Concept: Difference (spread) between average interest rate on new credit operations in the relevant period in the National Financial System, which are under regulation by the National Monetary Council (CMN) or linked to budget funds, and corresponding average cost of funds. Refers to special financing operations which require proof of proper use of funds, linked to medium and long term production and investments projects. Funds origins are shares of checking accounts and savings accounts and funds from governmental programs. Source: Central Bank of Brazil – Statistics Department 20837-average-spread-of-earmarked-new-credit-operations---households---total 20837-average-spread-of-earmarked-new-credit-operations---households---total

Concept: Difference (spread) between average interest rate on new nonearmarked credit operations in the refeerence period in the National Financial System and corresponding average cost of funds. Excludes operations with regulated rates, operations with funds from the National Bank for Economic and Social Development (BNDES) or any operations with government funds or funds with mandatory destination. Source: Central Bank of Brazil � Statistics Department 27635-average-spread-of-nonearmarked-new-non-revolving-credit-operations---non-financial-corporatio 27635-average-spread-of-nonearmarked-new-non-revolving-credit-operations---non-financial-corporatio

In 2022, the average net interest spread (NIS) of state commercial banks stood at two percent, lower than 1.88 percent in the previous year. The six state commercial banks are the largest banks in China, owning the largest share of deposits in China's commercial banks.

The statistic shows the average unit price of private label spices and seasonings in the United States in 2016, by segment. In that year, the average price of private label garlic spreads in the U.S. amounted to some 2.93 U.S. dollars per unit.

Concept: Difference (spread) between average interest rate on new credit operations in the reference period in the National Financial System and corresponding average cost of funds. Comprises both earmarked and nonearmarked operations. Source: Central Bank of Brazil – Statistics Department 20784-average-spread-of-new-credit-operations---non-financial-corporations---total 20784-average-spread-of-new-credit-operations---non-financial-corporations---total

The statistic shows the average unit price of spices and seasonings in the United States in 2016, by segment. In that year, the average price of garlic spreads in the U.S. amounted to some 2.47 U.S. dollars per unit.

Argentina AR: Interest Rate Spread data was reported at 0.897 % pa in 2023. This records an increase from the previous number of -0.018 % pa for 2022. Argentina AR: Interest Rate Spread data is updated yearly, averaging 2.852 % pa from Dec 2010 (Median) to 2023, with 14 observations. The data reached an all-time high of 19.967 % pa in 2019 and a record low of -0.018 % pa in 2022. Argentina AR: Interest Rate Spread data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Argentina – Table AR.World Bank.WDI: Interest Rates. Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.;International Monetary Fund, International Financial Statistics and data files.;Median;

Graph and download economic data for 70) Over the Past Three Months, How Have the Terms Under Which Cmbs Are Funded Changed?| A. Terms for Average Clients | 4. Collateral Spreads over Relevant Benchmark (Effective Financing Rates). | Answer Type: Tightened Somewhat (SFQ70A4TSNR) from Q4 2011 to Q4 2024 about collateral, change, funds, financing, spread, 3-month, average, rate, and USA.

Average infections for the target concept for real-world networks in the LTM and a r value of 2, with standard deviation in brackets, and the best performing heuristic in bold.

The statistic shows the average unit price of natural cheese in the United States in 2019, by segment. In that year, the average price of natural cheese slices in the U.S. amounted to some 3.1 U.S. dollars per unit.

Netherlands NL: Interest Rate Spread data was reported at -1.112 % pa in 2012. This records a decrease from the previous number of -0.607 % pa for 2011. Netherlands NL: Interest Rate Spread data is updated yearly, averaging 0.477 % pa from Dec 1999 (Median) to 2012, with 14 observations. The data reached an all-time high of 1.904 % pa in 2000 and a record low of -1.112 % pa in 2012. Netherlands NL: Interest Rate Spread data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Netherlands – Table NL.World Bank.WDI: Interest Rates. Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; Median;

Average infections for the target concept for scale-free networks in the ICM with no burn-in time, and a r value of 2, with standard deviation in brackets, and the best performing heuristic in bold.

Graph and download economic data for 74) Over the Past Three Months, How Have the Terms Under Which Consumer Abs (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| A. Terms for Average Clients | 4. Collateral Spreads over Relevant Benchmark (Effective Financing Rates). | Answer Type: Remained Basically Unchanged (ALLQ74A4RBUNR) from Q4 2011 to Q4 2024 about funded, receivables, collateral, asset-backed, change, financing, credit cards, spread, 3-month, average, vehicles, loans, consumer, rate, and USA.

