The value of loans in China increased 7.10 percent in June of 2025 over the same month in the previous year. This dataset provides - China Outstanding Loan Growth - actual values, historical data, forecast, chart, statistics, economic calendar and news.

The value of loans in Indonesia increased 7.77 percent in June of 2025 over the same month in the previous year. This dataset provides the latest reported value for - Indonesia Loan Growth - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

The value of loans in Japan increased 2.80 percent in June of 2025 over the same month in the previous year. This dataset provides the latest reported value for - Japan Bank Lending - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Graph and download economic data for Loans and Leases in Bank Credit, All Commercial Banks (LOANS) from Jan 1947 to Jun 2025 about leases, credits, commercial, loans, banks, depository institutions, and USA.

Graph and download economic data for Bank Credit, All Commercial Banks (TOTBKCR) from 1973-01-03 to 2025-06-11 about credits, commercial, loans, banks, depository institutions, and USA.

The value of loans in Qatar increased 5.23 percent in June of 2025 over the same month in the previous year. This dataset provides the latest reported value for - Qatar Loan Growth - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Key information about Singapore Domestic Credit Growth

• Singapore Domestic Credit increased 6.1 % YoY in Jan 2025, compared with an increase of 6.3 % YoY in the previous month
• Singapore Domestic Credit Growth YoY data is updated monthly
• It averaged 8.2 %, available from Mar 2005 to Jan 2025
• The data reached an all-time high of 39.0 % in Sep 2007 and a record low of -6.0 % in Jul 2021

CEIC calculates Domestic Credit Growth from monthly Domestic Credit. Domestic Credit is calculated as Gross Domestic Credit less Government Deposits. The Monetary Authority of Singapore provides Domestic Credit in local currency. Domestic Credit prior to July 2021 covers transactions from Domestic Banking Units and Asian Currency Units.


Further information about Singapore Domestic Credit Growth

• In the latest reports, Singapore Domestic Credit reached 887.0 USD bn in Jan 2025
• Money Supply M2 in Singapore increased to 994.1 USD bn YoY in Jan 2025
• Singapore Foreign Exchange Reserves was measured at 363.3 USD bn in Jan 2025
• The Foreign Exchange Reserves equaled 9.0 Months of Import in Jan 2025
• The country's Non Performing Loans Ratio stood at 1.3 % in Dec 2019, compared with the ratio of 1.4 % in the previous quarter
• Household Debt of Singapore reached 52.0 % in Sep 2024, accounting for 52.0 % of the country's Nominal GDP

The value of loans in Brazil increased 0.60 percent in May of 2025 over the same month in the previous year. This dataset provides the latest reported value for - Brazil Loan Growth - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Key information about Singapore Total Loans Growth

• Singapore Total Loans Growth was reported at 3.63 % in Jan 2025
• This records a decrease from the previous number of 4.64 % for Dec 2024
• Singapore Total Loans Growth data is updated monthly, averaging 6.79 % from Mar 2005 to Jan 2025, with 239 observations
• The data reached an all-time high of 33.26 % in Mar 2008 and a record low of -6.78 % in Oct 2009
• Singapore Total Loans Growth data remains active status in CEIC and is reported by CEIC Data
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Total Loans: Y-o-Y Growth: Monthly

CEIC calculates monthly Total Loans Growth from monthly Total Loans. The Monetary Authority of Singapore provides Total Loans in local currency. Total Loans Growth covers debtors as Non-Bank Customers only. Total Loans prior to July 2021 are calculated as the sum of loans from Domestic Banking Units and Asian Currency Units.

Graph and download economic data for Consumer Loans, All Commercial Banks (CONSUMER) from Jan 1947 to Jun 2025 about commercial, loans, consumer, banks, depository institutions, and USA.

The value of loans in India increased 9.50 percent in July of 2025 over the same month in the previous year. This dataset provides the latest reported value for - India Bank Loan Growth - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Graph and download economic data for Real Estate Loans: Commercial Real Estate Loans, All Commercial Banks (CREACBM027NBOG) from Jun 2004 to Jun 2025 about real estate, commercial, loans, banks, depository institutions, and USA.

In May 2025, global inflation rates and central bank interest rates showed significant variation across major economies. Most economies initiated interest rate cuts from mid-2024 due to declining inflationary pressures. The U.S., UK, and EU central banks followed a consistent pattern of regular rate reductions throughout late 2024. In early 2025, Russia maintained the highest interest rate at 20 percent, while Japan retained the lowest at 0.5 percent. Varied inflation rates across major economies The inflation landscape varies considerably among major economies. China had the lowest inflation rate at -0.1 percent in May 2025. In contrast, Russia maintained a high inflation rate of 9.9 percent. These figures align with broader trends observed in early 2025, where China had the lowest inflation rate among major developed and emerging economies, while Russia's rate remained the highest. Central bank responses and economic indicators Central banks globally implemented aggressive rate hikes throughout 2022-23 to combat inflation. The European Central Bank exemplified this trend, raising rates from 0 percent in January 2022 to 4.5 percent by September 2023. A coordinated shift among major central banks began in mid-2024, with the ECB, Bank of England, and Federal Reserve initiating rate cuts, with forecasts suggesting further cuts through 2025 and 2026.

