100+ datasets found
  1. Canada CPI: All Items excl Mortgage Interest Cost

    • ceicdata.com
    Updated Feb 15, 2025
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    CEICdata.com (2025). Canada CPI: All Items excl Mortgage Interest Cost [Dataset]. https://www.ceicdata.com/en/canada/core-inflation-index/cpi-all-items-excl-mortgage-interest-cost
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    Dataset updated
    Feb 15, 2025
    Dataset provided by
    CEIC Data
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Time period covered
    Mar 1, 2024 - Feb 1, 2025
    Area covered
    Canada
    Variables measured
    Consumer Prices
    Description

    Canada Consumer Price Index (CPI): All Items excl Mortgage Interest Cost data was reported at 163.200 2002=100 in Mar 2025. This records an increase from the previous number of 162.600 2002=100 for Feb 2025. Canada Consumer Price Index (CPI): All Items excl Mortgage Interest Cost data is updated monthly, averaging 106.000 2002=100 from Dec 1984 (Median) to Mar 2025, with 484 observations. The data reached an all-time high of 163.200 2002=100 in Mar 2025 and a record low of 60.200 2002=100 in Dec 1984. Canada Consumer Price Index (CPI): All Items excl Mortgage Interest Cost data remains active status in CEIC and is reported by Statistics Canada. The data is categorized under Global Database’s Canada – Table CA.I009: Core Inflation Index.

  2. Monthly real vs. nominal interest rates and inflation rate for the U.S....

    • ai-chatbox.pro
    • statista.com
    Updated Jan 3, 2025
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    Statista (2025). Monthly real vs. nominal interest rates and inflation rate for the U.S. 1982-2024 [Dataset]. https://www.ai-chatbox.pro/?_=%2Fstatistics%2F1342636%2Freal-nominal-interest-rate-us-inflation%2F%23XgboD02vawLbpWJjSPEePEUG%2FVFd%2Bik%3D
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    Dataset updated
    Jan 3, 2025
    Dataset authored and provided by
    Statistahttp://statista.com/
    Time period covered
    Jan 1982 - Nov 2024
    Area covered
    United States
    Description

    Real interest rates describe the growth in the real value of the interest on a loan or deposit, adjusted for inflation. Nominal interest rates on the other hand show us the raw interest rate, which is unadjusted for inflation. If the inflation rate in a certain country were zero percent, the real and nominal interest rates would be the same number. As inflation reduces the real value of a loan, however, a positive inflation rate will mean that the nominal interest rate is more likely to be greater than the real interest rate. We can see this in the recent inflationary episode which has taken place in the wake of the Coronavirus pandemic, with nominal interest rates rising over the course of 2022, but still lagging far behind the rate of inflation, meaning these rate rises register as smaller increases in the real interest rate.

  3. Inflation rate and central bank interest rate 2025, by selected countries

    • statista.com
    • ai-chatbox.pro
    Updated Jul 2, 2025
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    Statista (2025). Inflation rate and central bank interest rate 2025, by selected countries [Dataset]. https://www.statista.com/statistics/1317878/inflation-rate-interest-rate-by-country/
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    Dataset updated
    Jul 2, 2025
    Dataset authored and provided by
    Statistahttp://statista.com/
    Time period covered
    May 2025
    Area covered
    Worldwide
    Description

    In May 2025, global inflation rates and central bank interest rates showed significant variation across major economies. Most economies initiated interest rate cuts from mid-2024 due to declining inflationary pressures. The U.S., UK, and EU central banks followed a consistent pattern of regular rate reductions throughout late 2024. In early 2025, Russia maintained the highest interest rate at 20 percent, while Japan retained the lowest at 0.5 percent. Varied inflation rates across major economies The inflation landscape varies considerably among major economies. China had the lowest inflation rate at -0.1 percent in May 2025. In contrast, Russia maintained a high inflation rate of 9.9 percent. These figures align with broader trends observed in early 2025, where China had the lowest inflation rate among major developed and emerging economies, while Russia's rate remained the highest. Central bank responses and economic indicators Central banks globally implemented aggressive rate hikes throughout 2022-23 to combat inflation. The European Central Bank exemplified this trend, raising rates from 0 percent in January 2022 to 4.5 percent by September 2023. A coordinated shift among major central banks began in mid-2024, with the ECB, Bank of England, and Federal Reserve initiating rate cuts, with forecasts suggesting further cuts through 2025 and 2026.

