Graph and download economic data for 15-Year Fixed Rate Mortgage Average in the United States (MORTGAGE15US) from 1991-08-30 to 2025-11-26 about 15-year, mortgage, fixed, interest rate, interest, rate, and USA.

Mortgage interest rates in the UK were on a downward trend for more than a decade before soaring in 2022. In the first quarter of 2025, the average weighted interest rate stood at **** percent — nearly ***** times the interest rate in the first quarter of 2022. Mortgage rates also vary depending on the type of mortgage: Historically, fixed rate mortgages with a shorter term had on average lower interest rates. What types of mortgages are there? In terms of the type of interest rate, mortgages can be fixed and variable. A fixed interest rate is simply a mortgage where the rate of repayment is fixed, while a variable rate depends on the lender’s underlying variable interest rate. Furthermore, mortgages could be for a house purchase or for refinancing. The vast majority of mortgages in the UK are fixed rate mortgages for house purchase, and only a small share is for remortgaging. How big is the UK mortgage market? The UK has the largest mortgage market in Europe, amounting to over ** billion euros in gross residential mortgage lending as of the fourth quarter of 2024. When comparing the total outstanding residential mortgage lending, the UK also ranks first with about *** trillion euros.

The mortgage interest rate for mortgages with initial fixed period rates up to one year in Italy decreased overall between 2011 and 2021, followed by a spike in 2022. In the first quarter of 2025, the rate stood at **** percent, down from **** percent in the fourth quarter of 2023, when rates peaked. In the same period, the gross residential mortgage lending in Italy fluctuated.

United States Mortgage Fixed Rate: Wk Ending: 15 Year: Point data was reported at 0.400 % pa in 25 Oct 2018. This stayed constant from the previous number of 0.400 % pa for 18 Oct 2018. United States Mortgage Fixed Rate: Wk Ending: 15 Year: Point data is updated weekly, averaging 0.600 % pa from Jan 2004 (Median) to 25 Oct 2018, with 773 observations. The data reached an all-time high of 0.800 % pa in 25 Jul 2013 and a record low of 0.070 % pa in 24 Nov 2011. United States Mortgage Fixed Rate: Wk Ending: 15 Year: Point data remains active status in CEIC and is reported by Federal Home Loan Mortgage Corporation, Freddie Mac. The data is categorized under Global Database’s USA – Table US.M012: Mortgage Interest Rate.

Mortgage credit interest rate, percent in Croatia, August, 2025 The most recent value is 3.04 percent as of August 2025, no change compared to the previous value of 3.04 percent. Historically, the average for Croatia from December 2011 to August 2025 is 4.34 percent. The minimum of 2.85 percent was recorded in June 2023, while the maximum of 6.14 percent was reached in December 2011. | TheGlobalEconomy.com

Graph and download economic data for 5/1-Year Adjustable Rate Mortgage Average in the United States (DISCONTINUED) (MORTGAGE5US) from 2005-01-06 to 2022-11-10 about adjusted, mortgage, 5-year, interest rate, interest, rate, and USA.

Graph and download economic data for Bank Prime Loan Rate Changes: Historical Dates of Changes and Rates (PRIME) from 1955-08-04 to 2025-10-30 about prime, loans, interest rate, banks, depository institutions, interest, rate, and USA.

This table contains data described by the following dimensions (Not all combinations are available): Geography (1 items: Canada ...).

Mortgage credit interest rate, percent in Brazil, September, 2025 The most recent value is 10.31 percent as of September 2025, a decline compared to the previous value of 10.45 percent. Historically, the average for Brazil from March 2011 to September 2025 is 9.07 percent. The minimum of 6.63 percent was recorded in May 2021, while the maximum of 11.41 percent was reached in July 2023. | TheGlobalEconomy.com

United States WAS: Effective Rate: 30-Year Jumbo: 1-Wk Change data was reported at 0.060 Point in 20 Jul 2018. This records an increase from the previous number of 0.010 Point for 13 Jul 2018. United States WAS: Effective Rate: 30-Year Jumbo: 1-Wk Change data is updated weekly, averaging -0.010 Point from Jan 2011 (Median) to 20 Jul 2018, with 392 observations. The data reached an all-time high of 0.290 Point in 11 Feb 2011 and a record low of -0.230 Point in 22 Apr 2011. United States WAS: Effective Rate: 30-Year Jumbo: 1-Wk Change data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s USA – Table US.M013: Weekly Applications Survey: Mortgage Interest Rate.

