Graph and download economic data for Personal Saving Rate (PSAVERT) from Jan 1959 to Jun 2025 about savings, personal, rate, and USA.

In December 2024, the personal saving rate in the United States amounted to 3.8 percent. That was slightly lower figure than a year earlier. The personal saving rate is calculated as the ratio of personal savings to disposable personal income. Within the topic of personal savings in the U.S., there are different goals and reasons for saving. What are personal savings? Saving refers to strategies of accumulating capital for future use by either not spending a part of one’s income or cutting down on certain costs. Saved money may be preserved as cash, put on a deposit account, or invested in various financial instruments. Investing usually incorporates some level of risk which means that part of the invested money can be gone. An example of a relatively safe investment would be saving bonds, such as the debt securities issued by the U.S. Department of the Treasury. Saving trends in the U.S. and abroad Looking at the personal saving rate in the United States throughout the past decades, it can be observed that savings had been decreasing until the mid-2000s, and they increased after the 2008 financial crisis. Still, the largest savings rates were reached in 2020 and 2021. The reason for that increase in the savings rate that year might be related to the measures to contain the COVID-19 pandemic. The value of personal savings in the United Kingdom has also followed a similar trend. Although events like the COVID-19 pandemic may have affect many countries in a similar way, the ability to save, as well as the average savings as a share of personal income across countries can vary significantly depending on multiple factors affecting each territory.

Household Saving Rate in the United States remained unchanged at 4.50 percent in June from 4.50 percent in May of 2025. This dataset provides - United States Personal Savings Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

In 2024, the average monthly savings of working single households in Japan amounted to around ***** thousand Japanese yen, up by two percent compared to the previous year. The average monthly savings of men living alone were higher than those of women.

According to a survey conducted in 2020 in Germany, the average monthly savings among the population amounted to *** euros. The survey revelead slight differences between age groups. Individuals between 18 and 29 years of age could save on average *** euros per month. By contrast, individuals aged 60 years and older could save *** euros per month.

In 2019, around ** percent of millennials in Thailand had an average monthly saving of less than ************** Thai baht. In comparison, only *** percent of millennials had a monthly average savings of more than ** thousand Thai baht.

Graph and download economic data for Personal Saving (PSAVE) from Q1 1947 to Q2 2025 about savings, personal, GDP, and USA.

Graph and download economic data for Personal Saving (PMSAVE) from Jan 1959 to Jun 2025 about savings, personal, and USA.

This statistic represents the average amount saved each month by young workers under 40 years of age in France in 2017. At that time, almost ** percent of those surveyed indicated that they saved between *********** euros and less each month. Less than ** percent of young French workers surveyed indicated that they could save more than *** euro per month, while ** percent said that they did not save any money at all each month.

Graph and download economic data for National Rate: Savings (SNDR) from Apr 2021 to Jul 2025 about savings, deposits, rate, and USA.

Household Saving Rate in Canada decreased to 5.70 percent in the first quarter of 2025 from 6 percent in the fourth quarter of 2024. This dataset provides - Canada Personal Savings - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Most Spaniards managed to save an amount of under *********** euros with their monthly salaries in 2018, according to the latest data. The share of respondents that did not have any monthly savings stood nearly at ** percent, while ** percent stated they could save an amount between *** and ************ euros. In contrast, only about *** percent of the surveyed population stated they succeeded to save over ************ euros on a monthly basis.

Low salaries are Spain’s main problem when putting money aside

The share of Spaniards that did not manage to save up each month fluctuated in the recent years, with its highest point registered in 2014 at ** percent of the surveyed population. Spaniards confirmed that the main reason why it was hard for them to save some money at the end of the month was the fact that their salaries were too low to achieve so. Some ** percent of the respondents stated they did not manage to save enough money due to unexpected expenses, although almost ** percent also pointed at their whims as the main reason for not putting some money aside.

Money for a rainy day and retirement: Spain’s major reasons to save up

Most Spaniards decided to deposit their savings into their bank accounts over other methods to keep their money, with a share of ** percent of respondents. According to the study, only approximately ** percent of the population preferred to keep their money in cash and merely *** percent invested their savings in other industries, such as art or jewelry. With a share of roughly ** percent of respondents, saving money for a rainy day topped the list of leading factors that motivated Spaniards to put money aside. Half of the Spaniards stated to have been saving for their travel expenses, while some ** percent also confirmed they intended to save for retirement. In contrast, only ** percent of Spaniards were saving so they could afford a smartphone.

Serbia Household Savings data was reported at 1,158,961.030 RSD mn in Jun 2018. This records an increase from the previous number of 1,153,155.950 RSD mn for May 2018. Serbia Household Savings data is updated monthly, averaging 578,577.000 RSD mn from Dec 1999 (Median) to Jun 2018, with 205 observations. The data reached an all-time high of 1,158,961.030 RSD mn in Jun 2018 and a record low of 1,033.000 RSD mn in Dec 1999. Serbia Household Savings data remains active status in CEIC and is reported by National Bank of Serbia. The data is categorized under Global Database’s Serbia – Table RS.KB001: Banks Deposits.

