This dataset and map service provides information on the U.S. Housing and Urban Development's (HUD) low to moderate income areas. The term Low to Moderate Income, often referred to as low-mod, has a specific programmatic context within the Community Development Block Grant (CDBG) program. Over a 1, 2, or 3-year period, as selected by the grantee, not less than 70 percent of CDBG funds must be used for activities that benefit low- and moderate-income persons. HUD uses special tabulations of Census data to determine areas where at least 51% of households have incomes at or below 80% of the area median income (AMI). This dataset and map service contains the following layer.

In 2024, the average monthly rent affordable to a family of four with a household income at the poverty line was 780 U.S. dollars. However, the average fair market rent for a two-bedroom rental home was 1,670 U.S. dollars per month in that year.

Between 1990 and 2023, the mean household income for the low-paid workers in the lowest quintile went from 15,940 U.S. dollars in 1990 to 17,650 U.S. dollars in 2023, while the mean income of the top five percent increased from 285,000 U.S. dollars to 467,100 U.S. dollars over the same period. The income for this period has been adjusted to the 2023 U.S. dollar value.

Low income cut-offs (LICOs) before and after tax by community size and family size, in current dollars, annual.

This table contains results for households with a relatively low income. The results are broken down into household characteristics such as gender and age of the main breadwinner, and the household composition and main source of income of the household. Two income limits are used for the classification by level of income: the low-income limit and the policy minimum. For these classifications, the number of households is published, both in absolute terms and as a percentage of the total population. The table also contains data on the number of households that had to survive on an income below the used income threshold for a long period of time (4 years and more). The results are used, among other things, in reports on poverty. The data relate to all private households with income as at 1 January of the year under review. Student households and households that only had an income for part of the year were not taken into account. Data available from: 2011. Status of the figures: The figures for the years 2011 - 2020 are final. The figures for 2021 are provisional. Changes as of March 10, 2023: For the periods 2011 to 2013, the figures for Duration of income position: 4 years or longer have been supplemented. Changes as of December 2, 2022: Update with final figures for 2020 and provisional figures for 2021. When will new figures be released? The new figures will be available in December 2023.

Low income measure (LIM) thresholds by household size for market income, total income and after-tax income, in current and constant dollars, annual.

There is more to housing affordability than the rent or mortgage you pay. Transportation costs are the second-biggest budget item for most families, but it can be difficult for people to fully factor transportation costs into decisions about where to live and work. The Location Affordability Index (LAI) is a user-friendly source of standardized data at the neighborhood (census tract) level on combined housing and transportation costs to help consumers, policymakers, and developers make more informed decisions about where to live, work, and invest. Compare eight household profiles (see table below) —which vary by household income, size, and number of commuters—and see the impact of the built environment on affordability in a given location while holding household demographics constant.*$11,880 for a single person household in 2016 according to US Dept. of Health and Human Services: https://aspe.hhs.gov/computations-2016-poverty-guidelinesThis layer is symbolized by the percentage of housing and transportation costs as a percentage of income for the Median-Income Family profile, but the costs as a percentage of income for all household profiles are listed in the pop-up:Also available is a gallery of 8 web maps (one for each household profile) all symbolized the same way for easy comparison: Median-Income Family, Very Low-Income Individual, Working Individual, Single Professional, Retired Couple, Single-Parent Family, Moderate-Income Family, and Dual-Professional Family.An accompanying story map provides side-by-side comparisons and additional context.--Variables used in HUD's calculations include 24 measures such as people per household, average number of rooms per housing unit, monthly housing costs (mortgage/rent as well as utility and maintenance expenses), average number of cars per household, median commute distance, vehicle miles traveled per year, percent of trips taken on transit, street connectivity and walkability (measured by block density), and many more.To learn more about the Location Affordability Index (v.3) visit: https://www.hudexchange.info/programs/location-affordability-index/. There you will find some background and an FAQ page, which includes the question:"Manhattan, San Francisco, and downtown Boston are some of the most expensive places to live in the country, yet the LAI shows them as affordable for the typical regional household. Why?" These areas have some of the lowest transportation costs in the country, which helps offset the high cost of housing. The area median income (AMI) in these regions is also high, so when costs are shown as a percent of income for the typical regional household these neighborhoods appear affordable; however, they are generally unaffordable to households earning less than the AMI.Date of Coverage: 2012-2016 Date Released: March 2019Date Downloaded from HUD Open Data: 4/18/19Further Documentation:LAI Version 3 Data and MethodologyLAI Version 3 Technical Documentation_**The documentation below is in reference to this items placement in the NM Supply Chain Data Hub. The documentation is of use to understanding the source of this item, and how to reproduce it for updates**

Title: Location Affordability Index - NMCDC Copy

Summary: This layer contains the Location Affordability Index from U.S. Dept. of Housing and Urban Development (HUD) - standardized household, housing, and transportation cost estimates by census tract for 8 household profiles.

