100+ datasets found
  1. Average mortgage interest rate in Europe 2020-2024, by country

    • statista.com
    • ai-chatbox.pro
    Updated May 7, 2025
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    Statista (2025). Average mortgage interest rate in Europe 2020-2024, by country [Dataset]. https://www.statista.com/statistics/615037/mortgage-interest-rate-europe/
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    Dataset updated
    May 7, 2025
    Dataset authored and provided by
    Statistahttp://statista.com/
    Area covered
    Europe
    Description

    Mortgage interest rates in Europe soared in 2022 and remained elevated in the following two years. In many countries, this resulted in interest rates more than doubling. In the UK, the average mortgage interest rate rose from **** percent in 2020 to **** percent in 2023, before falling to **** in 2024. Why did mortgage interest rates increase? Mortgage rates have risen as a result of the European Central Bank (ECB) interest rate increase. The ECB increased its interest rates to tackle inflation. As inflation calms, the ECB is expected to cut rates, which allows mortgage lenders to reduce mortgage interest rates. What is the impact of interest rates on home buying? Lower interest rates make taking out a housing loan more affordable, and thus, encourage homebuying. That can be seen in many countries across Europe: In France, the number of residential properties sold rose in the years leading up to 2021, and fell as interest rates increased. The number of houses sold in the UK followed a similar trend.

  2. F

    15-Year Fixed Rate Mortgage Average in the United States

    • fred.stlouisfed.org
    json
    Updated Jul 10, 2025
    + more versions
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    (2025). 15-Year Fixed Rate Mortgage Average in the United States [Dataset]. https://fred.stlouisfed.org/series/MORTGAGE15US
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    jsonAvailable download formats
    Dataset updated
    Jul 10, 2025
    License

    https://fred.stlouisfed.org/legal/#copyright-citation-requiredhttps://fred.stlouisfed.org/legal/#copyright-citation-required

    Area covered
    United States
    Description

    Graph and download economic data for 15-Year Fixed Rate Mortgage Average in the United States (MORTGAGE15US) from 1991-08-30 to 2025-07-10 about 15-year, fixed, mortgage, interest rate, interest, rate, and USA.

  3. Average housing loan interest rate Australia 2020-2025, by mortgage type

    • statista.com
    • ai-chatbox.pro
    Updated Jun 18, 2025
    + more versions
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    Statista (2025). Average housing loan interest rate Australia 2020-2025, by mortgage type [Dataset]. https://www.statista.com/statistics/1209498/australia-average-mortgage-interest-rate-by-type/
    Explore at:
    Dataset updated
    Jun 18, 2025
    Dataset authored and provided by
    Statistahttp://statista.com/
    Time period covered
    Mar 2020 - Mar 2025
    Area covered
    Australia
    Description

    As of the end of March 2025, the average mortgage interest rate for Australian owner-occupier borrowers was around *** percent. In comparison, the average investor interest rate was approximately *** percent. These rates refer to outstanding housing loans from banks and registered financial corporations. New loans financed in that month had even similar interest rates, at *** percent for owner-occupiers and *** percent for investors, respectively.

  4. T

    United States 30-Year Mortgage Rate

    • tradingeconomics.com
    • pt.tradingeconomics.com
    • +13more
    csv, excel, json, xml
    Updated Jul 10, 2025
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    TRADING ECONOMICS (2025). United States 30-Year Mortgage Rate [Dataset]. https://tradingeconomics.com/united-states/30-year-mortgage-rate
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    csv, json, xml, excelAvailable download formats
    Dataset updated
    Jul 10, 2025
    Dataset authored and provided by
    TRADING ECONOMICS
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Time period covered
    Apr 1, 1971 - Jul 10, 2025
    Area covered
    United States
    Description

    30 Year Mortgage Rate in the United States increased to 6.72 percent in July 10 from 6.67 percent in the previous week. This dataset includes a chart with historical data for the United States 30 Year Mortgage Rate.

