Graph and download economic data for Treasury and Agency Securities: Mortgage-Backed Securities (MBS), All Commercial Banks (TMBACBW027NBOG) from 2009-07-01 to 2025-11-19 about mortgage-backed, agency, Treasury, securities, banks, depository institutions, and USA.

The year 2021 saw the peak in issuance of residential mortgage backed securities (MBS), at *** trillion U.S. dollars. Since then, MBS issuance has slowed, reaching *** trillion U.S. dollars in 2023. What are mortgage backed securities? A mortgage backed security is a financial instrument in which mortgages are bundled together and sold to investors. The idea is that the risk of these individual mortgages is pooled when they are packaged together. This is a sound investment policy, unless the foreclosure rate increases significantly in a short amount of time. Mortgage risk Since mortgages are loans backed by an asset, the house, the risk is often considered relatively low. However, the loan maturities are very long, sometimes decades, meaning lenders must factor in the risk of a shift in the economic climate. As such, interest rates on longer mortgages tend to be higher than on shorter loans. The ten-year treasury yield influences these rates, since it is a long-term rate that most investors accept as risk-free. Additionally, a decline in the value of homeowner equity could lead to a situation where the debtor is “underwater” and owes more than the home is worth.

The 10-year treasury constant maturity rate in the U.S. is forecast to increase by *** percentage points by 2027, while the 30-year fixed mortgage rate is expected to fall by *** percentage points. From *** percent in 2024, the average 30-year mortgage rate is projected to reach *** percent in 2027.

The weekly average value of mortgage-backed securities held by Federal Reserve Banks in the United States decreased in the second half of 2022 and the first half of 2023, after a period of sharp increase in 2020 and 2021. As of ************, the weekly average value of mortgage-backed securities held by the Federal Reserve amounted to roughly **** trillion U.S. dollars.

Prices for Canada 5Y including live quotes, historical charts and news. Canada 5Y was last updated by Trading Economics this December 2 of 2025.

United States PDS: Transactions: Mortgage-Backed Securities: Non-Agency MBS: Non-Agency Residential MB data was reported at 2.037 USD bn in 30 Apr 2025. This records an increase from the previous number of 1.398 USD bn for 23 Apr 2025. United States PDS: Transactions: Mortgage-Backed Securities: Non-Agency MBS: Non-Agency Residential MB data is updated weekly, averaging 1.246 USD bn from Apr 2013 (Median) to 30 Apr 2025, with 631 observations. The data reached an all-time high of 5.311 USD bn in 20 Feb 2019 and a record low of 78.000 USD mn in 30 Dec 2020. United States PDS: Transactions: Mortgage-Backed Securities: Non-Agency MBS: Non-Agency Residential MB data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s United States – Table US.Z041: Primary Dealer Statistics: Transactions.

Among the factors that influence mortgage interest rates are inflation, economic growth, monetary policies, the bond market, lenders' stability, and the housing market's overall conditions. The mortgage interest rate in Romania fluctuated during the period under observation, with an upward trend from the second quarter of 2017 onwards. The first quarter of 2023 reached the highest value recorded — **** percent; by the fourth quarter of 2024, it dropped to **** percent.

Graph and download economic data for Treasury and Agency Securities: Mortgage-Backed Securities (MBS), Small Domestically Chartered Commercial Banks (H8B1301NSMCQG) from Q4 2009 to Q3 2025 about charter, mortgage-backed, small, agency, Treasury, domestic, securities, banks, depository institutions, and USA.

Spain Mortgage Reference Lending Rate: Domestic Govt Bonds: 3 to 6 Years data was reported at 0.354 % pa in Oct 2018. This records an increase from the previous number of 0.344 % pa for Sep 2018. Spain Mortgage Reference Lending Rate: Domestic Govt Bonds: 3 to 6 Years data is updated monthly, averaging 4.409 % pa from Jan 1984 (Median) to Oct 2018, with 418 observations. The data reached an all-time high of 15.660 % pa in Jun 1984 and a record low of 0.180 % pa in Sep 2017. Spain Mortgage Reference Lending Rate: Domestic Govt Bonds: 3 to 6 Years data remains active status in CEIC and is reported by Bank of Spain. The data is categorized under Global Database’s Spain – Table ES.M009: Mortgage Rate.