Stepwiseb'*' multiple regression for covid-19 cases and deaths.

[Updated 28/01/25 to fix an issue in the ‘Lower’ values, which were not fully representing the range of uncertainty. ‘Median’ and ‘Higher’ values remain unchanged. The size of the change varies by grid cell and fixed period/global warming levels but the average difference between the 'lower' values before and after this update is 0.21°C.]What does the data show? This dataset shows the change in winter average temperature for a range of global warming levels, including the recent past (2001-2020), compared to the 1981-2000 baseline period. Here, winter is defined as December-January-February. Note, as the values in this dataset are averaged over a season they do not represent possible extreme conditions.The dataset uses projections of daily average air temperature from UKCP18 which are averaged over the winter period to give values for the 1981-2000 baseline, the recent past (2001-2020) and global warming levels. The warming levels available are 1.5°C, 2.0°C, 2.5°C, 3.0°C and 4.0°C above the pre-industrial (1850-1900) period. The recent past value and global warming level values are stated as a change (in °C) relative to the 1981-2000 value. This enables users to compare winter average temperature trends for the different periods. In addition to the change values, values for the 1981-2000 baseline (corresponding to 0.51°C warming) and recent past (2001-2020, corresponding to 0.87°C warming) are also provided. This is summarised in the table below.PeriodDescription1981-2000 baselineAverage temperature (°C) for the period2001-2020 (recent past)Average temperature (°C) for the period2001-2020 (recent past) changeTemperature change (°C) relative to 1981-20001.5°C global warming level changeTemperature change (°C) relative to 1981-20002°C global warming level changeTemperature change (°C) relative to 1981-20002.5°C global warming level changeTemperature change (°C) relative to 1981-20003°C global warming level changeTemperature change (°C) relative to 1981-20004°C global warming level changeTemperature change (°C) relative to 1981-2000What is a global warming level?The Winter Average Temperature Change is calculated from the UKCP18 regional climate projections using the high emissions scenario (RCP 8.5) where greenhouse gas emissions continue to grow. Instead of considering future climate change during specific time periods (e.g. decades) for this scenario, the dataset is calculated at various levels of global warming relative to the pre-industrial (1850-1900) period. The world has already warmed by around 1.1°C (between 1850–1900 and 2011–2020), whilst this dataset allows for the exploration of greater levels of warming.The global warming levels available in this dataset are 1.5°C, 2°C, 2.5°C, 3°C and 4°C. The data at each warming level was calculated using a 21 year period. These 21 year periods are calculated by taking 10 years either side of the first year at which the global warming level is reached. This time will be different for different model ensemble members. To calculate the value for the Winter Average Temperature Change, an average is taken across the 21 year period.We cannot provide a precise likelihood for particular emission scenarios being followed in the real world future. However, we do note that RCP8.5 corresponds to emissions considerably above those expected with current international policy agreements. The results are also expressed for several global warming levels because we do not yet know which level will be reached in the real climate as it will depend on future greenhouse emission choices and the sensitivity of the climate system, which is uncertain. Estimates based on the assumption of current international agreements on greenhouse gas emissions suggest a median warming level in the region of 2.4-2.8°C, but it could either be higher or lower than this level.What are the naming conventions and how do I explore the data?These data contain a field for each warming level and the 1981-2000 baseline. They are named 'tas winter change' (change in air 'temperature at surface'), the warming level or baseline, and 'upper' 'median' or 'lower' as per the description below. e.g. 'tas winter change 2.0 median' is the median value for winter for the 2.0°C warming level. Decimal points are included in field aliases but not in field names, e.g. 'tas change winter 2.0 median' is named 'tas_winter_change_20_median'. To understand how to explore the data, refer to the New Users ESRI Storymap. Please note, if viewing in ArcGIS Map Viewer, the map will default to ‘tas winter change 2.0°C median’ values.What do the 'median', 'upper', and 'lower' values mean?Climate models are numerical representations of the climate system. To capture uncertainty in projections for the future, an ensemble, or group, of climate models are run. Each ensemble member has slightly different starting conditions or model set-ups. Considering all of the model outcomes gives users a range of plausible conditions which could occur in the future.For this dataset, the model projections consist of 12 separate ensemble members. To select which ensemble members to use, the Winter Average Temperature Change was calculated for each ensemble member and they were then ranked in order from lowest to highest for each location.The ‘lower’ fields are the second lowest ranked ensemble member. The ‘higher’ fields are the second highest ranked ensemble member. The ‘median’ field is the central value of the ensemble.This gives a median value, and a spread of the ensemble members indicating the range of possible outcomes in the projections. This spread of outputs can be used to infer the uncertainty in the projections. The larger the difference between the lower and higher fields, the greater the uncertainty.‘Lower’, ‘median’ and ‘upper’ are also given for the baseline period as these values also come from the model that was used to produce the projections. This allows a fair comparison between the model projections and recent past. Useful linksFor further information on the UK Climate Projections (UKCP).Further information on understanding climate data within the Met Office Climate Data Portal.

