Mortgages Category Archives — Massachusetts Real Estate Lawyer Blog Published by Massachusetts Real Estate Attorneys — Pulgini & Norton, LLP Attorneys at Law | Published by Massachusetts Real Estate Attorneys — Pulgini & Norton, LLP Attorneys at Law

House prices grew year-on-year in most states in the U.S. in the third quarter of 2024. The District of Columbia was the only exception, with a decline of three percent. The annual appreciation for single-family housing in the U.S. was 0.71 percent, while in Hawaii—the state where homes appreciated the most—the increase exceeded 10 percent. How have home prices developed in recent years? House price growth in the U.S. has been going strong for years. In 2024, the median sales price of a single-family home exceeded 413,000 U.S. dollars, up from 277,000 U.S. dollars five years ago. One of the factors driving house prices was the cost of credit. The record-low federal funds effective rate allowed mortgage lenders to set mortgage interest rates as low as 2.3 percent. With interest rates on the rise, home buying has also slowed, causing fluctuations in house prices. Why are house prices growing? Many markets in the U.S. are overheated because supply has not been able to keep up with demand. How many homes enter the housing market depends on the construction output, whereas the availability of existing homes for purchase depends on many other factors, such as the willingness of owners to sell. Furthermore, growing investor appetite in the housing sector means that prospective homebuyers have some extra competition to worry about. In certain metros, for example, the share of homes bought by investors exceeded 20 percent in 2024.

金融负债：流量：MA：NI：抵押贷款在12-01-2017达0.000百万南非兰特，相较于12-01-2016的0.000百万南非兰特保持不变。金融负债：流量：MA：NI：抵押贷款数据按年更新，12-01-1992至12-01-2017期间平均值为0.000百万南非兰特，共26份观测结果。CEIC提供的金融负债：流量：MA：NI：抵押贷款数据处于定期更新的状态，数据来源于South African Reserve Bank，数据归类于Global Database的南非 – 表 ZA.AB006：按行业划分基金：流量：金融管理局：年度。