Mortgage-Backed Securities Market Outlook

According to our latest research, the global mortgage-backed securities (MBS) market size reached USD 11.2 trillion in 2024, driven by robust demand for securitized debt instruments and a thriving real estate sector. The market is projected to expand at a CAGR of 6.1% from 2025 to 2033, with the total market value forecasted to reach USD 19.1 trillion by 2033. This growth trajectory is underpinned by increasing investor appetite for fixed-income assets, ongoing financial innovation, and supportive regulatory frameworks that continue to shape the evolution of the global MBS landscape.

The primary growth factor for the mortgage-backed securities market is the persistent demand for yield in a low-interest-rate environment. Institutional investors, such as pension funds, insurance companies, and mutual funds, are continuously seeking stable, long-term returns to meet their portfolio objectives. MBS offer attractive risk-adjusted yields compared to other fixed-income alternatives, making them a preferred choice for these investors. In addition, the diversification benefits provided by pooling mortgage loans into securities help mitigate individual credit risk, further enhancing their appeal. The market has also witnessed a resurgence in investor confidence, thanks to improved underwriting standards and enhanced transparency following the 2008 financial crisis, which has contributed to sustained growth in the issuance and trading of mortgage-backed securities.

Another significant driver for the MBS market is the increasing sophistication of financial markets and the proliferation of securitization techniques. Financial institutions and government agencies have developed advanced structuring mechanisms, such as tranching and credit enhancement, which allow for the tailoring of MBS products to meet specific investor requirements. This has led to the creation of a wide array of MBS types, including residential MBS (RMBS), commercial MBS (CMBS), and collateralized mortgage obligations (CMOs), catering to diverse risk-return profiles. The integration of technology and data analytics in the origination and servicing of mortgage loans has also streamlined the securitization process, reducing operational costs and improving the accuracy of risk assessment. As a result, issuers can efficiently package and distribute mortgage assets, further fueling market expansion.

Regulatory support and favorable government policies have played a pivotal role in bolstering the MBS market. In major economies such as the United States, government-sponsored enterprises (GSEs) like Fannie Mae, Freddie Mac, and Ginnie Mae have been instrumental in providing liquidity and stability to the housing finance system. These agencies guarantee or directly issue a significant portion of MBS, thereby enhancing investor confidence and lowering funding costs for mortgage originators. Recent regulatory reforms aimed at increasing transparency, standardizing disclosure practices, and strengthening risk retention requirements have further contributed to the resilience and attractiveness of the MBS market. As policymakers continue to prioritize housing affordability and financial market stability, the regulatory landscape is expected to remain supportive of MBS growth in the coming years.

Collateralized Mortgage Obligations (CMOs) have become a significant component of the mortgage-backed securities market, offering unique benefits to both issuers and investors. These structured financial products allow for the creation of multiple tranches with varying risk and return profiles, providing investors with tailored options to meet their specific investment objectives. The flexibility of CMOs in managing interest rate and prepayment risks makes them particularly attractive to institutional investors seeking to optimize their portfolios. As the market continues to evolve, the role of CMOs in providing customized investment solutions is expected to grow, driven by advancements in technology and data analytics that enhance the structuring and risk management processes.

From a regional perspective, North America remains the dominant market for mortgage-backed securities, accounting for the majority of global issuance and trading activity. The well-established securitization infrastructure, deep investor base, and active part

The table below showcases the 10th, 25th, 50th, 75th, and 90th percentiles of mortgage rates for each zip code in Bond, Colorado. It's important to understand that mortgage rates can vary greatly and can change yearly.