  4. U

    US Mortgage/Loan Brokers Market Report

    • datainsightsmarket.com
    doc, pdf, ppt
    Updated Dec 19, 2024
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    Data Insights Market (2024). US Mortgage/Loan Brokers Market Report [Dataset]. https://www.datainsightsmarket.com/reports/us-mortgageloan-brokers-market-19699
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    doc, pdf, pptAvailable download formats
    Dataset updated
    Dec 19, 2024
    Dataset authored and provided by
    Data Insights Market
    License

    https://www.datainsightsmarket.com/privacy-policyhttps://www.datainsightsmarket.com/privacy-policy

    Time period covered
    2025 - 2033
    Area covered
    Global
    Variables measured
    Market Size
    Description

    US Mortgage/Loan Brokers Market Analysis The US mortgage/loan brokers market is substantial, valued at USD XX million in 2025 with a projected CAGR of 5.00% during 2025-2033. This growth is attributed to factors such as rising demand for home ownership, increasing home values, and low interest rates. The market is segmented by component (products, services), enterprise (large, small, medium-sized), application (home loans, commercial loans, etc.), end-user (business, individuals), and region. Prominent players include Quicken Loans, Wells Fargo, and Caliber Home Loans. Market Drivers and Trends The growth of the US mortgage/loan brokers market is driven by several factors, including the increasing demand for residential and commercial construction, government incentives for home ownership, and the availability of various loan options. Additionally, technological advancements, such as online loan applications and mobile banking, are simplifying the loan application process. However, rising interest rates and stricter lending regulations pose potential challenges to the market's growth. Nonetheless, the growing need for mortgages and the increasing complexity of loan processes are expected to drive the market's expansion in the coming years. Recent developments include: November 2022: A digital home equity line of credit was introduced by loanDepot, one of the country's biggest non-bank retail mortgage lenders, against the backdrop of inflation and rising consumer debt., October 2022: Pennymac Financial Services launched POWER+, its next generation broker technology platform. Brokers will now have more speed and control over the mortgage process to deliver an exceptional experience to their customers and referral partners.. Notable trends are: Adoption of the New Technologies Driving the Market.

  5. a

    GU URP - Vulnerability Indices for Mortgage Petroleum and Inflation Risks...

    • data.aurin.org.au
    Updated Mar 6, 2025
    + more versions
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    (2025). GU URP - Vulnerability Indices for Mortgage Petroleum and Inflation Risks and Expenditure (VAMPIRE) (CCD) 2001 - Dataset - AURIN [Dataset]. https://data.aurin.org.au/dataset/gu-urp-gu-urp-vampire-ccd-2001-cd
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    Dataset updated
    Mar 6, 2025
    License

    Attribution-NonCommercial 4.0 (CC BY-NC 4.0)https://creativecommons.org/licenses/by-nc/4.0/
    License information was derived automatically

    Description

    This dataset is the Vulnerability Indices for Mortgage, Petroleum and Inflation Risks and Expenditure (VAMPIRE) for Australian Capital Cities for the year of 2001. The data has been calculated for each Census Collection District (CCD) within the Greater Capital City regions following the 2001 Australian Standard Geographical Classification (ASGC). The VAMPIRE index developed at Griffith University's Urban Research Program provides a measure of socio-economic oil price vulnerability in Australian cities based on an analysis of socio-economic indicators from the Australian Bureau of Statistics (ABS) Census Data.

  6. Rates on 30-year conventional mortgage in the U.S. 1971-2024

    • statista.com
    • ai-chatbox.pro
    Updated Jun 20, 2025
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    Statista (2025). Rates on 30-year conventional mortgage in the U.S. 1971-2024 [Dataset]. https://www.statista.com/statistics/187661/rates-on-conventional-30-year-fixed-mortgages-in-the-us/
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    Dataset updated
    Jun 20, 2025
    Dataset authored and provided by
    Statistahttp://statista.com/
    Area covered
    United States
    Description

    After a period of gradual decline, the average annual rate on a 30-year fixed-rate mortgage in the United States rose to **** percent in 2023, up from the record-low **** percent in 2021. In 2024, interest rates declined slightly. The rate for 15-year fixed mortgages and five-year ARM mortgages followed a similar trend. This was a result of the Federal Reserve increasing the bank rate - a measure introduced to tackle the rising inflation. U.S. home prices going through the roof Mortgage rates have a strong impact on the market – the lower the rate, the lower the loan repayment. The rate on a 30-year fixed-rate mortgage decreasing after the Great Recession has stimulated the market and boosted home sales. Another problem consumers face is the fact that house prices are rising at an unaffordable level. The median sales price of a new home sold surged in 2021, while the median weekly earnings of a full-time employee maintained a more moderate increase. What are the differences between 15-year and 30-year mortgages? Two of the most popular loan terms available to homebuyers are the 15-year fixed-rate mortgage and the 30-year fixed-rate mortgage. The 30-year option appeals to more consumers because the repayment is spread out over 30 years, meaning the monthly payments are lower. Consumers choosing the 15-year option will have to pay higher monthly payments but benefit from lower interest rates.

