The benchmark interest rate in Malaysia was last recorded at 3 percent. This dataset provides - Malaysia Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

The real interest rate in Malaysia increased by 9.7 percentage points compared to the previous year. Therefore, the real interest rate in Malaysia reached a peak in 2023 with 7.33 percent. Real interest rate is the adjusted lending interest rate to remove the effects of inflation, as measured by the GDP deflator (implicit price deflator).Find more statistics on other topics about Malaysia with key insights such as number of automated teller machines (ATMs), deposit interest rate, and broad money as a percentage of GDP.

This dataset provides values for INTEREST RATE reported in several countries. The data includes current values, previous releases, historical highs and record lows, release frequency, reported unit and currency.

Malaysia Interest Rate Spread data was reported at 1.516 % pa in 2016. This records an increase from the previous number of 1.451 % pa for 2015. Malaysia Interest Rate Spread data is updated yearly, averaging 3.004 % pa from Dec 1987 (Median) to 2016, with 30 observations. The data reached an all-time high of 7.362 % pa in 1987 and a record low of 1.451 % pa in 2015. Malaysia Interest Rate Spread data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Malaysia – Table MY.World Bank.WDI: Interest Rates. Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; Median;

Malaysia Real Interest Rate data was reported at 2.543 % pa in 2016. This records a decrease from the previous number of 4.978 % pa for 2015. Malaysia Real Interest Rate data is updated yearly, averaging 3.997 % pa from Dec 1987 (Median) to 2016, with 30 observations. The data reached an all-time high of 11.782 % pa in 2009 and a record low of -3.903 % pa in 2008. Malaysia Real Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Malaysia – Table MY.World Bank.WDI: Interest Rates. Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files using World Bank data on the GDP deflator.; ;

Interest rate spread (lending rate minus deposit rate, %) in Malaysia was reported at 2.667 % in 2023, according to the World Bank collection of development indicators, compiled from officially recognized sources. Malaysia - Interest rate spread (lending rate minus deposit rate, %) - actual values, historical data, forecasts and projections were sourced from the World Bank on June of 2025.

Real interest rate (%) in Malaysia was reported at 7.3268 % in 2023, according to the World Bank collection of development indicators, compiled from officially recognized sources. Malaysia - Real interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on June of 2025.

Lending interest rate (%) in Malaysia was reported at 5.2827 % in 2024, according to the World Bank collection of development indicators, compiled from officially recognized sources. Malaysia - Lending interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on June of 2025.

In 2023, the deposit interest rate in Malaysia increased by 0.7 percentage points (+35.9 percent) compared to 2022. In total, the deposit interest rate amounted to 2.65 percent in 2023. Deposit rate refers to the amount of money paid out in interest by a bank of financial institution on cash deposits.Find more statistics on other topics about Malaysia with key insights such as real interest rate, domestic credit to the private sector as a share of GDP, and number of automated teller machines (ATMs).

Malaysia Deposit Interest Rate data was reported at 3.028 % pa in 2016. This records a decrease from the previous number of 3.134 % pa for 2015. Malaysia Deposit Interest Rate data is updated yearly, averaging 5.146 % pa from Dec 1967 (Median) to 2016, with 50 observations. The data reached an all-time high of 9.750 % pa in 1982 and a record low of 2.082 % pa in 2009. Malaysia Deposit Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Malaysia – Table MY.World Bank.WDI: Interest Rates. Deposit interest rate is the rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; ;

Forecast: Bank Lending Interest Rate in Malaysia 2024 - 2028 Discover more data with ReportLinker!

Deposit interest rate (%) in Malaysia was reported at 2.6504 % in 2023, according to the World Bank collection of development indicators, compiled from officially recognized sources. Malaysia - Deposit interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on July of 2025.

Key information about Malaysia Short Term Interest Rate

• Malaysia Short Term Interest Rate: Month End: KLIBOR: 3 Months was reported at 3.66 % pa in Feb 2025, compared with 3.67 % pa in the previous month.
• Malaysia Short Term Interest Rate data is updated monthly, available from Jan 1988 to Feb 2025.
• The data reached an all-time high of 11.06 % pa in Jun 1998 and a record low of 1.93 % pa in Sep 2021.
• Short Term Interest Rate is reported by reported by Bank Negara Malaysia.

