2 datasets found
  1. v

    UK Home Equity Lending Market by Product Type (Lifetime Mortgages, Home...

    • verifiedmarketresearch.com
    Updated Apr 2, 2025
    Share
    FacebookFacebook
    TwitterTwitter
    Email
    Click to copy link
    Link copied
    Close
    Cite
    VERIFIED MARKET RESEARCH (2025). UK Home Equity Lending Market by Product Type (Lifetime Mortgages, Home Equity Loans, Home Equity Lines of Credit, Reverse Mortgages), Purpose (Home Improvements, Debt Consolidation, Investment, Education Financing, Medical Expenses), Lender Type (Traditional Banks, Building Societies, Specialist Lenders, Online Lenders), & Region for (2026-2032) [Dataset]. https://www.verifiedmarketresearch.com/product/uk-home-equity-lending-market/
    Explore at:
    Dataset updated
    Apr 2, 2025
    Dataset authored and provided by
    VERIFIED MARKET RESEARCH
    License

    https://www.verifiedmarketresearch.com/privacy-policy/https://www.verifiedmarketresearch.com/privacy-policy/

    Time period covered
    2026 - 2032
    Area covered
    United Kingdom
    Description

    UK Home Equity Lending Market size was valued at USD 10.2 Billion in 2024 and is projected to reach USD 18.7 Billion by 2032, growing at a CAGR of 7.9% during the forecasted period 2026 to 2032.

    ​The UK home equity lending market is experiencing notable growth, driven by several key factors. An aging population with insufficient retirement savings has led to increased demand for equity release products, allowing homeowners to access the value tied up in their properties. Additionally, rising property values have enhanced homeowners' equity, making such financial products more accessible and appealing. The integration of financial technology (fintech) has further streamlined the borrowing process, offering digital innovations that enhance customer experiences and operational efficiency. Moreover, financial institutions are adapting to evolving regulatory guidance by adjusting lending criteria to support homeownership goals, as evidenced by Santander's recent changes to mortgage affordability assessments. Collectively, these factors contribute to the dynamic expansion of the UK's home equity lending market.

  2. Climate-Risk Mortgage Valuation Market Research Report 2033

    • dataintelo.com
    csv, pdf, pptx
    Updated Jun 28, 2025
    Share
    FacebookFacebook
    TwitterTwitter
    Email
    Click to copy link
    Link copied
    Close
    Cite
    Dataintelo (2025). Climate-Risk Mortgage Valuation Market Research Report 2033 [Dataset]. https://dataintelo.com/report/climate-risk-mortgage-valuation-market
    Explore at:
    pdf, csv, pptxAvailable download formats
    Dataset updated
    Jun 28, 2025
    Dataset authored and provided by
    Dataintelo
    License

    https://dataintelo.com/privacy-and-policyhttps://dataintelo.com/privacy-and-policy

    Time period covered
    2024 - 2032
    Area covered
    Global
    Description

    Climate-Risk Mortgage Valuation Market Outlook



    According to our latest research, the global climate-risk mortgage valuation market size reached USD 1.82 billion in 2024, reflecting a robust market driven by the increasing integration of climate risk data into mortgage valuation processes. The market is projected to grow at a CAGR of 14.1% from 2025 to 2033, reaching an estimated USD 5.24 billion by 2033. The primary growth factor propelling this market is the rising awareness among financial institutions, investors, and regulators regarding the profound impact of climate risks—both physical and transitional—on property values and mortgage portfolios.




    The accelerating adoption of climate-risk analytics in mortgage valuation is being fueled by the convergence of regulatory pressure, investor demand for transparency, and the increasing frequency of climate-related events. Lenders and investors are recognizing that traditional valuation models, which often overlook climate risk, may significantly underestimate the long-term value at risk in real estate portfolios. This has led to a surge in demand for advanced valuation solutions that integrate climate risk data, enabling more accurate risk assessment and pricing. As a result, the climate-risk mortgage valuation market is evolving rapidly, with both established valuation firms and fintech startups racing to develop tools that can quantify and mitigate climate-related financial exposures.




    Another key driver of market expansion is the increasing sophistication of data analytics and modeling capabilities. Advances in geospatial mapping, machine learning, and big data have made it possible to assess climate risk at the property level with unprecedented granularity. This technological progress allows stakeholders to evaluate both acute risks, such as flooding or wildfires, and chronic risks, such as rising sea levels or temperature shifts, over the expected lifetime of a mortgage. The integration of these capabilities into automated valuation models (AVMs) and hybrid appraisal methods is transforming the way mortgages are originated, underwritten, and managed, further accelerating market growth.