  7. t

    RPI: housing: mortgage interest payments (Jan 1987=100) (CDID: DOBQ) Year |...

    • timeseriesexplorer.com
    Updated May 22, 2024
    + more versions
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    Time Series Explorer (2024). RPI: housing: mortgage interest payments (Jan 1987=100) (CDID: DOBQ) Year | Consumer price inflation time series [Dataset]. https://www.timeseriesexplorer.com/01b6e047c438ee6884a03036ef736dce/a42de414f097763f07252dcfab77e846/
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    Dataset updated
    May 22, 2024
    Dataset provided by
    Time Series Explorer
    Office for National Statistics
    Description

    (CDID: DOBQ) Year - Consumer price inflation time series Time series data for public sector finances and important fiscal aggregates, based on the new European System of Accounts 2010: ESA10 framework.

  8. F

    Producer Price Index by Industry: Commercial Banking: Loan Services

    • fred.stlouisfed.org
    json
    Updated Jun 12, 2025
    + more versions
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    (2025). Producer Price Index by Industry: Commercial Banking: Loan Services [Dataset]. https://fred.stlouisfed.org/series/PCU5221105221101
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    jsonAvailable download formats
    Dataset updated
    Jun 12, 2025
    License

    https://fred.stlouisfed.org/legal/#copyright-public-domainhttps://fred.stlouisfed.org/legal/#copyright-public-domain

    Description

    Graph and download economic data for Producer Price Index by Industry: Commercial Banking: Loan Services (PCU5221105221101) from Dec 2003 to May 2025 about commercial, loans, services, banks, depository institutions, PPI, industry, inflation, price index, indexes, price, and USA.

  9. c

    Kwalitatieve analyse: kunst én kunde - dataset bron 14. "Buyers face hike in...

    • datacatalogue.cessda.eu
    • ssh.datastations.nl
    Updated Apr 11, 2023
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    J.C. Evers (2023). Kwalitatieve analyse: kunst én kunde - dataset bron 14. "Buyers face hike in mortgage rates as inflation fears mount" [Dataset]. http://doi.org/10.17026/dans-xnv-8cej
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    Dataset updated
    Apr 11, 2023
    Dataset provided by
    Erasmus University Rotterdam/Evers Research & training
    Authors
    J.C. Evers
    Description

    Formaat: PDF
    Omvang: 60 Kb

    Online beschikbaar: [01-12-2014]
    This article was published on the Guardian website at 20.25 BST on Thursday 11 June 2009. A version appeared on p1 of the Main section section of the Guardian on Friday 12 June 2009. It was last modified at 12.21 BST on Monday 19 May 2014.
    © 2014 Guardian News and Media Limited or its affiliated companies. All rights reserved.

  10. F

    Producer Price Index by Commodity: Credit Intermediation Services (Partial):...

    • fred.stlouisfed.org
    json
    Updated Jun 12, 2025
    + more versions
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    (2025). Producer Price Index by Commodity: Credit Intermediation Services (Partial): Other Loans and Loan Services (Partial) [Dataset]. https://fred.stlouisfed.org/series/WPU3913
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    jsonAvailable download formats
    Dataset updated
    Jun 12, 2025
    License

    https://fred.stlouisfed.org/legal/#copyright-public-domainhttps://fred.stlouisfed.org/legal/#copyright-public-domain

    Description

    Graph and download economic data for Producer Price Index by Commodity: Credit Intermediation Services (Partial): Other Loans and Loan Services (Partial) (WPU3913) from Apr 2009 to May 2025 about intermediate, credits, loans, services, commodities, PPI, inflation, price index, indexes, price, and USA.

  11. Mortgage Rates: Hot Economic Conjecture Puts the Squeeze on Homebuyers...

    • kappasignal.com
    Updated Jun 3, 2023
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    KappaSignal (2023). Mortgage Rates: Hot Economic Conjecture Puts the Squeeze on Homebuyers (Forecast) [Dataset]. https://www.kappasignal.com/2023/06/mortgage-rates-hot-economic-conjecture.html
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    Dataset updated
    Jun 3, 2023
    Dataset authored and provided by
    KappaSignal
    License

    https://www.kappasignal.com/p/legal-disclaimer.htmlhttps://www.kappasignal.com/p/legal-disclaimer.html

    Description

    This analysis presents a rigorous exploration of financial data, incorporating a diverse range of statistical features. By providing a robust foundation, it facilitates advanced research and innovative modeling techniques within the field of finance.

