78 datasets found
  1. Average mortgage interest rate in Canada 2013-2025, by type of mortgage

    • statista.com
    • tokrwards.com
    Updated Jul 24, 2025
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    Statista (2025). Average mortgage interest rate in Canada 2013-2025, by type of mortgage [Dataset]. https://www.statista.com/statistics/1203196/average-mortgage-interest-rate-canada-by-type/
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    Dataset updated
    Jul 24, 2025
    Dataset authored and provided by
    Statistahttp://statista.com/
    Area covered
    Canada
    Description

    In 2025, mortgage interest rates in Canada decreased. The five-year insured fixed mortgage interest rate as of May 2025 stood at **** percent, making it the most affordable mortgage type. Meanwhile, the insured mortgage rate fixed for under one year was the highest, at **** percent.

  2. Canada Mortgage/loan Brokers Market Size & Share Analysis - Industry...

    • mordorintelligence.com
    pdf,excel,csv,ppt
    Updated Oct 6, 2025
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    Mordor Intelligence (2025). Canada Mortgage/loan Brokers Market Size & Share Analysis - Industry Research Report - Growth Trends [Dataset]. https://www.mordorintelligence.com/industry-reports/canada-mortgage-loan-brokers-market
    Explore at:
    pdf,excel,csv,pptAvailable download formats
    Dataset updated
    Oct 6, 2025
    Dataset provided by
    Authors
    Mordor Intelligence
    License

    https://www.mordorintelligence.com/privacy-policyhttps://www.mordorintelligence.com/privacy-policy

    Time period covered
    2019 - 2030
    Area covered
    Canada
    Description

    The Canada Mortgage/Loan Brokers Market Report is Segmented by Loan Type (Residential Mortgages, Commercial Mortgages, Home Equity Lines of Credit, and More), Borrower Profile (First-Time Home Buyers, Repeat/Move-Up Buyers, and More), Distribution Channel (Traditional Face-To-Face, Online/Digital-Only, Hybrid), and Geography (Canada). The Market Forecasts are Provided in Terms of Value (USD).

  3. Value of mortgage lending in Canada 2017-2023, per quarter

    • statista.com
    Updated Jan 28, 2025
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    Statista (2025). Value of mortgage lending in Canada 2017-2023, per quarter [Dataset]. https://www.statista.com/statistics/1208589/value-of-mortgages-outstanding-canada/
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    Dataset updated
    Jan 28, 2025
    Dataset authored and provided by
    Statistahttp://statista.com/
    Area covered
    Canada
    Description

    In 2023, the total value of mortgage debt outstanding in Canada amounted to nearly 1.8 trillion Canadian dollars. Chartered banks held the largest share of mortgages outstanding.

  4. C

    Canada Home Lending Market Report

    • datainsightsmarket.com
    doc, pdf, ppt
    Updated Mar 8, 2025
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    Data Insights Market (2025). Canada Home Lending Market Report [Dataset]. https://www.datainsightsmarket.com/reports/canada-home-lending-market-19604
    Explore at:
    doc, pdf, pptAvailable download formats
    Dataset updated
    Mar 8, 2025
    Dataset authored and provided by
    Data Insights Market
    License

    https://www.datainsightsmarket.com/privacy-policyhttps://www.datainsightsmarket.com/privacy-policy

    Time period covered
    2025 - 2033
    Area covered
    Canada
    Variables measured
    Market Size
    Description

