Lending interest rate (%) in United States was reported at 3.25 % in 2021, according to the World Bank collection of development indicators, compiled from officially recognized sources. United States - Lending interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on September of 2025.

The average for 2023 based on 88 countries was 14.12 percent. The highest value was in Zimbabwe: 170.29 percent and the lowest value was in Switzerland: 2.86 percent. The indicator is available from 1960 to 2024. Below is a chart for all countries where data are available.

Lending interest rate (%) in Switzerland was reported at 2.9762 % in 2024, according to the World Bank collection of development indicators, compiled from officially recognized sources. Switzerland - Lending interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on September of 2025.

With average lending interest rates of **** percent in 2024, Switzerland was the country with the lowest cost of borrowing money among the ones selected here. The average lending interest rate in China was **** percent, and in South Korea it was roughly **** percent. The average interest rate in Israel was **** in 2022, the latest available data, but the prime rate charged by banks in that country has increased since then.

Key information about United States Bank Lending Rate

• United States Bank Lending Rate was reported at 7.500 % pa in Mar 2025.
• This stayed constant from the previous number of 7.500 % pa for Mar 2025.
• US Bank Lending Rate data is updated daily, averaging 4.250 % pa from Aug 1955 to 24 Mar 2025, with 25436 observations.
• The data reached an all-time high of 8.500 % pa in 18 Sep 2024 and a record low of 3.250 % pa in 16 Mar 2022.
• US Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Daily.

Canada CA: Lending Interest Rate data was reported at 2.700 % pa in 2017. This stayed constant from the previous number of 2.700 % pa for 2016. Canada CA: Lending Interest Rate data is updated yearly, averaging 6.271 % pa from Dec 1960 (Median) to 2017, with 58 observations. The data reached an all-time high of 19.292 % pa in 1981 and a record low of 2.396 % pa in 2009. Canada CA: Lending Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Canada – Table CA.World Bank.WDI: Interest Rates. Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.;International Monetary Fund, International Financial Statistics and data files.;;

Lending interest rate (%) in Vietnam was reported at 9.323 % in 2023, according to the World Bank collection of development indicators, compiled from officially recognized sources. Vietnam - Lending interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on September of 2025.

United States US: Lending Interest Rate data was reported at 3.512 % pa in 2016. This records an increase from the previous number of 3.260 % pa for 2015. United States US: Lending Interest Rate data is updated yearly, averaging 6.922 % pa from Dec 1960 (Median) to 2016, with 57 observations. The data reached an all-time high of 18.870 % pa in 1981 and a record low of 3.250 % pa in 2014. United States US: Lending Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s United States – Table US.World Bank.WDI: Interest Rates. Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; ;

Vietnam: Interest rates on bank credit to the private sector: The latest value from 2023 is 9.32 percent, an increase from 8.01 percent in 2022. In comparison, the world average is 14.12 percent, based on data from 88 countries. Historically, the average for Vietnam from 1993 to 2023 is 11.48 percent. The minimum value, 6.96 percent, was reached in 2016 while the maximum of 32.18 percent was recorded in 1993.

Australia Lending Interest Rate data was reported at 5.101 % pa in 2019. This records a decrease from the previous number of 5.261 % pa for 2018. Australia Lending Interest Rate data is updated yearly, averaging 7.269 % pa from Dec 1960 (Median) to 2019, with 60 observations. The data reached an all-time high of 16.458 % pa in 1989 and a record low of 5.000 % pa in 1960. Australia Lending Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Australia – Table AU.World Bank.WDI: Interest Rates. Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.;International Monetary Fund, International Financial Statistics and data files.;;

Argentina AR: Lending Interest Rate data was reported at 61.707 % pa in 2024. This records a decrease from the previous number of 95.894 % pa for 2023. Argentina AR: Lending Interest Rate data is updated yearly, averaging 29.387 % pa from Dec 2010 (Median) to 2024, with 15 observations. The data reached an all-time high of 95.894 % pa in 2023 and a record low of 10.557 % pa in 2010. Argentina AR: Lending Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Argentina – Table AR.World Bank.WDI: Interest Rates. Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.;International Monetary Fund, International Financial Statistics and data files.;;

View market daily updates and historical trends for US Bank Prime Loan Rate. from United States. Source: Federal Reserve. Track economic data with YCharts…

Lending interest rate (%) in China was reported at 4.35 % in 2024, according to the World Bank collection of development indicators, compiled from officially recognized sources. China - Lending interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on September of 2025.