In the third quarter of 2024, large banks in the United States were increasing their interest rate spreads on credit card loans significantly more than other domestic banks. The percentage of large banks increasing their interest rate spread on credit cards minus the percentage of those decreasing that spread was 9.5 percent, which means that there were significantly more banks of that size increasing their spread on those rates.

The interest rate spread describes the difference between the amount of interest a bank receives on the money it lends out and the amount it gives to depositors for leaving their funds with the bank. This spread is at the core of how banks are able to make profits, as they tend to lend at a higher rate than at which they pay for deposits. As global interest rates declined in the early 2000s, so too did the interest rate spread, reflecting the inability of banks to go below the zero lower bound on deposit rates and increased competition among banks to attract customers.

What does the data show?

This data shows the monthly averages of minimum surface temperature (°C) for 2070-2099 using a combination of the CRU TS (v. 4.06) and UKCP18 global RCP2.6 datasets. The RCP2.6 scenario is an aggressive mitigation scenario where greenhouse gas emissions are strongly reduced.

The data combines a baseline (1981-2010) value from CRU TS (v. 4.06) with an anomaly from UKCP18 global. Where the anomaly is the change in temperature at 2070-2099 relative to 1981-2010.

The data is provided on the WGS84 grid which measures approximately 60km x 60km (latitude x longitude) at the equator.

Limitations of the data

We recommend the use of multiple grid cells or an average of grid cells around a point of interest to help users get a sense of the variability in the area. This will provide a more robust set of values for informing decisions based on the data.

What are the naming conventions and how do I explore the data?

This data contains a field for each month’s average over the period. They are named 'tmin' (temperature minimum), the month and ‘upper’ ‘median’ or ‘lower’. E.g. ‘tmin Mar Lower’ is the average of the daily minimum temperatures in March throughout 2070-2099, in the second lowest ensemble member.

To understand how to explore the data, see this page: https://storymaps.arcgis.com/stories/457e7a2bc73e40b089fac0e47c63a578

Please note, if viewing in ArcGIS Map Viewer, the map will default to ‘tmin Jan Median’ values.

What do the ‘median’, ‘upper’, and ‘lower’ values mean?

Climate models are numerical representations of the climate system. To capture uncertainty in projections for the future, an ensemble, or group, of climate models are run. Each ensemble member has slightly different starting conditions or model set-ups. Considering all of the model outcomes gives users a range of plausible conditions which could occur in the future.

To select which ensemble members to use, the monthly averages of minimum surface temperature for the period 2070-2099 were calculated for each ensemble member and they were then ranked in order from lowest to highest for each location.

The ‘lower’ fields are the second lowest ranked ensemble member. The ‘upper’ fields are the second highest ranked ensemble member. The ‘median’ field is the central value of the ensemble.

This gives a median value, and a spread of the ensemble members indicating the range of possible outcomes in the projections. This spread of outputs can be used to infer the uncertainty in the projections. The larger the difference between the lower and upper fields, the greater the uncertainty.

