100+ datasets found
  1. What are 30 year mortgage rates? (Forecast)

    • kappasignal.com
    Updated May 13, 2023
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    KappaSignal (2023). What are 30 year mortgage rates? (Forecast) [Dataset]. https://www.kappasignal.com/2023/05/what-are-30-year-mortgage-rates.html
    Explore at:
    Dataset updated
    May 13, 2023
    Dataset authored and provided by
    KappaSignal
    License

    https://www.kappasignal.com/p/legal-disclaimer.htmlhttps://www.kappasignal.com/p/legal-disclaimer.html

    Description

    This analysis presents a rigorous exploration of financial data, incorporating a diverse range of statistical features. By providing a robust foundation, it facilitates advanced research and innovative modeling techniques within the field of finance.

    What are 30 year mortgage rates?

    Financial data:

    • Historical daily stock prices (open, high, low, close, volume)

    • Fundamental data (e.g., market capitalization, price to earnings P/E ratio, dividend yield, earnings per share EPS, price to earnings growth, debt-to-equity ratio, price-to-book ratio, current ratio, free cash flow, projected earnings growth, return on equity, dividend payout ratio, price to sales ratio, credit rating)

    • Technical indicators (e.g., moving averages, RSI, MACD, average directional index, aroon oscillator, stochastic oscillator, on-balance volume, accumulation/distribution A/D line, parabolic SAR indicator, bollinger bands indicators, fibonacci, williams percent range, commodity channel index)

    Machine learning features:

    • Feature engineering based on financial data and technical indicators

    • Sentiment analysis data from social media and news articles

    • Macroeconomic data (e.g., GDP, unemployment rate, interest rates, consumer spending, building permits, consumer confidence, inflation, producer price index, money supply, home sales, retail sales, bond yields)

    Potential Applications:

    • Stock price prediction

    • Portfolio optimization

    • Algorithmic trading

    • Market sentiment analysis

    • Risk management

    Use Cases:

    • Researchers investigating the effectiveness of machine learning in stock market prediction

    • Analysts developing quantitative trading Buy/Sell strategies

    • Individuals interested in building their own stock market prediction models

    • Students learning about machine learning and financial applications

    Additional Notes:

    • The dataset may include different levels of granularity (e.g., daily, hourly)

    • Data cleaning and preprocessing are essential before model training

    • Regular updates are recommended to maintain the accuracy and relevance of the data

  2. D

    Mortgage Loan Service Market Report | Global Forecast From 2025 To 2033

    • dataintelo.com
    csv, pdf, pptx
    Updated Jan 7, 2025
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    Dataintelo (2025). Mortgage Loan Service Market Report | Global Forecast From 2025 To 2033 [Dataset]. https://dataintelo.com/report/mortgage-loan-service-market
    Explore at:
    pdf, pptx, csvAvailable download formats
    Dataset updated
    Jan 7, 2025
    Dataset authored and provided by
    Dataintelo
    License

    https://dataintelo.com/privacy-and-policyhttps://dataintelo.com/privacy-and-policy

    Time period covered
    2024 - 2032
    Area covered
    Global
    Description

    Mortgage Loan Service Market Outlook



    The global mortgage loan service market size was valued at approximately $10.5 trillion in 2023 and is projected to reach around $18.2 trillion by 2032, growing at a CAGR of 6.1% during the forecast period. The growth of this market is driven by the increasing urbanization, rising disposable incomes, and favorable government policies aimed at promoting homeownership across various regions. Additionally, the proliferation of digital banking and fintech solutions has made mortgage services more accessible, further contributing to the market's expansion.



    One of the primary growth factors for the mortgage loan service market is the significant rise in housing demand globally. As urban populations swell and economic conditions improve, more individuals and families are seeking to purchase homes, driving the need for mortgage loans. This trend is particularly evident in emerging markets, where urbanization is occurring at an unprecedented rate. Governments are also playing a crucial role by implementing policies and grants to make housing more affordable, thereby boosting mortgage adoption.



    Technological advancements are another significant factor propelling the mortgage loan service market. The integration of AI, big data analytics, and blockchain technology has revolutionized the way mortgage services are delivered. These technologies streamline application processes, enhance risk assessment, and improve customer service, making it easier and faster for consumers to secure loans. Fintech companies, in particular, are leveraging these technologies to offer more competitive rates and personalized loan products, thereby attracting a broader customer base.



    Furthermore, the increasing participation of non-banking financial institutions (NBFIs) and credit unions has diversified the mortgage loan service market. These entities often provide more flexible and innovative loan products compared to traditional banks, meeting the needs of a more varied clientele. NBFIs and credit unions also tend to have more lenient approval processes, making them an attractive option for individuals with non-traditional income sources or lower credit scores. This diversification is contributing significantly to the market's growth.



    Mortgage Loans Software is playing an increasingly pivotal role in the evolution of the mortgage loan service market. As the industry embraces digital transformation, software solutions are being developed to streamline the entire mortgage process, from application to approval. These software platforms facilitate better data management, enhance customer experience, and improve operational efficiency for service providers. By automating routine tasks and providing real-time analytics, Mortgage Loans Software helps lenders make more informed decisions, reduce processing times, and minimize errors. This technological advancement is not only beneficial for lenders but also empowers borrowers by offering them greater transparency and control over their mortgage journey.



    Regionally, North America continues to dominate the mortgage loan service market due to its well-established financial infrastructure and high homeownership rates. However, the Asia Pacific region is expected to register the fastest growth during the forecast period, driven by rapid urbanization, rising incomes, and government initiatives aimed at affordable housing. Countries like China and India are particularly noteworthy due to their large and growing middle-class populations.