Notes: This map is copied from source map: https://nmcdc.maps.arcgis.com/home/item.html?id=de341c1338c5447da400c4e8c51ae1f6, created by dianaclavery_uo, and identified in Living Atlas.

Prepared by: dianaclavery_uo, copied by EMcRae_NMCDC

Source: This map is copied from source map: https://nmcdc.maps.arcgis.com/home/item.html?id=de341c1338c5447da400c4e8c51ae1f6, created by dianaclavery_uo, and identified in Living Atlas. Check the source documentation or other details above for more information about data sources.

Feature Service: https://nmcdc.maps.arcgis.com/home/item.html?id=447a461f048845979f30a2478b9e65bb

UID: 73

Data Requested: Family income spent on basic need

Method of Acquisition: Search for Location Affordability Index in the Living Atlas. Make a copy of most recent map available. To update this map, copy the most recent map available. In a new tab, open the AGOL Assistant Portal tool and use the functions in the portal to copy the new maps JSON, and paste it over the old map (this map with item id

Date Acquired: Map copied on May 10, 2022

Priority rank as Identified in 2022 (scale of 1 being the highest priority, to 11 being the lowest priority): 6

Tags: PENDING

Low-income cut-offs, after tax (LICO-AT) - The Low-income cut-offs, after tax refers to an income threshold, defined using 1992 expenditure data, below which economic families or persons not in economic families would likely have devoted a larger share of their after-tax income than average to the necessities of food, shelter and clothing. More specifically, the thresholds represented income levels at which these families or persons were expected to spend 20 percentage points or more of their after-tax income than average on food, shelter and clothing. These thresholds have been adjusted to current dollars using the all-items Consumer Price Index (CPI).The LICO-AT has 35 cut-offs varying by seven family sizes and five different sizes of area of residence to account for economies of scale and potential differences in cost of living in communities of different sizes. These thresholds are presented in Table 4.3 Low-income cut-offs, after tax (LICO-AT - 1992 base) for economic families and persons not in economic families, 2015, Dictionary, Census of Population, 2016.When the after-tax income of an economic family member or a person not in an economic family falls below the threshold applicable to the person, the person is considered to be in low income according to LICO-AT. Since the LICO-AT threshold and family income are unique within each economic family, low-income status based on LICO-AT can also be reported for economic families.Return to footnote1referrerFootnote 2Low-income status - The income situation of the statistical unit in relation to a specific low-income line in a reference year. Statistical units with income that is below the low-income line are considered to be in low income.For the 2016 Census, the reference period is the calendar year 2015 for all income variables.Return to footnote2referrerFootnote 3The low-income concepts are not applied in the territories and in certain areas based on census subdivision type (such as Indian reserves). The existence of substantial in-kind transfers (such as subsidized housing and First Nations band housing) and sizeable barter economies or consumption from own production (such as product from hunting, farming or fishing) could make the interpretation of low-income statistics more difficult in these situations.Return to footnote3referrerFootnote 4Prevalence of low income - The proportion or percentage of units whose income falls below a specified low-income line.

Housing-Burdened Low-Income Households. Percent of households in a census tract that are both low income (making less than 80% of the HUD Area Median Family Income) and severely burdened by housing costs (paying greater than 50% of their income to housing costs). (5-year estimates, 2013-2017).

The cost and availability of housing is an important determinant of well- being. Households with lower incomes may spend a larger proportion of their income on housing. The inability of households to afford necessary non-housing goods after paying for shelter is known as housing-induced poverty. California has very high housing costs relative to much of the country, making it difficult for many to afford adequate housing. Within California, the cost of living varies significantly and is largely dependent on housing cost, availability, and demand.

