Mortgage approval rates by year from 2018-2024 showing the percentage of applications approved by lenders across all loan types including conventional, FHA, VA, and USDA mortgages

The total monthly number of mortgage approvals for the purpose of a house sale in the UK plummeted in 2020 during the COVID-19 pandemic, followed by a spike in the second half of the year. In 2021, interest rates started to rise, resulting in a decline in the volume of mortgage approvals. In October 2025, mortgage approvals for home purchases totaled ******, while remortgage approvals stood at around ******. Being approved for a mortgage is one of the first steps in purchasing a home, which makes it an early indicator of the development of transaction volumes. However, a mortgage approval does not necessarily mean that a sale is going to take place, as home buyers need to undergo several other steps to complete the sale: conveyancing, or the process of transferring the legal title of the property from the seller to the buyer, a property survey, contract exchange, and closing.

Mortgage Approvals in the United Kingdom decreased to 65.02 Thousand in October from 65.65 Thousand in September of 2025. This dataset provides the latest reported value for - United Kingdom Mortgage Approvals - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Mortgage approval rates by race for U.S. home buyers in 2024, showing approval percentages across different racial and ethnic groups from American Indian or Alaska Native to Asian borrowers

The number of monthly mortgage approvals for home purchase in the United Kingdom (UK) peaked at nearly 108,000 approvals in November 2020, after falling to record low levels at the beginning of the coronavirus pandemic in the second quarter of the year. The spike was due to the easing of the first lockdown and a rise in the demand for housing. In 2022, the housing market started to cool, resulting in a falling number of mortgage approvals. In September 2024, there were 65,647 mortgage approvals. Remortgaging approvals followed a similar trend.

Purchase mortgage approval rates by year from 2018-2024 showing the percentage of home purchase applications approved by lenders across all loan types

Mortgage Approvals in Spain increased to 46120 Units in September from 33271 Units in August of 2025. This dataset provides - Spain Mortgage Approvals- actual values, historical data, forecast, chart, statistics, economic calendar and news.

Following the COVID-19 pandemic in 2020, the number of residential mortgage approvals in the UK plummeted. As the measures eased, the market rebounded, peaking at ******* mortgage approvals in November 2020. In 2022 and 2023, mortgage lending declined again as a response to the rising mortgage interest rates and the cooling of the housing market. In May 2025, the number of mortgage approvals exceeded *******—up from about ****** in the same month a year ago. The increase indicated a rise in mortgage demand and an improvement in consumer sentiment.

Mortgage approval rates by age for U.S. home buyers in 2024, showing approval percentages across different age groups from 18-24 to 65+ years old

Mortgage Application in the United States increased by 0.20 percent in the week ending November 21 of 2025 over the previous week. This dataset provides - United States MBA Mortgage Applications - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Mortgage approval rates by loan type for U.S. home buyers in 2024, showing approval percentages across different loan types including conventional, FHA, VA, and USDA mortgages

Mortgage lending information comes from the Federal Financial Institutions Examination Council's (FFIEC) Home Mortgage Disclosure Act (HMDA) data. Loan originations are the creation of a loan after bank approval. Loan origination rates are calculated from the number of loan applications that were either approved or denied—what is termed as decisioned applications. For all charts, the loan’s purpose can be selected via a dropdown list. Trends are summarized by all loan purposes and by Loans for home purchase, home improvement, or refinancing.

Mortgage approval rates by ethnicity for U.S. home buyers in 2024, showing approval percentages across different ethnic groups from Hispanic or Latino to Joint borrowers

Mortgage approval rates by debt-to-income ratio for U.S. home buyers in 2024, showing approval percentages across different DTI ranges from less than 20% to more than 50%

Approximately *** in ***** mortgage applications in South Africa resulted in approval in the second quarter of 2022. Additionally, approximately **** percent of applications were approved by multiple banks.

This table contains data described by the following dimensions (Not all combinations are available): Geography (13 items: Canada; Prince Edward Island; Newfoundland and Labrador; Nova Scotia ...), Estimates (2 items: Dwelling units; Dollars ...), Type of residential category (2 items: New residential construction; Existing residential properties ...), Type of mortgage loan approvals (3 items: Total; mortgage loan approvals; Conventional; National Housing Act ...), Type of housing (3 items: Total; single-detached and multiples; Single-detached; Multiples ...).

This dataset provides values for MORTGAGE APPROVALS reported in several countries. The data includes current values, previous releases, historical highs and record lows, release frequency, reported unit and currency.

Mortgage Approvals in Oman increased to 2320 units in October from 2017 units in September of 2025. This dataset provides - Oman Mortgage Approvals- actual values, historical data, forecast, chart, statistics, economic calendar and news.

Graph and download economic data for AD&Co US Mortgage High Yield Index: Tier 1 (CRTINDEXTIER1) from Jun 2015 to Oct 2025 about Tier-1, CAS, crt, STACR, mortgage, yield, interest rate, interest, rate, indexes, and USA.

1) Data Introduction • The Home Loan Approval dataset determines eligibility for a home loan based on customer details provided by Dream Housing Finance company.

2) Data Utilization (1) Home Loan Approval data has characteristics that: • The dataset includes various socioeconomic variables such as gender, marital status, education, number of dependents, income, loan amount, and credit history. (2) Home Loan Approval data can be used to: • Financial Industry: It is useful for banks and financial institutions to explore variables that determine whether they are lending or not and to develop credit rating models. • Research: It helps to build a database by securing data to evaluate credit risk.