Mortgage Application in the United States decreased by 3.90 percent in the week ending May 30 of 2025 over the previous week. This dataset provides - United States MBA Mortgage Applications - actual values, historical data, forecast, chart, statistics, economic calendar and news.

MBA Mortgage Market Index in the United States decreased to 248.10 points in June 13 from 254.60 points in the previous week. This dataset includes a chart with historical data for the United States MBA Mortgage Market Index.

The U.S. mortgage market has declined notably since 2020 and 2021, mostly due to the effect of higher borrowing costs on refinance mortgages. The value of refinancing mortgage originations, amounted to 190 billion U.S. dollars in the fourth quarter of 2024, down from a peak of 851 billion U.S. dollars in the fourth quarter of 2020. The value of mortgage loans for the purchase of a property recorded milder fluctuations, with a value of 304 billion U.S. dollars in the fourth quarter of 2024. According to the forecast, mortgage lending is expected to slightly increase until the end of 2026. The cost of mortgage borrowing in the U.S. Mortgage interest rates in the U.S. rose dramatically in 2022, peaking in the final quarter of 2024. In 2020, a homebuyer could lock in a 30-year fixed interest rate of under three percent, whereas in 2024, the average rate for the same mortgage type exceeded 6.6 percent. This has led to a decline in homebuyer sentiment, and an increasing share of the population pessimistic about buying a home in the current market. The effect of a slower housing market on property prices and rents According to the S&P/Case Shiller U.S. National Home Price Index, housing prices experienced a slight correction in early 2023, as property transactions declined. Nevertheless, the index continued to grow in the following months. On the other hand, residential rents have increased steadily since 2000.

Graph and download economic data for Net Percentage of Other Domestic Banks Reporting Stronger Demand for Subprime Mortgage Loans (SUBLPDHMDSOTHNQ) from Q2 2007 to Q2 2025 about demand, subprime, mortgage, domestic, Net, percent, loans, banks, depository institutions, and USA.

Mortgage Approvals in the United Kingdom decreased to 60.46 Thousand in April from 63.60 Thousand in March of 2025. This dataset provides the latest reported value for - United Kingdom Mortgage Approvals - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Graph and download economic data for Net Percentage of Domestic Banks Reporting Stronger Demand for GSE-Eligible Mortgage Loans (SUBLPDHMDENQ) from Q1 2015 to Q2 2025 about GSE, mortgage, domestic, Net, percent, loans, banks, depository institutions, and USA.

United States - Net Percentage of Domestic Banks Reporting Stronger Demand for Subprime Mortgage Loans was -7.10% in April of 2025, according to the United States Federal Reserve. Historically, United States - Net Percentage of Domestic Banks Reporting Stronger Demand for Subprime Mortgage Loans reached a record high of 40.00 in July of 2015 and a record low of -100.00 in October of 2008. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Net Percentage of Domestic Banks Reporting Stronger Demand for Subprime Mortgage Loans - last updated from the United States Federal Reserve on June of 2025.

Graph and download economic data for Net Percentage of Other Domestic Banks Reporting Stronger Demand for Qualified Mortgage Jumbo Mortgage Loans (SUBLPDHMDJOTHNQ) from Q1 2015 to Q2 2025 about jumbo, demand, mortgage, domestic, Net, percent, loans, banks, depository institutions, and USA.

United States - Net Percentage of Domestic Banks Reporting Stronger Demand for Government Mortgage Loans was -13.20% in January of 2025, according to the United States Federal Reserve. Historically, United States - Net Percentage of Domestic Banks Reporting Stronger Demand for Government Mortgage Loans reached a record high of 44.40 in October of 2020 and a record low of -86.80 in January of 2023. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Net Percentage of Domestic Banks Reporting Stronger Demand for Government Mortgage Loans - last updated from the United States Federal Reserve on May of 2025.

United States - Net Percentage of Domestic Banks Reporting Stronger Demand for Qualified Mortgage Jumbo Mortgage Loans was -1.60% in April of 2025, according to the United States Federal Reserve. Historically, United States - Net Percentage of Domestic Banks Reporting Stronger Demand for Qualified Mortgage Jumbo Mortgage Loans reached a record high of 44.80 in October of 2020 and a record low of -88.10 in January of 2023. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Net Percentage of Domestic Banks Reporting Stronger Demand for Qualified Mortgage Jumbo Mortgage Loans - last updated from the United States Federal Reserve on June of 2025.

It can be seen that the mortgage interest rate in Poland increased overall during the period under observation, reaching a value of 7.5 percent as of the fourth quarter of 2024. Demand for mortgage loans in Poland      Despite the tightening of credit policy by banks, the demand for mortgage loans is not decreasing. The residential market has also seen increases both in sales and in the construction of new premises. The increase in salaries combined with the decrease in the mortgage loan cost results in Poles having no problems buying apartments despite high prices. Higher wages also affect their creditworthiness, which is essential when applying for a mortgage. The value of housing loans amounted to a record 442.7 billion zloty in 2019. Despite a decrease in 2017, the value of debt in 2019 increased by 6.6 percent compared to the previous year. The increase in wealth has also been reflected in the average value of mortgages. In 2021, Bank Millennium granted the largest number of mortgages to Poles, although Bank PKO BP was the leader in terms of value.   Demand for housing in Poland      Despite a growing number of flats, the prices are not falling, but on the contrary, they are continually rising. An increase in prices was recorded in every major city. The annual rise in prices in many cities went up between 12 and 14 percent. The most significant price increase on the primary market was recorded in Warsaw, while on the secondary market, Wroclaw prevailed. Nevertheless, Poles pay the most for a flat in the Polish capital Warsaw. In December 2024, the price per square meter of an apartment on the secondary market exceeded 17.5 thousand zloty, while the price per square meter on the primary market was close to 16.4 thousand zloty. However, the coronavirus (COVID-19) outbreak in Poland in March 2020 affected the investment plans in the real estate market. Both individual customers and developers recorded a significant decline in the number of construction projects commenced during this period.