    Type Analysis



    The mortgage loan service market is segmented by type into fixed-rate mortgages, adjustable-rate mortgages, interest-only mortgages, reverse mortgages, and others. Fixed-rate mortgages are the most popular type, offering borrowers the stability of a constant interest rate over the life of the loan. This makes them particularly attractive in times of low-interest rates, as borrowers can lock in favorable terms for the long term. The predictability of monthly payments also makes fixed-rate mortgages a preferred choice for many homeowners.



    Adjustable-rate mortgages (ARMs) offer lower initial interest rates compared to fixed-rate mortgages, making them an attractive option for borrowers who anticipate an increase in their income or plan to sell their property before the rate adjusts. However, the fluctuating interest rates can pose a risk, especially in volatile economic conditions. Despite this, the flexibility

  3. Mortgage Rates: Hot Economic Conjecture Puts the Squeeze on Homebuyers...

    • kappasignal.com
    Updated Jun 3, 2023
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    KappaSignal (2023). Mortgage Rates: Hot Economic Conjecture Puts the Squeeze on Homebuyers (Forecast) [Dataset]. https://www.kappasignal.com/2023/06/mortgage-rates-hot-economic-conjecture.html
    Explore at:
    Dataset updated
    Jun 3, 2023
    Dataset authored and provided by
    KappaSignal
    License

    https://www.kappasignal.com/p/legal-disclaimer.htmlhttps://www.kappasignal.com/p/legal-disclaimer.html

    Description

    This analysis presents a rigorous exploration of financial data, incorporating a diverse range of statistical features. By providing a robust foundation, it facilitates advanced research and innovative modeling techniques within the field of finance.

    Mortgage Rates: Hot Economic Conjecture Puts the Squeeze on Homebuyers

    Financial data:

    • Historical daily stock prices (open, high, low, close, volume)

    • Fundamental data (e.g., market capitalization, price to earnings P/E ratio, dividend yield, earnings per share EPS, price to earnings growth, debt-to-equity ratio, price-to-book ratio, current ratio, free cash flow, projected earnings growth, return on equity, dividend payout ratio, price to sales ratio, credit rating)

    • Technical indicators (e.g., moving averages, RSI, MACD, average directional index, aroon oscillator, stochastic oscillator, on-balance volume, accumulation/distribution A/D line, parabolic SAR indicator, bollinger bands indicators, fibonacci, williams percent range, commodity channel index)

    Machine learning features:

    • Feature engineering based on financial data and technical indicators

    • Sentiment analysis data from social media and news articles

    • Macroeconomic data (e.g., GDP, unemployment rate, interest rates, consumer spending, building permits, consumer confidence, inflation, producer price index, money supply, home sales, retail sales, bond yields)

    Potential Applications:

    • Stock price prediction

    • Portfolio optimization

    • Algorithmic trading

    • Market sentiment analysis

    • Risk management

    Use Cases:

    • Researchers investigating the effectiveness of machine learning in stock market prediction

    • Analysts developing quantitative trading Buy/Sell strategies

    • Individuals interested in building their own stock market prediction models

    • Students learning about machine learning and financial applications

    Additional Notes:

    • The dataset may include different levels of granularity (e.g., daily, hourly)

    • Data cleaning and preprocessing are essential before model training

    • Regular updates are recommended to maintain the accuracy and relevance of the data

  4. Residential Mortgage Loan Market Report | Global Forecast From 2025 To 2033

    • dataintelo.com
    csv, pdf, pptx
    Updated Sep 23, 2024
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    Dataintelo (2024). Residential Mortgage Loan Market Report | Global Forecast From 2025 To 2033 [Dataset]. https://dataintelo.com/report/global-residential-mortgage-loan-market
    Explore at:
    csv, pdf, pptxAvailable download formats
    Dataset updated
    Sep 23, 2024
    Dataset authored and provided by
    Dataintelo
    License

    https://dataintelo.com/privacy-and-policyhttps://dataintelo.com/privacy-and-policy

    Time period covered
    2024 - 2032
    Area covered
    Global
    Description

    Residential Mortgage Loan Market Outlook



    The global residential mortgage loan market size was valued at approximately USD 15 trillion in 2023 and is projected to reach around USD 25 trillion by 2032, growing at a compound annual growth rate (CAGR) of 6.1% over the forecast period. The primary growth drivers for this market include increasing urbanization, rising disposable incomes, and favorable government policies aimed at promoting home ownership.



    One of the most significant factors contributing to the growth of the residential mortgage loan market is urbanization. As more people move to urban areas in search of better opportunities and living conditions, the demand for residential properties has surged. This urban migration has led to a corresponding increase in the demand for mortgage loans, as individuals seek financial assistance to purchase homes. Additionally, the trend of nuclear families is gaining traction, further boosting the demand for residential properties and, consequently, mortgage loans.



    Rising disposable incomes and improved economic conditions have also played a crucial role in the expansion of the residential mortgage loan market. As people earn more, they are more likely to invest in real estate, viewing homeownership as a long-term investment and a means of financial security. Furthermore, low-interest rates on mortgage loans, driven by monetary policies of various countries, have made borrowing more affordable, encouraging more people to take out mortgage loans.



    Government policies and initiatives aimed at promoting homeownership have significantly fueled the growth of the residential mortgage loan market. Many countries offer tax incentives, subsidies, and lower interest rates for first-time homebuyers and low-income groups. Such policies are designed to make homeownership more accessible and affordable, driving the demand for mortgage loans. Additionally, governments are increasingly collaborating with financial institutions to provide affordable housing solutions, further stimulating market growth.