The average mortgage interest rate decreased in nearly every country in Europe between 2012 and 2021, followed by an increase in response to inflation. In the first quarter of 2025, Poland, Hungary, and Romania topped the ranking as the countries with the highest mortgage interest rates in Europe. Conversely, Finland, Belgium, and Spain displayed the lowest interest rates. The UK, which is the country with the largest value of mortgages outstanding, had an interest rate of **** percent.

Mortgage credit interest rate, percent in Montenegro, September, 2025 The most recent value is 4.92 percent as of September 2025, no change compared to the previous value of 4.92 percent. Historically, the average for Montenegro from September 2011 to September 2025 is 6.04 percent. The minimum of 4.24 percent was recorded in August 2021, while the maximum of 9.91 percent was reached in August 2014. | TheGlobalEconomy.com

Mortgage rates surged at an unprecedented pace in 2022, with the average 10-year fixed rate doubling between March and December of that year. In response to mounting inflation, the Bank of England implemented a series of rate hikes, pushing borrowing costs steadily higher. By October 2025, the average 10-year fixed mortgage rate stood at **** percent. As financing becomes more expensive, housing demand has cooled, weighing on market sentiment and slowing house price growth. How have the mortgage hikes affected the market? After surging in 2021, the number of residential properties sold fell significantly in 2023, dipping to just above *** million transactions. This contraction in activity also dampened mortgage lending. Between the first quarter of 2023 and the first quarter of 2024, the value of new mortgage loans declined year-on-year for five consecutive quarters. Even as rates eased modestly in 2024 and housing activity picked up slightly, volumes remained well below the highs recorded in 2021. How are higher mortgages impacting homebuyers? For homeowners, the impact is being felt most acutely as fixed-rate deals expire. Mortgage terms in the UK typically range from two to ten years, and many borrowers who locked in historically low rates are now facing significantly higher repayments when refinancing. By the end of 2026, an estimated five million homeowners will see their mortgage deals expire. Roughly two million of these loans are projected to experience a monthly payment increase of up to *** British pounds by 2026, putting additional pressure on household budgets and constraining affordability across the market.

WAS: Effective Rate: 5-Year ARM: 1-Wk Change data was reported at -0.070 Point in 20 Jul 2018. This records a decrease from the previous number of 0.000 Point for 13 Jul 2018. WAS: Effective Rate: 5-Year ARM: 1-Wk Change data is updated weekly, averaging -0.010 Point from Jan 2011 (Median) to 20 Jul 2018, with 392 observations. The data reached an all-time high of 0.290 Point in 11 Dec 2015 and a record low of -0.270 Point in 09 Jan 2015. WAS: Effective Rate: 5-Year ARM: 1-Wk Change data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s USA – Table US.M013: Weekly Applications Survey: Mortgage Interest Rate.

United States WAS: Effective Rate: 5-Year ARM data was reported at 4.200 % in 20 Jul 2018. This records a decrease from the previous number of 4.260 % for 13 Jul 2018. United States WAS: Effective Rate: 5-Year ARM data is updated weekly, averaging 3.240 % from Jan 2011 (Median) to 20 Jul 2018, with 393 observations. The data reached an all-time high of 4.340 % in 25 May 2018 and a record low of 2.590 % in 03 May 2013. United States WAS: Effective Rate: 5-Year ARM data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s USA – Table US.M013: Weekly Applications Survey: Mortgage Interest Rate.

Mortgage credit interest rate, percent in Grenada, December, 2019 The most recent value is 7 percent as of December 2019, no change compared to the previous value of 7 percent. Historically, the average for Grenada from March 2009 to December 2019 is 8.53 percent. The minimum of 5.79 percent was recorded in December 2011, while the maximum of 9.63 percent was reached in March 2009. | TheGlobalEconomy.com

The benchmark interest rate in Japan was last recorded at 0.50 percent. This dataset provides - Japan Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

United States WAS: Contract Rate: 30-Year Jumbo data was reported at 4.880 % in 23 Nov 2018. This stayed constant from the previous number of 4.880 % for 16 Nov 2018. United States WAS: Contract Rate: 30-Year Jumbo data is updated weekly, averaging 4.210 % from Jan 2011 (Median) to 23 Nov 2018, with 411 observations. The data reached an all-time high of 5.640 % in 11 Feb 2011 and a record low of 3.600 % in 30 Sep 2016. United States WAS: Contract Rate: 30-Year Jumbo data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s United States – Table US.M013: Weekly Applications Survey: Mortgage Interest Rate.

Bank Lending Rate in Belgium increased to 3.51 percent in September from 3.49 percent in August of 2025. This dataset provides - Belgium Bank Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.