  5. U

    United States Mortgage Debt Outstanding: Effective Interest Rate

    • ceicdata.com
    Updated Feb 15, 2025
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    CEICdata.com (2025). United States Mortgage Debt Outstanding: Effective Interest Rate [Dataset]. https://www.ceicdata.com/en/united-states/mortgage-interest-paid/mortgage-debt-outstanding-effective-interest-rate
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    Dataset updated
    Feb 15, 2025
    Dataset provided by
    CEICdata.com
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Time period covered
    Jun 1, 2017 - Mar 1, 2020
    Area covered
    United States
    Description

    United States Mortgage Debt Outstanding: Effective Interest Rate data was reported at 3.799 % in Mar 2020. This records a decrease from the previous number of 3.872 % for Dec 2019. United States Mortgage Debt Outstanding: Effective Interest Rate data is updated quarterly, averaging 7.677 % from Mar 1977 (Median) to Mar 2020, with 173 observations. The data reached an all-time high of 11.449 % in Mar 1985 and a record low of 3.750 % in Dec 2017. United States Mortgage Debt Outstanding: Effective Interest Rate data remains active status in CEIC and is reported by Bureau of Economic Analysis. The data is categorized under Global Database’s United States – Table US.KB025: Mortgage Interest Paid. [COVID-19-IMPACT]

  6. F

    30-Year Fixed Rate FHA Mortgage Index

    • fred.stlouisfed.org
    json
    Updated Jul 11, 2025
    + more versions
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    (2025). 30-Year Fixed Rate FHA Mortgage Index [Dataset]. https://fred.stlouisfed.org/series/OBMMIFHA30YF
    Explore at:
    jsonAvailable download formats
    Dataset updated
    Jul 11, 2025
    License

    https://fred.stlouisfed.org/legal/#copyright-citation-requiredhttps://fred.stlouisfed.org/legal/#copyright-citation-required

    Description

    Graph and download economic data for 30-Year Fixed Rate FHA Mortgage Index (OBMMIFHA30YF) from 2017-01-03 to 2025-07-10 about FHA, 30-year, fixed, mortgage, rate, indexes, and USA.

  7. Quarterly mortgage interest rate in the U.S. 2019-2024, by mortgage type

    • statista.com
    • ai-chatbox.pro
    Updated Jun 20, 2025
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    Statista (2025). Quarterly mortgage interest rate in the U.S. 2019-2024, by mortgage type [Dataset]. https://www.statista.com/statistics/500056/quarterly-mortgage-intererst-rates-by-mortgage-type-usa/
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    Dataset updated
    Jun 20, 2025
    Dataset authored and provided by
    Statistahttp://statista.com/
    Area covered
    United States
    Description

    In the United States, interest rates for all mortgage types started to increase in 2021. This was due to the Federal Reserve introducing a series of hikes in the federal funds rate to contain the rising inflation. In the fourth quarter of 2024, the 30-year fixed rate rose slightly, to **** percent. Despite the increase, the rate remained below the peak of **** percent in the same quarter a year ago. Why have U.S. home sales decreased? Cheaper mortgages normally encourage consumers to buy homes, while higher borrowing costs have the opposite effect. As interest rates increased in 2022, the number of existing homes sold plummeted. Soaring house prices over the past 10 years have further affected housing affordability. Between 2013 and 2023, the median price of an existing single-family home risen by about ** percent. On the other hand, the median weekly earnings have risen much slower. Comparing mortgage terms and rates Between 2008 and 2023, the average rate on a 15-year fixed-rate mortgage in the United States stood between **** and **** percent. Over the same period, a 30-year mortgage term averaged a fixed-rate of between **** and **** percent. Rates on 15-year loan terms are lower to encourage a quicker repayment, which helps to improve a homeowner’s equity.

  8. F

    30-Year Fixed Rate Veterans Affairs Mortgage Index

    • fred.stlouisfed.org
    json
    Updated Jul 11, 2025
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    (2025). 30-Year Fixed Rate Veterans Affairs Mortgage Index [Dataset]. https://fred.stlouisfed.org/series/OBMMIVA30YF
    Explore at:
    jsonAvailable download formats
    Dataset updated
    Jul 11, 2025
    License

    https://fred.stlouisfed.org/legal/#copyright-citation-requiredhttps://fred.stlouisfed.org/legal/#copyright-citation-required

    Description

    Graph and download economic data for 30-Year Fixed Rate Veterans Affairs Mortgage Index (OBMMIVA30YF) from 2017-01-03 to 2025-07-10 about veterans, 30-year, fixed, mortgage, rate, indexes, and USA.

