MBA Mortgage Market Index in the United States increased to 317.60 points in November 21 from 316.90 points in the previous week. This dataset includes a chart with historical data for the United States MBA Mortgage Market Index.

The U.S. mortgage market has declined notably since 2020 and 2021, mostly due to the effect of higher borrowing costs on refinance mortgages. The value of refinancing mortgage originations amounted to 112 billion U.S. dollars in the first quarter of 2025, down from a peak of 851 billion U.S. dollars in the fourth quarter of 2020. The value of mortgage loans for the purchase of a property recorded milder fluctuations, with a value of 272 billion U.S. dollars in the first quarter of 2025. According to the forecast, mortgage lending is expected to slightly increase until the end of 2026. The cost of mortgage borrowing in the U.S. Mortgage interest rates in the U.S. rose dramatically in 2022, peaking in the final quarter of 2024. In 2020, a homebuyer could lock in a 30-year fixed interest rate of under three percent, whereas in 2024, the average rate for the same mortgage type exceeded 6.6 percent. This has led to a decline in homebuyer sentiment and an increasing share of the population pessimistic about buying a home in the current market. The effect of a slower housing market on property prices and rents According to the S&P/Case Shiller U.S. National Home Price Index, housing prices experienced a slight correction in early 2023, as property transactions declined. Nevertheless, the index continued to grow in the following months. On the other hand, residential rents have increased steadily since 2000.

Nahb Housing Market Index in the United States increased to 38 points in November from 37 points in October of 2025. This dataset provides the latest reported value for - United States Nahb Housing Market Index - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

The NAHB Housing Market Index is a monthly survey conducted by the National Association of Home Builders that measures homebuilders' sentiment regarding the U.S. housing market.-2025-07-17

The housing credit affordability index stood at **** percent in the third quarter of 2024. This indicated that less than five percent of home purchase loans in the U.S. were at risk of going unpaid for more than ** days and defaulting. At its peak before the Subprime mortgage crisis, the index stood at ***** percent, with borrower risk amounting to ***** percent and product risk, **** percent. The decline in the index shows the decrease in risk appetite of lenders, the tightened lending standards and unwillingness to accept higher risk of defaults.

Home prices in the U.S. reach new heights The American housing market continues to show remarkable resilience, with the S&P/Case Shiller U.S. National Home Price Index reaching an all-time high of 325.78 in July 2024. This figure represents a significant increase from the index value of 166.24 recorded in January 2015, highlighting the substantial growth in home prices over the past decade. The S&P Case Shiller National Home Price Index is based on the prices of single-family homes and is the leading indicator of the American housing market and one of the indicators of the state of the broader economy. The S&P Case Shiller National Home Price Index series also includes S&P/Case Shiller 20-City Composite Home Price Index and S&P/Case Shiller 10-City Composite Home Price Index – measuring the home price changes in the major U.S. metropolitan areas, as well as twenty composite indices for the leading U.S. cities. Market fluctuations and recovery Despite the overall upward trend, the housing market has experienced some fluctuations in recent years. During the housing boom in 2021, the number of existing home sales reached the highest level since 2006. However, transaction volumes quickly plummeted, as the soaring interest rates and out-of-reach prices led to housing sentiment deteriorating. Factors influencing home prices Several factors have contributed to the rise in home prices, including a chronic supply shortage, the gradual decline in interest rates, and the spike in demand during the COVID-19 pandemic. During the subprime mortgage crisis (2007-2010), the construction of new homes declined dramatically. Although it has gradually increased since then, the number of new building permits, home starts, and completions are still shy from the levels before the crisis. With demand outweighing supply, competition for homes can be fierce, leading to bidding wars and soaring prices. The supply of existing homes is further constrained, as homeowners are less likely to sell and move homes due to the worsened lending conditions.

The NAHB Housing Market Index is a monthly survey conducted by the National Association of Home Builders that measures homebuilders' sentiment regarding the U.S. housing market.-2026-01-16

View monthly updates and historical trends for NAHB/Wells Fargo US Housing Market Index. from United States. Source: National Association of Home Builders…

Graph and download economic data for 30-Year Fixed Rate Conforming Non-Adjusted Mortgage Index (OBMMIC30YFNA) from 2017-01-03 to 2025-12-01 about 30-year, mortgage, fixed, rate, indexes, and USA.