As of June 2025, there were a total of 4,752 credit institutions operating in the European Union. Across Europe, approximately 1.8 million individuals were employed by credit institutions, with some bank employees looking after more than 200 customers each. The German banking sector In 2025, Germany had more than twice as many banks operating than any other European country, despite a steady downward trend for years. Germany has 3 main types of banks, which include commercial, savings (or Sparkassen) and cooperative banks. Despite the declining number of banks, the German bank sector's assets increased steadily during the last decade, amounting to over 10 trillion euros in 2024. What is the leading bank in Europe? In 2024, HSBC was the largest bank in Europe, in terms of market capitalization. The British headquartered bank also led the European banking sector in terms of assets and tier 1 capital. The UK giant also ranked first in terms of revenue. When it comes to digital banking, Revolut stands out as the leading player, with its customer base rising sharply in recent years, reaching over 52 million at the end of 2024.

The Indian home loan market exhibits robust growth potential, fueled by a burgeoning middle class, increasing urbanization, and government initiatives promoting affordable housing. The market, valued at approximately ₹XX million in 2025 (assuming a logical extrapolation based on the provided CAGR of 22.50% from a past period), is projected to experience significant expansion throughout the forecast period (2025-2033). Key drivers include favorable interest rates (although fluctuations in floating rates pose a risk), government schemes aimed at boosting homeownership, and a rising preference for owning property over renting, particularly among salaried professionals. The market is segmented by customer type (salaried and self-employed), lending source (banks and HFCs), interest rate type (fixed and floating), and loan tenure (categorized into various ranges). While the dominance of established players like HDFC, LIC Housing Finance, and Indiabulls Housing Finance is evident, the market also presents opportunities for smaller players and fintech companies leveraging technology to improve accessibility and efficiency. Constraints include fluctuating interest rates impacting affordability, stringent lending norms, and regional disparities in property prices and infrastructure development. The growth trajectory is expected to be influenced by economic conditions, regulatory changes, and the availability of credit. The segment analysis reveals a significant portion of the market is driven by salaried individuals seeking fixed-rate home loans with tenures between 11-24 years. However, the self-employed segment and floating-rate loans are also demonstrating significant growth, reflecting the diverse needs of the Indian homebuyer. The competitive landscape is dynamic, with both large established players and newer entrants vying for market share. The future will likely see increased competition, a focus on digitalization and customer experience, and the emergence of innovative financial products tailored to specific segments within the Indian home loan market. Recent developments include: June 2023: In a major development, HDFC (Housing Development Finance Corporation) and HDFC Bank came into a merger on July 1, paving the way for the country's largest corporate merger. Following this, HDFC shares were delisted on July 13 and amalgamated into HDFC Bank., May 2023: LIC Housing Finance (LIC HF) is expected to expand its branches in new geographies, increase focus on high-yielding loan against property (LAP), and intensify recovery efforts as it consolidates its position as the largest housing finance company after the merger of larger rival Housing Development Finance Corp with its banking arm.. Key drivers for this market are: Growing Urbanization, Low-Interest Rates. Potential restraints include: Growing Urbanization, Low-Interest Rates. Notable trends are: Lower Interest Rates is Expected to Drive the Market.

Consumer lending, excluding student loans, in the United Kingdom (UK) reached nearly 33.51 billion British pounds in March 2025. These figures have thus recovered from the stark decline suffered in April 2020. The value of new consumer credit granted also decreased during the economic crisis of 2007, although more gradually. The category consumer lending includes loans and advances to individuals through credit cards and personal loans. The majority of consumer credit is through credit card lending. Mortgage lending The value of outstanding mortgage lending in the UK is far higher than that of consumer credit. Additionally, the outstanding volume of consumer credit has fluctuated more in the past, while mortgages have had a more consistent growth. In the second quarter of 2024, the value of gross new mortgage lending in the UK amounted to over 60 billion British pounds. Credit card payments With billions of British pounds in gross consumer lending through credit cards, it’s unsurprising that the number of credit cards in circulation in 2022 was nearly as high as the number of people in the UK. The number of credit cards peaked in 2005, and it slightly decreased in the following months. However, there were still nearly 56 million credit cards in issue in the UK in 2023. The average amount spent per purchase on credit cards in the UK was roughly 59 British pounds in November 2024. This figure is much lower than the spending limit of most credit cards.

