Graph and download economic data for Term Premium on a 10 Year Zero Coupon Bond (THREEFYTP10) from 1990-01-02 to 2025-11-21 about term premium, 10-year, bonds, and USA.

As of July 18, 2025, the major economy with the highest yield on 10-year government bonds was Turkey, with a yield of ** percent. This is due to the risks investors take when investing in Turkey, notably due to high inflation rates potentially eradicating any profits made when using a foreign currency to investing in securities denominated in Turkish lira. Of the major developed economies, United Kingdom had one the highest yield on 10-year government bonds at this time with **** percent, while Switzerland had the lowest at **** percent. How does inflation influence the yields of government bonds? Inflation reduces purchasing power over time. Due to this, investors seek higher returns to offset the anticipated decrease in purchasing power resulting from rapid price rises. In countries with high inflation, government bond yields often incorporate investor expectations and risk premiums, resulting in comparatively higher rates offered by these bonds. Why are government bond rates significant? Government bond rates are an important indicator of financial markets, serving as a benchmark for borrowing costs, interest rates, and investor sentiment. They affect the cost of government borrowing, influence the price of various financial instruments, and serve as a reflection of expectations regarding inflation and economic growth. For instance, in financial analysis and investing, people often use the 10-year U.S. government bond rates as a proxy for the longer-term risk-free rate.

The value of office premiums of in-force long-term business of insurance companies in Hong Kong in 2023 amounted to almost ****** billion Hong Kong dollars. In the same year, the number of active individual life policies stood at over ** million.

Graph and download economic data for Market Yield on U.S. Treasury Securities at 30-Year Constant Maturity, Quoted on an Investment Basis (DGS30) from 1977-02-15 to 2025-11-28 about 30-year, maturity, Treasury, interest rate, interest, rate, and USA.

As of July 22, 2025, the yield for a ten-year U.S. government bond was 4.38 percent, while the yield for a two-year bond was 3.88 percent. This represents an inverted yield curve, whereby bonds of longer maturities provide a lower yield, reflecting investors' expectations for a decline in long-term interest rates. Hence, making long-term debt holders open to more risk under the uncertainty around the condition of financial markets in the future. That markets are uncertain can be seen by considering both the short-term fluctuations, and the long-term downward trend, of the yields of U.S. government bonds from 2006 to 2021, before the treasury yield curve increased again significantly in the following years. What are government bonds? Government bonds, otherwise called ‘sovereign’ or ‘treasury’ bonds, are financial instruments used by governments to raise money for government spending. Investors give the government a certain amount of money (the ‘face value’), to be repaid at a specified time in the future (the ‘maturity date’). In addition, the government makes regular periodic interest payments (called ‘coupon payments’). Once initially issued, government bonds are tradable on financial markets, meaning their value can fluctuate over time (even though the underlying face value and coupon payments remain the same). Investors are attracted to government bonds as, provided the country in question has a stable economy and political system, they are a very safe investment. Accordingly, in periods of economic turmoil, investors may be willing to accept a negative overall return in order to have a safe haven for their money. For example, once the market value is compared to the total received from remaining interest payments and the face value, investors have been willing to accept a negative return on two-year German government bonds between 2014 and 2021. Conversely, if the underlying economy and political structures are weak, investors demand a higher return to compensate for the higher risk they take on. Consequently, the return on bonds in emerging markets like Brazil are consistently higher than that of the United States (and other developed economies). Inverted yield curves When investors are worried about the financial future, it can lead to what is called an ‘inverted yield curve’. An inverted yield curve is where investors pay more for short term bonds than long term, indicating they do not have confidence in long-term financial conditions. Historically, the yield curve has historically inverted before each of the last five U.S. recessions. The last U.S. yield curve inversion occurred at several brief points in 2019 – a trend which continued until the Federal Reserve cut interest rates several times over that year. However, the ultimate trigger for the next recession was the unpredicted, exogenous shock of the global coronavirus (COVID-19) pandemic, showing how such informal indicators may be grounded just as much in coincidence as causation.

Ten-Year TIPS Yields versus Real Yields is a part of the Inflation Expectations indicator of the Federal Reserve Bank of Cleveland.

Graph and download economic data for 10-Year Treasury Constant Maturity Minus Federal Funds Rate (T10YFF) from 1962-01-02 to 2025-11-28 about yield curve, spread, 10-year, maturity, Treasury, federal, interest rate, interest, rate, and USA.

Graph and download economic data for Interest Rates: Long-Term Government Bond Yields: 10-Year: Main (Including Benchmark) for Germany (IRLTLT01DEM156N) from May 1956 to Oct 2025 about long-term, Germany, 10-year, bonds, yield, government, interest rate, interest, and rate.