    On a regional level, North America and Europe have traditionally dominated the residential mortgage loan market due to their mature real estate markets and high homeownership rates. However, emerging economies in the Asia Pacific and Latin America regions are witnessing rapid growth in this sector. Factors such as increasing population, urbanization, and rising middle-class incomes are driving the demand for residential mortgage loans in these regions. Moreover, favorable government policies and a growing number of financial institutions offering mortgage products are further contributing to market expansion.



    Type Analysis



    The residential mortgage loan market is segmented by type into fixed-rate mortgages, adjustable-rate mortgages, interest-only mortgages, and others. Fixed-rate mortgages are the most popular type, owing to their stability and predictability. Borrowers prefer fixed-rate mortgages because they offer a consistent monthly payment plan, making it easier for them to budget and plan their finances. This stability is particularly appealing during times of economic uncertainty or fluctuating interest rates.



    Adjustable-rate mortgages (ARMs), on the other hand, offer lower initial interest rates compared to fixed-rate mortgages. However, the rate can fluctuate based on market conditions, which can either be an advantage or a risk for borrowers. ARMs are often chosen by those who plan to sell or refinance their homes before the adjustable period begins. This type of mortgage is popular among borrowers who are willing to take a risk for the potential benefit of lower initial costs.



    Interest-only mortgages allow borrowers to pay only the interest on the loan for a specified period, usually between five to ten years. After this period, the borrower must start paying both the principal and the interest, resulting in higher monthly payments. Interest-only mortgages are typically utilized by investors or those expecting a significant increase in income in the future. This type allows for lower initial payments, providing greater cash flow flexibility in the short term.



    The 'Others' category includes various specialized mortgage products tailored to meet specific borrower needs. These can include reverse mortgages, which allow seniors to convert part of their home equity into cash, and jumbo loans, which cater to borrowers looking to finance luxury homes that exceed conforming loan limits. The diversity in mortgage types ensures that there are suitab

  5. U

    USA Home Loan Market Report

    • archivemarketresearch.com
    doc, pdf, ppt
    Updated Jul 1, 2025
    + more versions
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    Archive Market Research (2025). USA Home Loan Market Report [Dataset]. https://www.archivemarketresearch.com/reports/usa-home-loan-market-863665
    Explore at:
    ppt, doc, pdfAvailable download formats
    Dataset updated
    Jul 1, 2025
    Dataset authored and provided by
    Archive Market Research
    License

    https://www.archivemarketresearch.com/privacy-policyhttps://www.archivemarketresearch.com/privacy-policy

    Time period covered
    2025 - 2033
    Area covered
    Global, United States
    Variables measured
    Market Size
    Description

    The USA home loan market is experiencing robust growth, projected to maintain a Compound Annual Growth Rate (CAGR) of 18% from 2025 to 2033. While the exact market size for 2025 is not provided, considering a typical large market size and the substantial growth rate, a reasonable estimate would place the market value at approximately $2 trillion in 2025. This significant expansion is driven by several key factors, including a rising population, increasing urbanization, favorable government policies promoting homeownership, and historically low-interest rates (though this last factor is less significant in recent years). The market is witnessing a shift towards digital platforms and online mortgage applications, streamlining the process for borrowers and increasing competition amongst lenders. However, challenges remain, such as fluctuating interest rates, potential economic downturns impacting affordability, and stringent lending regulations designed to protect borrowers. The competitive landscape is dominated by major players like Rocket Mortgage, LoanDepot, Wells Fargo, and Bank of America, along with regional and independent mortgage lenders. These companies are constantly innovating to cater to evolving customer preferences, offering personalized services, and leveraging data analytics for improved risk assessment. The market segmentation is likely diverse, encompassing various loan types (e.g., fixed-rate, adjustable-rate, FHA, VA loans), loan amounts, and borrower demographics. Future growth will depend on macroeconomic factors, including inflation, employment rates, and overall consumer confidence. Continued technological advancements and regulatory changes will significantly influence the market trajectory throughout the forecast period. Key drivers for this market are: Increase in digitization in mortgage lending market, Increase in innovations in software designs to speed up the mortgage-application process. Potential restraints include: Increase in digitization in mortgage lending market, Increase in innovations in software designs to speed up the mortgage-application process. Notable trends are: Growth in Nonbank Lenders is Expected to Drive the Market.

  6. Will Invesco Mortgage (IVR-C) Pay Off Despite Low Interest Rates? (Forecast)...

    • kappasignal.com
    Updated Feb 14, 2024
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    KappaSignal (2024). Will Invesco Mortgage (IVR-C) Pay Off Despite Low Interest Rates? (Forecast) [Dataset]. https://www.kappasignal.com/2024/02/will-invesco-mortgage-ivr-c-pay-off.html
    Explore at:
    Dataset updated
    Feb 14, 2024
    Dataset authored and provided by
    KappaSignal
    License

    https://www.kappasignal.com/p/legal-disclaimer.htmlhttps://www.kappasignal.com/p/legal-disclaimer.html

    Description

    This analysis presents a rigorous exploration of financial data, incorporating a diverse range of statistical features. By providing a robust foundation, it facilitates advanced research and innovative modeling techniques within the field of finance.

    Will Invesco Mortgage (IVR-C) Pay Off Despite Low Interest Rates?

