Lending interest rate (%) in United States was reported at 3.25 % in 2021, according to the World Bank collection of development indicators, compiled from officially recognized sources. United States - Lending interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on March of 2025.

The average for 2023 based on 83 countries was 14.19 percent. The highest value was in Zimbabwe: 170.29 percent and the lowest value was in Switzerland: 2.86 percent. The indicator is available from 1960 to 2023. Below is a chart for all countries where data are available.

Key information about United States Bank Lending Rate

• United States Bank Lending Rate was reported at 7.500 % pa in Mar 2025.
• This stayed constant from the previous number of 7.500 % pa for Mar 2025.
• US Bank Lending Rate data is updated daily, averaging 4.250 % pa from Aug 1955 to 24 Mar 2025, with 25436 observations.
• The data reached an all-time high of 8.500 % pa in 18 Sep 2024 and a record low of 3.250 % pa in 16 Mar 2022.
• US Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Daily.

United States US: Lending Interest Rate data was reported at 3.512 % pa in 2016. This records an increase from the previous number of 3.260 % pa for 2015. United States US: Lending Interest Rate data is updated yearly, averaging 6.922 % pa from Dec 1960 (Median) to 2016, with 57 observations. The data reached an all-time high of 18.870 % pa in 1981 and a record low of 3.250 % pa in 2014. United States US: Lending Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s United States – Table US.World Bank.WDI: Interest Rates. Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; ;

Lending interest rate (%) in Switzerland was reported at 2.8642 % in 2023, according to the World Bank collection of development indicators, compiled from officially recognized sources. Switzerland - Lending interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on March of 2025.

Graph and download economic data for Bank Prime Loan Rate Changes: Historical Dates of Changes and Rates (PRIME) from 1955-08-04 to 2024-12-20 about prime, loans, interest rate, banks, interest, depository institutions, rate, and USA.

Vietnam: Interest rates on bank credit to the private sector: The latest value from 2023 is 9.32 percent, an increase from 8.01 percent in 2022. In comparison, the world average is 14.19 percent, based on data from 83 countries. Historically, the average for Vietnam from 1993 to 2023 is 11.48 percent. The minimum value, 6.96 percent, was reached in 2016 while the maximum of 32.18 percent was recorded in 1993.

Lending interest rate (%) in Mexico was reported at 11.59 % in 2023, according to the World Bank collection of development indicators, compiled from officially recognized sources. Mexico - Lending interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on March of 2025.

Brazil BR: Lending Interest Rate data was reported at 43.600 % pa in 2023. This records an increase from the previous number of 39.400 % pa for 2022. Brazil BR: Lending Interest Rate data is updated yearly, averaging 44.650 % pa from Dec 1997 (Median) to 2023, with 27 observations. The data reached an all-time high of 86.363 % pa in 1998 and a record low of 27.392 % pa in 2013. Brazil BR: Lending Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Brazil – Table BR.World Bank.WDI: Interest Rates. Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.;International Monetary Fund, International Financial Statistics and data files.;;

Graph and download economic data for Bank Prime Loan Rate (DPRIME) from 1955-08-04 to 2025-03-24 about prime, loans, interest rate, banks, interest, depository institutions, rate, and USA.

Djibouti DJ: Lending Interest Rate data was reported at 11.322 % pa in 2003. This records a decrease from the previous number of 11.457 % pa for 2002. Djibouti DJ: Lending Interest Rate data is updated yearly, averaging 11.390 % pa from Dec 2002 (Median) to 2003, with 2 observations. The data reached an all-time high of 11.457 % pa in 2002 and a record low of 11.322 % pa in 2003. Djibouti DJ: Lending Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Djibouti – Table DJ.World Bank.WDI: Interest Rates. Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; ;

Azerbaijan Lending Interest Rate data was reported at 13.965 % pa in 2023. This records a decrease from the previous number of 14.590 % pa for 2022. Azerbaijan Lending Interest Rate data is updated yearly, averaging 17.696 % pa from Dec 1998 (Median) to 2023, with 26 observations. The data reached an all-time high of 20.700 % pa in 2010 and a record low of 13.965 % pa in 2023. Azerbaijan Lending Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Azerbaijan – Table AZ.World Bank.WDI: Interest Rates. Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.;International Monetary Fund, International Financial Statistics and data files.;;

Graph and download economic data for Bank Prime Loan Rate (RIFSPBLPND) from 1955-08-04 to 2025-03-24 about prime, loans, interest rate, banks, interest, depository institutions, rate, and USA.