    Mortgage Rates: Hot Economic Conjecture Puts the Squeeze on Homebuyers

    Financial data:

    • Historical daily stock prices (open, high, low, close, volume)

    • Fundamental data (e.g., market capitalization, price to earnings P/E ratio, dividend yield, earnings per share EPS, price to earnings growth, debt-to-equity ratio, price-to-book ratio, current ratio, free cash flow, projected earnings growth, return on equity, dividend payout ratio, price to sales ratio, credit rating)

    • Technical indicators (e.g., moving averages, RSI, MACD, average directional index, aroon oscillator, stochastic oscillator, on-balance volume, accumulation/distribution A/D line, parabolic SAR indicator, bollinger bands indicators, fibonacci, williams percent range, commodity channel index)

    Machine learning features:

    • Feature engineering based on financial data and technical indicators

    • Sentiment analysis data from social media and news articles

    • Macroeconomic data (e.g., GDP, unemployment rate, interest rates, consumer spending, building permits, consumer confidence, inflation, producer price index, money supply, home sales, retail sales, bond yields)

    Potential Applications:

    • Stock price prediction

    • Portfolio optimization

    • Algorithmic trading

    • Market sentiment analysis

    • Risk management

    Use Cases:

    • Researchers investigating the effectiveness of machine learning in stock market prediction

    • Analysts developing quantitative trading Buy/Sell strategies

    • Individuals interested in building their own stock market prediction models

    • Students learning about machine learning and financial applications

    Additional Notes:

    • The dataset may include different levels of granularity (e.g., daily, hourly)

    • Data cleaning and preprocessing are essential before model training

    • Regular updates are recommended to maintain the accuracy and relevance of the data

  12. m

    Printing Away the Mortgages:Fiscal Inflation and the Post-Covid Boom

    • data.mendeley.com
    Updated Apr 4, 2025
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    William Diamond (2025). Printing Away the Mortgages:Fiscal Inflation and the Post-Covid Boom [Dataset]. http://doi.org/10.17632/3sd4x9zcfk.1
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    Dataset updated
    Apr 4, 2025
    Authors
    William Diamond
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Description

    This contains a readme file (Readme_replicationpackage) and all relevant code to replicate results in the main text of the paper "Printing Away the Mortgages: Fiscal Inflation and the Post-Covid Boom" in the Journal of Financial Economics.

  13. U

    USA Home Loan Market Report

    • archivemarketresearch.com
    doc, pdf, ppt
    Updated Jul 1, 2025
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    Archive Market Research (2025). USA Home Loan Market Report [Dataset]. https://www.archivemarketresearch.com/reports/usa-home-loan-market-863665
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    ppt, doc, pdfAvailable download formats
    Dataset updated
    Jul 1, 2025
    Dataset authored and provided by
    Archive Market Research
    License

    https://www.archivemarketresearch.com/privacy-policyhttps://www.archivemarketresearch.com/privacy-policy

    Time period covered
    2025 - 2033
    Area covered
    Global, United States
    Variables measured
    Market Size
    Description

    The USA home loan market is experiencing robust growth, projected to maintain a Compound Annual Growth Rate (CAGR) of 18% from 2025 to 2033. While the exact market size for 2025 is not provided, considering a typical large market size and the substantial growth rate, a reasonable estimate would place the market value at approximately $2 trillion in 2025. This significant expansion is driven by several key factors, including a rising population, increasing urbanization, favorable government policies promoting homeownership, and historically low-interest rates (though this last factor is less significant in recent years). The market is witnessing a shift towards digital platforms and online mortgage applications, streamlining the process for borrowers and increasing competition amongst lenders. However, challenges remain, such as fluctuating interest rates, potential economic downturns impacting affordability, and stringent lending regulations designed to protect borrowers. The competitive landscape is dominated by major players like Rocket Mortgage, LoanDepot, Wells Fargo, and Bank of America, along with regional and independent mortgage lenders. These companies are constantly innovating to cater to evolving customer preferences, offering personalized services, and leveraging data analytics for improved risk assessment. The market segmentation is likely diverse, encompassing various loan types (e.g., fixed-rate, adjustable-rate, FHA, VA loans), loan amounts, and borrower demographics. Future growth will depend on macroeconomic factors, including inflation, employment rates, and overall consumer confidence. Continued technological advancements and regulatory changes will significantly influence the market trajectory throughout the forecast period. Key drivers for this market are: Increase in digitization in mortgage lending market, Increase in innovations in software designs to speed up the mortgage-application process. Potential restraints include: Increase in digitization in mortgage lending market, Increase in innovations in software designs to speed up the mortgage-application process. Notable trends are: Growth in Nonbank Lenders is Expected to Drive the Market.