    Financial data:

    • Historical daily stock prices (open, high, low, close, volume)

    • Fundamental data (e.g., market capitalization, price to earnings P/E ratio, dividend yield, earnings per share EPS, price to earnings growth, debt-to-equity ratio, price-to-book ratio, current ratio, free cash flow, projected earnings growth, return on equity, dividend payout ratio, price to sales ratio, credit rating)

    • Technical indicators (e.g., moving averages, RSI, MACD, average directional index, aroon oscillator, stochastic oscillator, on-balance volume, accumulation/distribution A/D line, parabolic SAR indicator, bollinger bands indicators, fibonacci, williams percent range, commodity channel index)

    Machine learning features:

    • Feature engineering based on financial data and technical indicators

    • Sentiment analysis data from social media and news articles

    • Macroeconomic data (e.g., GDP, unemployment rate, interest rates, consumer spending, building permits, consumer confidence, inflation, producer price index, money supply, home sales, retail sales, bond yields)

    Potential Applications:

    • Stock price prediction

    • Portfolio optimization

    • Algorithmic trading

    • Market sentiment analysis

    • Risk management

    Use Cases:

    • Researchers investigating the effectiveness of machine learning in stock market prediction

    • Analysts developing quantitative trading Buy/Sell strategies

    • Individuals interested in building their own stock market prediction models

    • Students learning about machine learning and financial applications

    Additional Notes:

    • The dataset may include different levels of granularity (e.g., daily, hourly)

    • Data cleaning and preprocessing are essential before model training

    • Regular updates are recommended to maintain the accuracy and relevance of the data

  7. T

    China Loan Prime Rate

    • tradingeconomics.com
    • de.tradingeconomics.com
    • +13more
    csv, excel, json, xml
    Updated Jun 20, 2025
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    TRADING ECONOMICS (2025). China Loan Prime Rate [Dataset]. https://tradingeconomics.com/china/interest-rate
    Explore at:
    xml, csv, excel, jsonAvailable download formats
    Dataset updated
    Jun 20, 2025
    Dataset authored and provided by
    TRADING ECONOMICS
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Time period covered
    Oct 25, 2013 - Jun 20, 2025
    Area covered
    China
    Description

    The benchmark interest rate in China was last recorded at 3 percent. This dataset provides the latest reported value for - China Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

  8. B

    Brazil Home Loan Market Report

    • datainsightsmarket.com
    doc, pdf, ppt
    Updated Mar 8, 2025
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    Data Insights Market (2025). Brazil Home Loan Market Report [Dataset]. https://www.datainsightsmarket.com/reports/brazil-home-loan-market-19628
    Explore at:
    pdf, doc, pptAvailable download formats
    Dataset updated
    Mar 8, 2025
    Dataset authored and provided by
    Data Insights Market
    License

    https://www.datainsightsmarket.com/privacy-policyhttps://www.datainsightsmarket.com/privacy-policy

    Time period covered
    2025 - 2033
    Area covered
    Brazil
    Variables measured
    Market Size
    Description

    The Brazilian home loan market exhibits robust growth potential, projected to reach a substantial size by 2033. The market's 11.20% CAGR from 2019-2024 signifies strong investor confidence and sustained demand. Key drivers include a growing middle class with increasing disposable incomes, government initiatives aimed at boosting homeownership, and a gradual improvement in the overall economic climate. While rising interest rates present a potential restraint, the diverse range of lenders—including major banks like Itaú Unibanco, Banco Bradesco, and Caixa Econômica Federal, along with fintech disruptors like Nubank and Creditas—contributes to market dynamism and accessibility. The market is segmented by lender type (banks, housing finance companies), interest rate type (fixed, floating), and loan tenure (categorized into specific year ranges). The substantial number of players underscores the competitiveness and evolving landscape, offering various loan options catering to different customer profiles and risk tolerances. The continued expansion of digital lending platforms enhances accessibility and efficiency, shaping the future trajectory of the market. The forecast period (2025-2033) anticipates continued expansion, driven by sustained economic growth and further penetration of digital lending technologies. However, macroeconomic factors like inflation and potential shifts in government policies will influence the market's growth trajectory. The segmentation by loan tenure suggests a significant proportion of loans are likely long-term, reflecting the long-term commitment associated with homeownership. The competition among established players and fintech entrants will likely drive innovation in product offerings and customer service, benefiting borrowers through more competitive rates and flexible loan terms. Analyzing regional variations within Brazil could further refine the market understanding and identify opportunities for targeted investments. The ongoing expansion of the middle class, combined with supportive government policies, positions the Brazilian home loan market for continued substantial growth over the forecast period. This report provides a detailed analysis of the Brazil home loan market, covering the period 2019-2033. It delves into market size, segmentation, growth drivers, challenges, and key players, offering invaluable insights for investors, lenders, and industry stakeholders. With a base year of 2025 and an estimated year of 2025, the forecast period spans from 2025 to 2033, building upon historical data from 2019-2024. The report also examines the impact of recent mergers and acquisitions (M&A) activity, regulatory changes, and emerging trends shaping the future of Brazilian mortgages. Expect in-depth analysis of mortgage rates, loan tenures, and the role of banks and housing finance companies (HFCs). This report is crucial for understanding the dynamic landscape of the Brazilian real estate financing sector. Recent developments include: August 2022: Brazilian lender Banco Bradesco SA subsidiary Bradescard has agreed to acquire Mexico's Ictineo Plataforma SA in a bid to offer digital accounts in Latin America's second-largest economy. Bradesco said the acquisition will allow the bank to enter the banking retail area, offering digital accounts, payroll loans, and investment accounts., April 2022: Brazilian banking group Itaú Unibanco has acquired a 12.82% stake in Rede Agro Fidelidade e Intermediação S.A. (Orbia) to expand its operations. The deal is aimed at expanding Itaú Unibanco's footprint by giving it access to Orbia's customer base and allowing the bank to offer them easy access to credit.. Key drivers for this market are: Economic Growth, Increased Mortgage Options. Potential restraints include: Economic Growth, Increased Mortgage Options. Notable trends are: Increase in High End Property Sales.

