Mortgage Application in the United States decreased by 0.50 percent in the week ending August 22 of 2025 over the previous week. This dataset provides - United States MBA Mortgage Applications - actual values, historical data, forecast, chart, statistics, economic calendar and news.

MBA Mortgage Market Index in the United States decreased to 275.80 points in August 22 from 277.10 points in the previous week. This dataset includes a chart with historical data for the United States MBA Mortgage Market Index.

The 'MBA Mortgage Applications' is a weekly survey conducted by the Mortgage Bankers Association in the USA, measuring the volume of mortgage loan applications.

WAS: Mortgage Loan Applications Index: FHA: sa: Purchase data was reported at 93.700 25Jul2014=100 in 20 Jul 2018. This records a decrease from the previous number of 100.100 25Jul2014=100 for 13 Jul 2018. WAS: Mortgage Loan Applications Index: FHA: sa: Purchase data is updated weekly, averaging 103.250 25Jul2014=100 from Jan 2014 (Median) to 20 Jul 2018, with 236 observations. The data reached an all-time high of 146.300 25Jul2014=100 in 02 Oct 2015 and a record low of 64.400 25Jul2014=100 in 21 Feb 2014. WAS: Mortgage Loan Applications Index: FHA: sa: Purchase data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s USA – Table US.KA016: Weekly Applications Survey: Mortgage Loan Applications.

United States WAS: Mortgage Loan Applications Index: FHA: Purchase data was reported at 103.200 25Jul2014=100 in 20 Jul 2018. This records a decrease from the previous number of 109.800 25Jul2014=100 for 13 Jul 2018. United States WAS: Mortgage Loan Applications Index: FHA: Purchase data is updated weekly, averaging 102.150 25Jul2014=100 from Jan 2014 (Median) to 20 Jul 2018, with 236 observations. The data reached an all-time high of 141.600 25Jul2014=100 in 02 Oct 2015 and a record low of 33.500 25Jul2014=100 in 26 Dec 2014. United States WAS: Mortgage Loan Applications Index: FHA: Purchase data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s USA – Table US.KA016: Weekly Applications Survey: Mortgage Loan Applications.

United States WAS: Mortgage Loan Applications Index: VA: sa data was reported at 104.900 25Jul2014=100 in 20 Jul 2018. This records a decrease from the previous number of 105.500 25Jul2014=100 for 13 Jul 2018. United States WAS: Mortgage Loan Applications Index: VA: sa data is updated weekly, averaging 125.100 25Jul2014=100 from Jan 2014 (Median) to 20 Jul 2018, with 236 observations. The data reached an all-time high of 214.900 25Jul2014=100 in 08 Jul 2016 and a record low of 72.100 25Jul2014=100 in 28 Mar 2014. United States WAS: Mortgage Loan Applications Index: VA: sa data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s USA – Table US.KA016: Weekly Applications Survey: Mortgage Loan Applications.

Fixed 30-year mortgage rates in the United States averaged 6.69 percent in the week ending August 22 of 2025. This dataset provides the latest reported value for - United States MBA 30-Yr Mortgage Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

The MBA Mortgage Refinance Index, published weekly by the Mortgage Bankers Association, measures the volume of refinance applications for home mortgages in the U.S. It is an important indicator of consumer sentiment and financial health, as it reflects homeowners' ability to take advantage of lower interest rates.

The MBA Mortgage Market Index is a weekly measure of mortgage loan application activity in the United States, compiled by the Mortgage Bankers Association.

United States WAS: Mortgage Loan Applications Index: FHA: sa: Refinance data was reported at 80.300 25Jul2014=100 in 20 Jul 2018. This records a decrease from the previous number of 86.800 25Jul2014=100 for 13 Jul 2018. United States WAS: Mortgage Loan Applications Index: FHA: sa: Refinance data is updated weekly, averaging 134.100 25Jul2014=100 from Jan 2014 (Median) to 20 Jul 2018, with 236 observations. The data reached an all-time high of 317.900 25Jul2014=100 in 06 Feb 2015 and a record low of 72.300 25Jul2014=100 in 26 Dec 2014. United States WAS: Mortgage Loan Applications Index: FHA: sa: Refinance data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s USA – Table US.KA016: Weekly Applications Survey: Mortgage Loan Applications.

MBA Purchase Index in the United States increased to 163.80 points in August 22 from 160.30 points in the previous week. This dataset includes a chart with historical data for the United States MBA Purchase Index.

The MBA Purchase Index is a weekly measure of mortgage loan application volume for home purchases in the United States, compiled by the Mortgage Bankers Association.

United States WAS: Refinance Loans % of the Total Loan Applications data was reported at 36.800 % in 20 Jul 2018. This records an increase from the previous number of 36.500 % for 13 Jul 2018. United States WAS: Refinance Loans % of the Total Loan Applications data is updated weekly, averaging 48.500 % from Jan 1990 (Median) to 20 Jul 2018, with 1490 observations. The data reached an all-time high of 85.300 % in 09 Jan 2009 and a record low of 9.380 % in 10 Mar 1995. United States WAS: Refinance Loans % of the Total Loan Applications data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s USA – Table US.KA016: Weekly Applications Survey: Mortgage Loan Applications.

United States WAS: Number of Applications: Conventional: 1-Wk Change data was reported at 0.785 % in 20 Jul 2018. This records a decrease from the previous number of 22.930 % for 13 Jul 2018. United States WAS: Number of Applications: Conventional: 1-Wk Change data is updated weekly, averaging -0.692 % from Jan 1990 (Median) to 20 Jul 2018, with 1489 observations. The data reached an all-time high of 166.500 % in 09 Jan 1998 and a record low of -54.100 % in 28 Dec 2001. United States WAS: Number of Applications: Conventional: 1-Wk Change data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s USA – Table US.KA016: Weekly Applications Survey: Mortgage Loan Applications.

