Mortgage Application in the United States decreased by 2 percent in the week ending March 21 of 2025 over the previous week. This dataset provides - United States MBA Mortgage Applications - actual values, historical data, forecast, chart, statistics, economic calendar and news.

MBA Mortgage Market Index in the United States decreased to 247.50 points in March 21 from 252.50 points in the previous week. This dataset includes a chart with historical data for the United States MBA Mortgage Market Index.

The U.S. mortgage market has declined notably since 2020 and 2021, mostly due to the effect of higher borrowing costs on refinance mortgages. The value of refinancing mortgage originations, amounted to 86 billion U.S. dollars in the first quarter of 2024, down from a peak of 851 billion U.S. dollars in the fourth quarter of 2020. The value of mortgage loans for the purchase of a property recorded milder fluctuations, with a value of 291 billion U.S. dollars in the first quarter of 2024, and a market peak of 477 billion U.S. dollars in the first quarter of 2022. According to the forecast, mortgage lending is expected to slightly increase until the end of 2025. The cost of mortgage borrowing in the U.S. Mortgage interest rates in the U.S. rose dramatically in 2022 and continued to increase in 2023. In 2020, a homebuyer could lock in a 30-year fixed interest rate of under three percent, whereas in 2023, the average rate for the same mortgage type exceeded seven percent. That has led to a decline in homebuyer sentiment, and an increasing share of the population pessimistic about buying a home in the current market. The effect of a slower housing market on property prices and rents According to the S&P/Case Shiller U.S. National Home Price Index, housing prices experienced a slight correction in early 2023, as property transactions declined. Nevertheless, the index continued to grow in the following months. On the other hand, residential rents have increased steadily since 2000.

MBA Mortgage Refinance Index in the United States decreased to 752.40 points in March 21 from 794.40 points in the previous week. This dataset includes a chart with historical data for the United States MBA Mortgage Refinance Index.

Mortgage Originations in the United States increased to 465.35 Billion USD in the fourth quarter of 2024 from 448.31 Billion USD in the third quarter of 2024. This dataset includes a chart with historical data for the United States Mortgage Originations.

Approximately two in three mortgage applications in South Africa resulted in approval in the second quarter of 2022. Additionally, approximately 45.5 percent of applications were approved by multiple banks.

Fixed 30-year mortgage rates in the United States averaged 6.71 percent in the week ending March 21 of 2025. This dataset provides the latest reported value for - United States MBA 30-Yr Mortgage Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

The period from March to August 2020 saw noticeably weaker demand for home loans in Poland. This state results from the outbreak of the coronavirus (COVID-19) pandemic in Poland in March 2020. Whereas, January 2025 saw a dynamic increase in mortgage demand, with a demand growth of 36 percent year-on-year. The highest decline in the demand for housing loans was recorded in August 2022 due to the high inflation. One of the main reasons for the decline in demand was also tightening and rising interest rates that reduced the creditworthiness of potential borrowers. Loan market in Poland In 2023, the net value of loans to households in Poland was 702 billion zloty, representing a decrease of two percent over the previous year. In this period, in terms of credit type, the highest value was achieved by real estate loans granted to households. Their value amounted to over 422 billion zloty, followed by consumer loans with a total value of nearly 175 billion zloty. Mortgage loans in Poland In 2023, there has been a continuing trend of decreasing the popularity of housing loans up to 100,000 zloty. A growing number of Poles have taken out loans of the value of over 500,000 zloty. And the average value of a mortgage loan in 2023 increased by 25 percent compared to the previous year and amounted to nearly 408,000 zloty. In this period, Poland’s number of active mortgage loans also decreased, reaching nearly 2.4 million.

Graph and download economic data for 15-Year Fixed Rate Mortgage Average in the United States (MORTGAGE15US) from 1991-08-30 to 2025-03-20 about 15-year, fixed, mortgage, interest rate, interest, rate, and USA.