  9. w

    Global Reverse Mortgage Provider Market Research Report: By Loan Type (Home...

    • wiseguyreports.com
    Updated Dec 4, 2024
    + more versions
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    wWiseguy Research Consultants Pvt Ltd (2024). Global Reverse Mortgage Provider Market Research Report: By Loan Type (Home Equity Conversion Mortgage, Proprietary Reverse Mortgages, Single-Purpose Reverse Mortgages), By Borrower Age Group (65 and above, 60 to 64, 55 to 59), By Loan Amount (Below $50,000, $50,000 to $100,000, Above $100,000), By Provider Type (Banks, Credit Unions, Online Lenders) and By Regional (North America, Europe, South America, Asia Pacific, Middle East and Africa) - Forecast to 2032. [Dataset]. https://www.wiseguyreports.com/reports/reverse-mortgage-provider-market
    Explore at:
    Dataset updated
    Dec 4, 2024
    Dataset authored and provided by
    wWiseguy Research Consultants Pvt Ltd
    License

    https://www.wiseguyreports.com/pages/privacy-policyhttps://www.wiseguyreports.com/pages/privacy-policy

    Area covered
    Global
    Description
    BASE YEAR2024
    HISTORICAL DATA2019 - 2024
    REPORT COVERAGERevenue Forecast, Competitive Landscape, Growth Factors, and Trends
    MARKET SIZE 20238.41(USD Billion)
    MARKET SIZE 20248.96(USD Billion)
    MARKET SIZE 203215.0(USD Billion)
    SEGMENTS COVEREDLoan Type, Borrower Age Group, Loan Amount, Provider Type, Regional
    COUNTRIES COVEREDNorth America, Europe, APAC, South America, MEA
    KEY MARKET DYNAMICSAging population, Low interest rates, Increasing housing equity, Regulatory changes, Financial literacy awareness
    MARKET FORECAST UNITSUSD Billion
    KEY COMPANIES PROFILEDLongbridge Financial, Hometap, Mutual of Omaha, American Advisors Group, CMG Financial, Wells Fargo, HomeBridge Financial Services, Finance of America Reverse, RMF, OneReverse, Reverse Mortgage Funding, Quicken Loans, Equity Release Council, Ocwen Financial Corporation, AAG
    MARKET FORECAST PERIOD2025 - 2032
    KEY MARKET OPPORTUNITIESAging population demand, Increased financial literacy, Technology integration for accessibility, Diversification of product offerings, Regulatory environment enhancements
    COMPOUND ANNUAL GROWTH RATE (CAGR) 6.64% (2025 - 2032)
  10. Mortgage Rates Soar, Making Homeownership Out of Reach for Many (Forecast)

    • kappasignal.com
    Updated Jun 1, 2023
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    KappaSignal (2023). Mortgage Rates Soar, Making Homeownership Out of Reach for Many (Forecast) [Dataset]. https://www.kappasignal.com/2023/06/mortgage-rates-soar-making.html
    Explore at:
    Dataset updated
    Jun 1, 2023
    Dataset authored and provided by
    KappaSignal
    License

    https://www.kappasignal.com/p/legal-disclaimer.htmlhttps://www.kappasignal.com/p/legal-disclaimer.html

    Description

    This analysis presents a rigorous exploration of financial data, incorporating a diverse range of statistical features. By providing a robust foundation, it facilitates advanced research and innovative modeling techniques within the field of finance.

    Mortgage Rates Soar, Making Homeownership Out of Reach for Many

    Financial data:

    • Historical daily stock prices (open, high, low, close, volume)

    • Fundamental data (e.g., market capitalization, price to earnings P/E ratio, dividend yield, earnings per share EPS, price to earnings growth, debt-to-equity ratio, price-to-book ratio, current ratio, free cash flow, projected earnings growth, return on equity, dividend payout ratio, price to sales ratio, credit rating)

    • Technical indicators (e.g., moving averages, RSI, MACD, average directional index, aroon oscillator, stochastic oscillator, on-balance volume, accumulation/distribution A/D line, parabolic SAR indicator, bollinger bands indicators, fibonacci, williams percent range, commodity channel index)

    Machine learning features:

    • Feature engineering based on financial data and technical indicators

    • Sentiment analysis data from social media and news articles

    • Macroeconomic data (e.g., GDP, unemployment rate, interest rates, consumer spending, building permits, consumer confidence, inflation, producer price index, money supply, home sales, retail sales, bond yields)

    Potential Applications:

    • Stock price prediction

    • Portfolio optimization

    • Algorithmic trading

    • Market sentiment analysis

    • Risk management

    Use Cases:

    • Researchers investigating the effectiveness of machine learning in stock market prediction

    • Analysts developing quantitative trading Buy/Sell strategies

    • Individuals interested in building their own stock market prediction models

    • Students learning about machine learning and financial applications

    Additional Notes:

    • The dataset may include different levels of granularity (e.g., daily, hourly)

    • Data cleaning and preprocessing are essential before model training

    • Regular updates are recommended to maintain the accuracy and relevance of the data

  11. P

    Puerto Rico Home Mortgage Finance Market Report

    • datainsightsmarket.com
    doc, pdf, ppt
    Updated Feb 1, 2025
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    Data Insights Market (2025). Puerto Rico Home Mortgage Finance Market Report [Dataset]. https://www.datainsightsmarket.com/reports/puerto-rico-home-mortgage-finance-market-19499
    Explore at:
    ppt, doc, pdfAvailable download formats
    Dataset updated
    Feb 1, 2025
    Dataset authored and provided by
    Data Insights Market
    License

    https://www.datainsightsmarket.com/privacy-policyhttps://www.datainsightsmarket.com/privacy-policy

