Key information about United States Bank Lending Rate

• United States Bank Lending Rate was reported at 7.500 % pa in Mar 2025.
• This stayed constant from the previous number of 7.500 % pa for Mar 2025.
• US Bank Lending Rate data is updated daily, averaging 4.250 % pa from Aug 1955 to 24 Mar 2025, with 25436 observations.
• The data reached an all-time high of 8.500 % pa in 18 Sep 2024 and a record low of 3.250 % pa in 16 Mar 2022.
• US Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Daily.

The U.S. bank prime loan rate has undergone significant fluctuations over the past three decades, reflecting broader economic trends and monetary policy decisions. From a high of 10.1 percent in 1990, the rate has seen periods of decline, stability, and recent increases. As of February 2025, the prime rate stood at 7.5 percent, marking a notable rise from the historic lows seen in the early 2020s. Federal Reserve's impact on lending rates The prime rate's trajectory closely mirrors changes in the federal funds rate, which serves as a key benchmark for the U.S. financial system. In 2023, the Federal Reserve implemented a series of rate hikes, pushing the federal funds target range to 5.25-5.5 percent by year-end. This aggressive monetary tightening was aimed at combating rising inflation, and its effects rippled through various lending rates, including the prime rate. Long-term investment outlook While short-term rates have risen, long-term investment yields have also seen changes. The 10-year U.S. Treasury bond, a benchmark for long-term interest rates, showed an average market yield of 2.13 percent in the second quarter of 2024, adjusted for constant maturity and inflation. This figure represents a recovery from negative real returns seen in 2021, reflecting shifting expectations for economic growth and inflation. The evolving yield environment has implications for both borrowers and investors, influencing decisions across the financial landscape.

This dataset provides values for BANK LENDING RATE reported in several countries. The data includes current values, previous releases, historical highs and record lows, release frequency, reported unit and currency.

Bank Lending Rate in Belgium decreased to 4.26 percent in January from 4.27 percent in December of 2024. This dataset provides - Belgium Bank Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Key information about Hong Kong SAR (China) Bank Lending Rate

• Hong Kong SAR (China) Bank Lending Rate was reported at 5.250 % pa in Mar 2025.
• This stayed constant from the previous number of 5.250 % pa for Mar 2025.
• Hong Kong SAR (China) Bank Lending Rate data is updated daily, averaging 5.000 % pa from Jan 1981 to 25 Mar 2025, with 16155 observations.
• The data reached an all-time high of 5.875 % pa in 19 Sep 2024 and a record low of 5.000 % pa in 22 Sep 2022.
• Hong Kong SAR (China) Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Daily.

Graph and download economic data for Bank Prime Loan Rate Changes: Historical Dates of Changes and Rates (PRIME) from 1955-08-04 to 2024-12-20 about prime, loans, interest rate, banks, interest, depository institutions, rate, and USA.

In August 2024, the prime lending rate for mortgage loans (KPR) at Bank Rakyat Indonesia, the largest bank in terms of assets in Indonesia was at 7.25 percent. One of its biggest competitors, Bank Mandiri, offered a prime lending rate of 7.3 percent. Meanwhile, BCA offered 7.2 percent in that period.

Graph and download economic data for Bank Prime Loan Rate (MPRIME) from Jan 1949 to Feb 2025 about prime, loans, interest rate, banks, interest, depository institutions, rate, and USA.

Graph and download economic data for Bank Prime Loan Rate (DPRIME) from 1955-08-04 to 2025-03-24 about prime, loans, interest rate, banks, interest, depository institutions, rate, and USA.

Graph and download economic data for Interest Rates on Federal Land Bank Loans, Twelve Federal Land Banks for United States (M13008USM156NNBR) from Feb 1917 to Oct 1944 about federal, loans, interest rate, banks, interest, depository institutions, rate, and USA.

Key information about France Bank Lending Rate

• France Bank Lending Rate was reported at 4.180 % pa in Dec 2024.
• This stayed constant from the previous number of 4.180 % pa for Nov 2024.
• France Bank Lending Rate data is updated monthly, averaging 2.855 % pa from Jan 2003 to Dec 2024, with 264 observations.
• The data reached an all-time high of 5.630 % pa in Sep 2008 and a record low of 0.748 % pa in May 2020.
• France Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Monthly.

Key information about Zambia Bank Lending Rate

• Zambia Bank Lending Rate was reported at 29.000 % pa in Dec 2024.
• This records an increase from the previous number of 28.340 % pa for Nov 2024.
• Zambia Bank Lending Rate data is updated monthly, averaging 25.730 % pa from Jan 2006 to Dec 2024, with 228 observations.
• The data reached an all-time high of 33.000 % pa in Jan 2006 and a record low of 16.023 % pa in May 2013.
• Zambia Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Monthly.

Bank Lending Rate in Brazil increased to 53.90 percent in January from 53.10 percent in December of 2024. This dataset provides - Brazil Bank Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Bank Lending Rate in Finland decreased to 7.76 percent in January from 7.87 percent in December of 2024. This dataset provides - Finland Bank Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Key information about China Bank Lending Rate

• China Bank Lending Rate was reported at 3.100 % pa in Mar 2025.
• This stayed constant from the previous number of 3.100 % pa for Mar 2025.
• China Bank Lending Rate data is updated daily, averaging 3.700 % pa from Aug 2019 to 19 Mar 2025, with 2039 observations.
• The data reached an all-time high of 4.250 % pa in 19 Sep 2019 and a record low of 3.100 % pa in 19 Mar 2025.
• China Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Daily.

Bank Lending Rate in Ukraine increased to 19.09 percent in January from 17.79 percent in December of 2024. This dataset provides - Ukraine Bank Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

In 2024, preliminary figures reflected that the average lending nominal interest rates of banks in the Philippines reached a whooping 7.89 percent — the highest recorded since 2017. The average lending nominal interest rate of banks in the country fluctuated in the observed period.

Bank Lending Rate in Estonia decreased to 6.05 percent in January from 6.16 percent in December of 2024. This dataset provides - Estonia Bank Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Key information about Uruguay Bank Lending Rate

• Uruguay Bank Lending Rate was reported at 16.893 % pa in Jan 2025.
• This records a decrease from the previous number of 17.505 % pa for Dec 2024.
• Uruguay Bank Lending Rate data is updated monthly, averaging 21.541 % pa from Jan 1998 to Jan 2025, with 325 observations.
• The data reached an all-time high of 169.991 % pa in Oct 2002 and a record low of 11.771 % pa in Jul 2021.
• Uruguay Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Monthly.

This dataset provides values for BANK LENDING RATE reported in several countries. The data includes current values, previous releases, historical highs and record lows, release frequency, reported unit and currency.