This table contains 80 series, with data starting from 1982 (not all combinations necessarily have data for all years). This table contains data described by the following dimensions (Not all combinations are available): Geography (1 item: Canada); Mortgages (4 items: Total, mortgage loans outstanding; Mortgages in Canada outstanding; Mortgage loans outside Canada outstanding; Allowance for credit losses); Increases and decreases (15 items: Total, increases and decreases; Gross increase; Cash disbursement of principal; Purchases of mortgages from; ...); Type of mortgage (7 items: Total, mortgages; Total, residential mortgages; Residential mortgages, insured; Residential mortgages, uninsured; ...).

Mortgage rates increased at a record pace in 2022, with the 10-year fixed mortgage rate doubling between March 2022 and December 2022. With inflation increasing, the Bank of England introduced several bank rate hikes, resulting in higher mortgage rates. In September 2023, the average 10-year fixed rate interest rate reached 5.1 percent. As borrowing costs get higher, demand for housing is expected to decrease, leading to declining market sentiment and slower house price growth. How have the mortgage hikes affected the market? After surging in 2021, the number of residential properties sold declined in 2022, reaching close to 1.3 million. Despite the number of transactions falling, this figure was higher than the period before the COVID-10 pandemic. The falling transaction volume also impacted mortgage borrowing. Between the first quarter of 2023 and the first quarter of 2024, the value of new mortgage loans fell year-on-year for fourth straight quarters in a row. How are higher mortgages affecting homebuyers? Homeowners with a mortgage loan usually lock in a fixed rate deal for two to ten years, meaning that after this period runs out, they need to renegotiate the terms of the loan. Many of the mortgages outstanding were taken out during the period of record-low mortgage rates and have since faced notable increases in their monthly repayment. About five million homeowners are projected to see their deal expire by the end of 2026. About two million of these loans are projected to experience a monthly payment increase of up to 199 British pounds by 2026.

Graph and download economic data for Delinquency Rate on Single-Family Residential Mortgages, Booked in Domestic Offices, All Commercial Banks (DRSFRMACBS) from Q1 1991 to Q4 2024 about domestic offices, delinquencies, 1-unit structures, mortgage, family, residential, commercial, domestic, banks, depository institutions, rate, and USA.

MBA Purchase Index in the United States increased to 155.80 points in March 21 from 154.70 points in the previous week. This dataset includes a chart with historical data for the United States MBA Purchase Index.

Long term dataset showing the 30 year fixed rate mortgage average in the United States since 1971.

Less than half of applications for loans by small businesses in the United States were approved in the third quarter of 2024. The approval rate of loans to small businesses in the U.S. has remained slightly above or under the 50 percent mark except during the first years of the COVID-19 pandemic. Those figures only refer to commercial and industrial loans to non-farm small businesses.

Mortgage originations in the United States plummeted in 2021 and 2022, after soaring to an all-time high in the previous two years. By the third quarter of 2023, the value of new mortgage originations amounted to 444 billion U.S. dollars, about a third of the value recorded during the market peak in the fourth quarter of 2020. These fluctuations were mostly because of the development of mortgage interest rates and mortgage lending for home refinance: While interest rates were at a record low in 2020, many homebuyers used the opportunity to refinance their loan. After rates increased, refinancing declined dramatically. How have home sales developed? Over the past decade, the annual number of homes sold in the U.S. ranged between 4.7 million and 6.9 million, with the number of sales of existing homes far outweighing that of newly built homes sold. Housing transactions have generally declined since 2021 because of the less favorable credit conditions and worsening housing affordability. Cash purchases on the rise Although buying in cash is largely uncommon in the U.S., the number of houses bought with cash has increased since 2009. For those who can afford it, a cash purchase provides a number of benefits. Most importantly, cash buyers save from mortgage payments. Additionally, the closing time on these transactions time faster, which gives a competitive advantage in markets with a lot of competition.