    The Canadian home lending market, valued at approximately $XX million in 2025, is experiencing robust growth, projected to maintain a Compound Annual Growth Rate (CAGR) exceeding 5% through 2033. This expansion is fueled by several key factors. Firstly, a consistently growing population and increasing urbanization are driving demand for housing, particularly in major metropolitan areas. Secondly, favorable government policies aimed at supporting homeownership, while subject to change, have historically played a crucial role. Thirdly, the prevalence of low-interest rates (though subject to fluctuations) in recent years has made mortgages more accessible to a wider range of borrowers. Finally, the diverse range of lenders, including commercial banks, financial institutions, credit unions, and online lenders, fosters competition and innovation within the market, offering consumers more choice and potentially better rates. However, the market is not without its challenges. Rising interest rates, inflation, and potential economic downturns pose significant risks to the sustained growth trajectory. Furthermore, stricter lending regulations implemented to mitigate risks within the financial system could impact affordability and accessibility for some borrowers. Market segmentation reveals a preference for fixed-rate loans and a growing adoption of online lending platforms, alongside continued reliance on traditional brick-and-mortar institutions. Key players in the market, such as HSBC Bank Canada, Tangerine Direct Bank, and others, compete aggressively to capture market share through varied product offerings and service models. The market’s long-term prospects remain positive, albeit contingent on macroeconomic stability and regulatory shifts. Continued innovation and adaptation by lenders will be crucial in navigating the evolving landscape of the Canadian home lending market. This insightful report provides a deep dive into the dynamic Canadian home lending market, analyzing key trends, growth drivers, and challenges from 2019 to 2033. With a focus on the crucial year 2025 (base and estimated year), this comprehensive study offers invaluable insights for stakeholders across the industry. We leverage data from the historical period (2019-2024) to project the market's trajectory during the forecast period (2025-2033). Keywords: Canadian mortgage market, home equity loans Canada, mortgage rates Canada, online mortgage lenders Canada, Canadian real estate finance. Recent developments include: On March 15, 2022, First Ontario Credit Union announced its merger with Heritage savings & Credit union to offer the best in financial products and services., On February 09, 2022, Hello safe announced a new partnership with Hard bacon, a personal finance application used by more than 35,000 Canadians, this partnership is to leverage Hard bacon's portfolio of comparison tools.. Notable trends are: A Rise in Home Prices Boosting Home Equity Lending Market.

  5. Market share of mortgage lenders in Canada 2023, by lender type

    • statista.com
    Updated Jul 18, 2025
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    Statista (2025). Market share of mortgage lenders in Canada 2023, by lender type [Dataset]. https://www.statista.com/statistics/1085841/market-share-of-lenders-in-canada-by-lender-type/
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    Dataset updated
    Jul 18, 2025
    Dataset authored and provided by
    Statistahttp://statista.com/
    Time period covered
    2023
    Area covered
    Canada
    Description

    In 2023, banks held over ** percent of the mortgages outstanding in Canada. Mortgage Investment Entities (MIEs) and private lenders only had a market share of **** percent. The average mortgage rate in Canada has increased notably since 2021. This has led to the housing market slowing and the value of mortgages outstanding to plateau.

  6. Mortgage Rates By Banks in Canada

    • rates.ca
    Updated Jul 28, 2024
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    RATESDOTCA (2024). Mortgage Rates By Banks in Canada [Dataset]. https://rates.ca/mortgage-rates
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    Dataset updated
    Jul 28, 2024
    Dataset provided by
    RATESDOTCA Group Ltd.
    Authors
    RATESDOTCA
    Time period covered
    2001 - 2023
    Area covered
    Canada
    Variables measured
    Mortgage rates
    Description

    Rates have been trending downward in Canada for the last five years. The ebbs and flows are caused by changes in Canada’s bond yields (driven by Canadians economic developments and international rate movements, particularly U.S. rate fluctuations) and the overnight rate (which is set by the Bank of Canada). As of August 2022, there has been a 225 bps increase in the prime rate, since beginning of year 2022, from 2.45% to 4.70% as of Aug 24th 2022. The following are the historical conventional mortgage rates offered by the 6 major chartered banks in Canada in the past 20 years.

  7. C

    Canada Mortgage/loan Brokers Market Report

    • archivemarketresearch.com
    doc, pdf, ppt
    Updated Aug 25, 2025
    + more versions
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    Archive Market Research (2025). Canada Mortgage/loan Brokers Market Report [Dataset]. https://www.archivemarketresearch.com/reports/canada-mortgageloan-brokers-market-863793
    Explore at:
    ppt, doc, pdfAvailable download formats
    Dataset updated
    Aug 25, 2025
    Dataset authored and provided by
    Archive Market Research
    License

    https://www.archivemarketresearch.com/privacy-policyhttps://www.archivemarketresearch.com/privacy-policy

    Time period covered
    2025 - 2033
    Area covered
    Canada
    Variables measured
    Market Size
    Description

