Mortgage Application in the United States decreased by 0.50 percent in the week ending August 22 of 2025 over the previous week. This dataset provides - United States MBA Mortgage Applications - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Graph and download economic data for New Home Mortgage Applications for United States (M0264AUSM500NNBR) from Jan 1938 to Dec 1941 about mortgage, new, housing, and USA.

The 'MBA Mortgage Applications' is a weekly survey conducted by the Mortgage Bankers Association in the USA, measuring the volume of mortgage loan applications.

MBA Mortgage Market Index in the United States decreased to 275.80 points in August 22 from 277.10 points in the previous week. This dataset includes a chart with historical data for the United States MBA Mortgage Market Index.

Out of the ** million mortgage applications in the United States in 2021, roughly ** million resulted in mortgage originations. That included applications for home purchase, home improvement, refinancing, cash out refinancing, and other purposes. White applicants accounted for approximately ** million loan originations worth almost *** trillion U.S. dollars, while for Black and African American applicants, this figure stood at roughly ******* originations and *** billion U.S. dollars, respectively. The the number of mortgages originated to Asian applicants was slightly higher at *******.

The value of mortgage applications for home purchase in the United States exceeded ************** U.S. dollars in 2021. That included applications with different outcomes, such as loan origination, application denied, withdrawn by applicant, and other. White applicants accounted for the highest number applications and originations. The value of home purchase mortgage applications by white applicants was approximately *** trillion U.S. dollars, while for Black and African American applicants, this figure stood at roughly *** billion U.S. dollars. The the value of mortgage applications by Asian applicants was slightly higher at *** billion U.S. dollars.

Graph and download economic data for Existing Home Mortgage Applications for United States (M0263AUSM500NNBR) from Jan 1938 to Dec 1940 about mortgage, housing, and USA.

Dataset contains the percent of denied mortgages based on the purpose of the application and disaggregated by race. Each cell represents the denial rate within that column's race/ethnicity category's total applications. Data pulled from the Consumer Financial Protection Bureau, collected by the Home Mortgage Disclosure Act, which requires many financial institutions to maintain, report, and publicly disclose information about mortgages.

In 2021, there were over ************ mortgage applications for home purchase in the United States. These include applications with different outcomes, such as loan origination, application denied, withdrawn by applicant, and other. White applicants accounted for the largest number of home purchase applications, amounting to over ************ worth *** trillion U.S. dollars, while for Black and African American applicants, these figure stood at roughly ******* applications worth *** billion U.S. dollars . The number of home purchase mortgage applications by Asian applicants was slightly lower at *******.

This dataset provides values for MORTGAGE APPLICATIONS reported in several countries. The data includes current values, previous releases, historical highs and record lows, release frequency, reported unit and currency.

The Home Mortgage Disclosure Act (HMDA): Loan Application Register (LAR) and Transmittal Sheet (TS) Raw Data, 2008 contains information collected in calendar year 2007. The HMDA, enacted by Congress in 1975, requires most mortgage lenders located in metropolitan areas to report data about their housing-related lending activity. The HMDA data were collected from 8,610 lending institutions and cover approximately 26.6 million home purchase and home improvement loans and refinancings, including loan originations, loan purchases, and applications that were denied, incomplete or withdrawn. The Private Mortgage Insurance Companies (PMIC) data refer to applications for mortgage insurance to insure home purchase mortgages and to insure mortgages to refinance existing obligations. Part 1, HMDA Transmittal Sheet (TS), and Part 4, PMIC Transmittal Sheet (TS), include information submitted by reporting institutions with the Loan Application Register (LAR), such as the reporting institution's name, address, and Tax ID. Part 2, HMDA Reporter Panel, and Part 5, PMIC Reporter Panel, contain information on all institutions that reported data in activity year 2007. Part 3, HMDA MSA Offices, and Part 6, PMIC MSA Offices, contain information on all metropolitan statistical areas in the data. Parts 7 through 794 contain HMDA and PMIC Loan Application Register (LAR) files at the national level, at the agency level, and by MSA/MD. With some exceptions, for each transaction the institution reported data about the loan (or application), such as the type and amount of the loan made (or applied for) and, in limited circumstances, its price, the disposition of the application, such as whether it was denied or resulted in an origination of a loan, the property to which the loan relates, such as its type (single-family versus multi-family), and location (including the census tract), the sale of the loan, if it was sold, and the applicant's and co-applicant's ethnicity, race, sex, and income.

