Lending Rate in South Africa remained unchanged at 10.75 percent in June. This dataset provides - South Africa Lending Rate- actual values, historical data, forecast, chart, statistics, economic calendar and news.

Key information about South Africa Bank Lending Rate

• South Africa Bank Lending Rate was reported at 11.000 % pa in Mar 2025.
• This stayed constant from the previous number of 11.000 % pa for Mar 2025.
• South Africa Bank Lending Rate data is updated daily, averaging 10.250 % pa from Dec 1948 to 26 Mar 2025, with 27840 observations.
• The data reached an all-time high of 11.750 % pa in 19 Sep 2024 and a record low of 7.000 % pa in 18 Nov 2021.
• South Africa Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Daily.

The benchmark interest rate in South Africa was last recorded at 7.25 percent. This dataset provides - South Africa Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

South Africa Prime Lending Rate data was reported at 11.000 % pa in Mar 2025. This stayed constant from the previous number of 11.000 % pa for Feb 2025. South Africa Prime Lending Rate data is updated monthly, averaging 10.500 % pa from Jan 2000 (Median) to Mar 2025, with 303 observations. The data reached an all-time high of 17.000 % pa in May 2003 and a record low of 7.000 % pa in Oct 2021. South Africa Prime Lending Rate data remains active status in CEIC and is reported by South African Reserve Bank. The data is categorized under Global Database’s South Africa – Table ZA.M005: Prime Lending Rate.

South Africa ZA: Lending Rate data was reported at 10.375 % pa in 2017. This records a decrease from the previous number of 10.458 % pa for 2016. South Africa ZA: Lending Rate data is updated yearly, averaging 11.292 % pa from Dec 1957 (Median) to 2017, with 61 observations. The data reached an all-time high of 22.333 % pa in 1984 and a record low of 5.500 % pa in 1963. South Africa ZA: Lending Rate data remains active status in CEIC and is reported by International Monetary Fund. The data is categorized under Global Database’s South Africa – Table ZA.IMF.IFS: Lending, Saving and Deposit Rates: Annual.

This dataset provides values for INTEREST RATE reported in several countries. The data includes current values, previous releases, historical highs and record lows, release frequency, reported unit and currency.

Libya registered the lowest mortgage interest rate in South Africa in 2022, at five percent. At the other end of the scale was Zimbabwe, where the prevailing mortgage rate was 50 percent. In Ghana, the second to last country in the ranking, interest rates on housing loans averaged 26 percent.

South Africa ZA: Risk Premium on Lending: Lending Rate Minus Treasury Bill Rate data was reported at 3.045 % pa in 2017. This records a decrease from the previous number of 3.229 % pa for 2016. South Africa ZA: Risk Premium on Lending: Lending Rate Minus Treasury Bill Rate data is updated yearly, averaging 3.759 % pa from Dec 1960 (Median) to 2017, with 57 observations. The data reached an all-time high of 5.673 % pa in 1975 and a record low of 2.584 % pa in 1961. South Africa ZA: Risk Premium on Lending: Lending Rate Minus Treasury Bill Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s South Africa – Table ZA.World Bank.WDI: Interest Rates. Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the 'risk free' treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics database.; ;

Lending interest rate (%) in South Africa was reported at 11.62 % in 2024, according to the World Bank collection of development indicators, compiled from officially recognized sources. South Africa - Lending interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on June of 2025.

South Africa Real Prime Lending Rate data was reported at 4.660 % pa in Oct 2018. This records a decrease from the previous number of 4.860 % pa for Sep 2018. South Africa Real Prime Lending Rate data is updated monthly, averaging 4.046 % pa from Dec 1948 (Median) to Oct 2018, with 839 observations. The data reached an all-time high of 17.060 % pa in Aug 1998 and a record low of -5.560 % pa in Dec 1986. South Africa Real Prime Lending Rate data remains active status in CEIC and is reported by South African Reserve Bank. The data is categorized under Global Database’s South Africa – Table ZA.M004: Prime Lending Rate.