View weekly updates and historical trends for US Assets - Mortgage-backed Securities (All Maturities) Held by All Federal Reserve Banks. from United State…

View monthly updates and historical trends for US Commercial Banks Other Securities: Mortgage-backed Securities Annual Growth Rate. from United States. So…

The mortgage interest rate in Germany decreased notably between 2013 and 2022, falling below *** percent. This was part of an overall trend of falling mortgage interest rates in Europe. The mortgage interest rate in Germany has since increased to *** percent in the first quarter of 2025. The German mortgage market In Europe, Germany is the second-largest mortgage market, with a total value of mortgages outstanding amounting to nearly *** trillion euros. Mortgage loans are one of the oldest bank products. Among the factors that influence mortgage interest rates are inflation, economic growth, monetary policies, the bond market, the stability of lenders, and the overall conditions of the housing market. Mortgage loans The higher cost of borrowing has a significant effect on the market: While the interest rates were at their lowest, mortgage lending was on the rise. In 2023, when the rates reached a 10-year-high, the quarterly gross mortgage lending fell to the lowest value since 2014. Meanwhile, house prices have also increased substantially in recent years. According to the House Price Index in Germany, between 2015 and 2024, house prices increased by nearly ** percent.

The volume of mortgage-backed securities issuance fluctuated significantly in the United States between 2014 and 2024. In 2024, the volume of the mortgage-backed securities issuance in the United States amounted to 1.6 trillion U.S. dollars.

Index Time Series for WisdomTree Mortgage Plus Bond Fund. The frequency of the observation is daily. Moving average series are also typically included. The fund, an actively managed ETF, utilizes an investment process combining both macro and fundamental research by investing, under normal circumstances, at least 80% of its net assets, plus the amount of any borrowings, in mortgage-related debt and other securitized debt. It may invest up to 20% of its net assets, plus the amount of any borrowings, in other securitized credit securities such as non-agency or privately issued residential and commercial mortgage-backed securities, asset-backed securities, collateralized loan obligations and credit risk transfer securities. It is non-diversified.

State ARM Penetration CA 2.5% CO 2.4% NJ 2.2% NC 2.2% WA 2.1% UT 1.8% MA 1.7% ID 1.4% NV 1.3% DC 1.3% AZ 1.3% OR 1.2% SC 1.2% MN 1.2% FL 1.1% VA 1.0% IL 1.0% TN 1.0% HI 1.0% DE 0.9% NH 0.9% GA 0.9% WI 0.9% IN 0.8% MD 0.8% TX 0.8% MT 0.8% CT 0.7% AK 0.7% RI 0.7% PA 0.7% KS 0.7% MI 0.6% OH 0.6% ND 0.6% ME 0.5% WY 0.5% NM 0.5% AR 0.5% MO 0.4% WV 0.4% SD 0.4% VT 0.4% NY 0.4% AL 0.4% KY 0.4% IA 0.3% OK 0.3% NE 0.3% MS 0.3% LA 0.2%

United States - Treasury and Agency Securities: Mortgage-Backed Securities (MBS), Foreign-Related Institutions was 20.60000 % Chg. at Annual Rate in September of 2025, according to the United States Federal Reserve. Historically, United States - Treasury and Agency Securities: Mortgage-Backed Securities (MBS), Foreign-Related Institutions reached a record high of 253.10000 in December of 2017 and a record low of -217.60000 in January of 2023. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Treasury and Agency Securities: Mortgage-Backed Securities (MBS), Foreign-Related Institutions - last updated from the United States Federal Reserve on November of 2025.

United States - Treasury and Agency Securities: Mortgage-Backed Securities (MBS), All Commercial Banks was 3.70000 % Chg. at Annual Rate in October of 2025, according to the United States Federal Reserve. Historically, United States - Treasury and Agency Securities: Mortgage-Backed Securities (MBS), All Commercial Banks reached a record high of 40.80000 in July of 2010 and a record low of -17.50000 in October of 2023. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Treasury and Agency Securities: Mortgage-Backed Securities (MBS), All Commercial Banks - last updated from the United States Federal Reserve on December of 2025.

The basic information on mortgage loan products is data that allows you to check the properties, dividend payment information, and credit rating status of each mortgage-backed security (MBS). The data consists of the following three operations. ① Search for basic product information: Function to check product name, issuance date, interest rate classification, coupon rate, maturity date, bond type, etc. based on the issuance number and product number. ② Search for dividend and interest payment information: Function to search for payment frequency, payment date, principal payment amount, interest payment amount, and total payment amount based on the issuance number and product number. ③ Search for credit rating information: Function to search for rating agencies, credit ratings, and rating evaluation dates based on the base date, issuance number, and product number.