Mortgage Application in the United States increased by 9.40 percent in the week ending July 4 of 2025 over the previous week. This dataset provides - United States MBA Mortgage Applications - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Graph and download economic data for New Home Mortgage Applications for United States (M0264BUSM500NNBR) from Jan 1947 to Mar 1956 about mortgage, new, housing, and USA.

MBA Mortgage Market Index in the United States increased to 281.60 points in July 4 from 257.50 points in the previous week. This dataset includes a chart with historical data for the United States MBA Mortgage Market Index.

The U.S. mortgage market has declined notably since 2020 and 2021, mostly due to the effect of higher borrowing costs on refinance mortgages. The value of refinancing mortgage originations, amounted to 190 billion U.S. dollars in the fourth quarter of 2024, down from a peak of 851 billion U.S. dollars in the fourth quarter of 2020. The value of mortgage loans for the purchase of a property recorded milder fluctuations, with a value of 304 billion U.S. dollars in the fourth quarter of 2024. According to the forecast, mortgage lending is expected to slightly increase until the end of 2026. The cost of mortgage borrowing in the U.S. Mortgage interest rates in the U.S. rose dramatically in 2022, peaking in the final quarter of 2024. In 2020, a homebuyer could lock in a 30-year fixed interest rate of under three percent, whereas in 2024, the average rate for the same mortgage type exceeded 6.6 percent. This has led to a decline in homebuyer sentiment, and an increasing share of the population pessimistic about buying a home in the current market. The effect of a slower housing market on property prices and rents According to the S&P/Case Shiller U.S. National Home Price Index, housing prices experienced a slight correction in early 2023, as property transactions declined. Nevertheless, the index continued to grow in the following months. On the other hand, residential rents have increased steadily since 2000.

Graph and download economic data for Existing Home Mortgage Applications for United States (M0263AUSM500NNBR) from Jan 1938 to Dec 1940 about mortgage, housing, and USA.

Mortgage Approvals in the United Kingdom increased to 63.03 Thousand in May from 60.66 Thousand in April of 2025. This dataset provides the latest reported value for - United Kingdom Mortgage Approvals - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

MBA Mortgage Refinance Index in the United States increased to 829.30 points in July 4 from 759.70 points in the previous week. This dataset includes a chart with historical data for the United States MBA Mortgage Refinance Index.

United States WAS: Mortgage Loan Applications Index: VA: sa data was reported at 104.900 25Jul2014=100 in 20 Jul 2018. This records a decrease from the previous number of 105.500 25Jul2014=100 for 13 Jul 2018. United States WAS: Mortgage Loan Applications Index: VA: sa data is updated weekly, averaging 125.100 25Jul2014=100 from Jan 2014 (Median) to 20 Jul 2018, with 236 observations. The data reached an all-time high of 214.900 25Jul2014=100 in 08 Jul 2016 and a record low of 72.100 25Jul2014=100 in 28 Mar 2014. United States WAS: Mortgage Loan Applications Index: VA: sa data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s USA – Table US.KA016: Weekly Applications Survey: Mortgage Loan Applications.

The value of mortgage applications for home purchase in the United States exceeded three trillion U.S. dollars in 2021. That included applications with different outcomes, such as loan origination, application denied, withdrawn by applicant, and other. White applicants accounted for the highest number applications and originations. The value of home purchase mortgage applications by white applicants was approximately 1.6 trillion U.S. dollars, while for Black and African American applicants, this figure stood at roughly 176 billion U.S. dollars. The the value of mortgage applications by Asian applicants was slightly higher at 276 billion U.S. dollars.

Fixed 30-year mortgage rates in the United States averaged 6.77 percent in the week ending July 4 of 2025. This dataset provides the latest reported value for - United States MBA 30-Yr Mortgage Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Mortgage Originations in the United States decreased to 425.63 Billion USD in the first quarter of 2025 from 465.35 Billion USD in the fourth quarter of 2024. This dataset includes a chart with historical data for the United States Mortgage Originations.

Dataset contains home mortgage applications denied in LA City, LA County, and California, disaggregated by race. Data pulled from the Consumer Financial Protection Bureau, collected by the Home Mortgage Disclosure Act, which requires many financial institutions to maintain, report, and publicly disclose information about mortgages.