Dataset contains home mortgage applications denied in LA City, LA County, and California, disaggregated by race. Data pulled from the Consumer Financial Protection Bureau, collected by the Home Mortgage Disclosure Act, which requires many financial institutions to maintain, report, and publicly disclose information about mortgages.

WAS: Mortgage Loan Applications Index: FHA: sa: Purchase data was reported at 93.700 25Jul2014=100 in 20 Jul 2018. This records a decrease from the previous number of 100.100 25Jul2014=100 for 13 Jul 2018. WAS: Mortgage Loan Applications Index: FHA: sa: Purchase data is updated weekly, averaging 103.250 25Jul2014=100 from Jan 2014 (Median) to 20 Jul 2018, with 236 observations. The data reached an all-time high of 146.300 25Jul2014=100 in 02 Oct 2015 and a record low of 64.400 25Jul2014=100 in 21 Feb 2014. WAS: Mortgage Loan Applications Index: FHA: sa: Purchase data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s USA – Table US.KA016: Weekly Applications Survey: Mortgage Loan Applications.

United States WAS: Mortgage Loan Applications Index: USDA data was reported at 73.400 25Jul2014=100 in 20 Jul 2018. This records an increase from the previous number of 64.800 25Jul2014=100 for 13 Jul 2018. United States WAS: Mortgage Loan Applications Index: USDA data is updated weekly, averaging 76.700 25Jul2014=100 from Jan 2014 (Median) to 20 Jul 2018, with 236 observations. The data reached an all-time high of 120.000 25Jul2014=100 in 09 May 2014 and a record low of 28.800 25Jul2014=100 in 25 Dec 2015. United States WAS: Mortgage Loan Applications Index: USDA data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s USA – Table US.KA016: Weekly Applications Survey: Mortgage Loan Applications.

This dataset provides a detailed, structured view of mortgage application features, including applicant demographics, financials, property details, and application status. It is ideal for banks and insurtech startups seeking to build AI/ML models for risk assessment, approval automation, and portfolio analytics. The schema is designed for high data integrity and regulatory compliance.

The U.S. mortgage market has declined notably since 2020 and 2021, mostly due to the effect of higher borrowing costs on refinance mortgages. The value of refinancing mortgage originations, amounted to 190 billion U.S. dollars in the fourth quarter of 2024, down from a peak of 851 billion U.S. dollars in the fourth quarter of 2020. The value of mortgage loans for the purchase of a property recorded milder fluctuations, with a value of 304 billion U.S. dollars in the fourth quarter of 2024. According to the forecast, mortgage lending is expected to slightly increase until the end of 2026. The cost of mortgage borrowing in the U.S. Mortgage interest rates in the U.S. rose dramatically in 2022, peaking in the final quarter of 2024. In 2020, a homebuyer could lock in a 30-year fixed interest rate of under three percent, whereas in 2024, the average rate for the same mortgage type exceeded 6.6 percent. This has led to a decline in homebuyer sentiment, and an increasing share of the population pessimistic about buying a home in the current market. The effect of a slower housing market on property prices and rents According to the S&P/Case Shiller U.S. National Home Price Index, housing prices experienced a slight correction in early 2023, as property transactions declined. Nevertheless, the index continued to grow in the following months. On the other hand, residential rents have increased steadily since 2000.

Mortgage lending information comes from the Federal Financial Institutions Examination Council's (FFIEC) Home Mortgage Disclosure Act (HMDA) data. Loan originations are the creation of a loan after bank approval. Loan origination rates are calculated from the number of loan applications that were either approved or denied—what is termed as decisioned applications. For all charts, the loan’s purpose can be selected via a dropdown list. Trends are summarized by all loan purposes and by Loans for home purchase, home improvement, or refinancing.

Graph and download economic data for Existing Home Mortgage Applications for United States (M0263BUSM500NNBR) from Jan 1945 to Mar 1956 about mortgage, housing, and USA.

Federal, state, and local predatory lending laws are designed to restrict and in some cases prohibit certain types of high-cost mortgage credit in the subprime market. Empirical evidence using the spatial variation in these laws shows that the aggregate flow of high-cost mortgage credit can increase, decrease, or be unchanged after these laws are enacted. Although it may seem counterintuitive to find that a law that prohibits lending could be associated with more lending, it is hypothesized that a law may reduce the cost of sorting honest loans from dishonest loans and lessens borrowers' fears of predation, thus stimulating the high-cost mortgage market.

New Home Mortgage Applications - Historical chart and current data through 1956.