  9. T

    United States MBA 30-Yr Mortgage Rate

    • tradingeconomics.com
    • zh.tradingeconomics.com
    • +13more
    csv, excel, json, xml
    Updated Jul 9, 2025
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    TRADING ECONOMICS (2025). United States MBA 30-Yr Mortgage Rate [Dataset]. https://tradingeconomics.com/united-states/mortgage-rate
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    xml, excel, json, csvAvailable download formats
    Dataset updated
    Jul 9, 2025
    Dataset authored and provided by
    TRADING ECONOMICS
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Time period covered
    Jan 5, 1990 - Jul 4, 2025
    Area covered
    United States
    Description

    Fixed 30-year mortgage rates in the United States averaged 6.77 percent in the week ending July 4 of 2025. This dataset provides the latest reported value for - United States MBA 30-Yr Mortgage Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

  10. Average mortgage rates Indonesia Q1 2020-Q4 2024

    • statista.com
    Updated Mar 31, 2025
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    Statista (2025). Average mortgage rates Indonesia Q1 2020-Q4 2024 [Dataset]. https://www.statista.com/statistics/1246749/indonesia-quarterly-average-mortgage-rates/
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    Dataset updated
    Mar 31, 2025
    Dataset authored and provided by
    Statistahttp://statista.com/
    Area covered
    Indonesia
    Description

    In the fourth quarter of 2024, the average mortgage rate in Indonesia stood at 7.43 percent. This marked the lowest average mortgage rate in the country since the first quarter of 2020.

  11. F

    5/1-Year Adjustable Rate Mortgage Average in the United States...

    • fred.stlouisfed.org
    json
    Updated Nov 10, 2022
    + more versions
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    (2022). 5/1-Year Adjustable Rate Mortgage Average in the United States (DISCONTINUED) [Dataset]. https://fred.stlouisfed.org/series/MORTGAGE5US
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    jsonAvailable download formats
    Dataset updated
    Nov 10, 2022
    License

    https://fred.stlouisfed.org/legal/#copyright-citation-requiredhttps://fred.stlouisfed.org/legal/#copyright-citation-required

    Area covered
    United States
    Description

    Graph and download economic data for 5/1-Year Adjustable Rate Mortgage Average in the United States (DISCONTINUED) (MORTGAGE5US) from 2005-01-06 to 2022-11-10 about adjusted, mortgage, interest rate, interest, 5-year, rate, and USA.

  12. S

    Switzerland Mortgage credit interest rate, percent, March, 2025 - data,...

    • theglobaleconomy.com
    csv, excel, xml
    Updated Mar 15, 2025
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    Globalen LLC (2025). Switzerland Mortgage credit interest rate, percent, March, 2025 - data, chart | TheGlobalEconomy.com [Dataset]. www.theglobaleconomy.com/Switzerland/mortgage_interest_rate/
    Explore at:
    csv, excel, xmlAvailable download formats
    Dataset updated
    Mar 15, 2025
    Dataset authored and provided by
    Globalen LLC
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Time period covered
    Feb 29, 2008 - Mar 31, 2025
    Area covered
    Switzerland
    Description

    Mortgage credit interest rate, percent in Switzerland, March, 2025 The most recent value is 1.97 percent as of March 2025, an increase compared to the previous value of 1.86 percent. Historically, the average for Switzerland from February 2008 to March 2025 is 2.14 percent. The minimum of 1.24 percent was recorded in February 2020, while the maximum of 4.58 percent was reached in June 2008. | TheGlobalEconomy.com

  13. Average interest rate on new mortgages in Czechia 2020-2025, by month

    • ai-chatbox.pro
    • statista.com
    Updated Jun 3, 2025
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    Statista Research Department (2025). Average interest rate on new mortgages in Czechia 2020-2025, by month [Dataset]. https://www.ai-chatbox.pro/?_=%2Fstudy%2F174434%2Freal-estate-market-in-czechia%2F%23XgboD02vawLYpGJjSPEePEUG%2FVFd%2Bik%3D
    Explore at:
    Dataset updated
    Jun 3, 2025
    Dataset provided by
    Statistahttp://statista.com/
    Authors
    Statista Research Department
    Area covered
    Czechia
    Description

    Mortgage interest rates in Czechia have experienced significant fluctuations over the past few years, reaching a peak of nearly six percent in December 2022 before gradually declining. As of March 2025, the interest rate on new mortgages in the country amounted to 4.68 percent, showing a slight decrease from the previous month. This trend in mortgage rates has occurred alongside substantial increases in housing prices. Housing market dynamics The changes in mortgage rates have gone hand in hand with notable shifts in the Czech housing market. Despite the high-interest rates, new mortgage lending reached over 18 million Czech koruna in December 2024, marking a significant increase from the same month in the previous year. This growth in lending has continued despite the steady rise in housing prices, with the house price index reaching 219.9 in the third quarter of 2024. This marks a significant increase from the 2015 baseline, reflecting the ongoing upward trend. The average purchase price per square meter for family houses increasing across the country. In 2023, Prague recorded the highest average price at 111,087 Czech koruna per square meter. Construction sector trends The construction sector in Czechia has shown its response to these market conditions. The index of multi-dwelling building construction fluctuated recently, with 2024 showing a slight decrease to 83.8 index points compared to the previous year. However, regarding non-residential buildings, the construction has been continuously growing since 2018 with hotels and industrial buildings accounting for the majority of new non-residential constructions.

