The 10-year treasury constant maturity rate in the U.S. is forecast to decline by 0.8 percent by 2026, while the 30-year fixed mortgage rate is expected to fall by 1.6 percent. From seven percent in the third quarter of 2023, the average 30-year mortgage rate is projected to reach 5.4 percent in 2026.

Fixed 30-year mortgage rates in the United States averaged 6.71 percent in the week ending March 21 of 2025. This dataset provides the latest reported value for - United States MBA 30-Yr Mortgage Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Bulgaria was at the top of this ranking of 29 European countries sorted by the growth rate of their volume of loans to households in 2023. Loans to households in the European Union and the European Economic Area are expected to grow on average by over three percent in 2024. Meanwhile, the loans and advances market in Germany is expected to increase by 2.2 percent in 2024. Overall, the total value of the household loans market in the EU as a whole is expected to keep growing during that timeline.

Long term dataset showing the 30 year fixed rate mortgage average in the United States since 1971.

Mortgage Application in the United States decreased by 2 percent in the week ending March 21 of 2025 over the previous week. This dataset provides - United States MBA Mortgage Applications - actual values, historical data, forecast, chart, statistics, economic calendar and news.

The Dutch Central Bank (DNB) estimated that the growth of mortgage lending will slow down in 2023 and 2024, after originations rose by 3.5 percent in 2022. That can be explained with the accelerated house price growth in recent years and the higher interest rates, eroding housing affordability. Within Europe, the Netherlands counts as one of the countries with the highest mortgage debt among private individuals. This has a political background as the Dutch tax system allowed homeowners to deduct interest paid on mortgage from pre-tax income for a maximum period of thirty year, essentially allowing for income support for homeowners. In the Netherlands, this system is known as hypotheekrenteaftrek.

United States Mortgage Fixed Rate: Mth Avg: 15 Year data was reported at 4.250 % pa in Oct 2018. This records an increase from the previous number of 4.080 % pa for Sep 2018. United States Mortgage Fixed Rate: Mth Avg: 15 Year data is updated monthly, averaging 5.680 % pa from Sep 1991 (Median) to Oct 2018, with 326 observations. The data reached an all-time high of 8.800 % pa in Jan 1995 and a record low of 2.660 % pa in Apr 2013. United States Mortgage Fixed Rate: Mth Avg: 15 Year data remains active status in CEIC and is reported by Federal Home Loan Mortgage Corporation, Freddie Mac. The data is categorized under Global Database’s United States – Table US.M012: Mortgage Interest Rate.

The U.S. mortgage market has declined notably since 2020 and 2021, mostly due to the effect of higher borrowing costs on refinance mortgages. The value of refinancing mortgage originations, amounted to 86 billion U.S. dollars in the first quarter of 2024, down from a peak of 851 billion U.S. dollars in the fourth quarter of 2020. The value of mortgage loans for the purchase of a property recorded milder fluctuations, with a value of 291 billion U.S. dollars in the first quarter of 2024, and a market peak of 477 billion U.S. dollars in the first quarter of 2022. According to the forecast, mortgage lending is expected to slightly increase until the end of 2025. The cost of mortgage borrowing in the U.S. Mortgage interest rates in the U.S. rose dramatically in 2022 and continued to increase in 2023. In 2020, a homebuyer could lock in a 30-year fixed interest rate of under three percent, whereas in 2023, the average rate for the same mortgage type exceeded seven percent. That has led to a decline in homebuyer sentiment, and an increasing share of the population pessimistic about buying a home in the current market. The effect of a slower housing market on property prices and rents According to the S&P/Case Shiller U.S. National Home Price Index, housing prices experienced a slight correction in early 2023, as property transactions declined. Nevertheless, the index continued to grow in the following months. On the other hand, residential rents have increased steadily since 2000.

This dataset provides values for 30 YEAR MORTGAGE RATE reported in several countries. The data includes current values, previous releases, historical highs and record lows, release frequency, reported unit and currency.

Canada Conventional Mortgage: 5 Years data was reported at 6.490 % pa in Feb 2025. This stayed constant from the previous number of 6.490 % pa for Jan 2025. Canada Conventional Mortgage: 5 Years data is updated monthly, averaging 7.420 % pa from Jan 1973 (Median) to Feb 2025, with 626 observations. The data reached an all-time high of 21.750 % pa in Sep 1981 and a record low of 4.640 % pa in Jun 2017. Canada Conventional Mortgage: 5 Years data remains active status in CEIC and is reported by Bank of Canada. The data is categorized under Global Database’s Canada – Table CA.M005: Conventional Mortgage Rate.