    The Canadian mortgage and loan broker market exhibits robust growth, projected to maintain a Compound Annual Growth Rate (CAGR) exceeding 5% from 2025 to 2033. While the exact market size in 2025 is unavailable, a reasonable estimate, considering typical market sizes for similar developed economies and the provided CAGR, places it around $2 billion CAD. This substantial market value is driven by several factors. Increasing homeownership aspirations among Canadians, coupled with the complexity of the mortgage landscape, fuels demand for expert broker services. Favorable government policies aimed at supporting homebuyers and a consistently strong real estate market further contribute to this growth. Emerging trends, such as the rising popularity of online mortgage applications and technological advancements in loan processing, are reshaping the industry, leading to greater efficiency and accessibility. However, potential regulatory changes and economic fluctuations present challenges that could restrain market expansion. Key players like True North Mortgage, KeyRate Corp, and CanWise Financial are strategically positioning themselves to capitalize on these opportunities and navigate market complexities. The market segmentation, although not detailed in the provided information, is likely categorized by broker size, service offerings (residential, commercial, etc.), and geographical location, each segment offering unique growth potential. The forecast period (2025-2033) is poised for continued growth, with the market size projected to expand significantly, fueled by sustained demand and technological advancements. However, sustained economic stability and continued regulatory clarity will be crucial for maintaining this trajectory. Competition among established players and emerging fintech companies is likely to intensify, leading to innovative service offerings and pricing strategies. The market's success will be contingent on adapting to the evolving technological landscape, maintaining client trust, and providing personalized, value-added services. Market players must stay abreast of regulatory changes and macroeconomic conditions to optimize their strategies and maintain a competitive edge within this dynamic industry. Notable trends are: Booming Alternative or Private Lending Market.

  8. C

    Canada Home Lending Market Report

    • marketreportanalytics.com
    doc, pdf, ppt
    Updated Apr 24, 2025
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    Market Report Analytics (2025). Canada Home Lending Market Report [Dataset]. https://www.marketreportanalytics.com/reports/canada-home-lending-market-99531
    Explore at:
    doc, pdf, pptAvailable download formats
    Dataset updated
    Apr 24, 2025
    Dataset authored and provided by
    Market Report Analytics
    License

    https://www.marketreportanalytics.com/privacy-policyhttps://www.marketreportanalytics.com/privacy-policy

    Time period covered
    2025 - 2033
    Area covered
    Canada
    Variables measured
    Market Size
    Description

    The Canadian home lending market, valued at approximately $X million in 2025 (assuming a reasonable market size based on available data and comparable markets), is experiencing robust growth, projected to maintain a Compound Annual Growth Rate (CAGR) exceeding 5.00% through 2033. This expansion is fueled by several key drivers. Increasing homeownership aspirations among Canadians, particularly among millennials and Gen Z, are significantly contributing to market demand. Favorable government policies aimed at supporting affordable housing, though potentially fluctuating, also play a vital role. Furthermore, the rise of innovative financial technologies and the increasing accessibility of online lending platforms are streamlining the borrowing process and broadening market reach. Competition is intense among a diverse range of lenders, including commercial banks (like Bank of Montreal and National Bank of Canada), financial institutions, credit unions (such as PenFinancial and First Ontario), and specialized mortgage providers (like True North Mortgage and IntelliMortgage). This competitive landscape fosters innovation and drives down costs for borrowers. However, the market faces challenges. Rising interest rates represent a significant restraint, impacting affordability and potentially slowing growth. Stringent lending regulations, designed to mitigate risk, can also restrict lending volume to some extent. Furthermore, economic uncertainties and fluctuations in housing prices can influence market sentiment and borrower confidence. Market segmentation shows considerable diversity, with fixed-rate loans maintaining a significant share, alongside growing demand for home equity lines of credit. The rise of online lending is transforming the sector, though offline channels remain important, particularly for complex mortgages or those requiring personalized guidance. The forecast period (2025-2033) presents both opportunities and risks for lenders, requiring strategic adaptation to prevailing economic and regulatory conditions. The continued growth of the market depends upon careful balance between affordable housing options and sustainable financial practices. Recent developments include: On March 15, 2022, First Ontario Credit Union announced its merger with Heritage savings & Credit union to offer the best in financial products and services., On February 09, 2022, Hello safe announced a new partnership with Hard bacon, a personal finance application used by more than 35,000 Canadians, this partnership is to leverage Hard bacon's portfolio of comparison tools.. Notable trends are: A Rise in Home Prices Boosting Home Equity Lending Market.

  9. o

    Replication data for: The Effect of Mergers in Search Markets: Evidence from...

    • openicpsr.org
    • oar-rao.bank-banque-canada.ca
    Updated Oct 11, 2019
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    Jason Allen; Robert Clark; Jean-François Houde (2019). Replication data for: The Effect of Mergers in Search Markets: Evidence from the Canadian Mortgage Industry [Dataset]. http://doi.org/10.3886/E112701V1
    Explore at:
    Dataset updated
    Oct 11, 2019
    Dataset provided by
    American Economic Association
    Authors
    Jason Allen; Robert Clark; Jean-François Houde
    Area covered
    Canada
    Description

    We examine the relationship between concentration and price dispersion using variation induced by a merger in the Canadian mortgage market. Since interest rates are determined through a search and negotiation process, consolidation weakens consumers' bargaining positions. We use reduced-form techniques to estimate the mergers' distributional impact, and show that competition benefits only consumers at the bottom and middle of the transaction price distribution, and that mergers reduce the dispersion of prices. We illustrate that these effects can be explained by the presence of search frictions, and that the average effect of mergers on rates underestimates the increase in market power.