Mortgage loans are leading examples of transactions where experts on one side of the market take advantage of consumers' lack of knowledge and experience. We study the compensation that borrowers pay to mortgage brokers for assistance from application to closing. Two findings support the conclusion that confused borrowers overpay for brokers' services: (i ) A model of effective shopping shows that borrowers sacrifice at least $1,000 by shopping from too few brokers. (ii ) Borrowers who compensate their brokers with both cash and a commission from the lender pay twice as much as similar borrowers who pay no cash. (JEL D12, D14, G21)

United States WAS: ARMs % of the Total Conventional Loan Applications data was reported at 9.400 % in 30 Nov 2018. This records a decrease from the previous number of 9.900 % for 23 Nov 2018. United States WAS: ARMs % of the Total Conventional Loan Applications data is updated weekly, averaging 11.130 % from Jan 1990 (Median) to 30 Nov 2018, with 1509 observations. The data reached an all-time high of 43.320 % in 26 Nov 1999 and a record low of 0.900 % in 26 Dec 2008. United States WAS: ARMs % of the Total Conventional Loan Applications data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s United States – Table US.KB008: Mortgage Loan Applications: Weekly Applications Survey.

United States WAS: Mortgage Loan Applications Index: USDA data was reported at 73.400 25Jul2014=100 in 20 Jul 2018. This records an increase from the previous number of 64.800 25Jul2014=100 for 13 Jul 2018. United States WAS: Mortgage Loan Applications Index: USDA data is updated weekly, averaging 76.700 25Jul2014=100 from Jan 2014 (Median) to 20 Jul 2018, with 236 observations. The data reached an all-time high of 120.000 25Jul2014=100 in 09 May 2014 and a record low of 28.800 25Jul2014=100 in 25 Dec 2015. United States WAS: Mortgage Loan Applications Index: USDA data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s USA – Table US.KA016: Weekly Applications Survey: Mortgage Loan Applications.

United States WAS: Mortgage Loan Applications Index: VA: Refinance data was reported at 61.800 25Jul2014=100 in 20 Jul 2018. This records a decrease from the previous number of 62.100 25Jul2014=100 for 13 Jul 2018. United States WAS: Mortgage Loan Applications Index: VA: Refinance data is updated weekly, averaging 107.700 25Jul2014=100 from Jan 2014 (Median) to 20 Jul 2018, with 236 observations. The data reached an all-time high of 281.800 25Jul2014=100 in 05 Aug 2016 and a record low of 52.300 25Jul2014=100 in 06 Jul 2018. United States WAS: Mortgage Loan Applications Index: VA: Refinance data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s USA – Table US.KA016: Weekly Applications Survey: Mortgage Loan Applications.

Dataset Description

The dataset includes 1,000 records with information about loan applications, including variables related to the applicant's financial status, credit history, and loan details. The goal is to analyze patterns in credit risk or build models to predict loan defaults.

Columns:

• checking_balance: Customer's current account balance in deutschmarks, classified as < 0 DM (negative balance), 1 - 200 DM, > 200 DM, or unknown (unknown).
• months_loan_duration: Duration of the loan in months.
• credit_history: Credit history of the applicant.
• purpose: Purpose of the loan.
• amount: Loan amount.
• savings_balance: Savings account balance.
• employment_duration: Length of employment.
• percent_of_income: Percentage of income allocated to loan repayment.
• years_at_residence: Years at the current residence.
• age: Applicant's age.
• other_credit: Presence of other credit agreements.
• housing: Housing status (e.g., rent, own).
• existing_loans_count: Number of existing loans.
• job: Job type or classification.
• dependents: Number of dependents.
• phone: Availability of a telephone.
• default: Target variable indicating loan default ("yes" or "no").

Inspiration

This dataset can be used for: - Building predictive models for loan default. - Exploring relationships between financial variables and credit risk. - Enhancing your understanding of credit risk analysis.

License

This dataset is published under the CC BY-NC-SA 4.0 license: - Permitted: Educational, research, and personal use. - Restricted: Commercial use is not allowed. - Attribution: Credit to Universidad de Santiago de Chile is required. - Sharing: Derivative works must use the same license.

This dataset was originally provided by the Universidad de Santiago de Chile as part of the course "Machine Learning for Management". I am not the original creator of the data, and my role is solely to share this resource for educational and research purposes. All rights to the original data belong to the university and/or the original authors.

This dataset may not be used for commercial purposes or in contexts that violate the copyright or policies of the institution that created it. Users are responsible for complying with the terms of use specified in the accompanying license and should ensure they provide appropriate credit.

Additional Notes If you are a student or researcher interested in using this dataset, please make sure to give proper credit to the original source in your publications or projects.

United States WAS: Refinance Loans % of the Total Conventional Loan Applications data was reported at 40.000 % in 20 Jul 2018. This records an increase from the previous number of 39.600 % for 13 Jul 2018. United States WAS: Refinance Loans % of the Total Conventional Loan Applications data is updated weekly, averaging 51.005 % from Jan 1990 (Median) to 20 Jul 2018, with 1490 observations. The data reached an all-time high of 88.400 % in 27 Aug 2010 and a record low of 12.000 % in 20 Jan 1995. United States WAS: Refinance Loans % of the Total Conventional Loan Applications data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s USA – Table US.KA016: Weekly Applications Survey: Mortgage Loan Applications.