Data source

CRU TS v. 4.06 - (downloaded 12/07/22)

UKCP18 v.20200110 (downloaded 17/08/22)

Useful links

Further information on CRU TS Further information on the UK Climate Projections (UKCP) Further information on understanding climate data within the Met Office Climate Data Portal

On March 10, 2023, the Johns Hopkins Coronavirus Resource Center ceased its collecting and reporting of global COVID-19 data. For updated cases, deaths, and vaccine data please visit: World Health Organization (WHO)For more information, visit the Johns Hopkins Coronavirus Resource Center.COVID-19 Trends MethodologyOur goal is to analyze and present daily updates in the form of recent trends within countries, states, or counties during the COVID-19 global pandemic. The data we are analyzing is taken directly from the Johns Hopkins University Coronavirus COVID-19 Global Cases Dashboard, though we expect to be one day behind the dashboard’s live feeds to allow for quality assurance of the data.DOI: https://doi.org/10.6084/m9.figshare.125529863/7/2022 - Adjusted the rate of active cases calculation in the U.S. to reflect the rates of serious and severe cases due nearly completely dominant Omicron variant.6/24/2020 - Expanded Case Rates discussion to include fix on 6/23 for calculating active cases.6/22/2020 - Added Executive Summary and Subsequent Outbreaks sectionsRevisions on 6/10/2020 based on updated CDC reporting. This affects the estimate of active cases by revising the average duration of cases with hospital stays downward from 30 days to 25 days. The result shifted 76 U.S. counties out of Epidemic to Spreading trend and no change for national level trends.Methodology update on 6/2/2020: This sets the length of the tail of new cases to 6 to a maximum of 14 days, rather than 21 days as determined by the last 1/3 of cases. This was done to align trends and criteria for them with U.S. CDC guidance. The impact is areas transition into Controlled trend sooner for not bearing the burden of new case 15-21 days earlier.Correction on 6/1/2020Discussion of our assertion of an abundance of caution in assigning trends in rural counties added 5/7/2020. Revisions added on 4/30/2020 are highlighted.Revisions added on 4/23/2020 are highlighted.Executive SummaryCOVID-19 Trends is a methodology for characterizing the current trend for places during the COVID-19 global pandemic. Each day we assign one of five trends: Emergent, Spreading, Epidemic, Controlled, or End Stage to geographic areas to geographic areas based on the number of new cases, the number of active cases, the total population, and an algorithm (described below) that contextualize the most recent fourteen days with the overall COVID-19 case history. Currently we analyze the countries of the world and the U.S. Counties. The purpose is to give policymakers, citizens, and analysts a fact-based data driven sense for the direction each place is currently going. When a place has the initial cases, they are assigned Emergent, and if that place controls the rate of new cases, they can move directly to Controlled, and even to End Stage in a short time. However, if the reporting or measures to curtail spread are not adequate and significant numbers of new cases continue, they are assigned to Spreading, and in cases where the spread is clearly uncontrolled, Epidemic trend.We analyze the data reported by Johns Hopkins University to produce the trends, and we report the rates of cases, spikes of new cases, the number of days since the last reported case, and number of deaths. We also make adjustments to the assignments based on population so rural areas are not assigned trends based solely on case rates, which can be quite high relative to local populations.Two key factors are not consistently known or available and should be taken into consideration with the assigned trend. First is the amount of resources, e.g., hospital beds, physicians, etc.that are currently available in each area. Second is the number of recoveries, which are often not tested or reported. On the latter, we provide a probable number of active cases based on CDC guidance for the typical duration of mild to severe cases.Reasons for undertaking this work in March of 2020:The popular online maps and dashboards show counts of confirmed cases, deaths, and recoveries by country or administrative sub-region. Comparing the counts of one country to another can only provide a basis for comparison during the initial stages of the outbreak when counts were low and the number of local outbreaks in each country was low. By late March 2020, countries with small populations were being left out of the mainstream news because it was not easy to recognize they had high per capita rates of cases (Switzerland, Luxembourg, Iceland, etc.). Additionally, comparing countries that have had confirmed COVID-19 cases for high numbers of days to countries where the outbreak occurred recently is also a poor basis for comparison.The graphs of confirmed cases and daily increases in cases were fit into a standard size rectangle, though the Y-axis for one country had a maximum value of 50, and for another country 100,000, which potentially misled people interpreting the slope of the curve. Such misleading circumstances affected comparing large population countries to small population counties or countries with low numbers of cases to China