  14. U

    USA Home Loan Market Report

    • marketreportanalytics.com
    doc, pdf, ppt
    Updated May 7, 2025
    + more versions
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    Market Report Analytics (2025). USA Home Loan Market Report [Dataset]. https://www.marketreportanalytics.com/reports/usa-home-loan-market-99695
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    doc, pdf, pptAvailable download formats
    Dataset updated
    May 7, 2025
    Dataset authored and provided by
    Market Report Analytics
    License

    https://www.marketreportanalytics.com/privacy-policyhttps://www.marketreportanalytics.com/privacy-policy

    Time period covered
    2025 - 2033
    Area covered
    Global, United States
    Variables measured
    Market Size
    Description

    The US home loan market, a cornerstone of the American economy, is experiencing robust growth, projected to maintain a Compound Annual Growth Rate (CAGR) of 18% from 2025 to 2033. This expansion is fueled by several key drivers. Low interest rates, particularly in the early part of the forecast period, have historically stimulated borrowing, making homeownership more accessible. A growing population, coupled with increasing urbanization and a persistent demand for housing in key metropolitan areas, further fuels this market's expansion. Government initiatives aimed at supporting homeownership, such as tax incentives and affordable housing programs, also play a significant role. The market is segmented by loan type (purchase, refinance, improvement), source (banks, HFCs), interest rate (fixed, floating), and loan tenure. While refinancing activity might fluctuate based on prevailing interest rates, the underlying demand for home purchases remains strong, particularly in regions with robust job markets and population growth. Competition among lenders, including major players like Rocket Mortgage, LoanDepot, and Wells Fargo, alongside regional and smaller banks, is fierce, resulting in innovative loan products and competitive pricing. However, the market is not without its challenges. Rising inflation and potential interest rate hikes pose a significant risk, potentially dampening demand and increasing borrowing costs. Stringent lending regulations and increased scrutiny of creditworthiness could restrict access to loans for some borrowers. Furthermore, fluctuations in the housing market itself, including supply chain disruptions impacting construction and material costs, can influence the overall growth trajectory. Despite these headwinds, the long-term outlook for the US home loan market remains positive, driven by the fundamental need for housing and ongoing economic expansion in select regions. The diverse segmentation of the market allows for a nuanced understanding of the specific growth drivers and challenges within each segment. For instance, the home improvement loan segment is expected to see strong growth driven by homeowners' increasing desire to upgrade their existing properties. Recent developments include: June 2023: Bank of America Corp has been adding consumer branches in four new U.S. states, it said on Tuesday, bringing its national footprint closer to rival JPMorgan Chase & Co. Bank of America will likely open new financial centers in Nebraska, Wisconsin, Alabama, and Louisiana as part of a four-year expansion across nine markets, including Louisville, Milwaukee, and New Orleans., July 2022: Rocket Mortgage entered the Canadian Market with the acquisition. The company expanded from offering home loans in Ontario at launch to now providing mortgages in every province, primarily from its headquarters in downtown Windsor. The Edison Financial team grew along with the company, starting with just four team members in early 2020 to more than 140 at present.. Key drivers for this market are: Increase in digitization in mortgage lending market, Increase in innovations in software designs to speed up the mortgage-application process. Potential restraints include: Increase in digitization in mortgage lending market, Increase in innovations in software designs to speed up the mortgage-application process. Notable trends are: Growth in Nonbank Lenders is Expected to Drive the Market.