  10. N

    North America Mortgage/Loan Brokers Market Report

    • datainsightsmarket.com
    doc, pdf, ppt
    Updated Jan 14, 2025
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    Data Insights Market (2025). North America Mortgage/Loan Brokers Market Report [Dataset]. https://www.datainsightsmarket.com/reports/north-america-mortgageloan-brokers-market-19687
    Explore at:
    doc, pdf, pptAvailable download formats
    Dataset updated
    Jan 14, 2025
    Dataset authored and provided by
    Data Insights Market
    License

    https://www.datainsightsmarket.com/privacy-policyhttps://www.datainsightsmarket.com/privacy-policy

    Time period covered
    2025 - 2033
    Area covered
    Global
    Variables measured
    Market Size
    Description

    The North America mortgage/loan brokers market is poised for steady growth, with a market size of XX million and a CAGR of 5.00% during the forecast period of 2025-2033. The market is driven by rising homeownership rates, increasing mortgage interest rates, and growing demand for refinancing. Additionally, the emergence of fintech companies offering innovative mortgage products and services is further propelling market growth. Key market trends include the increasing use of technology to improve the mortgage process, the growing popularity of jumbo loans, and the rising demand for reverse mortgages. However, the market is also subject to certain restraints, such as regulatory changes and economic downturns. Major players in the market include Penny Mac, Home Point, Caliber Home Loans, and Fairway Independent Corporation. The United States is the largest market for mortgage/loan brokers in North America, followed by Canada. Recent developments include: In November 2022, To expand the use of eNotes across 250 locations in 49 states, Primary Residential Mortgage Inc. (PRMI) employed the eVault and digital closing platform from Snapdocs., In August 2022, Due to the slowdown in home sales caused by rising interest rates, the two biggest mortgage lenders in the US are increasing pressure on their smaller rivals by providing discounts and other incentives. The two biggest mortgage originators in the US, Rocket Mortgage and United Wholesale Mortgage, respectively, are pursuing aggressive strategies at a time when many lenders are leaving the market or going out of business.. Notable trends are: Increase in Digitization in Lending and Blockchain Technology is driving the market.

  11. The Best Current Mortgage Rates in Canada

    • rates.ca
    Updated Jul 28, 2024
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    RATESDOTCA (2024). The Best Current Mortgage Rates in Canada [Dataset]. https://rates.ca/mortgage-rates
    Explore at:
    Dataset updated
    Jul 28, 2024
    Dataset provided by
    RATESDOTCA Group Ltd.
    Authors
    RATESDOTCA
    Time period covered
    2023 - Present
    Area covered
    Canada
    Variables measured
    Mortgage rates
    Description

    Evaluate Canada’s best mortgage rates in one place. RATESDOTCA’s Rate Matrix lets you compare pricing for all key mortgage types and terms. Rates are based on an average mortgage of $300,000

  12. North America Mortgage/Loan Brokers Market Size & Share Analysis - Industry...

    • mordorintelligence.com
    pdf,excel,csv,ppt
    Updated Mar 21, 2025
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    Mordor Intelligence (2025). North America Mortgage/Loan Brokers Market Size & Share Analysis - Industry Research Report - Growth Trends [Dataset]. https://www.mordorintelligence.com/industry-reports/north-america-mortgage-brokers-market
    Explore at:
    pdf,excel,csv,pptAvailable download formats
    Dataset updated
    Mar 21, 2025
    Dataset provided by
    Authors
    Mordor Intelligence
    License

    https://www.mordorintelligence.com/privacy-policyhttps://www.mordorintelligence.com/privacy-policy

    Time period covered
    2020 - 2030
    Area covered
    North America
    Description

    The North America Mortgage/Loans Broker Market is segmented by Enterprise (Large, Small, and Medium-sized), by Application (Home Loans, Commercial and Industrial Loans, Vehicle Loans, Loans to Governments, and Others), by End- User (Businesses and Individuals) and by Geography (United States and Canada).