Areas where low-income households may be stressed by high housing costs can be identified through the Housing and Urban Development (HUD) Comprehensive Housing Affordability Strategy (CHAS) data. We measure households earning less than 80% of HUD Area Median Family Income by county and paying greater than 50% of their income to housing costs. The indicator takes into account the regional cost of living for both homeowners and renters, and factors in the cost of utilities. CHAS data are calculated from US Census Bureau's American Community Survey (ACS).

Graph and download economic data for Real Median Family Income in the United States (MEFAINUSA672N) from 1953 to 2023 about family, median, income, real, and USA.

Housing Choice Vouchers by TractThis National Geospatial Data Asset (NGDA) dataset, shared as a Department of Housing and Urban Development (HUD) feature layer, displays the census tracts of those areas with residents who participate in the Housing Choice Voucher Program in the United States. Per HUD, "the U.S. Department of Housing and Urban Development's (HUD) Housing Choice Voucher Program (HCVP) is the federal government's major program for assisting very low-income families, the elderly, and the disabled with decent, safe, sanitary and affordable housing in the private market. Since housing assistance is provided on behalf of the family or individual, participants are able to find their own housing, including single-family homes, townhouses and apartments. The participant is free to choose any housing that meets the requirements of the program and is not limited to units located in subsidized housing projects. Housing choice vouchers (HCV) are administered locally by public housing agencies (PHAs). The PHAs receive federal funds from HUD to administer the voucher program".Census Tract 800609Data currency: current federal service (HCV by Tract)NGDAID: 121 (Assisted Housing - Housing Choice Vouchers by Tract - National Geospatial Data Asset (NGDA))OGC API Features Link: Not AvailableFor more information, please visit: Housing Choice Vouchers Fact Sheet; Housing Choice Vouchers by TractSupport Documentation: Housing Choice Vouchers by TractFor feedback please contact: Esri_US_Federal_Data@esri.comNGDA Data SetThis data set is part of the NGDA Real Property Theme Community. Per the Federal Geospatial Data Committee (FGDC), Real Property is defined as "the spatial representation (location) of real property entities, typically consisting of one or more of the following: unimproved land, a building, a structure, site improvements and the underlying land. Complex real property entities (that is "facilities") are used for a broad spectrum of functions or missions. This theme focuses on spatial representation of real property assets only and does not seek to describe special purpose functions of real property such as those found in the Cultural Resources, Transportation, or Utilities themes." For other NGDA Content: Esri Federal Datasets

About this dataset

Context

The dataset presents the mean household income for each of the five quintiles in Hilda, SC, as reported by the U.S. Census Bureau. The dataset highlights the variation in mean household income across quintiles, offering valuable insights into income distribution and inequality.

Key observations

• Income disparities: The mean income of the lowest quintile (20% of households with the lowest income) is 11,241, while the mean income for the highest quintile (20% of households with the highest income) is 122,447. This indicates that the top earners earn 11 times compared to the lowest earners.
• *Top 5%: * The mean household income for the wealthiest population (top 5%) is 155,991, which is 127.39% higher compared to the highest quintile, and 1387.70% higher compared to the lowest quintile.

Content

When available, the data consists of estimates from the U.S. Census Bureau American Community Survey (ACS) 2019-2023 5-Year Estimates.

Income Levels:

• Lowest Quintile
• Second Quintile
• Third Quintile
• Fourth Quintile
• Highest Quintile
• Top 5 Percent

Variables / Data Columns

• Income Level: This column showcases the income levels (As mentioned above).
• Mean Household Income: Mean household income, in 2023 inflation-adjusted dollars for the specific income level.

Good to know

Margin of Error

Data in the dataset are based on the estimates and are subject to sampling variability and thus a margin of error. Neilsberg Research recommends using caution when presening these estimates in your research.

Custom data

If you do need custom data for any of your research project, report or presentation, you can contact our research staff at research@neilsberg.com for a feasibility of a custom tabulation on a fee-for-service basis.

Inspiration

Neilsberg Research Team curates, analyze and publishes demographics and economic data from a variety of public and proprietary sources, each of which often includes multiple surveys and programs. The large majority of Neilsberg Research aggregated datasets and insights is made available for free download at https://www.neilsberg.com/research/.