  15. Mortgage interest rates in selected countries worldwide 2024

    • statista.com
    • ai-chatbox.pro
    Updated Jun 20, 2025
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    Statista (2025). Mortgage interest rates in selected countries worldwide 2024 [Dataset]. https://www.statista.com/statistics/1211807/mortgage-interest-rates-globally-by-country/
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    Dataset updated
    Jun 20, 2025
    Dataset authored and provided by
    Statistahttp://statista.com/
    Time period covered
    Jun 2024
    Area covered
    Worldwide
    Description

    Mortgage interest rates worldwide varied greatly in 2024, from less than **** percent in many European countries, to as high as ** percent in Turkey. The average mortgage rate in a country depends on the central bank's base lending rate and macroeconomic indicators such as inflation and forecast economic growth. Since 2022, inflationary pressures have led to rapid increase in mortgage interest rates. Which are the leading mortgage markets? An easy way to estimate the importance of the mortgage sector in each country is by comparing household debt depth, or the ratio of the debt held by households compared to the county's GDP. In 2023, Switzerland, Australia, and Canada had some of the highest household debt to GDP ratios worldwide. While this indicator shows the size of the sector relative to the country’s economy, the value of mortgages outstanding allows to compare the market size in different countries. In Europe, for instance, the United Kingdom, Germany, and France were the largest mortgage markets by outstanding mortgage lending. Mortgage lending trends in the U.S. In the United States, new mortgage lending soared in 2021. This was largely due to the growth of new refinance loans that allow homeowners to renegotiate their mortgage terms and replace their existing loan with a more favorable one. Following the rise in interest rates, the mortgage market cooled, and refinance loans declined.

  16. Mauritius Inflation Rate: Core 2

    • ceicdata.com
    Updated Jan 15, 2025
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    CEICdata.com (2025). Mauritius Inflation Rate: Core 2 [Dataset]. https://www.ceicdata.com/en/mauritius/inflation-rate/inflation-rate-core-2
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    Dataset updated
    Jan 15, 2025
    Dataset provided by
    CEIC Data
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Time period covered
    Jun 1, 2017 - May 1, 2018
    Area covered
    Mauritius
    Variables measured
    Consumer Prices
    Description

    Mauritius Inflation Rate: Core 2 data was reported at 1.800 % in Oct 2018. This stayed constant from the previous number of 1.800 % for Sep 2018. Mauritius Inflation Rate: Core 2 data is updated monthly, averaging 3.200 % from Jun 2004 (Median) to Oct 2018, with 173 observations. The data reached an all-time high of 7.900 % in Jun 2007 and a record low of 1.700 % in Dec 2015. Mauritius Inflation Rate: Core 2 data remains active status in CEIC and is reported by Bank of Mauritius. The data is categorized under Global Database’s Mauritius – Table MU.I007: Inflation Rate. Core 2 Inflation Rate excludes Food, beverages and tobacco, mortgage interest on housing loan, electricity, gas, other fuels and items whose prices are controlled from headline inflation.

  17. B

    Brazil Home Loan Market Report

    • datainsightsmarket.com
    doc, pdf, ppt
    Updated Mar 8, 2025
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    Data Insights Market (2025). Brazil Home Loan Market Report [Dataset]. https://www.datainsightsmarket.com/reports/brazil-home-loan-market-19628
    Explore at:
    pdf, doc, pptAvailable download formats
    Dataset updated
    Mar 8, 2025
    Dataset authored and provided by
    Data Insights Market
    License

    https://www.datainsightsmarket.com/privacy-policyhttps://www.datainsightsmarket.com/privacy-policy

    Time period covered
    2025 - 2033
    Area covered
    Brazil
    Variables measured
    Market Size
    Description