  13. N

    North America Mortgage/Loan Brokers Market Report

    • archivemarketresearch.com
    doc, pdf, ppt
    Updated Jul 7, 2025
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    Archive Market Research (2025). North America Mortgage/Loan Brokers Market Report [Dataset]. https://www.archivemarketresearch.com/reports/north-america-mortgageloan-brokers-market-863788
    Explore at:
    pdf, doc, pptAvailable download formats
    Dataset updated
    Jul 7, 2025
    Dataset authored and provided by
    Archive Market Research
    License

    https://www.archivemarketresearch.com/privacy-policyhttps://www.archivemarketresearch.com/privacy-policy

    Time period covered
    2025 - 2033
    Area covered
    Global
    Variables measured
    Market Size
    Description

    The North America mortgage/loan broker market exhibits robust growth potential, projected to reach a substantial market size. While the exact 2025 market size ("XX") isn't specified, considering a typical CAGR of 5.00% and industry trends, a reasonable estimate for the 2025 market value could be placed between $150 billion and $200 billion (in USD). This significant value reflects the increasing complexity of the mortgage market, driving demand for expert brokerage services. The market's expansion is fueled by several key drivers, including rising home prices, low interest rates (historically), increasing consumer demand for personalized financial advice, and the expanding adoption of digital mortgage platforms. Emerging trends such as fintech integration, AI-powered lending solutions, and a heightened focus on customer experience are further shaping the competitive landscape. However, regulatory changes and economic uncertainties present potential restraints, impacting the overall market growth. The market is segmented by various factors such as loan type (conventional, FHA, VA), loan size, and borrower demographics. Key players like PennyMac, Home Point, Caliber Home Loans, Fairway Independent Corporation, JP Morgan Chase, Royal Bank of Canada, Flagstar Bank, PNC Bank, Ally, and New American Funding (among others) are actively competing in this dynamic market, employing various strategies to attract and retain clients. The forecast period (2025-2033) presents opportunities for significant expansion driven by consistent technological advancements and a growing preference for expert guidance in navigating the mortgage process. The projected 5.00% CAGR from 2025 to 2033 indicates a steady and sustained growth trajectory for the North American mortgage/loan broker market. This growth is expected to be driven by an increasingly complex regulatory environment and the need for personalized financial advice for both first-time homebuyers and experienced investors. Furthermore, an aging population, coupled with the desire for homeownership, is expected to fuel demand for mortgage brokerage services. Companies are continuously adapting their business models to incorporate technological advancements and optimize customer experience, leading to increased efficiency and market penetration. Competition is intense, with established players and new entrants vying for market share. Strategies focused on providing personalized service, leveraging technology, and building strong client relationships will be crucial for achieving success in this competitive landscape. Notable trends are: Increase in Digitization in Lending and Blockchain Technology is driving the market.

  14. G

    Global Mortgage/Loan Brokers Market Report

    • marketreportanalytics.com
    doc, pdf, ppt
    Updated Apr 24, 2025
    + more versions
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    Market Report Analytics (2025). Global Mortgage/Loan Brokers Market Report [Dataset]. https://www.marketreportanalytics.com/reports/global-mortgageloan-brokers-market-99567
    Explore at:
    doc, ppt, pdfAvailable download formats
    Dataset updated
    Apr 24, 2025
    Dataset authored and provided by
    Market Report Analytics
    License

    https://www.marketreportanalytics.com/privacy-policyhttps://www.marketreportanalytics.com/privacy-policy

    Time period covered
    2025 - 2033
    Area covered
    Global
    Variables measured
    Market Size
    Description

    The global mortgage/loan brokerage market is experiencing robust growth, projected to maintain a Compound Annual Growth Rate (CAGR) of 15% from 2025 to 2033. This expansion is fueled by several key factors. Increasing demand for housing and commercial properties, coupled with the rising complexity of loan products, is driving consumers and businesses towards professional brokerage services. Technological advancements, such as online platforms and sophisticated loan comparison tools, are streamlining the process and making it more accessible, further boosting market penetration. The market is segmented by enterprise size (large, small, medium), loan type (home loans, commercial and industrial loans, vehicle loans, government loans, others), and end-user (businesses, individuals). The significant presence of major players like Bank of America, Royal Bank of Canada, and BNP Paribas, indicates a mature yet competitive landscape. However, regulatory changes and potential economic downturns pose challenges to consistent growth. The increasing adoption of fintech solutions and the expanding use of data analytics are reshaping the market, leading to greater efficiency and personalized services for clients. Growth is expected to be particularly strong in the Asia-Pacific region, driven by rapid urbanization and increasing disposable incomes. The continued growth in the mortgage/loan brokerage market hinges on addressing several key challenges. Maintaining consumer trust and protecting against fraud will be crucial. The industry must adapt to evolving regulatory environments and ensure compliance. Competition among established players and emerging fintech firms is intense, requiring continuous innovation and efficient operational models. Furthermore, effective management of risk, particularly during economic uncertainty, is essential for sustained growth and profitability. The successful brokers will be those that effectively leverage technology, build strong client relationships, and demonstrate a deep understanding of the evolving regulatory landscape. The market's diverse segmentation provides opportunities for specialized services catering to specific loan types and customer segments. Strategic partnerships with lenders and fintech companies will play a critical role in expanding market reach and enhancing service offerings. Recent developments include: In November 2022, Following the acquisition of Exane by the largest lender in the eurozone last year, BNP Paribas is extending its operation in the United States., In August 2022, For first-time homebuyers, Bank of America introduced a new mortgage option that includes a bank-provided down payment and no closing expenses. In specific Black/African American and/or Hispanic-Latino areas in Charlotte, Dallas, Detroit, Los Angeles, and Miami, the Community Affordable Loan Solution is offered in designated markets. In order to help qualified individuals and families buy a home, the Community Affordable Loan SolutionTM was created.. Notable trends are: Digitization is changing the future of Mortgage.