Iraq IQ: Lending Interest Rate data was reported at 12.293 % pa in 2015. This records a decrease from the previous number of 12.603 % pa for 2014. Iraq IQ: Lending Interest Rate data is updated yearly, averaging 13.999 % pa from Dec 2004 (Median) to 2015, with 12 observations. The data reached an all-time high of 19.215 % pa in 2008 and a record low of 12.293 % pa in 2015. Iraq IQ: Lending Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Iraq – Table IQ.World Bank.WDI: Interest Rates. Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; ;

Iran IR: Lending Interest Rate data was reported at 18.000 % pa in 2016. This records an increase from the previous number of 14.210 % pa for 2015. Iran IR: Lending Interest Rate data is updated yearly, averaging 12.000 % pa from Dec 2004 (Median) to 2016, with 13 observations. The data reached an all-time high of 18.000 % pa in 2016 and a record low of 11.000 % pa in 2013. Iran IR: Lending Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Iran – Table IR.World Bank.WDI: Interest Rates. Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; ;

Syria SY: Lending Interest Rate data was reported at 9.878 % pa in 2010. This records a decrease from the previous number of 10.163 % pa for 2009. Syria SY: Lending Interest Rate data is updated yearly, averaging 9.000 % pa from Dec 1979 (Median) to 2010, with 32 observations. The data reached an all-time high of 10.167 % pa in 2008 and a record low of 7.500 % pa in 2004. Syria SY: Lending Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Syrian Arab Republic – Table SY.World Bank.WDI: Interest Rates. Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; ;

Vietnam VN: Lending Interest Rate data was reported at 7.400 % pa in 2017. This records an increase from the previous number of 6.960 % pa for 2016. Vietnam VN: Lending Interest Rate data is updated yearly, averaging 11.025 % pa from Dec 1993 (Median) to 2017, with 23 observations. The data reached an all-time high of 32.182 % pa in 1993 and a record low of 6.960 % pa in 2016. Vietnam VN: Lending Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Vietnam – Table VN.World Bank.WDI: Interest Rates. Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; ;

The U.S. bank prime loan rate has undergone significant fluctuations over the past three decades, reflecting broader economic trends and monetary policy decisions. From a high of 10.1 percent in 1990, the rate has seen periods of decline, stability, and recent increases. As of February 2025, the prime rate stood at 7.5 percent, marking a notable rise from the historic lows seen in the early 2020s. Federal Reserve's impact on lending rates The prime rate's trajectory closely mirrors changes in the federal funds rate, which serves as a key benchmark for the U.S. financial system. In 2023, the Federal Reserve implemented a series of rate hikes, pushing the federal funds target range to 5.25-5.5 percent by year-end. This aggressive monetary tightening was aimed at combating rising inflation, and its effects rippled through various lending rates, including the prime rate. Long-term investment outlook While short-term rates have risen, long-term investment yields have also seen changes. The 10-year U.S. Treasury bond, a benchmark for long-term interest rates, showed an average market yield of 2.13 percent in the second quarter of 2024, adjusted for constant maturity and inflation. This figure represents a recovery from negative real returns seen in 2021, reflecting shifting expectations for economic growth and inflation. The evolving yield environment has implications for both borrowers and investors, influencing decisions across the financial landscape.

Saint Vincent and the Grenadines: Interest rates on bank credit to the private sector: The latest value from 2023 is 7.16 percent, a decline from 7.39 percent in 2022. In comparison, the world average is 14.19 percent, based on data from 83 countries. Historically, the average for Saint Vincent and the Grenadines from 1980 to 2023 is 10.02 percent. The minimum value, 7.16 percent, was reached in 2023 while the maximum of 11.92 percent was recorded in 1993.

Mali ML: Lending Interest Rate data was reported at 5.295 % pa in 2016. This records an increase from the previous number of 5.154 % pa for 2015. Mali ML: Lending Interest Rate data is updated yearly, averaging 5.134 % pa from Dec 2005 (Median) to 2016, with 12 observations. The data reached an all-time high of 8.679 % pa in 2005 and a record low of 4.737 % pa in 2006. Mali ML: Lending Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Mali – Table ML.World Bank: Interest Rates. Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; ;