    The Brazilian home loan market exhibits robust growth potential, projected to reach a substantial size by 2033. The market's 11.20% CAGR from 2019-2024 signifies strong investor confidence and sustained demand. Key drivers include a growing middle class with increasing disposable incomes, government initiatives aimed at boosting homeownership, and a gradual improvement in the overall economic climate. While rising interest rates present a potential restraint, the diverse range of lenders—including major banks like Itaú Unibanco, Banco Bradesco, and Caixa Econômica Federal, along with fintech disruptors like Nubank and Creditas—contributes to market dynamism and accessibility. The market is segmented by lender type (banks, housing finance companies), interest rate type (fixed, floating), and loan tenure (categorized into specific year ranges). The substantial number of players underscores the competitiveness and evolving landscape, offering various loan options catering to different customer profiles and risk tolerances. The continued expansion of digital lending platforms enhances accessibility and efficiency, shaping the future trajectory of the market. The forecast period (2025-2033) anticipates continued expansion, driven by sustained economic growth and further penetration of digital lending technologies. However, macroeconomic factors like inflation and potential shifts in government policies will influence the market's growth trajectory. The segmentation by loan tenure suggests a significant proportion of loans are likely long-term, reflecting the long-term commitment associated with homeownership. The competition among established players and fintech entrants will likely drive innovation in product offerings and customer service, benefiting borrowers through more competitive rates and flexible loan terms. Analyzing regional variations within Brazil could further refine the market understanding and identify opportunities for targeted investments. The ongoing expansion of the middle class, combined with supportive government policies, positions the Brazilian home loan market for continued substantial growth over the forecast period. This report provides a detailed analysis of the Brazil home loan market, covering the period 2019-2033. It delves into market size, segmentation, growth drivers, challenges, and key players, offering invaluable insights for investors, lenders, and industry stakeholders. With a base year of 2025 and an estimated year of 2025, the forecast period spans from 2025 to 2033, building upon historical data from 2019-2024. The report also examines the impact of recent mergers and acquisitions (M&A) activity, regulatory changes, and emerging trends shaping the future of Brazilian mortgages. Expect in-depth analysis of mortgage rates, loan tenures, and the role of banks and housing finance companies (HFCs). This report is crucial for understanding the dynamic landscape of the Brazilian real estate financing sector. Recent developments include: August 2022: Brazilian lender Banco Bradesco SA subsidiary Bradescard has agreed to acquire Mexico's Ictineo Plataforma SA in a bid to offer digital accounts in Latin America's second-largest economy. Bradesco said the acquisition will allow the bank to enter the banking retail area, offering digital accounts, payroll loans, and investment accounts., April 2022: Brazilian banking group Itaú Unibanco has acquired a 12.82% stake in Rede Agro Fidelidade e Intermediação S.A. (Orbia) to expand its operations. The deal is aimed at expanding Itaú Unibanco's footprint by giving it access to Orbia's customer base and allowing the bank to offer them easy access to credit.. Key drivers for this market are: Economic Growth, Increased Mortgage Options. Potential restraints include: Economic Growth, Increased Mortgage Options. Notable trends are: Increase in High End Property Sales.

  18. Mortgage interest rate in Romania 2014-2024

    • statista.com
    • ai-chatbox.pro
    Updated May 14, 2025
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    Statista (2025). Mortgage interest rate in Romania 2014-2024 [Dataset]. https://www.statista.com/statistics/615020/mortgage-interest-rate-romania-europe/
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    Dataset updated
    May 14, 2025
    Dataset authored and provided by
    Statistahttp://statista.com/
    Area covered
    Romania
    Description

    Among the factors that influence mortgage interest rates are inflation, economic growth, monetary policies, the bond market, lenders' stability, and the housing market's overall conditions. The mortgage interest rate in Romania fluctuated during the period under observation, with an upward trend from the second quarter of 2017 onwards. The first quarter of 2023 reached the highest value recorded — 7.85 percent; by the fourth quarter of 2024, it dropped to 6.01 percent.

  19. U

    US Mortgage/Loan Brokers Market Report

    • marketreportanalytics.com
    doc, pdf, ppt
    Updated Apr 30, 2025
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    Market Report Analytics (2025). US Mortgage/Loan Brokers Market Report [Dataset]. https://www.marketreportanalytics.com/reports/us-mortgageloan-brokers-market-99669
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    ppt, pdf, docAvailable download formats
    Dataset updated
    Apr 30, 2025
    Dataset authored and provided by
    Market Report Analytics
    License

    https://www.marketreportanalytics.com/privacy-policyhttps://www.marketreportanalytics.com/privacy-policy

    Time period covered
    2025 - 2033
    Area covered
    Global
    Variables measured
    Market Size
    Description

    The US mortgage/loan broker market, currently exhibiting robust growth with a CAGR exceeding 5%, is projected to reach significant value by 2033. Several factors drive this expansion. The increasing complexity of mortgage products necessitates expert guidance, fueling demand for broker services. Furthermore, a rising homeownership rate and a consistently active real estate market contribute to sustained growth. Technological advancements, particularly in online platforms and fintech solutions, are streamlining the mortgage process and attracting a wider client base. While regulatory changes and economic fluctuations pose potential restraints, the market's resilience is evident in its diverse segmentation encompassing various loan types (home, commercial, industrial, vehicle, government) and service offerings (products and advisory services) catering to individual and business clients across diverse enterprise sizes. Key players like Quicken Loans, Wells Fargo, and United Shore Financial Services dominate the market, but a competitive landscape also includes numerous smaller, independent brokers, indicative of market dynamism. The market displays regional variations, with North America, particularly the US, likely holding the largest market share due to a mature real estate market and established financial infrastructure. However, growth is anticipated across regions, particularly in developing economies witnessing increased mortgage penetration. The substantial market size, projected to grow exponentially over the forecast period (2025-2033), indicates ample opportunities for existing players and new entrants. Growth strategies should focus on technological integration, expanding service offerings (e.g., financial planning alongside mortgage brokerage), and targeted marketing towards specific customer segments (e.g., first-time homebuyers, high-net-worth individuals). Understanding and adapting to shifting regulatory landscapes will be crucial for sustained success. Strategic acquisitions of smaller brokerages and expansion into underpenetrated geographic regions represent additional avenues for growth within this lucrative and dynamic market segment. Recent developments include: November 2022: A digital home equity line of credit was introduced by loanDepot, one of the country's biggest non-bank retail mortgage lenders, against the backdrop of inflation and rising consumer debt., October 2022: Pennymac Financial Services launched POWER+, its next generation broker technology platform. Brokers will now have more speed and control over the mortgage process to deliver an exceptional experience to their customers and referral partners.. Notable trends are: Adoption of the New Technologies Driving the Market.