  15. G

    Canada Mortgage and Housing Corporation, housing starts, by type of dwelling...

    • ouvert.canada.ca
    • data.urbandatacentre.ca
    • +3more
    csv, html, xml
    Updated Sep 17, 2025
    + more versions
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    Statistics Canada (2025). Canada Mortgage and Housing Corporation, housing starts, by type of dwelling unit and market type in all centres of 50,000 and over for Canada and provinces [Dataset]. https://ouvert.canada.ca/data/dataset/67dff919-9f01-4d41-9f9e-f5d61cba29a5
    Explore at:
    xml, csv, htmlAvailable download formats
    Dataset updated
    Sep 17, 2025
    Dataset provided by
    Statistics Canada
    License

    Open Government Licence - Canada 2.0https://open.canada.ca/en/open-government-licence-canada
    License information was derived automatically

    Area covered
    Canada
    Description

    This table contains data described by the following dimensions (Not all combinations are available): Geography (11 items: Nova Scotia; Canada; Newfoundland and Labrador; Prince Edward Island ...), Type of unit (5 items: Total units; Row units; Semi-detached units; Single-detached units ...), Type of market (5 items: Homeowner; Rental; Condo; Co-op ...).

  16. C

    Canada Long Term Interest Rate

    • ceicdata.com
    Updated Feb 15, 2025
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    CEICdata.com (2025). Canada Long Term Interest Rate [Dataset]. https://www.ceicdata.com/en/indicator/canada/long-term-interest-rate
    Explore at:
    Dataset updated
    Feb 15, 2025
    Dataset provided by
    CEICdata.com
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Time period covered
    Mar 1, 2024 - Feb 1, 2025
    Area covered
    Canada
    Variables measured
    Securities Yield
    Description

    Key information about Canada Long Term Interest Rate

    • Canada Government Benchmark Bonds Yield: Month End: 10 Years was reported at 2.90 % pa in Feb 2025, compared with 3.07 % pa in the previous month.
    • Canada Long Term Interest Rate data is updated monthly, available from Jan 1993 to Feb 2025.
    • The data reached an all-time high of 9.28 % pa in Jun 1994 and a record low of 0.46 % pa in Jul 2020.
    • Long Term Interest Rate is reported by reported by Bank of Canada.

    Government Benchmark Bond are rates based on actual mid-market closing yields of selected Canada bond issues that mature approximately in the indicated term areas.


    Related information about Canada Long Term Interest Rate
    • In the latest reports, Canada Short Term Interest Rate: Month End: Treasury Bills Yield: 3 Months was reported at 2.82 % pa in Feb 2025.
    • The cash rate (Policy Rate: Month End: Overnight Target Rate) was set at 3.00 % pa in Feb 2025.
    • Canada Exchange Rate against USD averaged 1.33 (USD/CAD) in Jun 2023.

  17. C

    Canada Business Credit: Non Residential Mortgages: Trust and Mortgage Loan...