This table contains 99 series, with data for years 1972 - 1998 (not all combinations necessarily have data for all years), and was last released on 2008-10-08. This table contains data described by the following dimensions (Not all combinations are available): Geography (1 items: Canada ...), Trust and mortgage loan companies (2 items: Trust and mortgage loan companies excluding bank trust and mortgage subsidiaries; Trust and mortgage loan companies associated with chartered banks ...), Assets and liabilities (56 items: Total assets; Cash and liquid; Cash and gross demand and notice deposits; Total; major assets ...).

United States - Net Percentage of Domestic Banks Reporting Stronger Demand for GSE-Eligible Mortgage Loans was -15.80% in January of 2025, according to the United States Federal Reserve. Historically, United States - Net Percentage of Domestic Banks Reporting Stronger Demand for GSE-Eligible Mortgage Loans reached a record high of 63.30 in October of 2020 and a record low of -93.00 in January of 2023. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Net Percentage of Domestic Banks Reporting Stronger Demand for GSE-Eligible Mortgage Loans - last updated from the United States Federal Reserve on May of 2025.

The average sales price of new homes in the United States experienced a slight decrease in 2024, dropping to 512,2000 U.S. dollars from the peak of 521,500 U.S. dollars in 2022. This decline came after years of substantial price increases, with the average price surpassing 400,000 U.S. dollars for the first time in 2021. The recent cooling in the housing market reflects broader economic trends and changing consumer sentiment towards homeownership. Factors influencing home prices and affordability The rapid rise in home prices over the past few years has been driven by several factors, including historically low mortgage rates and increased demand during the COVID-19 pandemic. However, the market has since slowed down, with the number of home sales declining by over two million between 2021 and 2023. This decline can be attributed to rising mortgage rates and decreased affordability. The Housing Affordability Index hit a record low of 98.1 in 2023, indicating that the median-income family could no longer afford a median-priced home. Future outlook for the housing market Despite the recent cooling, experts forecast a potential recovery in the coming years. The Freddie Mac House Price Index showed a growth of 6.5 percent in 2023, which is still above the long-term average of 4.4 percent since 1990. However, homebuyer sentiment remains low across all age groups, with people aged 45 to 64 expressing the most pessimistic outlook. The median sales price of existing homes is expected to increase slightly until 2025, suggesting that affordability challenges may persist in the near future.

Graph and download economic data for Net Percentage of Domestic Banks Reporting Stronger Demand for Consumer Loans Excluding Credit Card and Auto Loans (DEMOTHCONS) from Q2 2011 to Q2 2025 about credit cards, vehicles, Net, percent, loans, consumer, banks, depository institutions, and USA.

United States - Net Percentage of Domestic Banks Reporting Stronger Demand for Qualified Mortgage Non-Jumbo, Non-GSE-Eligible Mortgage Loans was -9.80% in April of 2025, according to the United States Federal Reserve. Historically, United States - Net Percentage of Domestic Banks Reporting Stronger Demand for Qualified Mortgage Non-Jumbo, Non-GSE-Eligible Mortgage Loans reached a record high of 40.00 in October of 2020 and a record low of -87.90 in January of 2023. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Net Percentage of Domestic Banks Reporting Stronger Demand for Qualified Mortgage Non-Jumbo, Non-GSE-Eligible Mortgage Loans - last updated from the United States Federal Reserve on June of 2025.

Graph and download economic data for Net Percentage of Large Domestic Banks Reporting Stronger Demand for Commercial and Industrial Loans From Large and Middle-Market Firms (SUBLPDCILDLGNQ) from Q4 1991 to Q2 2025 about demand, large, commercial, domestic, Net, percent, loans, banks, depository institutions, industry, and USA.

Graph and download economic data for Net Percentage of Domestic Banks Reporting Stronger Demand for Household Loans, Weighted by Banks' Outstanding Loan Balances by Category (SUBLPDMHDXWBNQ) from Q4 1991 to Q2 2025 about demand, balance, domestic, Net, percent, loans, households, banks, depository institutions, and USA.

Graph and download economic data for Number of Domestic Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customers' Precautionary Demand for Cash and Liquidity Was a Very Important Reason (SUBLPDCIRWPVNQ) from Q4 2012 to Q2 2025 about demand, cash, liquidity, commercial, domestic, loans, banks, depository institutions, industry, and USA.

Graph and download economic data for Number of Other Domestic Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Customers' Transitioning From Commercial Real Estate Loans to Commercial and Industrial Loans Was Not an Important Reason (DISCONTINUED) (SUBLPDCIRSRNOTHNQ) from Q4 2012 to Q3 2013 about demand, real estate, commercial, domestic, loans, banks, depository institutions, industry, and USA.