Dataset contains the percent of denied mortgages based on the purpose of the application and disaggregated by race. Each cell represents the denial rate within that column's race/ethnicity category's total applications. Data pulled from the Consumer Financial Protection Bureau, collected by the Home Mortgage Disclosure Act, which requires many financial institutions to maintain, report, and publicly disclose information about mortgages.

United States WAS: Mortgage Loan Applications Index: FHA data was reported at 95.800 25Jul2014=100 in 20 Jul 2018. This records a decrease from the previous number of 102.300 25Jul2014=100 for 13 Jul 2018. United States WAS: Mortgage Loan Applications Index: FHA data is updated weekly, averaging 112.800 25Jul2014=100 from Jan 2014 to 20 Jul 2018, with 236 observations. The data reached an all-time high of 179.400 25Jul2014=100 in 29 Apr 2016 and a record low of 36.700 25Jul2014=100 in 26 Dec 2014. United States WAS: Mortgage Loan Applications Index: FHA data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s USA – Table US.KA016: Weekly Applications Survey: Mortgage Loan Applications.

Mortgage lending information comes from the Federal Financial Institutions Examination Council's (FFIEC) Home Mortgage Disclosure Act (HMDA) data. Loan originations are the creation of a loan after bank approval. Loan origination rates are calculated from the number of loan applications that were either approved or denied—what is termed as decisioned applications. For all charts, the loan’s purpose can be selected via a dropdown list. Trends are summarized by all loan purposes and by Loans for home purchase, home improvement, or refinancing.

Graph and download economic data for Large Bank Consumer Mortgage Originations: New Originations (RCMFLOORIG) from Q3 2012 to Q1 2025 about FR Y-14M, origination, large, mortgage, new, consumer, banks, depository institutions, and USA.

Our consumer data is gathered and aggregated via surveys, digital services, and public data sources. We use powerful profiling algorithms to collect and ingest only fresh and reliable data points.

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MBA Purchase Index in the United States increased to 180.90 points in July 4 from 165.30 points in the previous week. This dataset includes a chart with historical data for the United States MBA Purchase Index.

Mortgage originations in the United States plummeted in 2021 and 2022, after soaring to an all-time high in the previous two years. In the fourth quarter of 2024, the value of new mortgage originations amounted to 494 billion U.S. dollars, about 200 billion U.S. dollars higher than the dip in the first quarter of 2023. These fluctuations were mostly because of the development of mortgage interest rates and mortgage lending for home refinance: While interest rates were at a record low in 2020, many homebuyers used the opportunity to refinance their loan. After rates increased, refinancing declined dramatically. How have home sales developed? Over the past decade, the annual number of homes sold in the U.S. ranged between 4.7 million and 6.9 million, with the number of sales of existing homes far outweighing that of newly built homes sold. Housing transactions have generally declined since 2021 because of the less favorable credit conditions and worsening housing affordability. Cash purchases on the rise Although buying in cash is largely uncommon in the U.S., the number of houses bought with cash has increased since 2009. For those who can afford it, a cash purchase provides a number of benefits. Most importantly, cash buyers save from mortgage payments. Additionally, the closing time on these transactions time faster, which gives a competitive advantage in markets with a lot of competition.

United States WAS: Mortgage Loan Applications Index: FHA: sa: Refinance data was reported at 80.300 25Jul2014=100 in 20 Jul 2018. This records a decrease from the previous number of 86.800 25Jul2014=100 for 13 Jul 2018. United States WAS: Mortgage Loan Applications Index: FHA: sa: Refinance data is updated weekly, averaging 134.100 25Jul2014=100 from Jan 2014 (Median) to 20 Jul 2018, with 236 observations. The data reached an all-time high of 317.900 25Jul2014=100 in 06 Feb 2015 and a record low of 72.300 25Jul2014=100 in 26 Dec 2014. United States WAS: Mortgage Loan Applications Index: FHA: sa: Refinance data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s USA – Table US.KA016: Weekly Applications Survey: Mortgage Loan Applications.