    • ceicdata.com
    Updated Jan 15, 2025
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    CEICdata.com (2025). Canada Business Credit: Non Residential Mortgages: Trust and Mortgage Loan Companies [Dataset]. https://www.ceicdata.com/en/canada/business-and-household-credit/business-credit-non-residential-mortgages-trust-and-mortgage-loan-companies
    Explore at:
    Dataset updated
    Jan 15, 2025
    Dataset provided by
    CEICdata.com
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Time period covered
    Sep 1, 2017 - Aug 1, 2018
    Area covered
    Canada
    Variables measured
    Loans
    Description

    Canada Business Credit: Non Residential Mortgages: Trust and Mortgage Loan Companies data was reported at 1,496.000 CAD mn in Aug 2018. This records a decrease from the previous number of 1,733.000 CAD mn for Jul 2018. Canada Business Credit: Non Residential Mortgages: Trust and Mortgage Loan Companies data is updated monthly, averaging 2,718.500 CAD mn from Jan 1969 (Median) to Aug 2018, with 596 observations. The data reached an all-time high of 16,895.000 CAD mn in Feb 1992 and a record low of 487.000 CAD mn in Jul 2001. Canada Business Credit: Non Residential Mortgages: Trust and Mortgage Loan Companies data remains active status in CEIC and is reported by Bank of Canada. The data is categorized under Global Database’s Canada – Table CA.KB003: Business and Household Credit (Discontinued).

  18. Real Estate Investment Trusts in Canada - Market Research Report (2015-2030)...

    • ibisworld.com
    Updated Jul 27, 2025
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    IBISWorld (2025). Real Estate Investment Trusts in Canada - Market Research Report (2015-2030) [Dataset]. https://www.ibisworld.com/canada/market-research-reports/real-estate-investment-trusts-industry/
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    Dataset updated
    Jul 27, 2025
    Dataset authored and provided by
    IBISWorld
    License

    https://www.ibisworld.com/about/termsofuse/https://www.ibisworld.com/about/termsofuse/

    Time period covered
    2015 - 2030
    Area covered
    Canada
    Description

    The Canadian Real Estate Investment Trust (REIT) industry has faced challenges in recent years. Despite these headwinds, a decline in interest rates spurred by the Bank of Canada has started to positively impact the industry. With reduced borrowing costs, REITs are getting an opportunity to alleviate their financial burdens by financing new acquisitions and refinancing existing debts more economically. As a result, REITs are expected to have a more favorable financial position. However, the easing of bond yields by these lower interest rates is merely compensating for the decreased revenue, making the REITs' dividend yield look more appealing to investors. Through the end of 2025, industry revenue has dipped at a CAGR of 4.4% to reach $9.8 billion, when revenue will climb 4.2%. The residential segment of the REIT market is flourishing as it aligns with population growth and continues to meet housing demands, making it an attractive investment option because of its stability and constant performance. Technology advancements in AI and Proptech are enhancing the REIT sector by providing valuable data sets and optimizing operational efficiency. This improved efficiency invariably leads to decreased operational costs and maximized property values, causing profit to climb. In turn, the enhanced transparency and real-time data access create an increased investor demand, attracting a broader range of investors and strengthening trust in the sector. The industry will return to growth through the end of 2030, with industry revenue climbing at a CAGR of 2.4% to reach $11.0 billion in 2030. Immigration and population growth are expected to continue to shape the Canadian REIT industry. The continued influx of immigrants will strengthen demand for housing and retail spaces, directly benefiting the residential REIT sector. In addition, surging demand for data centers driven by rising cloud adoption, AI workloads and big data will provide REITs with opportunities to diversify portfolios, capture higher yields and reduce exposure to more volatile sectors. However, challenges remain, particularly in the office segment, which is facing declining demand because of the adoption of remote and hybrid work models and may require strategies for repositioning or divesting obsolete assets.

  19. Financial market statistics, as at Wednesday, Bank of Canada

    • www150.statcan.gc.ca
    • datasets.ai
    • +2more
    Updated Oct 10, 2025
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    Government of Canada, Statistics Canada (2025). Financial market statistics, as at Wednesday, Bank of Canada [Dataset]. http://doi.org/10.25318/1010014501-eng
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    Dataset updated
    Oct 10, 2025
    Dataset provided by
    Government of Canadahttp://www.gg.ca/
    Statistics Canadahttps://statcan.gc.ca/en
    Area covered
    Canada
    Description

    This table contains 38 series, with data starting from 1957 (not all combinations necessarily have data for all years). This table contains data described by the following dimensions (Not all combinations are available): Geography (1 item: Canada), Rates (38 items: Bank rate; Chartered bank administered interest rates - prime business; Chartered bank - consumer loan rate; Forward premium or discount (-), United States dollars in Canada: 1 month; ...).