Graph and download economic data for Interest Rates: Immediate Rates (< 24 Hours): Central Bank Rates: Total for South Africa (IRSTCB01ZAQ156N) from Q1 1960 to Q4 2023 about South Africa, overnight, interest rate, banks, interest, depository institutions, and rate.

Bank Lending Rate in South Africa decreased to 10.75 percent in May from 11 percent in March of 2025. This dataset provides - South Africa Prime Overdraft Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

South Africa ZA: Real Interest Rate data was reported at 4.584 % pa in 2017. This records an increase from the previous number of 3.451 % pa for 2016. South Africa ZA: Real Interest Rate data is updated yearly, averaging 3.728 % pa from Dec 1961 (Median) to 2017, with 57 observations. The data reached an all-time high of 13.012 % pa in 1998 and a record low of -12.315 % pa in 1980. South Africa ZA: Real Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s South Africa – Table ZA.World Bank.WDI: Interest Rates. Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files using World Bank data on the GDP deflator.; ;

South Africa ZA: Interest Rate Spread data was reported at 3.130 % pa in 2017. This records a decrease from the previous number of 3.287 % pa for 2016. South Africa ZA: Interest Rate Spread data is updated yearly, averaging 3.319 % pa from Dec 2008 (Median) to 2017, with 10 observations. The data reached an all-time high of 3.513 % pa in 2008 and a record low of 3.130 % pa in 2017. South Africa ZA: Interest Rate Spread data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s South Africa – Table ZA.World Bank.WDI: Interest Rates. Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; Median;

Mortgage Lending Rate: Bank: Dwelling Units data was reported at 11.250 % pa in Nov 2024. This records a decrease from the previous number of 11.500 % pa for Oct 2024. Mortgage Lending Rate: Bank: Dwelling Units data is updated monthly, averaging 11.750 % pa from Jan 1965 (Median) to Nov 2024, with 719 observations. The data reached an all-time high of 24.000 % pa in Oct 1998 and a record low of 7.000 % pa in Oct 2021. Mortgage Lending Rate: Bank: Dwelling Units data remains active status in CEIC and is reported by South African Reserve Bank. The data is categorized under Global Database’s South Africa – Table ZA.M008: Mortgage Rate. [COVID-19-IMPACT]

Forecast: Bank Lending Interest Rate in South Africa 2022 - 2026 Discover more data with ReportLinker!

Key information about South Africa Long Term Interest Rate

• South Africa Government Bond Yield: Month End: 10 Years and Over was reported at 10.52 % pa in Feb 2025, compared with 10.38 % pa in the previous month.
• South Africa Long Term Interest Rate data is updated monthly, available from Aug 2006 to Feb 2025.
• The data reached an all-time high of 12.43 % pa in Sep 2023 and a record low of 6.73 % pa in Apr 2013.
• Long Term Interest Rate is reported by reported by South African Reserve Bank.

• In the latest reports, South Africa Short Term Interest Rate: Month End: Treasury Bills Rate: 91 Days was reported at 7.41 % pa in Feb 2025.
• The cash rate (Policy Rate: Month End: Repo Rate) was set at 7.50 % pa in Feb 2025.
• South Africa Exchange Rate against USD averaged 18.74 (USD/ZAR) in Jun 2023.

Interest rate spread (lending rate minus deposit rate, %) in South Africa was reported at 3.705 % in 2024, according to the World Bank collection of development indicators, compiled from officially recognized sources. South Africa - Interest rate spread (lending rate minus deposit rate, %) - actual values, historical data, forecasts and projections were sourced from the World Bank on July of 2025.

Graph and download economic data for Interest Rates: 3-Month or 90-Day Rates and Yields: Treasury Securities: Total for South Africa (IR3TTS01ZAA156N) from 1981 to 2023 about South Africa, 3-month, securities, Treasury, yield, interest rate, interest, and rate.

Real interest rate (%) in South Africa was reported at 6.3888 % in 2023, according to the World Bank collection of development indicators, compiled from officially recognized sources. South Africa - Real interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on June of 2025.