Recommended for further research

This dataset is a part of the main dataset for Hilda median household income. You can refer the same here

In 2021, the birth rate in the United States was highest in families that had under 10,000 U.S. dollars in income per year, at 62.75 births per 1,000 women. As the income scale increases, the birth rate decreases, with families making 200,000 U.S. dollars or more per year having the second-lowest birth rate, at 47.57 births per 1,000 women. Income and the birth rate Income and high birth rates are strongly linked, not just in the United States, but around the world. Women in lower income brackets tend to have higher birth rates across the board. There are many factors at play in birth rates, such as the education level of the mother, ethnicity of the mother, and even where someone lives. The fertility rate in the United States The fertility rate in the United States has declined in recent years, and it seems that more and more women are waiting longer to begin having children. Studies have shown that the average age of the mother at the birth of their first child in the United States was 27.4 years old, although this figure varies for different ethnic origins.

As of 2023, nearly six million households in the United States received financial aid with energy bills from the Low Income Home Energy Assistance Program (LIHEAP). LIHEAP is one of the federal programs that assist low-income families in the country. In the first weeks of his term, President Trump has instructed to freeze federal funds and revoked the order within 48 hours, creating uncertainty and confusion over federal spending for social assistance services such as LIHEAP and Medicaid.

U.S. citizens with a professional degree had the highest median household income in 2023, at 172,100 U.S. dollars. In comparison, those with less than a 9th grade education made significantly less money, at 35,690 U.S. dollars. Household income The median household income in the United States has fluctuated since 1990, but rose to around 70,000 U.S. dollars in 2021. Maryland had the highest median household income in the United States in 2021. Maryland’s high levels of wealth is due to several reasons, and includes the state's proximity to the nation's capital. Household income and ethnicity The median income of white non-Hispanic households in the United States had been on the rise since 1990, but declining since 2019. While income has also been on the rise, the median income of Hispanic households was much lower than those of white, non-Hispanic private households. However, the median income of Black households is even lower than Hispanic households. Income inequality is a problem without an easy solution in the United States, especially since ethnicity is a contributing factor. Systemic racism contributes to the non-White population suffering from income inequality, which causes the opportunity for growth to stagnate.

This table contains regional statistics on relatively low-income households. The data are broken down by household characteristics such as gender and age of the main breadwinner, and the household composition and main source of income of the household. Two income limits are used for the classification by level of income: the low-income limit and the policy minimum. For these classifications, the number of households is published, both in absolute terms and as a percentage of the total population per region. The table also contains data on the number of households that had to survive on an income below the used income threshold for a long period of time (4 years and more). The results are used, among other things, in reports on poverty. The data relate to all private households with income as at 1 January of the year under review. Student households and households that only had an income for part of the year were not taken into account. The reference date for the municipal division is 1 January 2019. Data available from: 2011. Status of the figures: The figures in this table for 2011 to 2017 are final. The figures for 2018 are provisional. Changes as of December 2, 2020: None, this table has been discontinued. When will new numbers come out? Not applicable anymore. This table is followed by the table Low and long-term low income; household characteristics and region (classification 2020). See section 3.

This publication contains results for households with relatively low incomes. The low-income threshold, the policy minimum and the European poverty line, based on the median income, are used as income limits for the classification by income.For these breakdowns, the number of households and the number of individuals are published, both absolute and in percent of the total target population. The table also provides data on the number of households and individuals who had to reach an income below the income limit used for a long period of time (4 years and longer). The results are used, among other things, in reports on poverty. Data available from 2000 to 2014.

Status of the figures The figures for the years 2001-2014 are final. Changes as of 17 January 2018:

None, this table has been discontinued When are new figures coming?

No longer applicable.

Due to a revision of income statistics, this table is replaced. New figures are published under the theme Income and spending, see links below.