The United States credit agency market, valued at $17.59 billion in 2025, is projected to experience robust growth, driven by a confluence of factors. The increasing adoption of digital technologies across financial institutions fuels demand for sophisticated credit scoring and risk assessment solutions. Furthermore, stringent regulatory compliance requirements necessitate the use of credit agency services, particularly within the financial services and government sectors. The rising penetration of e-commerce and digital lending further expands the market's addressable audience. While the market's growth is fueled by these positive drivers, potential restraints include concerns over data privacy and security, along with the ongoing evolution of regulatory frameworks. The market is segmented by client type (individual and commercial) and vertical (Direct-to-Consumer, Government and Public Sector, Healthcare, Financial Services, Software and Professional Services, Media and Technology, Automotive, Telecom and Utilities, Retail and E-commerce, and Other Verticals). Major players like Equifax, TransUnion, Experian, and others compete fiercely, offering a wide array of credit reporting, scoring, and risk management services. The projected Compound Annual Growth Rate (CAGR) of 5.90% from 2025 to 2033 suggests a significant expansion in market size over the forecast period, highlighting the enduring importance of credit agencies in the US financial ecosystem. The historical period (2019-2024) likely reflects a period of steady growth leading up to the 2025 base year, indicating a continuation of existing trends. The competitive landscape is characterized by a few dominant players and a number of smaller, specialized firms. These companies are constantly innovating to meet evolving customer needs and regulatory requirements, investing heavily in data analytics and technology to enhance their offerings. The ongoing digital transformation of financial services is driving demand for advanced credit risk management solutions, benefitting the larger credit agencies. The healthcare, retail, and e-commerce verticals represent significant opportunities for growth due to the increasing use of credit data in these sectors for lending, fraud detection, and risk mitigation. Future market growth hinges on the sustained adoption of digital lending technologies and the ongoing need for accurate and reliable credit information within an increasingly complex regulatory environment. Geographical variations in market penetration and regulatory frameworks may also influence regional growth trajectories within the US. Recent developments include: June 2024: Equifax unveiled an education verification tool, Talent Report High School, tailored to assist employers and background screeners in confirming high school diploma details during pre-employment checks. This solution offers real-time verification of US high school diploma data, made possible by its direct integration with the National Student Clearinghouse., June 2024: TransUnion and Asurint Partnered to offer cutting-edge screening solutions for Multifamily Property Managers. Multifamily property managers grapple with the demanding responsibility of screening applicants. They must efficiently perform comprehensive criminal background checks while navigating stricter consumer privacy laws. TransUnion unveiled a strategic alliance with Asurint to deliver a compliance-centric approach to criminal background screening.. Key drivers for this market are: Rising Demands Of Credit Reports With Increasing Fraud And Cyber Threats. Potential restraints include: Rising Demands Of Credit Reports With Increasing Fraud And Cyber Threats. Notable trends are: Rising Trends In Consumer Credit Outstanding.

August 2024 marked a significant shift in the UK's monetary policy, as it saw the first reduction in the official bank base interest rate since August 2023. This change came after a period of consistent rate hikes that began in late 2021. In a bid to minimize the economic effects of the COVID-19 pandemic, the Bank of England cut the official bank base rate in March 2020 to a record low of *** percent. This historic low came just one week after the Bank of England cut rates from **** percent to **** percent in a bid to prevent mass job cuts in the United Kingdom. It remained at *** percent until December 2021 and was increased to one percent in May 2022 and to **** percent in October 2022. After that, the bank rate increased almost on a monthly basis, reaching **** percent in August 2023. It wasn't until August 2024 that the first rate decrease since the previous year occurred, signaling a potential shift in monetary policy. Why do central banks adjust interest rates? Central banks, including the Bank of England, adjust interest rates to manage economic stability and control inflation. Their strategies involve a delicate balance between two main approaches. When central banks raise interest rates, their goal is to cool down an overheated economy. Higher rates curb excessive spending and borrowing, which helps to prevent runaway inflation. This approach is typically used when the economy is growing too quickly or when inflation is rising above desired levels. Conversely, when central banks lower interest rates, they aim to encourage borrowing and investment. This strategy is employed to stimulate economic growth during periods of slowdown or recession. Lower rates make it cheaper for businesses and individuals to borrow money, which can lead to increased spending and investment. This dual approach allows central banks to maintain a balance between promoting growth and controlling inflation, ensuring long-term economic stability. Additionally, adjusting interest rates can influence currency values, impacting international trade and investment flows, further underscoring their critical role in a nation's economic health. Recent interest rate trends Between 2021 and 2024, most advanced and emerging economies experienced a period of regular interest rate hikes. This trend was driven by several factors, including persistent supply chain disruptions, high energy prices, and robust demand pressures. These elements combined to create significant inflationary trends, prompting central banks to raise rates in an effort to temper spending and borrowing. However, in 2024, a shift began to occur in global monetary policy. The European Central Bank (ECB) was among the first major central banks to reverse this trend by cutting interest rates. This move signaled a change in approach aimed at addressing growing economic slowdowns and supporting growth.

Graph and download economic data for Bank Credit, All Commercial Banks (H8B1001NCBCMG) from Feb 1947 to Jun 2025 about credits, banks, depository institutions, and USA.

Graph and download economic data for Real Estate Loans, All Commercial Banks (REALLN) from Jan 1947 to Jun 2025 about real estate, commercial, loans, banks, depository institutions, and USA.