In June 2025, the personal savings rate in the United States amounted to 4.5 percent. That was a slightly lower figure than a year earlier. The personal savings rate is calculated as the ratio of personal savings to disposable personal income. Within the topic of personal savings in the U.S., there are different goals and reasons for saving. What are personal savings? Saving refers to strategies of accumulating capital for future use by either not spending a part of one’s income or cutting down on certain costs. Saved money may be preserved as cash, put on a deposit account, or invested in various financial instruments. Investing usually incorporates some level of risk which means that part of the invested money can be gone. An example of a relatively safe investment would be saving bonds, such as the debt securities issued by the U.S. Department of the Treasury. Saving trends in the U.S. and abroad Looking at the personal saving rate in the United States throughout the past decades, it can be observed that savings had been decreasing until the mid-2000s, and they increased after the 2008 financial crisis. Still, the largest savings rates were reached in 2020 and 2021. The reason for that increase in the savings rate that year might be related to the measures to contain the COVID-19 pandemic. The value of personal savings in the United Kingdom has also followed a similar trend. Although events like the COVID-19 pandemic may have affect many countries in a similar way, the ability to save, as well as the average savings as a share of personal income across countries can vary significantly depending on multiple factors affecting each territory.

Graph and download economic data for Personal Saving Rate (PSAVERT) from Jan 1959 to Aug 2025 about savings, personal, rate, and USA.

View monthly updates and historical trends for US Personal Saving Rate. from United States. Source: Bureau of Economic Analysis. Track economic data with …

Graph and download economic data for Personal Saving (PMSAVE) from Jan 1959 to Aug 2025 about savings, personal, and USA.

Household Saving Rate in Canada decreased to 5 percent in the second quarter of 2025 from 6 percent in the first quarter of 2025. This dataset provides - Canada Personal Savings - actual values, historical data, forecast, chart, statistics, economic calendar and news.

The monthly personal saving rate in the United States fluctuated considerably during the COVID-19 pandemic. During the year 2020, households' saving rate in the United States peaked in April at **** percent. As of October 2022, personal savings in the United States amounted to *** percent of Americans' disposable income, back to pre-pandemic levels.

Graph and download economic data for Personal Saving (PSAVE) from Q1 1947 to Q2 2025 about savings, personal, GDP, and USA.

This statistic presents the average amount saved by Great Britain's adult population monthly, expressed as a percentage of average income during summer and autumn 2014, by age group. During that time the highest share of their income was saved by people over 65 in summer 2014 (making monthly savings over 9 percent of their average income). The lowest share of their income was saved by people aged 45 to 54 in summer 2014(saving 6.37 percent of their average income).

Graph and download economic data for Personal interest payments (B069RC1) from Jan 1959 to Aug 2025 about payments, personal, interest, and USA.

Household Saving Rate in China decreased to 36.10 percent in 2016 from 37.10 percent in 2015. This dataset provides - China Deposits Interest Rates - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Graph and download economic data for Personal Saving Rate from 1959 to 2025 about savings, personal, rate, and USA.

View market daily updates and historical trends for Spain 12 Month AIAF Fixed-Income Market Yield. Source: Bank of Spain. Track economic data with YCharts…

Graph and download economic data for Personal Saving from Jan 1959 to Aug 2025 about savings, personal, and USA.

The benchmark interest rate in Turkey was last recorded at 40.50 percent. This dataset provides the latest reported value for - Turkey Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

The benchmark interest rate in Pakistan was last recorded at 11 percent. This dataset provides - Pakistan Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

1. Publish statistics on national income, national disposable income, savings, and investments by season.2. Purpose of collection: To present data on national income, savings, investments, and their relevance.3. Methods of data collection: Mainly refer to national economic accounts, household income and expenditure survey reports, financial statistics monthly reports, fiscal statistics monthly reports, and financial statements of public enterprises and other related data.

Key information about India Gross Savings Rate

• India Gross Savings Rate was measured at 30.7% in Mar 2024, compared with 30.7% in the previous year.
• India Gross Savings Rate is updated yearly, with data available from Mar 1951 to Mar 2024, and an average rate of 30.7%.
• The data reached an all-time high of 30.7% in Mar 2008 and a record low of 7.9% in Mar 1954.
• CEIC calculates Gross Domestic Savings Rate from annual Gross Domestic Savings and annual Nominal GDP. Ministry of Statistics and Programme Implementation provides Gross Domestic Savings in local currency and Nominal GDP in local currency based on SNA 2008, at 2011-2012 prices. Gross Domestic Savings Rate is annual frequency, ending in March of each year.
• In the latest reports, India GDP expanded 6.1% YoY in Mar 2023.
• India Nominal GDP reached 873,666.0 USD mn in Mar 2023. Its GDP deflator (implicit price deflator) increased 4.1% in Mar 2023.
• India GDP Per Capita reached 2,452.2 USD in Mar 2023.

View monthly updates and historical trends for Thrift Savings Plan L Income Fund Monthly Returns. from United States. Source: Thrift Savings Plan. Track e…

Graph and download economic data for Interest Rate That Issuers Not Subject to the Unsecured Credit Surcharge Pay to Issue 3-Month Unsecured Paper to the Commercial Paper Funding Facility (CPFF) (DISCONTINUED) (RIFSPPCUNB) from 2008-10-27 to 2010-02-01 about issuers, CPFF, issues, credits, 3-month, interest rate, interest, rate, and USA.

Georgia Commercial Banks: Income: Interest: Bank Accounts data was reported at 41,794.889 GEL th in Feb 2025. This records an increase from the previous number of 21,522.195 GEL th for Jan 2025. Georgia Commercial Banks: Income: Interest: Bank Accounts data is updated monthly, averaging 168,607.299 GEL th from Jul 2023 (Median) to Feb 2025, with 20 observations. The data reached an all-time high of 327,573.468 GEL th in Dec 2024 and a record low of 21,522.195 GEL th in Jan 2025. Georgia Commercial Banks: Income: Interest: Bank Accounts data remains active status in CEIC and is reported by National Bank of Georgia. The data is categorized under Global Database’s Georgia – Table GE.KB013: Income Statement: Commercial Banks: New Methodology.