Philippines Average Family Savings: CARAGA data was reported at 39,000.000 PHP in 2015. This records an increase from the previous number of 38,000.000 PHP for 2012. Philippines Average Family Savings: CARAGA data is updated yearly, averaging 18,197.000 PHP from Dec 1997 (Median) to 2015, with 7 observations. The data reached an all-time high of 39,000.000 PHP in 2015 and a record low of 9,411.000 PHP in 2000. Philippines Average Family Savings: CARAGA data remains active status in CEIC and is reported by Philippine Statistics Authority. The data is categorized under Global Database’s Philippines – Table PH.H020: Family Income and Expenditure Survey: Average Annual Income, Expenditure and Saving: By Region.

Taiwan Quasi Money: Monthly Average: Time and Savings data was reported at 14,027,256.000 NTD mn in Oct 2018. This records a decrease from the previous number of 14,036,243.000 NTD mn for Sep 2018. Taiwan Quasi Money: Monthly Average: Time and Savings data is updated monthly, averaging 9,794,955.500 NTD mn from Jan 1982 (Median) to Oct 2018, with 442 observations. The data reached an all-time high of 14,335,883.000 NTD mn in Jun 2018 and a record low of 501,817.000 NTD mn in Jan 1982. Taiwan Quasi Money: Monthly Average: Time and Savings data remains active status in CEIC and is reported by Central Bank of the Republic of China. The data is categorized under Global Database’s Taiwan – Table TW.KA001: Money Supply.

Ecuador Deposit Rate: Average: Savings data was reported at 1.010 % pa in Nov 2018. This records a decrease from the previous number of 1.020 % pa for Oct 2018. Ecuador Deposit Rate: Average: Savings data is updated monthly, averaging 1.370 % pa from Jan 2008 (Median) to Nov 2018, with 131 observations. The data reached an all-time high of 3.350 % pa in Jan 2018 and a record low of 0.610 % pa in Dec 2008. Ecuador Deposit Rate: Average: Savings data remains active status in CEIC and is reported by Central Bank of Ecuador. The data is categorized under Global Database’s Ecuador – Table EC.M001: Deposit Rate.

According to a survey on financial literacy conducted in Malaysia, as of September 2024, the majority or ** percent of respondents said they could manage to save below 500 Malaysian ringgit each month. Meanwhile, ** percent of respondents said they could not save any amount of money.

China Deposit: New Increased: Year to Date: Household Saving data was reported at 9,220.000 RMB bn in Mar 2025. This records an increase from the previous number of 6,130.000 RMB bn for Feb 2025. China Deposit: New Increased: Year to Date: Household Saving data is updated monthly, averaging 3,900.000 RMB bn from Dec 2004 (Median) to Mar 2025, with 214 observations. The data reached an all-time high of 17,840.000 RMB bn in Dec 2022 and a record low of 24.900 RMB bn in Jan 2007. China Deposit: New Increased: Year to Date: Household Saving data remains active status in CEIC and is reported by The People's Bank of China. The data is categorized under China Premium Database’s Money and Banking – Table CN.KB: Deposit.

Peru Deposit Rate: Average: Savings: Foreign Currency data was reported at 0.208 % pa in Nov 2018. This records a decrease from the previous number of 0.221 % pa for Oct 2018. Peru Deposit Rate: Average: Savings: Foreign Currency data is updated monthly, averaging 0.698 % pa from Feb 1992 (Median) to Nov 2018, with 322 observations. The data reached an all-time high of 11.310 % pa in Aug 1992 and a record low of 0.168 % pa in Jan 2016. Peru Deposit Rate: Average: Savings: Foreign Currency data remains active status in CEIC and is reported by Central Reserve Bank of Peru. The data is categorized under Global Database’s Peru – Table PE.M003: Deposit Rate: Average.

United States CSI: Savings: Primary Residence Current Mkt Value: Median data was reported at 240,388.000 USD in May 2018. This records an increase from the previous number of 238,571.000 USD for Apr 2018. United States CSI: Savings: Primary Residence Current Mkt Value: Median data is updated monthly, averaging 196,827.000 USD from Aug 1990 (Median) to May 2018, with 170 observations. The data reached an all-time high of 254,167.000 USD in Jul 2017 and a record low of 75,457.000 USD in Aug 1990. United States CSI: Savings: Primary Residence Current Mkt Value: Median data remains active status in CEIC and is reported by University of Michigan. The data is categorized under Global Database’s USA – Table US.H026: Consumer Sentiment Index: Savings & Retirement. What is the current market value of your home? (If you sold it today, how much would it bring in?)