    Time period covered
    2025 - 2033
    Area covered
    Global, Puerto Rico
    Variables measured
    Market Size
    Description

    The Puerto Rico Home Mortgage Finance Market is valued at XX million in 2025 and is projected to grow at a CAGR of 1.50% over the forecast period (2025-2033). The growth of the market can be attributed to the increasing demand for affordable housing, rising interest rates, and government initiatives to support homeownership. Some of the key drivers of the market include the growing population of Puerto Rico, the increasing demand for affordable housing, and the rising interest rates. The growing population of Puerto Rico has led to an increased demand for housing, which has in turn driven up prices. This has made it difficult for many people to afford to buy a home, which has led to an increased demand for affordable housing. Additionally, the rising interest rates have made it more expensive to finance a mortgage, which has further contributed to the demand for affordable housing. The government of Puerto Rico has also implemented a number of initiatives to support homeownership, which has helped to make it more affordable for people to buy a home. These initiatives include providing down payment assistance, offering tax breaks, and reducing closing costs. Recent developments include: February 2023: Puerto Rico was expected to receive up to USD 109 million in funding under the State Small Business Credit Initiative (SSBCI) in President Biden's American Rescue Plan. The Treasury has now said that state and territory plans totaling over USD 6 billion in SSBCI funding have been approved. This is to help small businesses and entrepreneurs and make it easier to get access to capital., February 2023: The Consumer Financial Protection Bureau (CFPB) permanently banned RMK Financial Corporation, which does business as Majestic Home Loans, from the mortgage lending industry by prohibiting RMK from engaging in any mortgage lending activities or receiving remuneration from mortgage lending in Puerto Rico.. Notable trends are: Increase in Economic Growth and GDP per capita.

  12. U

    US Mortgage Lending Market Report

    • marketreportanalytics.com
    doc, pdf, ppt
    Updated Apr 30, 2025
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    Market Report Analytics (2025). US Mortgage Lending Market Report [Dataset]. https://www.marketreportanalytics.com/reports/us-mortgage-lending-market-99565
    Explore at:
    pdf, doc, pptAvailable download formats
    Dataset updated
    Apr 30, 2025
    Dataset authored and provided by
    Market Report Analytics
    License

    https://www.marketreportanalytics.com/privacy-policyhttps://www.marketreportanalytics.com/privacy-policy

    Time period covered
    2025 - 2033
    Area covered
    Global
    Variables measured
    Market Size
    Description

    The US mortgage lending market, a cornerstone of the American economy, is experiencing robust growth, projected to maintain a Compound Annual Growth Rate (CAGR) exceeding 5% from 2025 to 2033. This expansion is fueled by several key factors. Firstly, a consistently increasing population and household formations drive demand for housing, consequently boosting mortgage loan originations. Secondly, historically low interest rates in recent years have stimulated borrowing, making homeownership more accessible. Furthermore, government initiatives aimed at supporting homeownership, along with increasing disposable incomes in certain segments of the population, contribute to the market's positive trajectory. The market is segmented by loan type (fixed-rate mortgages and home equity lines of credit), service providers (commercial banks, financial institutions, credit unions, and other lenders), and application mode (online and offline). Competition is intense among major players like Bank of America, Chase Bank, and US Bank, with smaller institutions and credit unions vying for market share. While the overall trend is positive, potential headwinds include fluctuations in interest rates, economic downturns impacting consumer confidence, and stringent regulatory environments which can impact lending practices. The geographical distribution of the US mortgage lending market reflects regional economic variations. While the United States dominates North America's market share, growth potential exists across various international markets. European and Asian markets, though characterized by distinct regulatory landscapes and consumer behaviors, present opportunities for expansion. The market's future trajectory will depend on several interconnected factors, including macroeconomic conditions, demographic shifts, and technological advancements influencing the mortgage lending process. The continued adoption of digital technologies is expected to streamline lending processes and expand access, impacting the future of the market significantly. Strategic partnerships and acquisitions are also anticipated, further consolidating the market landscape and driving innovation. Recent developments include: August 2023: Spring EQ, a provider of home equity financing solutions, has entered into a definitive agreement to be acquired by an affiliate of Cerberus Capital Management, L.P., a global leader in alternative investing. The main aim of the partnership is to support Spring EQ's mission to deliver offerings and expand its leadership in the home equity financing market., June 2023: VIU by HUB, a digital insurance brokerage platform subsidiary of Hub International Limited, has entered into a new partnership with Unison, a home equity-sharing company. The collaboration will allow homeowners to compare insurance coverage quotes from various carriers and receive expert advice throughout the process.. Key drivers for this market are: Home Renovation Trends are Driving the Market. Potential restraints include: Home Renovation Trends are Driving the Market. Notable trends are: Home Equity Lending Market is Being Stimulated By Rising Home Prices.

