Fixed 30-year mortgage rates in the United States averaged 6.71 percent in the week ending March 21 of 2025. This dataset provides the latest reported value for - United States MBA 30-Yr Mortgage Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Since 2012, the average amount of a home purchase loan in the United States has increased substantially. In December 2024, the average mortgage loan amounted to ******* U.S. dollars, up from ******* in 2012. Over the last years, house prices grew rapidly. For homebuyers, that also meant an increase in the amount they had to save for a down payment.

Graph and download economic data for Large Bank Consumer Mortgage Originations: New Originations (RCMFLOORIG) from Q3 2012 to Q4 2024 about FR Y-14M, origination, large, mortgage, new, consumer, banks, depository institutions, and USA.

These tables provide additional detail on the loan assets of U.S. depository institutions by reporting mortgage and consumer loan portfolios broken down by the banks' estimates of the probability of default, as defined below. This information facilitates analysis of the potential concentration of risk in specific loan categories. The institutions reporting this information are generally those with $10 billion or more of assets.

Mortgage Loan Service Market Outlook

The global mortgage loan service market size was valued at approximately $10.5 trillion in 2023 and is projected to reach around $18.2 trillion by 2032, growing at a CAGR of 6.1% during the forecast period. The growth of this market is driven by the increasing urbanization, rising disposable incomes, and favorable government policies aimed at promoting homeownership across various regions. Additionally, the proliferation of digital banking and fintech solutions has made mortgage services more accessible, further contributing to the market's expansion.

One of the primary growth factors for the mortgage loan service market is the significant rise in housing demand globally. As urban populations swell and economic conditions improve, more individuals and families are seeking to purchase homes, driving the need for mortgage loans. This trend is particularly evident in emerging markets, where urbanization is occurring at an unprecedented rate. Governments are also playing a crucial role by implementing policies and grants to make housing more affordable, thereby boosting mortgage adoption.

Technological advancements are another significant factor propelling the mortgage loan service market. The integration of AI, big data analytics, and blockchain technology has revolutionized the way mortgage services are delivered. These technologies streamline application processes, enhance risk assessment, and improve customer service, making it easier and faster for consumers to secure loans. Fintech companies, in particular, are leveraging these technologies to offer more competitive rates and personalized loan products, thereby attracting a broader customer base.

Furthermore, the increasing participation of non-banking financial institutions (NBFIs) and credit unions has diversified the mortgage loan service market. These entities often provide more flexible and innovative loan products compared to traditional banks, meeting the needs of a more varied clientele. NBFIs and credit unions also tend to have more lenient approval processes, making them an attractive option for individuals with non-traditional income sources or lower credit scores. This diversification is contributing significantly to the market's growth.

Mortgage Loans Software is playing an increasingly pivotal role in the evolution of the mortgage loan service market. As the industry embraces digital transformation, software solutions are being developed to streamline the entire mortgage process, from application to approval. These software platforms facilitate better data management, enhance customer experience, and improve operational efficiency for service providers. By automating routine tasks and providing real-time analytics, Mortgage Loans Software helps lenders make more informed decisions, reduce processing times, and minimize errors. This technological advancement is not only beneficial for lenders but also empowers borrowers by offering them greater transparency and control over their mortgage journey.

Regionally, North America continues to dominate the mortgage loan service market due to its well-established financial infrastructure and high homeownership rates. However, the Asia Pacific region is expected to register the fastest growth during the forecast period, driven by rapid urbanization, rising incomes, and government initiatives aimed at affordable housing. Countries like China and India are particularly noteworthy due to their large and growing middle-class populations.

Type Analysis

The mortgage loan service market is segmented by type into fixed-rate mortgages, adjustable-rate mortgages, interest-only mortgages, reverse mortgages, and others. Fixed-rate mortgages are the most popular type, offering borrowers the stability of a constant interest rate over the life of the loan. This makes them particularly attractive in times of low-interest rates, as borrowers can lock in favorable terms for the long term. The predictability of monthly payments also makes fixed-rate mortgages a preferred choice for many homeowners.