which had a large count of cases in the early part of the outbreak. These challenges for interpreting and comparing these graphs represent work each reader must do based on their experience and ability. Thus, we felt it would be a service to attempt to automate the thought process experts would use when visually analyzing these graphs, particularly the most recent tail of the graph, and provide readers with an a resulting synthesis to characterize the state of the pandemic in that country, state, or county.The lack of reliable data for confirmed recoveries and therefore active cases. Merely subtracting deaths from total cases to arrive at this figure progressively loses accuracy after two weeks. The reason is 81% of cases recover after experiencing mild symptoms in 10 to 14 days. Severe cases are 14% and last 15-30 days (based on average days with symptoms of 11 when admitted to hospital plus 12 days median stay, and plus of one week to include a full range of severely affected people who recover). Critical cases are 5% and last 31-56 days. Sources:U.S. CDC. April 3, 2020 Interim Clinical Guidance for Management of Patients with Confirmed Coronavirus Disease (COVID-19). Accessed online. Initial older guidance was also obtained online. Additionally, many people who recover may not be tested, and many who are, may not be tracked due to privacy laws. Thus, the formula used to compute an estimate of active cases is: Active Cases = 100% of new cases in past 14 days + 19% from past 15-25 days + 5% from past 26-49 days - total deaths. On 3/17/2022, the U.S. calculation was adjusted to: Active Cases = 100% of new cases in past 14 days + 6% from past 15-25 days + 3% from past 26-49 days - total deaths. Sources: https://www.cdc.gov/mmwr/volumes/71/wr/mm7104e4.htm https://covid.cdc.gov/covid-data-tracker/#variant-proportions If a new variant arrives and appears to cause higher rates of serious cases, we will roll back this adjustment. We’ve never been inside a pandemic with the ability to learn of new cases as they are confirmed anywhere in the world. After reviewing epidemiological and pandemic scientific literature, three needs arose. We need to specify which portions of the pandemic lifecycle this map cover. The World Health Organization (WHO) specifies six phases. The source data for this map begins just after the beginning of Phase 5: human to human spread and encompasses Phase 6: pandemic phase. Phase six is only characterized in terms of pre- and post-peak. However, these two phases are after-the-fact analyses and cannot ascertained during the event. Instead, we describe (below) a series of five trends for Phase 6 of the COVID-19 pandemic.Choosing terms to describe the five trends was informed by the scientific literature, particularly the use of epidemic, which signifies uncontrolled spread. The five trends are: Emergent, Spreading, Epidemic, Controlled, and End Stage. Not every locale will experience all five, but all will experience at least three: emergent, controlled, and end stage.This layer presents the current trends for the COVID-19 pandemic by country (or appropriate level). There are five trends:Emergent: Early stages of outbreak. Spreading: Early stages and depending on an administrative area’s capacity, this may represent a manageable rate of spread. Epidemic: Uncontrolled spread. Controlled: Very low levels of new casesEnd Stage: No New cases These trends can be applied at several levels of administration: Local: Ex., City, District or County – a.k.a. Admin level 2State: Ex., State or Province – a.k.a. Admin level 1National: Country – a.k.a. Admin level 0Recommend that at least 100,000 persons be represented by a unit; granted this may not be possible, and then the case rate per 100,000 will become more important.Key Concepts and Basis for Methodology: 10 Total Cases minimum threshold: Empirically, there must be enough cases to constitute an outbreak. Ideally, this would be 5.0 per 100,000, but not every area has a population of 100,000 or more. Ten, or fewer, cases are also relatively less difficult to track and trace to sources. 21 Days of Cases minimum threshold: Empirically based on COVID-19 and would need to be adjusted for any other event. 21 days is also the minimum threshold for analyzing the “tail” of the new cases curve, providing seven cases as the basis for a likely trend (note that 21 days in the tail is preferred). This is the minimum needed to encompass the onset and duration of a normal case (5-7 days plus 10-14 days). Specifically, a median of 5.1 days incubation time, and 11.2 days for 97.5% of cases to incubate. This is also driven by pressure to understand trends and could easily be adjusted to 28 days. Source

Bangladesh BD: Interest Rate Spread data was reported at 1.052 % pa in 2023. This records a decrease from the previous number of 1.566 % pa for 2022. Bangladesh BD: Interest Rate Spread data is updated yearly, averaging 3.069 % pa from Dec 1976 (Median) to 2023, with 48 observations. The data reached an all-time high of 6.193 % pa in 1994 and a record low of -2.472 % pa in 1985. Bangladesh BD: Interest Rate Spread data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Bangladesh – Table BD.World Bank.WDI: Interest Rates. Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.;International Monetary Fund, International Financial Statistics and data files.;Median;