  14. Spain Long Term Interest Rate

    • ceicdata.com
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    CEICdata.com, Spain Long Term Interest Rate [Dataset]. https://www.ceicdata.com/en/indicator/spain/long-term-interest-rate
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    Dataset provided by
    CEIC Data
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Time period covered
    Mar 1, 2024 - Feb 1, 2025
    Area covered
    Spain
    Description

    Key information about Spain Long Term Interest Rate

    • Spain Long Term Interest Rate: Month Avg: Spain: ECB Harmonised was reported at 3.10 % pa in Feb 2025, compared with 3.17 % pa in the previous month.
    • Spain Long Term Interest Rate data is updated monthly, available from Nov 1991 to Feb 2025.
    • The data reached an all-time high of 13.00 % pa in Oct 1992 and a record low of 0.04 % pa in Dec 2020.
    • Long Term Interest Rate is reported by reported by CEIC Data.

    The European Central Bank provides monthly Harmonised Long Term Interest Rate. The data reflects primary market yields.


    Related information about Spain Long Term Interest Rate
    • In the latest reports, Spain Short Term Interest Rate: Month End: EURIBOR: 3 Months was reported at -0.57 % pa in Nov 2021.
    • The cash rate (Policy Rate: Month End: Main Refinancing Operations) was set at 2.90 % pa in Feb 2025.
    • Spain Exchange Rate against USD averaged 0.92 (USD/EUR) in Jun 2023.

  15. F

    30-Year Fixed Rate Jumbo Mortgage Index

    • fred.stlouisfed.org
    json
    Updated Jul 11, 2025
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    (2025). 30-Year Fixed Rate Jumbo Mortgage Index [Dataset]. https://fred.stlouisfed.org/series/OBMMIJUMBO30YF
    Explore at:
    jsonAvailable download formats
    Dataset updated
    Jul 11, 2025
    License

    https://fred.stlouisfed.org/legal/#copyright-citation-requiredhttps://fred.stlouisfed.org/legal/#copyright-citation-required

    Description

    Graph and download economic data for 30-Year Fixed Rate Jumbo Mortgage Index (OBMMIJUMBO30YF) from 2017-01-03 to 2025-07-10 about jumbo, 30-year, fixed, mortgage, rate, indexes, and USA.

  16. T

    China Loan Prime Rate

    • tradingeconomics.com
    • de.tradingeconomics.com
    • +13more
    csv, excel, json, xml
    Updated Jun 20, 2025
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    TRADING ECONOMICS (2025). China Loan Prime Rate [Dataset]. https://tradingeconomics.com/china/interest-rate
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    xml, csv, excel, jsonAvailable download formats
    Dataset updated
    Jun 20, 2025
    Dataset authored and provided by
    TRADING ECONOMICS
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Time period covered
    Oct 25, 2013 - Jun 20, 2025
    Area covered
    China
    Description

    The benchmark interest rate in China was last recorded at 3 percent. This dataset provides the latest reported value for - China Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

  17. Residential mortgage interest rate in Germany 2015-2025, by mortgage type...

    • statista.com
    Updated May 13, 2025
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    Statista (2025). Residential mortgage interest rate in Germany 2015-2025, by mortgage type and month [Dataset]. https://www.statista.com/statistics/1231989/residential-mortgage-rate-germany-by-mortgage-term/
    Explore at:
    Dataset updated
    May 13, 2025
    Dataset authored and provided by
    Statistahttp://statista.com/
    Time period covered
    Jan 2015 - Mar 2025
    Area covered
    Germany
    Description