  20. U

    US Mortgage Lending Market Report

    • datainsightsmarket.com
    doc, pdf, ppt
    Updated Mar 8, 2025
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    Data Insights Market (2025). US Mortgage Lending Market Report [Dataset]. https://www.datainsightsmarket.com/reports/us-mortgage-lending-market-19511
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    doc, pdf, pptAvailable download formats
    Dataset updated
    Mar 8, 2025
    Dataset authored and provided by
    Data Insights Market
    License

    https://www.datainsightsmarket.com/privacy-policyhttps://www.datainsightsmarket.com/privacy-policy

    Time period covered
    2025 - 2033
    Area covered
    Global
    Variables measured
    Market Size
    Description

    The US mortgage lending market, a significant component of the broader financial landscape, is experiencing robust growth, driven by several key factors. Low interest rates in recent years stimulated demand, particularly for fixed-rate mortgages, fueling a surge in refinancing activity and new home purchases. The increasing homeownership aspirations among millennials and Gen Z, coupled with a persistent housing shortage in many areas, further contribute to market expansion. While home equity lines of credit (HELOCs) represent a smaller segment, their usage is expected to rise as homeowners tap into their equity for renovations or other investments. Competition in the sector is intense, with established commercial banks like Bank of America and Chase, alongside regional players such as PNC Bank and credit unions like PenFed, vying for market share. The shift towards online mortgage applications and processing offers convenience and efficiency, increasing accessibility and potentially driving down costs. However, challenges remain. Rising interest rates, inflation, and potential economic slowdown could temper future growth, impacting both affordability and demand. Moreover, stringent lending regulations and increased scrutiny of borrowers' creditworthiness may restrict lending practices. The market will likely see further consolidation among lenders, particularly smaller institutions. Despite these headwinds, the long-term outlook remains positive, projecting a continuation of moderate growth, particularly in segments catering to first-time homebuyers and those pursuing home improvements through HELOCs. Technological advancements and improved data analytics will play pivotal roles in shaping the competitive landscape and enhancing customer experience. The segmentation within the US mortgage lending market reflects diverse borrower needs and lender strategies. Fixed-rate mortgages remain the dominant product, providing predictable monthly payments. However, the rise of adjustable-rate mortgages and HELOCs provides borrowers with alternative financing options. The distribution channels are also varied, with both online and offline applications prevalent. The geographical distribution is concentrated, with the United States driving a significant portion of the overall market. Canada and Mexico contribute substantially to the North American market, while other regions show more moderate growth. Future market performance will depend critically on macroeconomic conditions, regulatory changes, and innovative financial products that cater to evolving consumer preferences. The increasing reliance on technology for lending, underwriting, and customer service will further reshape this dynamic and competitive market. This comprehensive report offers an in-depth analysis of the US mortgage lending market, covering the period from 2019 to 2033. With a base year of 2025 and an estimated year of 2025, this report provides a detailed forecast (2025-2033) and analysis of the historical period (2019-2024). We delve into key market segments, trends, and growth drivers, providing valuable insights for stakeholders across the industry. This report is essential for investors, lenders, financial institutions, and anyone seeking to understand the dynamics of this multi-billion-dollar market. Keywords: US Mortgage Lending, Mortgage Market Trends, Home Equity Loans, Fixed Rate Mortgages, Mortgage Industry Analysis, Mortgage Rates, Real Estate Finance, Mortgage Lending Market Size, Commercial Banks, Credit Unions, Online Mortgages, Mortgage Regulations, Mortgage Acquisitions Recent developments include: August 2023: Spring EQ, a provider of home equity financing solutions, has entered into a definitive agreement to be acquired by an affiliate of Cerberus Capital Management, L.P., a global leader in alternative investing. The main aim of the partnership is to support Spring EQ's mission to deliver offerings and expand its leadership in the home equity financing market., June 2023: VIU by HUB, a digital insurance brokerage platform subsidiary of Hub International Limited, has entered into a new partnership with Unison, a home equity-sharing company. The collaboration will allow homeowners to compare insurance coverage quotes from various carriers and receive expert advice throughout the process.. Key drivers for this market are: Home Renovation Trends are Driving the Market. Potential restraints include: Home Renovation Trends are Driving the Market. Notable trends are: Home Equity Lending Market is Being Stimulated By Rising Home Prices.

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Statista (2025). Average mortgage interest rate in Canada 2013-2025, by type of mortgage [Dataset]. https://www.statista.com/statistics/1203196/average-mortgage-interest-rate-canada-by-type/
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Average mortgage interest rate in Canada 2013-2025, by type of mortgage

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Dataset updated
Jul 24, 2025
Dataset authored and provided by
Statistahttp://statista.com/
Area covered
Canada
Description

In 2025, mortgage interest rates in Canada decreased. The five-year insured fixed mortgage interest rate as of May 2025 stood at **** percent, making it the most affordable mortgage type. Meanwhile, the insured mortgage rate fixed for under one year was the highest, at **** percent.

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