2 to 30 Days, Other Risk (Acceptable), Domestic Banks (DISCONTINUED) was 3.63% in April of 2017, according to the United States Federal Reserve. Historically, United States - Weighted-Average Effective Loan Rate for 2 to 30 Days, Other Risk (Acceptable), Domestic Banks (DISCONTINUED) reached a record high of 10.14 in July of 2000 and a record low of 1.45 in April of 2012. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Weighted-Average Effective Loan Rate for 2 to 30 Days, Other Risk (Acceptable), Domestic Banks (DISCONTINUED) - last updated from the United States Federal Reserve on June of 2025.

United States - Weighted-Average Effective Loan Rate for 2 to 30 Days, Small Domestic Banks (DISCONTINUED) was 3.83% in April of 2017, according to the United States Federal Reserve. Historically, United States - Weighted-Average Effective Loan Rate for 2 to 30 Days, Small Domestic Banks (DISCONTINUED) reached a record high of 9.17 in July of 2000 and a record low of 2.41 in April of 2011. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Weighted-Average Effective Loan Rate for 2 to 30 Days, Small Domestic Banks (DISCONTINUED) - last updated from the United States Federal Reserve on May of 2025.

Armenia Commercial Bank Lending Rate: NB: Residents: AMD: 16 to 30 Days data was reported at 15.989 % pa in Mar 2025. This records an increase from the previous number of 14.972 % pa for Feb 2025. Armenia Commercial Bank Lending Rate: NB: Residents: AMD: 16 to 30 Days data is updated monthly, averaging 18.066 % pa from Jan 1996 (Median) to Mar 2025, with 351 observations. The data reached an all-time high of 94.156 % pa in Mar 1996 and a record low of 9.846 % pa in Sep 2017. Armenia Commercial Bank Lending Rate: NB: Residents: AMD: 16 to 30 Days data remains active status in CEIC and is reported by Central Bank of Armenia. The data is categorized under Global Database’s Armenia – Table AM.M003: Commercial Bank Lending Rate.

Kazakhstan Interbank Lending Rate: Weighted Average: Less than 30 Days: RUB data was reported at 6.550 % pa in May 2018. This records a decrease from the previous number of 6.640 % pa for Apr 2018. Kazakhstan Interbank Lending Rate: Weighted Average: Less than 30 Days: RUB data is updated monthly, averaging 6.040 % pa from Dec 2001 (Median) to May 2018, with 113 observations. The data reached an all-time high of 16.230 % pa in Jan 2015 and a record low of 0.320 % pa in Aug 2010. Kazakhstan Interbank Lending Rate: Weighted Average: Less than 30 Days: RUB data remains active status in CEIC and is reported by The National Bank of the Republic of Kazakhstan. The data is categorized under Global Database’s Kazakhstan – Table KZ.M003: Interbank Deposit and Lending Rate: Weighted Average.

Kazakhstan Interbank Lending Rate: Weighted Average: Over 30 Days: USD data was reported at 3.500 % pa in Apr 2018. This stayed constant from the previous number of 3.500 % pa for Feb 2018. Kazakhstan Interbank Lending Rate: Weighted Average: Over 30 Days: USD data is updated monthly, averaging 5.530 % pa from Dec 2001 (Median) to Apr 2018, with 119 observations. The data reached an all-time high of 15.000 % pa in Jan 2009 and a record low of 0.620 % pa in Jan 2015. Kazakhstan Interbank Lending Rate: Weighted Average: Over 30 Days: USD data remains active status in CEIC and is reported by The National Bank of the Republic of Kazakhstan. The data is categorized under Global Database’s Kazakhstan – Table KZ.M003: Interbank Deposit and Lending Rate: Weighted Average.