  20. Third-Party Real Estate Activities in Slovenia - Market Research Report...

    • ibisworld.com
    Updated Jun 30, 2025
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    IBISWorld (2025). Third-Party Real Estate Activities in Slovenia - Market Research Report (2015-2030) [Dataset]. https://www.ibisworld.com/slovenia/industry/third-party-real-estate-activities/200282/
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    Dataset updated
    Jun 30, 2025
    Dataset authored and provided by
    IBISWorld
    License

    https://www.ibisworld.com/about/termsofuse/https://www.ibisworld.com/about/termsofuse/

    Time period covered
    2015 - 2030
    Area covered
    Slovenia
    Description

    Companies operating in the third-party real estate industry have had to navigate numerous economic headwinds in recent years, ranging from rising interest rates, spiralling inflation and muted economic growth. Typically, estate agents can earn income via fees and commissions charged to clients, which allows them to protect their operating profit margin from property price fluctuations. Revenue is projected to sink at a compound annual rate of 0.6% over the five years through 2025, including an estimated rise of 1.2% in 2025 to €207.6billion, while the average industry profit margin is forecast to reach 35.1%. Amid spiralling inflation, central banks across Europe ratcheted up interest rates, resulting in borrowing costs skyrocketing in the two years through 2023. In residential markets, elevated mortgage rates combined with tightening credit conditions eventually ate into demand, inciting a drop in house prices. Rental markets performed well when house prices were elevated, being the cheaper alternative for cash-strapped buyers. However, even lessors felt the pinch of rising mortgage rates, forcing them to hoist rent to cover costs and pricing out potential buyers. This led to a slowdown in rental markets in 2023, weighing on revenue growth. However, this have started to turn around in 2025 as interest rates have been falling across Europe in the two years through 2025, reducing borrowing costs for buyers and boosting property transactions. This has helped revenue to rebound slightly in 2025 as estate agents earn commission from property transactions. Revenue is forecast to swell at a compound annual rate of 3.7% over the five years through 2030 to €249.5 billion. Housing prices are recovering in 2025 as fixed-rate mortgages begin to drop and economic uncertainty subsides, aiding revenue growth in the short term. Over the coming years, Proptech, which has been heavily invested in, will force estate agents to adapt, shaking up the traditional real estate industry. A notable application of Proptech is the use of AI and data analytics to predict a home’s future value and speed up the process of retrofitting properties to become more sustainable.

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CEICdata.com (2025). Canada CPI: All Items excl Mortgage Interest Cost [Dataset]. https://www.ceicdata.com/en/canada/core-inflation-index/cpi-all-items-excl-mortgage-interest-cost
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Canada CPI: All Items excl Mortgage Interest Cost

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Dataset updated
Feb 15, 2025
Dataset provided by
CEIC Data
License

Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
License information was derived automatically

Time period covered
Mar 1, 2024 - Feb 1, 2025
Area covered
Canada
Variables measured
Consumer Prices
Description

Canada Consumer Price Index (CPI): All Items excl Mortgage Interest Cost data was reported at 163.200 2002=100 in Mar 2025. This records an increase from the previous number of 162.600 2002=100 for Feb 2025. Canada Consumer Price Index (CPI): All Items excl Mortgage Interest Cost data is updated monthly, averaging 106.000 2002=100 from Dec 1984 (Median) to Mar 2025, with 484 observations. The data reached an all-time high of 163.200 2002=100 in Mar 2025 and a record low of 60.200 2002=100 in Dec 1984. Canada Consumer Price Index (CPI): All Items excl Mortgage Interest Cost data remains active status in CEIC and is reported by Statistics Canada. The data is categorized under Global Database’s Canada – Table CA.I009: Core Inflation Index.

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