    Moreover, the global movement toward sustainable finance is playing a significant role in shaping the climate-risk mortgage valuation market. Investors and insurers are increasingly aligning their portfolios with environmental, social, and governance (ESG) criteria, which includes factoring in climate risk exposures. Government agencies and regulatory bodies are also mandating more stringent disclosures and stress testing of mortgage portfolios for climate-related vulnerabilities. These regulatory developments are compelling market participants to adopt climate-risk valuation methodologies, spurring innovation and competition among solution providers. The result is a dynamic market environment characterized by rapid product development and strategic partnerships.




    From a regional perspective, North America currently leads the market, accounting for the largest share of global revenue, followed closely by Europe. The Asia Pacific region is poised for the fastest growth, driven by increasing urbanization, expanding mortgage markets, and heightened climate risk awareness. Latin America and the Middle East & Africa, while representing smaller shares, are expected to witness gradual adoption as regulatory frameworks and data infrastructure mature. The regional landscape is influenced by varying levels of climate exposure, regulatory readiness, and technological adoption, shaping the pace and nature of market development across geographies.



    Risk Type Analysis



    The segmentation of the climate-risk mortgage valuation market by risk type encompasses both physical risk and transition risk. Physical risk refers to the direct impact of climate events such as floods, hurricanes, wildfires, and chronic environmental changes on property values. As the frequency and severity of such events increase globally, financial institutions are placing greater emphasis on quantifying these risks within mortgage portfolios. This has led to the widespread adoption of advanced modeling tools that incorporate climate projections, hazard mapping, and vulnerability assessments, enabling more accurate and forward-looking property valuations. The demand for physical risk analytics is particularly pronounced in regions prone to natural disasters, where lenders and insurers face heigh

  3. Not seeing a result you expected?
    Learn how you can add new datasets to our index.

Share
FacebookFacebook
TwitterTwitter
Email
Click to copy link
Link copied
Close
Cite
VERIFIED MARKET RESEARCH (2025). UK Home Equity Lending Market by Product Type (Lifetime Mortgages, Home Equity Loans, Home Equity Lines of Credit, Reverse Mortgages), Purpose (Home Improvements, Debt Consolidation, Investment, Education Financing, Medical Expenses), Lender Type (Traditional Banks, Building Societies, Specialist Lenders, Online Lenders), & Region for (2026-2032) [Dataset]. https://www.verifiedmarketresearch.com/product/uk-home-equity-lending-market/

UK Home Equity Lending Market by Product Type (Lifetime Mortgages, Home Equity Loans, Home Equity Lines of Credit, Reverse Mortgages), Purpose (Home Improvements, Debt Consolidation, Investment, Education Financing, Medical Expenses), Lender Type (Traditional Banks, Building Societies, Specialist Lenders, Online Lenders), & Region for (2026-2032)

Explore at:
Dataset updated
Apr 2, 2025
Dataset authored and provided by
VERIFIED MARKET RESEARCH
License

https://www.verifiedmarketresearch.com/privacy-policy/https://www.verifiedmarketresearch.com/privacy-policy/

Time period covered
2026 - 2032
Area covered
United Kingdom
Description

UK Home Equity Lending Market size was valued at USD 10.2 Billion in 2024 and is projected to reach USD 18.7 Billion by 2032, growing at a CAGR of 7.9% during the forecasted period 2026 to 2032.

​The UK home equity lending market is experiencing notable growth, driven by several key factors. An aging population with insufficient retirement savings has led to increased demand for equity release products, allowing homeowners to access the value tied up in their properties. Additionally, rising property values have enhanced homeowners' equity, making such financial products more accessible and appealing. The integration of financial technology (fintech) has further streamlined the borrowing process, offering digital innovations that enhance customer experiences and operational efficiency. Moreover, financial institutions are adapting to evolving regulatory guidance by adjusting lending criteria to support homeownership goals, as evidenced by Santander's recent changes to mortgage affordability assessments. Collectively, these factors contribute to the dynamic expansion of the UK's home equity lending market.

Search
Clear search
Close search
Google apps
Main menu