The average for 2023 based on 88 countries was 14.12 percent. The highest value was in Zimbabwe: 170.29 percent and the lowest value was in Switzerland: 2.86 percent. The indicator is available from 1960 to 2024. Below is a chart for all countries where data are available.

Lending interest rate (%) in United States was reported at 3.25 % in 2021, according to the World Bank collection of development indicators, compiled from officially recognized sources. United States - Lending interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on March of 2026.

Key information about United States Bank Lending Rate

• United States Bank Lending Rate was reported at 6.750 % pa in Mar 2026.
• This stayed constant from the previous number of 6.750 % pa for Mar 2026.
• US Bank Lending Rate data is updated daily, averaging 3.250 % pa from Aug 1955 to 24 Mar 2026, with 25801 observations.
• The data reached an all-time high of 8.500 % pa in 18 Sep 2024 and a record low of 3.250 % pa in 16 Mar 2022.
• US Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Daily.

United States US: Lending Interest Rate data was reported at 3.512 % pa in 2016. This records an increase from the previous number of 3.260 % pa for 2015. United States US: Lending Interest Rate data is updated yearly, averaging 6.922 % pa from Dec 1960 (Median) to 2016, with 57 observations. The data reached an all-time high of 18.870 % pa in 1981 and a record low of 3.250 % pa in 2014. United States US: Lending Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s United States – Table US.World Bank.WDI: Interest Rates. Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; ;

The International Bank for Reconstruction and Development (IBRD) loans are public and publicly guaranteed debt extended by the World Bank Group. IBRD loans are made to, or guaranteed by, countries that are members of IBRD. IBRD may also make loans to IFC. IBRD lends at market rates. Data are in U.S. dollars calculated using historical rates. This dataset contains the latest available snapshot of the Statement of Loans. The World Bank complies with all sanctions applicable to World Bank transactions.

Graph and download economic data for Bank Prime Loan Rate Changes: Historical Dates of Changes and Rates (PRIME) from 1955-08-04 to 2025-12-11 about prime, loans, interest rate, banks, interest, depository institutions, rate, and USA.

Vietnam VN: Lending Interest Rate data was reported at 7.400 % pa in 2017. This records an increase from the previous number of 6.960 % pa for 2016. Vietnam VN: Lending Interest Rate data is updated yearly, averaging 11.025 % pa from Dec 1993 (Median) to 2017, with 23 observations. The data reached an all-time high of 32.182 % pa in 1993 and a record low of 6.960 % pa in 2016. Vietnam VN: Lending Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Vietnam – Table VN.World Bank.WDI: Interest Rates. Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; ;

Norway: Interest rates on bank credit to the private sector: The latest value from 2024 is 6.15 percent, an increase from 5.31 percent in 2023. In comparison, the world average is 11.26 percent, based on data from 75 countries. Historically, the average for Norway from 2013 to 2024 is 3.67 percent. The minimum value, 2.27 percent, was reached in 2021 while the maximum of 6.15 percent was recorded in 2024.

United Kingdom UK: Lending Interest Rate data was reported at 0.500 % pa in 2014. This stayed constant from the previous number of 0.500 % pa for 2013. United Kingdom UK: Lending Interest Rate data is updated yearly, averaging 6.963 % pa from Dec 1967 (Median) to 2014, with 48 observations. The data reached an all-time high of 16.313 % pa in 1980 and a record low of 0.500 % pa in 2014. United Kingdom UK: Lending Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s United Kingdom – Table UK.World Bank.WDI: Interest Rates. Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; ;

Japan JP: Lending Interest Rate data was reported at 1.045 % pa in 2016. This records a decrease from the previous number of 1.143 % pa for 2015. Japan JP: Lending Interest Rate data is updated yearly, averaging 6.151 % pa from Dec 1960 (Median) to 2016, with 57 observations. The data reached an all-time high of 9.113 % pa in 1974 and a record low of 1.045 % pa in 2016. Japan JP: Lending Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Japan – Table JP.World Bank.WDI: Interest Rates. Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; ;

Vietnam: Interest rates on bank credit to the private sector: The latest value from 2023 is 9.32 percent, an increase from 8.01 percent in 2022. In comparison, the world average is 14.12 percent, based on data from 88 countries. Historically, the average for Vietnam from 1993 to 2023 is 11.48 percent. The minimum value, 6.96 percent, was reached in 2016 while the maximum of 32.18 percent was recorded in 1993.

Bank Lending Rate in the United States remained unchanged at 6.75 percent in February. This dataset provides - United States Average Monthly Prime Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

The benchmark interest rate in China was last recorded at 3 percent. This dataset provides the latest reported value for - China Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Netherlands NL: Lending Interest Rate data was reported at 1.625 % pa in 2012. This records a decrease from the previous number of 2.000 % pa for 2011. Netherlands NL: Lending Interest Rate data is updated yearly, averaging 3.229 % pa from Dec 1999 (Median) to 2012, with 14 observations. The data reached an all-time high of 5.000 % pa in 2001 and a record low of 1.625 % pa in 2012. Netherlands NL: Lending Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Netherlands – Table NL.World Bank.WDI: Interest Rates. Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; ;

Brazil: Interest rates on bank credit to the private sector: The latest value from 2024 is 40.22 percent, a decline from 43.6 percent in 2023. In comparison, the world average is 11.26 percent, based on data from 75 countries. Historically, the average for Brazil from 1997 to 2024 is 48.85 percent. The minimum value, 27.39 percent, was reached in 2013 while the maximum of 86.36 percent was recorded in 1998.

China: Interest rates on bank credit to the private sector: The latest value from 2024 is 4.35 percent, unchanged from 4.35 percent in 2023. In comparison, the world average is 11.26 percent, based on data from 75 countries. Historically, the average for China from 1980 to 2024 is 6.63 percent. The minimum value, 4.35 percent, was reached in 2015 while the maximum of 12.06 percent was recorded in 1995.

In the year 2022, lending interest rate in India stood at *** percent. This was a slight reduction from last year's rate of *** percent. Lending rate refers to the bank rate that generally caters to the short- and medium- term financing needs of the private sector.

Serbia: Interest rates on bank credit to the private sector: The latest value from 2010 is 4.76 percent, a decline from 6.87 percent in 2009. In comparison, the world average is 12.22 percent, based on data from 134 countries. Historically, the average for Serbia from 1997 to 2010 is 14.01 percent. The minimum value, 2.59 percent, was reached in 2003 while the maximum of 78.7 percent was recorded in 2000.

Graph and download economic data for Bank Prime Loan Rate (DPRIME) from 1955-08-04 to 2026-03-24 about prime, loans, interest rate, banks, interest, depository institutions, rate, and USA.

Forecast: Bank Lending Interest Rate in the US 2022 - 2026 Discover more data with ReportLinker!