    After a period of record-low mortgage interest rates, the cost of mortgage borrowing in Germany surged in 2022. In 2019, mortgage rates declined notably, falling as low as **** percent in December 2020. This downward trend reversed in 2021, as mortgage rates started to gradually pick up. Five-to-ten-year mortgage loans had the lowest rates in March 2025 at **** percent, while floating rate mortgages up to one year were the most expensive at **** percent. Mortgages with over **-year fixed period – the most popular loan type among homebuyers — had an interest rate of **** percent. Why did mortgage rates in Germany increase? In 2022, the annual inflation rate in Germany experienced a swift rise, prompting the central bank to raise interest rates to counter this surge. The European Central Bank (ECB) is responsible for determining Germany's central bank interest rate. In July 2022, following a prolonged period of stability, the average interest rates in Germany began a steady rise, which persisted consistently thereafter.  This increase is intended to stabilize prices, but it also means higher borrowing costs for those seeking mortgages. Downturn in Germany's home loan borrowing From 2022 onward, the gross residential mortgage lending in Germany fell dramatically. Besides the higher interest rates, the downturn can be explained by the slowed pace of economic growth, which makes individuals and businesses more cautious about big investments such as buying a home. Additionally, the German housing market suffers a chronic undersupply, meaning that homebuyers often struggle to find an affordable home to purchase.

  18. Average mortgage interest rate in Finland 2014-2024, per quarter

    • statista.com
    Updated Feb 5, 2025
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    Statista (2025). Average mortgage interest rate in Finland 2014-2024, per quarter [Dataset]. https://www.statista.com/statistics/614985/mortgage-interest-rate-finland-europe/
    Explore at:
    Dataset updated
    Feb 5, 2025
    Dataset authored and provided by
    Statistahttp://statista.com/
    Area covered
    Finland
    Description

    The mortgage interest rate in Finland generally decreased between 2014 and 2022, followed by an increase. Factors that influence mortgage interest rates include inflation, economic growth, monetary policies, the bond market, the stability of lenders, and the overall conditions of the housing market. The mortgage interest rate in Finland decreased to its lowest value of 0.69 percent in the fourth quarter of 2020 as part of an overall trend of falling mortgage interest rates in Europe. The mortgage interest rate has since risen to 4.31 percent by the second quarter of 2024.

  19. T

    Sweden Interest Rate

    • tradingeconomics.com
    • pt.tradingeconomics.com
    • +12more
    csv, excel, json, xml
    Updated May 8, 2025
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    TRADING ECONOMICS (2025). Sweden Interest Rate [Dataset]. https://tradingeconomics.com/sweden/interest-rate
    Explore at:
    csv, excel, xml, jsonAvailable download formats
    Dataset updated
    May 8, 2025
    Dataset authored and provided by
    TRADING ECONOMICS
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Time period covered
    May 26, 1994 - Jun 18, 2025
    Area covered
    Sweden
    Description

    The benchmark interest rate in Sweden was last recorded at 2 percent. This dataset provides the latest reported value for - Sweden Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

  20. F

    Bank Prime Loan Rate Changes: Historical Dates of Changes and Rates

    • fred.stlouisfed.org
    json
    Updated Jan 8, 2025
    + more versions
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    (2025). Bank Prime Loan Rate Changes: Historical Dates of Changes and Rates [Dataset]. https://fred.stlouisfed.org/series/PRIME
    Explore at:
    jsonAvailable download formats
    Dataset updated
    Jan 8, 2025
    License

    https://fred.stlouisfed.org/legal/#copyright-public-domainhttps://fred.stlouisfed.org/legal/#copyright-public-domain

    Description

    Graph and download economic data for Bank Prime Loan Rate Changes: Historical Dates of Changes and Rates (PRIME) from 1955-08-04 to 2024-12-20 about prime, loans, interest rate, banks, interest, depository institutions, rate, and USA.

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Statista (2025). Average mortgage interest rate in Europe 2020-2024, by country [Dataset]. https://www.statista.com/statistics/615037/mortgage-interest-rate-europe/
Organization logo

Average mortgage interest rate in Europe 2020-2024, by country

Explore at:
6 scholarly articles cite this dataset (View in Google Scholar)
Dataset updated
May 7, 2025
Dataset authored and provided by
Statistahttp://statista.com/
Area covered
Europe
Description

Mortgage interest rates in Europe soared in 2022 and remained elevated in the following two years. In many countries, this resulted in interest rates more than doubling. In the UK, the average mortgage interest rate rose from **** percent in 2020 to **** percent in 2023, before falling to **** in 2024. Why did mortgage interest rates increase? Mortgage rates have risen as a result of the European Central Bank (ECB) interest rate increase. The ECB increased its interest rates to tackle inflation. As inflation calms, the ECB is expected to cut rates, which allows mortgage lenders to reduce mortgage interest rates. What is the impact of interest rates on home buying? Lower interest rates make taking out a housing loan more affordable, and thus, encourage homebuying. That can be seen in many countries across Europe: In France, the number of residential properties sold rose in the years leading up to 2021, and fell as interest rates increased. The number of houses sold in the UK followed a similar trend.

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