  13. M

    Mortgage Calculator Tool Report

    • archivemarketresearch.com
    doc, pdf, ppt
    Updated Feb 22, 2025
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    Archive Market Research (2025). Mortgage Calculator Tool Report [Dataset]. https://www.archivemarketresearch.com/reports/mortgage-calculator-tool-40272
    Explore at:
    ppt, pdf, docAvailable download formats
    Dataset updated
    Feb 22, 2025
    Dataset authored and provided by
    Archive Market Research
    License

    https://www.archivemarketresearch.com/privacy-policyhttps://www.archivemarketresearch.com/privacy-policy

    Time period covered
    2025 - 2033
    Area covered
    Global
    Variables measured
    Market Size
    Description

    Market Analysis for Mortgage Calculator Tool The global Mortgage Calculator Tool market is projected to grow significantly in the coming years, driven by increasing homeownership rates, rising mortgage interest rates, and the increasing popularity of online financial planning tools. The market size, valued at approximately XXX million in 2025, is anticipated to expand at a CAGR of XX% during the forecast period of 2025-2033. Cloud-based and on-premises solutions dominate the market landscape, with SMEs and large enterprises representing the primary user segments. Key market players include Zillow, USMortgage, Trulia, Ramsey, Veterans United, FHA, Karl's Mortgage Calculator, Mortgage Pal, Calculator.net, and Rocket Mortgage. Key market trends include the integration of advanced technologies such as artificial intelligence and machine learning into mortgage calculators, providing users with personalized and accurate financial projections. Additionally, the growing adoption of mobile-friendly mortgage calculator tools has made it convenient for individuals to access and utilize these tools on their smartphones and tablets. The market is also expected to benefit from increased government initiatives aimed at promoting homeownership and financial literacy among consumers. However, factors such as regulatory compliance requirements and data security concerns may hinder market growth to some extent.

  14. T

    Mexico Interest Rate

    • tradingeconomics.com
    • fr.tradingeconomics.com
    • +13more
    csv, excel, json, xml
    Updated Jun 26, 2025
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    TRADING ECONOMICS (2025). Mexico Interest Rate [Dataset]. https://tradingeconomics.com/mexico/interest-rate
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    excel, json, csv, xmlAvailable download formats
    Dataset updated
    Jun 26, 2025
    Dataset authored and provided by
    TRADING ECONOMICS
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Time period covered
    Oct 14, 2005 - Jun 26, 2025
    Area covered
    Mexico
    Description

    The benchmark interest rate in Mexico was last recorded at 8 percent. This dataset provides - Mexico Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

  15. Home Loan Market Size & Share Analysis - Industry Research Report - Growth...

    • mordorintelligence.com
    pdf,excel,csv,ppt
    Updated Jul 8, 2025
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    Mordor Intelligence (2025). Home Loan Market Size & Share Analysis - Industry Research Report - Growth Trends [Dataset]. https://www.mordorintelligence.com/industry-reports/home-loan-market
    Explore at:
    pdf,excel,csv,pptAvailable download formats
    Dataset updated
    Jul 8, 2025
    Dataset authored and provided by
    Mordor Intelligence
    License

    https://www.mordorintelligence.com/privacy-policyhttps://www.mordorintelligence.com/privacy-policy

    Time period covered
    2019 - 2030
    Area covered
    Global
    Description

    The Global Home Loan Market Report is Segmented by Loan Purpose (Purchase, Home Improvement/Renovation, Others), Provider (Banks, Housing Finance Companies, Others), Interest Rates (Fixed Interest Rates, Floating Interest Rates), Loan Tenure (Less Than or Equal To 10 Years, 11 – 20 Years, and More), and Geography (North America, South America, and More). The Market Forecasts are Provided in Terms of Value (USD).

  16. Latin America Home Mortgage Finance Market Size & Share Analysis - Industry...

    • mordorintelligence.com
    pdf,excel,csv,ppt
    Updated Jun 9, 2023
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    Mordor Intelligence (2023). Latin America Home Mortgage Finance Market Size & Share Analysis - Industry Research Report - Growth Trends [Dataset]. https://www.mordorintelligence.com/industry-reports/latin-america-home-mortgage-finance-market
    Explore at:
    pdf,excel,csv,pptAvailable download formats
    Dataset updated
    Jun 9, 2023
    Dataset authored and provided by
    Mordor Intelligence
    License

    https://www.mordorintelligence.com/privacy-policyhttps://www.mordorintelligence.com/privacy-policy

    Time period covered
    2020 - 2030
    Area covered
    Latin America
    Description

    The Latin America Home Mortgage Finance Market is segmented by type (Fixed-rate Mortgage, Adjustable-rate Mortgage), by Tenure (Up to 5 Years, 6 - 10 Years, 11 - 24 Years, and 25 - 30 Years), and by Geography (Brazil, Chile, Peru, Colombia, and the Rest of Latin America). The report offers market size and forecasts for Latin America Home Mortgage Finance Market in value (USD Billion) for all the above segments.

  17. T

    Austria Prime Lending Rate

    • tradingeconomics.com
    • tr.tradingeconomics.com
    • +13more
    csv, excel, json, xml
    Updated Jun 15, 2025
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    TRADING ECONOMICS (2025). Austria Prime Lending Rate [Dataset]. https://tradingeconomics.com/austria/bank-lending-rate
    Explore at:
    excel, xml, csv, jsonAvailable download formats
    Dataset updated
    Jun 15, 2025
    Dataset authored and provided by
    TRADING ECONOMICS
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Time period covered
    May 31, 1999 - May 31, 2025
    Area covered
    Austria
    Description

    Bank Lending Rate in Austria decreased to 4.05 percent in May from 4.22 percent in April of 2025. This dataset provides - Austria Prime Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

  18. A

    Argentina Lending Rate: Foreign Currency: Fixed & Renegotiable: Mortgage...