The average for 2023 based on 12 countries was 22.19 percent. The highest value was in Argentina: 95.89 percent and the lowest value was in Bolivia: 8.64 percent. The indicator is available from 1960 to 2024. Below is a chart for all countries where data are available.

The average for 2023 based on 22 countries was 23.39 percent. The highest value was in Zimbabwe: 170.29 percent and the lowest value was in Botswana: 6.74 percent. The indicator is available from 1960 to 2024. Below is a chart for all countries where data are available.

Brazil: Interest rates on bank credit to the private sector: The latest value from 2024 is 40.22 percent, a decline from 43.6 percent in 2023. In comparison, the world average is 11.26 percent, based on data from 75 countries. Historically, the average for Brazil from 1997 to 2024 is 48.85 percent. The minimum value, 27.39 percent, was reached in 2013 while the maximum of 86.36 percent was recorded in 1998.

In the year 2022, lending interest rate in India stood at *** percent. This was a slight reduction from last year's rate of *** percent. Lending rate refers to the bank rate that generally caters to the short- and medium- term financing needs of the private sector.

The International Bank for Reconstruction and Development (IBRD) loans are public and publicly guaranteed debt extended by the World Bank Group. IBRD loans are made to, or guaranteed by, countries that are members of IBRD. IBRD may also make loans to IFC. IBRD lends at market rates. Data are in U.S. dollars calculated using historical rates. This dataset contains the latest available snapshot of the Statement of Loans. The World Bank complies with all sanctions applicable to World Bank transactions.

The U.S. bank prime loan rate has undergone significant fluctuations over the past three decades, reflecting broader economic trends and monetary policy decisions. From a high of **** percent in 1990, the rate has seen periods of decline, stability, and recent increases. As of July 2025, the prime rate stood at *** percent, marking a notable rise from the historic lows seen in the early 2020s. Federal Reserve's impact on lending rates The prime rate's trajectory closely mirrors changes in the federal funds rate, which serves as a key benchmark for the U.S. financial system. In 2023, the Federal Reserve implemented a series of rate hikes, pushing the federal funds target range to ******** percent by year-end. This was followed by several rate cuts in 2024, with the target range standing at 4.25 to 4.5 percent in December 2024. The aggressive monetary tightening in 2023 was aimed at combating rising inflation, and its effects rippled through various lending rates, including the prime rate. Long-term investment outlook While short-term rates have risen, long-term investment yields have also seen changes. The 10-year U.S. Treasury bond, a benchmark for long-term interest rates, showed an average market yield of **** percent in the second quarter of 2024, adjusted for constant maturity and inflation. This figure represents a recovery from negative real returns seen in 2021, reflecting shifting expectations for economic growth and inflation. The evolving yield environment has implications for both borrowers and investors, influencing decisions across the financial landscape.

Brazil BR: Lending Interest Rate data was reported at 40.225 % pa in 2024. This records a decrease from the previous number of 43.600 % pa for 2023. Brazil BR: Lending Interest Rate data is updated yearly, averaging 44.304 % pa from Dec 1997 (Median) to 2024, with 28 observations. The data reached an all-time high of 86.363 % pa in 1998 and a record low of 27.392 % pa in 2013. Brazil BR: Lending Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Brazil – Table BR.World Bank.WDI: Interest Rates. Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.;International Monetary Fund, International Financial Statistics and data files.;;