As of the fourth quarter of 2024, small and medium enterprises (SMEs) loans decreased by five percent compared to the same period in the previous year. The growth and slight fluctuations in SME loans were primarily the results of the rehabilitation credit scheme done through credit assistance and debt restructuring. Micro, small, and medium enterprises (MSMEs) financing in Thailand MSMEs can seek funding mainly from commercial banks. Most of the leading commercial banks in Thailand have lending schemes specifically designed for small businesses. These schemes let firms with a certain level of capital apply for different types of loans depending on the availability of collateral and their preferred installment period. Furthermore, MSMEs may also acquire loans from other financial institutions, such as thrift and credit union cooperatives. The business value for thrift cooperatives and credit union cooperatives mainly comprises credit services from business and personal accounts, acting as a community-level accessible financial institution compared to commercial banks. Growth potential for MSMEs in Thailand   Access to funding and financial support for MSMEs in Thailand has provided a solid foundation to facilitate a firm’s daily operations. According to the potential growth index for MSMEs, these firms have little to no likelihood of relying on informal loans, preventing potential financial issues from faulty lenders. MSMEs have also managed to maintain a loyal customer base, which is one of the leading growth factors for their businesses. However, MSME entrepreneurs in Thailand still need support in terms of business training since many still operate without skilled staff, business knowledge, or resources.

Clients can request access to data for a targeted audience by setting geographic boundaries as well as multiple attribute filters. By specifying the target criteria and focusing on an extremely specific list of consumers that matches their desired interest, they can run their sales and service campaigns with great efficiency. Clients can create direct consumer outreach data files at their fingertips with the power of artificial intelligence to guide them through valuable analytic research. We work closely with our clients to understand their specific goals and help them understand their options and solidify their focus on selections that optimize their budget by creating narrowly focused consumer data list that are right on point! Personal identification such as names, address, cellphone numbers (where available) and landline phone numbers (where available) are automatically included in the resultant data products. Verified emails may also be appended in the order as an option to their data by request and purchase. We look forward to guiding clients through the process to serve the best interests of their needs. To provide this service to our clients as they expect and deserve, we need to understand the goals and limitations of their project and budget. For potential and current clients who want or need personal assistance through the data selection and filtering process, we ask them to please ask us for help by allowing us to guide through the process. To begin the process, clients must first provide us with a good description of the desired criteria, and we will review it for clarity.

These are a minimum basic guide to filtering attribute criteria, but others will certainly apply based on the project specific goals: 1.) Full Name and email Address of Requestor 2.) Identify, by name, of the Organization requesting the data 3.) Provide a Valid Budget expectation so we can focus on suitable data 4.) Provide a specific geographic Region of Interest for your data request 5.) Include filtering criteria to be used to process the data, such as: • Home Purchase Price • Purchase Price Code • Home Purchase Year • Year Built • Estimated Current Value Code • Mortgage Amount • Mortgage Amount Code • Mortgage Rate 6.) Available emails (unverified) 7.) Available fully verified emails 8.) Are cell phone numbers for individuals a requirement? 9.) How urgently do you need this data delivered?

Standard delivery is within 3 to 5 business days of full agreement of request criteria when verified emails are included. Expedited delivery is within 1 business day of full agreement of request criteria when there is no need of verified emails. Universities are welcomed and they usually qualify for special academic discounts (please ask if you think this may apply). We always follow laws and regulations of the USA for consumer data products. Therefore, an additional validation processes may be required based on location and request. We do not provide legal advice to our clients, but we try to help them by providing as much information on the topics we know. Keep in mind, each state in the union may or may not have legal restrictions on the consumer data and it is the client's responsibility to be aware and comply with all laws regarding data we may provide.

List of RBI Registered Loan Apps in India with details on loan amount limits and interest rates.

Graph and download economic data for Real Estate Loans: Commercial Real Estate Loans, All Commercial Banks (CREACBM027NBOG) from Jun 2004 to Feb 2025 about real estate, commercial, loans, banks, depository institutions, and USA.