Adjustable-rate mortgages (ARMs) offer lower initial interest rates compared to fixed-rate mortgages, making them an attractive option for borrowers who anticipate an increase in their income or plan to sell their property before the rate adjusts. However, the fluctuating interest rates can pose a risk, especially in volatile economic conditions. Despite this, the flexibility

Graph and download economic data for Households and Nonprofit Organizations; One-to-Four-Family Residential Mortgages; Liability, Level (HHMSDODNS) from Q4 1945 to Q4 2024 about mortgage, nonfinancial, sector, debt, domestic, households, housing, and USA.

In 2023, United Wholesale Mortgage had the most mortgage loan originations, making it the most active lender that year, with approximately 294,400 million mortgages originated. Besides by number of originations, United Wholesale Mortgage led by origination volume. Rocket Mortgage came second in the ranking with about 288,600 mortgages.

15 Year Mortgage Rate in the United States decreased to 5.79 percent in March 6 from 5.94 percent in the previous week. This dataset includes a chart with historical data for the United States 15 Year Mortgage Rate.

This table contains 80 series, with data starting from 1982 (not all combinations necessarily have data for all years). This table contains data described by the following dimensions (Not all combinations are available): Geography (1 item: Canada); Mortgages (4 items: Total, mortgage loans outstanding; Mortgages in Canada outstanding; Mortgage loans outside Canada outstanding; Allowance for credit losses); Increases and decreases (15 items: Total, increases and decreases; Gross increase; Cash disbursement of principal; Purchases of mortgages from; ...); Type of mortgage (7 items: Total, mortgages; Total, residential mortgages; Residential mortgages, insured; Residential mortgages, uninsured; ...).

Graph and download economic data for All Sectors; Total Mortgages; Asset, Transactions (BOGZ1FA893065005A) from 1946 to 2024 about transactions, mortgage, sector, assets, and USA.

Finances are an important part of life. When looking at the people with mortgage in selected countries worldwide, Norway and the Netherlands lead the ranking. 46 percent of consumers from Norway as well as 36 percent from the Netherlands are part of this category. Statista Consumer Insights offer you all results of our exclusive Statista surveys, based on more than 2,000,000 interviews.

Type of Mortgage Loan:Conventional Mortgage Loans: Backed by private investors and typically require a down payment of 20% or more.Jumbo Loans: Loans that exceed the conforming loan limits set by Fannie Mae and Freddie Mac.Government-insured Mortgage Loans: Backed by the Federal Housing Administration (FHA), Department of Veterans Affairs (VA), or U.S. Department of Agriculture (USDA).Others: Includes non-QM loans, reverse mortgages, and shared equity programs.Mortgage Loan Terms:30-year Mortgage: The most common term, offering low monthly payments but higher overall interest costs.20-year Mortgage: Offers a shorter repayment period and lower long-term interest costs.15-year Mortgage: The shortest term, providing lower interest rates and faster equity accumulation.Others: Includes adjustable-rate mortgages (ARMs) and balloons loans.Interest Rate:Fixed-rate Mortgage Loan: Offers a stable interest rate over the life of the loan.Adjustable-rate Mortgage Loan (ARM): Offers an initial interest rate that may vary after a certain period, potentially leading to higher or lower monthly payments.Provider:Primary Mortgage Lender: Originates and services mortgages directly to borrowers.Secondary Mortgage Lender: Purchases mortgages from originators and packages them into securities for sale to investors. Key drivers for this market are: Digital platforms and AI-driven credit assessments have simplified the application process, improving accessibility and borrower experience. Potential restraints include: Fluctuations in interest rates significantly impact borrowing costs, affecting loan demand and affordability. Notable trends are: The adoption of online portals and mobile apps is transforming the mortgage process with faster approvals and greater transparency.

Home Mortgage Disclosure Act (HMDA) requires many FIs to maintain, report, and publicly disclose information about applications for and originations of mortgage loans. HMDA s purposes are to provide the public and public officials with sufficient information to enable them to determine whether institutions are serving the housing needs of the communities and neighborhoods in which they are located, to assist public officials in distributing public sector investments in a manner designed to improve the private investment environment, and to assist in identifying possible discriminatory lending patterns and enforcing antidiscrimination statutes.

Access mortgage and open liens data with 65+ datasets and coverage of 127M+ properties (98% of the U.S.). Get detailed insights into financing, loan details, ownership, and sales history for comprehensive property analysis.