Public Housing was established to provide decent and safe rental housing for eligible low-income families, the elderly, and persons with disabilities. Public housing comes in all sizes and types, from scattered single family houses to high-rise apartments for elderly families. There are approximately 1.2 million households living in public housing units, managed by over 3,300 housing agencies (HAs). HUD administers Federal aid to local housing agencies (HAs) that manage the housing for low-income residents at rents they can afford. HUD furnishes technical and professional assistance in planning, developing and managing these developments. Location data for HUD-related properties and facilities are derived from HUD's enterprise geocoding service. While not all addresses are able to be geocoded and mapped to 100% accuracy, we are continuously working to improve address data quality and enhance coverage. Please consider this issue when using any datasets provided by HUD. When using this data, take note of the field titled “LVL2KX” which indicates the overall accuracy of the geocoded address using the following return codes: ‘R’ - Interpolated rooftop (high degree of accuracy, symbolized as green) ‘4’ - ZIP+4 centroid (high degree of accuracy, symbolized as green) ‘B’ - Block group centroid (medium degree of accuracy, symbolized as yellow) ‘T’ - Census tract centroid (low degree of accuracy, symbolized as red) ‘2’ - ZIP+2 centroid (low degree of accuracy, symbolized as red) ‘Z’ - ZIP5 centroid (low degree of accuracy, symbolized as red) ‘5’ - ZIP5 centroid (same as above, low degree of accuracy, symbolized as red) Null - Could not be geocoded (does not appear on the map) For the purposes of displaying the location of an address on a map only use addresses and their associated lat/long coordinates where the LVL2KX field is coded ‘R’ or ‘4’. These codes ensure that the address is displayed on the correct street segment and in the correct census block. The remaining LVL2KX codes provide a cascading indication of the most granular level geography for which an address can be confirmed. For example, if an address cannot be accurately interpolated to a rooftop (‘R’), or ZIP+4 centroid (‘4’), then the address will be mapped to the centroid of the next nearest confirmed geography: block group, tract, and so on. When performing any point-in polygon analysis it is important to note that points mapped to the centroids of larger geographies will be less likely to map accurately to the smaller geographies of the same area. For instance, a point coded as ‘5’ in the correct ZIP Code will be less likely to map to the correct block group or census tract for that address. To learn more about Public Housing visit: https://www.hud.gov/program_offices/public_indian_housing/programs/ph/, for questions about the spatial attribution of this dataset, please reach out to us at GISHelpdesk@hud.gov. Data Dictionary: DD_Public Housing Authorities Date Updated: 12/2024 Q3 2024

About the dataset This dataset uses information from the DWP benefit system to provide estimates of children living in poverty for wards in London. In order to be counted in this dataset, a family must have claimed Child Benefit and at least one other household benefit (Universal Credit, tax credits or Housing Benefit) during the year. The numbers are calibrated to the Households Below Average Income (HBAI) dataset used to provide the government's headline poverty statistics. The definition of relative low income is living in a household with equivalised* income before housing costs (BHC) below 60% of contemporary national median income. The income measure includes contributions from earnings, state support and pensions. Further detail on the estimates of dependent children living in relative low income, including alternative geographical breakdowns and additional variables, such as age of children, family type and work status are available from DWP's statistical tabulation tool Stat-Xplore. Minor adjustments to the data have been applied to guard against the identification of individual claimants. This dataset replaced the DWP children in out-of-work benefit households and HMRC children in low income families local measure releases. This dataset includes estimates for all wards in London of numbers of dependent children living in relative low income families for each financial year from 2014/15 to the latest available (2022/23). The figures for the latest year are provisional and are subject to minor revision when the next dataset is released by DWP. Headlines Number of children The number of dependent children living in relative low income across London, rose from below 310,000 in the financial year ending 2015 to over 420,000 in the financial year ending 2020, but has decreased since then to below 350,000, which is well below the number for financial year ending 2018. While many wards in London have followed a similar pattern, the numbers of children in low income families in some wards have fallen more sharply, while the numbers in other wards have continued to grow. Proportion of children in each London ward Ward population sizes vary across London, the age profile of that population also varies and both the size and make-up of the population can change over time, so in order to make more meaningful comparisons between wards or over time, DWP have also published rates, though see note below regarding caution when using these figures. A dependent child is anyone aged under 16; or aged 16 to 19 in full-time non-advanced education or in unwaged government training. Ward level estimates for the total number of dependent children are not available, so percentages cannot be derived. Ward level estimates for the percentage of children under 16 living in low income families are usually published by DWP but, in its latest release, ward-level population estimates were not available at the time, so no rates were published. To derive the rates in this dataset, the GLA has used the ONS's latest ward-level population estimates (official statistics in development). Percentages for 2021/22 are calculated using the 2021 mid year estimates, while percentages for 2022/23 are calculated using the 2022 mid year estimates. As these are official statistics in development, rates therefore need to be treated with some caution. Notes *equivalised income is adjusted for household size and composition in order to compare living standards between households of different types.