United States Housing Market Index: sa: Single Family Detached: Present data was reported at 67.000 NA in Nov 2018. This records a decrease from the previous number of 74.000 NA for Oct 2018. United States Housing Market Index: sa: Single Family Detached: Present data is updated monthly, averaging 59.000 NA from Jan 1985 (Median) to Nov 2018, with 407 observations. The data reached an all-time high of 86.000 NA in Dec 1998 and a record low of 6.000 NA in Jan 2009. United States Housing Market Index: sa: Single Family Detached: Present data remains active status in CEIC and is reported by National Association of Home Builders. The data is categorized under Global Database’s United States – Table US.EB013: Housing Market Index.

Overview with Chart & Report: NAHB Housing Market Index is issued by US National Association of Home Builders. It is based on a monthly survey of 140 000 association members. The survey offers respondents to evaluate market

View monthly updates and historical trends for NAHB/Wells Fargo Midwest Housing Market Index. from United States. Source: National Association of Home Bui…

United States Housing Market Index: sa: Traffic of Prospective Buyers data was reported at 45.000 NA in Nov 2018. This records a decrease from the previous number of 53.000 NA for Oct 2018. United States Housing Market Index: sa: Traffic of Prospective Buyers data is updated monthly, averaging 43.000 NA from Jan 1985 (Median) to Nov 2018, with 407 observations. The data reached an all-time high of 62.000 NA in Dec 1993 and a record low of 7.000 NA in Dec 2008. United States Housing Market Index: sa: Traffic of Prospective Buyers data remains active status in CEIC and is reported by National Association of Home Builders. The data is categorized under Global Database’s United States – Table US.EB013: Housing Market Index.

View monthly updates and historical trends for NAHB/Wells Fargo Northeast Housing Market Index. from United States. Source: National Association of Home B…

United States WAS: Market Volume Index: sa: Government: Refinance data was reported at 932.900 15Mar1996=1000 in 20 Jul 2018. This records a decrease from the previous number of 970.000 15Mar1996=1000 for 13 Jul 2018. United States WAS: Market Volume Index: sa: Government: Refinance data is updated weekly, averaging 1,188.250 15Mar1996=1000 from Jan 1990 (Median) to 20 Jul 2018, with 1490 observations. The data reached an all-time high of 8,871.600 15Mar1996=1000 in 15 Jun 2012 and a record low of 24.000 15Mar1996=1000 in 19 Oct 1990. United States WAS: Market Volume Index: sa: Government: Refinance data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s USA – Table US.KA016: Weekly Applications Survey: Mortgage Loan Applications.

The Russian banking sector health index was expected to improve gradually, according to the Expert RA estimates. For the period between July 2021 and July 2022, the index was projected to reach **** percent.

The Housing Affordability Index value in the United States plummeted in 2022, surpassing the historical record of ***** index points in 2006. In 2024, the housing affordability index measured **** index points, making it the second-worst year for homebuyers since the start of the observation period. What does the Housing Affordability Index mean? The Housing Affordability Index uses data provided by the National Association of Realtors (NAR). It measures whether a family earning the national median income can afford the monthly mortgage payments on a median-priced existing single-family home. An index value of 100 means that a family has exactly enough income to qualify for a mortgage on a home. The higher the index value, the more affordable a house is to a family. Key factors that drive the real estate market Income, house prices, and mortgage rates are some of the most important factors influencing homebuyer sentiment. When incomes increase, consumer power also increases. The median household income in the United States declined in 2022, affecting affordability. Additionally, mortgage interest rates have soared, adding to the financial burden of homebuyers. The sales price of existing single-family homes in the U.S. has increased year-on-year since 2011 and reached ******* U.S. dollars in 2023.

View monthly updates and historical trends for NAHB/Wells Fargo West Housing Market Index. from United States. Source: National Association of Home Builde…

United States WAS: Market Volume Index data was reported at 209.000 15Mar1996=1000 in 23 Nov 2018. This records a decrease from the previous number of 292.200 15Mar1996=1000 for 16 Nov 2018. United States WAS: Market Volume Index data is updated weekly, averaging 432.150 15Mar1996=1000 from Jan 1990 (Median) to 23 Nov 2018, with 1508 observations. The data reached an all-time high of 1,739.400 15Mar1996=1000 in 13 Jun 2003 and a record low of 40.800 15Mar1996=1000 in 28 Dec 1990. United States WAS: Market Volume Index data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s United States – Table US.KB008: Mortgage Loan Applications: Weekly Applications Survey.

Graph and download economic data for Nasdaq US Small Cap Mortgage Finance Index (NASDAQNQUSS30201025) from 2011-06-06 to 2025-11-07 about small cap, market cap, NASDAQ, finance, mortgage, indexes, and USA.