Forecast: Household Expenditure on Mortgage Interest and Charges in the US 2022 - 2026 Discover more data with ReportLinker!

Mortgage Interest Rate: Flexible data was reported at 7.000 % pa in 26 Mar 2025. This stayed constant from the previous number of 7.000 % pa for 25 Mar 2025. Mortgage Interest Rate: Flexible data is updated daily, averaging 8.750 % pa from Feb 2023 (Median) to 26 Mar 2025, with 784 observations. The data reached an all-time high of 8.750 % pa in 31 Jul 2024 and a record low of 7.000 % pa in 26 Mar 2025. Mortgage Interest Rate: Flexible data remains active status in CEIC and is reported by ANZ Bank New Zealand. The data is categorized under High Frequency Database’s Lending Rates – Table NZ.DL001: Mortgage Interest Rate.

Due to interest rates decreasing in recent years, mortgages in the United Kingdom have become overall more affordable: In 2007, when mortgages were the least affordable, a home buyer spent on average 23.6 percent of their income on mortgage interest and 7.2 percent on capital repayment. In 2019, the year with the most affordable mortgages, mortgage interest accounted for 5.9 percent and capital repayment was 11.5 percent of their income. As interest rates increase in response to the rising inflation, mortgage affordability is expected to worsen. Though below the levels observed before 2007, the total mortgage repayment between 2022 and 2026 is expected to exceed 23 percent of income.

This dataset provides values for 15 YEAR MORTGAGE RATE reported in several countries. The data includes current values, previous releases, historical highs and record lows, release frequency, reported unit and currency.

This dataset provides values for MORTGAGE RATE reported in several countries. The data includes current values, previous releases, historical highs and record lows, release frequency, reported unit and currency.

The Latin America Home Mortgage Finance Market is segmented by type (Fixed-rate Mortgage, Adjustable-rate Mortgage), by Tenure (Up to 5 Years, 6 - 10 Years, 11 - 24 Years, and 25 - 30 Years), and by Geography (Brazil, Chile, Peru, Colombia, and the Rest of Latin America). The report offers market size and forecasts for Latin America Home Mortgage Finance Market in value (USD Billion) for all the above segments.

United States MBA Forecast: Consumer Price Index (CPI): sa: YoY data was reported at 2.100 % in Dec 2020. This records an increase from the previous number of 1.900 % for Sep 2020. United States MBA Forecast: Consumer Price Index (CPI): sa: YoY data is updated quarterly, averaging 2.000 % from Dec 2013 (Median) to Dec 2020, with 29 observations. The data reached an all-time high of 2.700 % in Jun 2018 and a record low of -0.100 % in Mar 2015. United States MBA Forecast: Consumer Price Index (CPI): sa: YoY data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s United States – Table US.I009: Consumer Price Index: Urban: sa: Forecast: Mortgage Bankers Association.

This statistic shows the revenue of the industry “mortgage and nonmortgage loan brokers“ in the U.S. from 2012 to 2017, with a forecast to 2024. It is projected that the revenue of mortgage and nonmortgage loan brokers in the U.S. will amount to approximately 15,9 billion U.S. Dollars by 2024.

Mortgage Approvals in Oman increased to 1711 units in February from 1705 units in January of 2025. This dataset provides - Oman Mortgage Approvals- actual values, historical data, forecast, chart, statistics, economic calendar and news.

Market Analysis for Mortgage Calculator Tool The global Mortgage Calculator Tool market is projected to grow significantly in the coming years, driven by increasing homeownership rates, rising mortgage interest rates, and the increasing popularity of online financial planning tools. The market size, valued at approximately XXX million in 2025, is anticipated to expand at a CAGR of XX% during the forecast period of 2025-2033. Cloud-based and on-premises solutions dominate the market landscape, with SMEs and large enterprises representing the primary user segments. Key market players include Zillow, USMortgage, Trulia, Ramsey, Veterans United, FHA, Karl's Mortgage Calculator, Mortgage Pal, Calculator.net, and Rocket Mortgage. Key market trends include the integration of advanced technologies such as artificial intelligence and machine learning into mortgage calculators, providing users with personalized and accurate financial projections. Additionally, the growing adoption of mobile-friendly mortgage calculator tools has made it convenient for individuals to access and utilize these tools on their smartphones and tablets. The market is also expected to benefit from increased government initiatives aimed at promoting homeownership and financial literacy among consumers. However, factors such as regulatory compliance requirements and data security concerns may hinder market growth to some extent.