The benchmark interest rate in Malaysia was last recorded at 2.75 percent. This dataset provides - Malaysia Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Key information about Malaysia Long Term Interest Rate

• Malaysia Government Securities Yield: 10 Years was reported at 3.46 % pa in Nov 2025, compared with 3.50 % pa in the previous month.
• Malaysia Long Term Interest Rate data is updated monthly, available from Feb 1992 to Nov 2025.
• The data reached an all-time high of 8.24 % pa in Jun 1992 and a record low of 2.55 % pa in Jul 2020.
• Long Term Interest Rate is reported by reported by Bank Negara Malaysia.

CEIC calculates monthly Long Term Interest Rate from daily 10 year Government Securities Yield. Bank Negara Malaysia provides 10 year Treasury Bond Yield. Long Term Interest Rate prior to July 2005 is sourced directly from Bank Negara Malaysia. The data are referred to as the market indicative yield to maturity. They are only indicative due to the lack of liquidity and lack of supply of these papers covering a wide spectrum of maturity.


Related information about Malaysia Long Term Interest Rate

• In the latest reports, Malaysia Short Term Interest Rate: Month End: KLIBOR: 3 Months was reported at 3.26 % pa in Nov 2025.
• The cash rate (Policy Rate: Month End: Overnight Policy Rate) was set at 2.75 % pa in Nov 2025.
• Malaysia Exchange Rate against USD averaged 4.21 (USD/MYR) in Oct 2025.

The real interest rate in Malaysia was 7.33 percent in 2023. Between 1969 and 2023, the real interest rate rose by 3.29 percentage points, though the increase followed an uneven trajectory rather than a consistent upward trend.

Malaysia Deposit Interest Rate data was reported at 3.028 % pa in 2016. This records a decrease from the previous number of 3.134 % pa for 2015. Malaysia Deposit Interest Rate data is updated yearly, averaging 5.146 % pa from Dec 1967 (Median) to 2016, with 50 observations. The data reached an all-time high of 9.750 % pa in 1982 and a record low of 2.082 % pa in 2009. Malaysia Deposit Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Malaysia – Table MY.World Bank.WDI: Interest Rates. Deposit interest rate is the rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; ;

Deposit Interest Rate in Malaysia remained unchanged at 2.65 percent in 2024 from 2.65 percent in 2023. This dataset includes a chart with historical data for Deposit Interest Rate in Malaysia.

Daily dataset of the Malaysia Interest Rate, including historical data, latest releases, and long-term trends from 2015-11-05 to 2025-11-06. Available for free download in CSV format.

Monthly and long-term Malaysia Interest Rate data: historical series and analyst forecasts curated by FocusEconomics.

In 2023, the deposit interest rate in Malaysia amounted to 2.65 percent. Between 1966 and 2023, the figure dropped by 2.35 percentage points, though the decline followed an uneven course rather than a steady trajectory.

Forecast: Bank Lending Interest Rate in Malaysia 2024 - 2028 Discover more data with ReportLinker!

Malaysia: Interest rates on bank credit to the private sector: The latest value from 2024 is 5.28 percent, a decline from 5.32 percent in 2023. In comparison, the world average is 11.26 percent, based on data from 75 countries. Historically, the average for Malaysia from 1969 to 2024 is 8 percent. The minimum value, 3.44 percent, was reached in 2021 while the maximum of 12.55 percent was recorded in 1985.

View yearly updates and historical trends for Malaysia Real Interest Rate. Source: World Bank. Track economic data with YCharts analytics.

Malaysia: Real interest rate: Bank lending rate minus inflation: The latest value from 2024 is 4.47 percent, a decline from 7.33 percent in 2023. In comparison, the world average is 4.99 percent, based on data from 73 countries. Historically, the average for Malaysia from 1969 to 2024 is 4.24 percent. The minimum value, -6.8 percent, was reached in 1973 while the maximum of 22.96 percent was recorded in 1986.

Key information about Malaysia Policy Rate

• Malaysia cash rate (Policy Rate: Month End: Overnight Policy Rate) was set at 2.75 % pa in Nov 2025, compared with 2.75 % pa in the previous Oct 2025.
• Malaysia Policy Rate averaged 3.25 % pa and is updated monthly, available from Apr 2004 to Nov 2025.
• The data reached an all-time high of 3.50 % pa in Oct 2008 and a record low of 1.75 % pa in Apr 2022.

The Overnight Policy Rate is annouced in the Monetary Policy Statement, which is issued on the same day as the corresponding Monetary Policy Committee meeting.


Related information about Malaysia Policy Rate

• In the latest reports, Malaysia Short Term Interest Rate: Month End: KLIBOR: 3 Months was reported at 3.26 % pa in Nov 2025.
• Its Long Term Interest Rate (Government Securities Yield: 10 Years) was reported at 3.46 % pa in Nov 2025.
• Malaysia Exchange Rate against USD averaged 4.21 (USD/MYR) in Oct 2025.
• Its Real Effective Exchange Rate was 93.80 in Oct 2025.

Actual value and historical data chart for Malaysia Interest Rate Spread Lending Rate Minus Deposit Rate Percent

Actual value and historical data chart for Malaysia Real Interest Rate Percent

As of September 2025, the overnight policy rate (OPR) in Malaysia was at **** percent. The Malaysian government cut the OPR by **** percent in July 2025. The OPR is a benchmark rate set by the country's central bank, Bank Negara Malaysia (BNM). It is the rate at which financial institutions borrow or lend money overnight, and will affect the interest rates in commercial banks.

Malaysia Risk Premium on Lending: Lending Rate Minus Treasury Bill Rate data was reported at 1.462 % pa in 2014. This records a decrease from the previous number of 1.615 % pa for 2013. Malaysia Risk Premium on Lending: Lending Rate Minus Treasury Bill Rate data is updated yearly, averaging 3.490 % pa from Dec 1987 (Median) to 2014, with 28 observations. The data reached an all-time high of 7.686 % pa in 1987 and a record low of 1.462 % pa in 2014. Malaysia Risk Premium on Lending: Lending Rate Minus Treasury Bill Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Malaysia – Table MY.World Bank.WDI: Interest Rates. Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the 'risk free' treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics database.; ;

Key information about Malaysia Bank Lending Rate

• Malaysia Bank Lending Rate was reported at 4.664 % pa in Oct 2025.
• This records a decrease from the previous number of 4.722 % pa for Sep 2025.
• Malaysia Bank Lending Rate data is updated monthly, averaging 4.850 % pa from Jan 1996 to Oct 2025, with 358 observations.
• The data reached an all-time high of 13.540 % pa in May 1998 and a record low of 3.277 % pa in Jan 2022.
• Malaysia Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Monthly.

Bank Negara Malaysia provides monthly weighted average Bank Lending Rate.

Actual value and historical data chart for Malaysia Lending Interest Rate Percent

In 2023, the interest rate of savings deposit of commercial banks in Malaysia was at **** percent per annum, a slight increase from **** percent in the previous year. The savings deposit rate has been decreasing in the past four years, from **** percent per annum in 2019.