As of 2024, around **** percent of primary insured people in the long-term care insurance (LTCI) system in Japan required nursing care or support for daily activities. The primary insured people under the system are those aged 65 years and older. Recently, there were around ** million people in this category in the nation. This indicates that about **** percent of those people were healthy and not bedridden. The Long-term Care Insurance System The LTCI system in Japan was established in 2000 to provide benefits and services for people who require long-term care. Japanese central and prefectural governments, as well as municipalities, cover half of the system’s cost. As the other half of the budget is financed by insurance premiums, all people in Japan aged 40 and older must join the LTCI system and contribute to the premium. Healthy seniors Japan’s population is aging and shrinking at the same time. Therefore, healthy and not bedridden people aged 65 years and older are gaining importance in its society. The age cohort is anticipated to, for example, offset the labor shortage in the nation. Since households with senior members generally have higher net savings than households with younger members, the Japanese economy will depend increasingly more on the spending power of the senior citizens.

ABSTRACT This paper investigates the drivers of long term real interest rates in Brazil. It is shown that long term yield on inflation linked bonds are driven by yields on 10 year interest rates of United States (US) government bonds and 10 year risk premium, as measured by the Credit Default Swap (CDS). Long term interest rates in Brazil were on a downward trend, following US real rates and stable risk premium, until the taper tantrum in the first half of 2013. From then onwards, real interest rates rose due to the increase in US real rates in anticipation of the beginning of monetary policy normalization and, more recently, due to a sharp increase in Brazilian risk premium. Policy interest rates do not significantly affect long term real interest rates.

Hong Kong Long Term Insurance: Premium: Others: Annuity data was reported at 0.000 HKD mn in 2017. This stayed constant from the previous number of 0.000 HKD mn for 2016. Hong Kong Long Term Insurance: Premium: Others: Annuity data is updated yearly, averaging 1,056.200 HKD mn from Dec 2001 (Median) to 2017, with 17 observations. The data reached an all-time high of 2,951.200 HKD mn in 2012 and a record low of 0.000 HKD mn in 2017. Hong Kong Long Term Insurance: Premium: Others: Annuity data remains active status in CEIC and is reported by Office of the Commissioner of Insurance. The data is categorized under Global Database’s Hong Kong – Table HK.Z026: Insurance Statistics: Long Term Business (Annual).

As of 2001, the average bond yields in Hungary amounted to **** percent. That value has decreased overall to the level of **** percent by the end of 2021. However, 2022 brought an increase and average government bond yields reached **** percent.

Expected Inflation Term Structure is a part of the Inflation Expectations indicator of the Federal Reserve Bank of Cleveland.

Graph and download economic data for Interest Rates: Long-Term Government Bond Yields: 10-Year: Main (Including Benchmark) for Canada (IRLTLT01CAM156N) from Jan 1955 to Oct 2025 about long-term, Canada, 10-year, bonds, yield, government, interest rate, interest, and rate.

Ten-Year Expected Inflation and Real and Inflation Risk Premia is a part of the Inflation Expectations indicator of the Federal Reserve Bank of Cleveland.

We use the yield curve to predict future GDP growth and recession probabilities. The spread between short- and long-term rates typically correlates with economic growth. Predications are calculated using a model developed by the Federal Reserve Bank of Cleveland. Released monthly.

We report average expected inflation rates over the next one through 30 years. Our estimates of expected inflation rates are calculated using a Federal Reserve Bank of Cleveland model that combines financial data and survey-based measures. Released monthly.

Hong Kong Long Term Insurance: Premium data was reported at 440,914.700 HKD mn in 2017. This records an increase from the previous number of 406,203.800 HKD mn for 2016. Hong Kong Long Term Insurance: Premium data is updated yearly, averaging 167,480.700 HKD mn from Dec 2000 (Median) to 2017, with 18 observations. The data reached an all-time high of 440,914.700 HKD mn in 2017 and a record low of 37,713.300 HKD mn in 2000. Hong Kong Long Term Insurance: Premium data remains active status in CEIC and is reported by Office of the Commissioner of Insurance. The data is categorized under Global Database’s Hong Kong – Table HK.Z026: Insurance Statistics: Long Term Business (Annual).

Graph and download economic data for Market Yield on U.S. Treasury Securities at 20-Year Constant Maturity, Quoted on an Investment Basis (DGS20) from 1962-01-02 to 2025-11-28 about 20-year, maturity, Treasury, interest rate, interest, rate, and USA.

In 2023, the overall value of office premiums from new insurance business in Hong Kong exceeded *** billion Hong Kong dollars. Non-linked individual life and annuity insurance accounted for the largest share of new business.