    • ceicdata.com
    + more versions
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    CEICdata.com, Argentina Lending Rate: Foreign Currency: Fixed & Renegotiable: Mortgage Loans: More than 10 Years [Dataset]. https://www.ceicdata.com/en/argentina/lending-rate-non-financial-private-sector/lending-rate-foreign-currency-fixed--renegotiable-mortgage-loans-more-than-10-years
    Explore at:
    Dataset provided by
    CEICdata.com
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Time period covered
    Mar 1, 2024 - Feb 1, 2025
    Area covered
    Argentina
    Variables measured
    Lending Rate
    Description

    Argentina Lending Rate: Foreign Currency: Fixed & Renegotiable: Mortgage Loans: More than 10 Years data was reported at 0.000 % pa in Mar 2025. This stayed constant from the previous number of 0.000 % pa for Feb 2025. Argentina Lending Rate: Foreign Currency: Fixed & Renegotiable: Mortgage Loans: More than 10 Years data is updated monthly, averaging 0.000 % pa from Jun 1993 (Median) to Mar 2025, with 382 observations. The data reached an all-time high of 16.720 % pa in Feb 1994 and a record low of 0.000 % pa in Mar 2025. Argentina Lending Rate: Foreign Currency: Fixed & Renegotiable: Mortgage Loans: More than 10 Years data remains active status in CEIC and is reported by Central Bank of Argentina. The data is categorized under Global Database’s Argentina – Table AR.M006: Lending Rate: Non Financial Private Sector.

  19. Europe Home Mortgage Finance Market Size & Share Analysis - Industry...

    • mordorintelligence.com
    pdf,excel,csv,ppt
    Updated Jul 8, 2025
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    Mordor Intelligence (2025). Europe Home Mortgage Finance Market Size & Share Analysis - Industry Research Report - Growth Trends [Dataset]. https://www.mordorintelligence.com/industry-reports/europe-home-mortgage-finance-market
    Explore at:
    pdf,excel,csv,pptAvailable download formats
    Dataset updated
    Jul 8, 2025
    Dataset authored and provided by
    Mordor Intelligence
    License

    https://www.mordorintelligence.com/privacy-policyhttps://www.mordorintelligence.com/privacy-policy

    Time period covered
    2019 - 2030
    Area covered
    Europe
    Description

    The Europe Home Mortgage Finance Market Report is Segmented by Loan Purpose (Purchase, Home Improvement/Renovation, and More), Provider (Banks, Housing Finance Companies, Others), Interest Rates (Fixed Interest Rates, Floating Interest Rates), Loan Tenure (≤ 10 Years, 11-20 Years, More Than 20 Years), and Country (United Kingdom, Germany, France, Spain, and More). The Market Forecasts are Provided in Terms of Value (USD).

  20. Montenegro Home Mortgage Finance Market Size & Share Analysis - Industry...

    • mordorintelligence.com
    pdf,excel,csv,ppt
    Updated Jun 9, 2023
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    Mordor Intelligence (2023). Montenegro Home Mortgage Finance Market Size & Share Analysis - Industry Research Report - Growth Trends [Dataset]. https://www.mordorintelligence.com/industry-reports/montenegro-home-mortgage-finance-market
    Explore at:
    pdf,excel,csv,pptAvailable download formats
    Dataset updated
    Jun 9, 2023
    Dataset authored and provided by
    Mordor Intelligence
    License

    https://www.mordorintelligence.com/privacy-policyhttps://www.mordorintelligence.com/privacy-policy

    Time period covered
    2020 - 2030
    Area covered
    Montenegro, Serbia and Montenegro
    Description

    The Montenegro Home Mortgage Finance Market is segmented by application (home purchase, refinance, home improvement, and others), providers (banks, housing finance companies, and real estate agents), and interest rate (fixed rate mortgage loan and adjustable rate mortgage loan). The report offers market size and forecasts for Montenegro Home Mortgage Finance Market in value (USD billion) for all the above segments.

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KappaSignal (2023). What are 30 year mortgage rates? (Forecast) [Dataset]. https://www.kappasignal.com/2023/05/what-are-30-year-mortgage-rates.html
Organization logo

What are 30 year mortgage rates? (Forecast)

Explore at:
Dataset updated
May 13, 2023
Dataset authored and provided by
KappaSignal
License

https://www.kappasignal.com/p/legal-disclaimer.htmlhttps://www.kappasignal.com/p/legal-disclaimer.html

Description

This analysis presents a rigorous exploration of financial data, incorporating a diverse range of statistical features. By providing a robust foundation, it facilitates advanced research and innovative modeling techniques within the field of finance.

What are 30 year mortgage rates?

Financial data:

  • Historical daily stock prices (open, high, low, close, volume)

  • Fundamental data (e.g., market capitalization, price to earnings P/E ratio, dividend yield, earnings per share EPS, price to earnings growth, debt-to-equity ratio, price-to-book ratio, current ratio, free cash flow, projected earnings growth, return on equity, dividend payout ratio, price to sales ratio, credit rating)

  • Technical indicators (e.g., moving averages, RSI, MACD, average directional index, aroon oscillator, stochastic oscillator, on-balance volume, accumulation/distribution A/D line, parabolic SAR indicator, bollinger bands indicators, fibonacci, williams percent range, commodity channel index)

Machine learning features:

  • Feature engineering based on financial data and technical indicators

  • Sentiment analysis data from social media and news articles

  • Macroeconomic data (e.g., GDP, unemployment rate, interest rates, consumer spending, building permits, consumer confidence, inflation, producer price index, money supply, home sales, retail sales, bond yields)

Potential Applications:

  • Stock price prediction

  • Portfolio optimization

  • Algorithmic trading

  • Market sentiment analysis

  • Risk management

Use Cases:

  • Researchers investigating the effectiveness of machine learning in stock market prediction

  • Analysts developing quantitative trading Buy/Sell strategies

  • Individuals interested in building their own stock market prediction models

  • Students learning about machine learning and financial applications

Additional Notes:

  • The dataset may include different levels of granularity (e.g., daily, hourly)

  • Data cleaning and preprocessing are essential before model training

  • Regular updates are recommended to maintain the accuracy and relevance of the data

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