Indonesia's Mortgage/Loan Brokers Market is Segmented by Type of Mortgage Loan (Conventional Mortgage Loan, Jumbo Loan, Government-Insured Mortgage Loan, Other Types of Mortgage Loan), by Mortgage Loan Terms (30-Year Mortgage, 20- Year Mortgage, 15-Year Mortgage, Other Mortgage Loan Terms), by Interest Rate (Fixed-Rate Mortgage Loan, Adjustable-Rate Mortgage Loan) and by Provider (Primary Mortgage Lender, Secondary Mortgage Lender). The Report Offers Market Size and Forecasts for the Indonesia Mortgage/Loan Brokers Market in Value (USD) for all the Above Segments.

BatchService offers a robust suite of data solutions designed to enhance your real estate and financial services. Our comprehensive datasets provide detailed insights into property mortgage history, open liens, and sales data, enabling you to make informed decisions and develop strategic solutions. With a focus on accuracy and breadth, BatchService supports a variety of use cases, from proptech innovation to market analysis and client services for real estate and financial services firms.

Data Highlights: - Mortgage History: 14+ data points covering loan type, interest rate, terms, borrowers, lenders, key dates, and related documents. - Open Liens: 21+ data points including lien & loan dates, financing type, lender details, loan terms, LVT, and more. - Sale Data: 52+ data points on assessed land, market, improvement, and total value, including annual figures.

Use Cases: - Proptech: Enhance user experience with in-depth sales and loan information, develop tools for due diligence and risk assessment. - Real Estate Firms & Financial Services: Drive market analysis, strategy, and target financial products effectively. - Client Services & Marketing: Optimize client interactions and marketing strategies with detailed property insights.

Mortgage Assignment & Release Data refers to information related to the assignment and release of mortgage loans. It provides valuable insights into the transfer of mortgage ownership from one party to another and the subsequent release of the mortgage lien. This data can be essential for various industries, including banking, real estate, legal services, and mortgage lending, enabling them to make informed decisions and mitigate risks associated with mortgage transactions.

What is Assignment and Release Data?

Assignment Data – Assignment data pertains to the transfer of ownership rights of a mortgage loan from one entity to another. This transfer typically occurs when a lender sells or transfers a mortgage loan to another financial institution, such as a bank, credit union, or mortgage-backed security issuer. Assignment data includes information such as the parties involved, the effective date of the assignment, and any relevant terms or conditions.

Release Data – Release data involves the release or satisfaction of a mortgage lien on a property. When a mortgage loan is fully paid off or otherwise satisfied, the lender releases the mortgage lien, allowing the property owner to have clear title. Release data provides details about the release, including the date of release, the parties involved, and any legal documentation associated with the release.

Assignment & Release Property Details:

• 15 Years of Historical Transactions
• Property Address (Where Available)
• Borrower and Ownership Details
• Original, Assignor, and Assignee Lender Name
• Original Mortgage Information

Japan's Mortgage/Loan Brokers Market is Segmented by Type of Mortgage Loan (Conventional Mortgage Loan, Jumbo Loan, Government-Insured Mortgage Loan, Others), by Mortgage Loan Terms (30-Year Mortgage, 20- Year Mortgage, 15-Year Mortgage, Others), by Interest Rate (Fixed-Rate Mortgage Loan, Adjustable-Rate Mortgage Loan) and by Provider (Primary Mortgage Lender, Secondary Mortgage Lender). The Report Offers Market Size and Forecasts for Japan's Mortgage/Loan Brokers Market in Value (USD) for all the Above Segments.

Graph and download economic data for Government-Sponsored Enterprises; Total Mortgages Held by Freddie Mac; Asset, Level (BOGZ1FL403065025Q) from Q4 1945 to Q4 2024 about GSE, mortgage, assets, and USA.

China Mortgage/Loan Brokers Market is Segmented by Type of Mortgage Loan (Conventional Mortgage Loan, Jumbo Loan, Government-Insured Mortgage Loan, Other Types of Mortgage Loan), by Mortgage Loan Terms (30-Year Mortgage, 20- Year Mortgage, 15-Year Mortgage, Others), by Interest Rate (Fixed-Rate Mortgage Loan, Adjustable-Rate Mortgage Loan) and by Provider (Primary Mortgage Lender, Secondary Mortgage Lender). The Report Offers Market Size and Forecasts for the China Mortgage/Loan Brokers Market in Value (USD) for all the Above Segments.