• In the latest reports, Malaysia Government Securities Yield: 10 Years was reported at 3.79 % pa in Feb 2025.
• The cash rate (Policy Rate: Month End: Overnight Policy Rate) was set at 3.00 % pa in Feb 2025.
• Malaysia Exchange Rate against USD averaged 4.63 (USD/MYR) in Jun 2023.

Deposit Interest Rate in Malaysia remained unchanged at 2.65 percent in 2024 from 2.65 percent in 2023. This dataset includes a chart with historical data for Deposit Interest Rate in Malaysia.

In 2023, the interest rate of savings deposit of commercial banks in Malaysia was at 0.91 percent per annum, a slight increase from 0.68 percent in the previous year. The savings deposit rate has been decreasing in the past four years, from 1.01 percent per annum in 2019.

Key information about Malaysia Policy Rate

• Malaysia cash rate (Policy Rate: Month End: Overnight Policy Rate) was set at 3.00 % pa in Feb 2025, compared with 3.00 % pa in the previous Jan 2025.
• Malaysia Policy Rate averaged 3.00 % pa and is updated monthly, available from Apr 2004 to Feb 2025.
• The data reached an all-time high of 3.50 % pa in Oct 2008 and a record low of 1.75 % pa in Apr 2022.

• In the latest reports, Malaysia Short Term Interest Rate: Month End: KLIBOR: 3 Months was reported at 3.66 % pa in Feb 2025.
• Its Long Term Interest Rate (Government Securities Yield: 10 Years) was reported at 3.79 % pa in Feb 2025.
• Malaysia Exchange Rate against USD averaged 4.63 (USD/MYR) in Jun 2023.
• Its Real Effective Exchange Rate was 92.37 in Jan 2025.

In April 2025, global inflation rates and central bank interest rates showed significant variation across major economies. Most economies initiated interest rate cuts from mid-2024 due to declining inflationary pressures. The U.S., UK, and EU central banks followed a consistent pattern of regular rate reductions throughout late 2024. In early 2025, Russia maintained the highest interest rate at 21 percent, while Japan retained the lowest at 0.5 percent. Varied inflation rates across major economies The inflation landscape varies considerably among major economies. China had the lowest inflation rate at -0.1 percent in April 2025. In contrast, Russia maintained a high inflation rate of 10.2 percent. These figures align with broader trends observed in early 2025, where China had the lowest inflation rate among major developed and emerging economies, while Russia's rate remained the highest. Central bank responses and economic indicators Central banks globally implemented aggressive rate hikes throughout 2022-23 to combat inflation. The European Central Bank exemplified this trend, raising rates from 0 percent in January 2022 to 4.5 percent by September 2023. A coordinated shift among major central banks began in mid-2024, with the ECB, Bank of England, and Federal Reserve initiating rate cuts, with forecasts suggesting further cuts through 2025 and 2026.

As of November 2024, the overnight policy rate (OPR) in Malaysia remained at three percent. The OPR is a benchmark rate set by the country's central bank, Bank Negara Malaysia (BNM). It is the rate at which financial institutions borrow or lend money overnight, and will affect the interest rates in commercial banks.

Bank Lending Rate in Malaysia increased to 4.94 percent in May from 4.92 percent in April of 2025. This dataset provides - Malaysia Bank Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Key information about Malaysia Bank Lending Rate

• Malaysia Bank Lending Rate was reported at 5.062 % pa in Jan 2025.
• This records a decrease from the previous number of 5.111 % pa for Dec 2024.
• Malaysia Bank Lending Rate data is updated monthly, averaging 5.231 % pa from Jan 1996 to Jan 2025, with 349 observations.
• The data reached an all-time high of 13.540 % pa in May 1998 and a record low of 3.277 % pa in Jan 2022.
• Malaysia Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Monthly.