Statistics submitted to CLG by local authorities on the Mortgage Rescue Scheme Source agency: Communities and Local Government Designation: Official Statistics not designated as National Statistics Language: English Alternative title: MRS

From April 2011, monitoring information for the new Mortgage Rescue Scheme will be collected by the Homes and Communities Agency

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This quarterly report provides market participants additional transparency into a sample of the data FHFA receives and reviews on a monthly basis. The report focuses on alignment of prepayment rates, which continues to be important to the success of UMBS and to the efficiency and liquidity of the secondary mortgage market.

Mortgage Technology Market Outlook

According to our latest research, the global mortgage technology market size reached USD 14.8 billion in 2024, reflecting the sector’s robust integration of digital solutions across lending processes. The market is anticipated to grow at a CAGR of 13.2% from 2025 to 2033, culminating in a projected value of USD 44.8 billion by 2033. This remarkable growth is primarily driven by the accelerating digital transformation initiatives within financial institutions, the rising demand for seamless customer experiences, and the imperative to enhance operational efficiency and regulatory compliance in mortgage origination and servicing.

A key growth factor for the mortgage technology market is the intensifying focus on automation and digitization within the mortgage lending ecosystem. Traditional mortgage processes are notorious for being paper-intensive, slow, and prone to human error. The adoption of advanced mortgage technology platforms, including AI-driven loan origination systems and automated underwriting tools, is significantly reducing turnaround times and operational costs. Lenders are increasingly leveraging these technologies to streamline document management, improve accuracy in risk assessment, and facilitate real-time decision-making. This shift is not only enhancing productivity but also enabling institutions to scale their operations and serve a broader customer base with improved agility.

Another major driver underpinning market expansion is the evolving regulatory landscape and the growing emphasis on risk and compliance management. With regulations such as the Dodd-Frank Act, GDPR, and other local compliance mandates, mortgage lenders are under immense pressure to ensure transparency, data security, and adherence to legal standards. Mortgage technology solutions are being designed with robust compliance modules that automate regulatory checks, monitor ongoing transactions, and generate comprehensive audit trails. These capabilities not only mitigate the risk of non-compliance and associated penalties but also instill greater confidence among stakeholders and regulatory bodies. As a result, financial institutions are increasingly prioritizing investments in mortgage technology to future-proof their operations against evolving compliance demands.

The surge in demand for enhanced customer experience is also propelling the mortgage technology market. Borrowers today expect frictionless, digital-first interactions throughout the mortgage lifecycle, from application to closing. Modern mortgage technology platforms are integrating omnichannel communication, self-service portals, and AI-powered chatbots to deliver personalized and responsive customer journeys. These innovations are helping lenders differentiate themselves in a competitive marketplace by offering faster approvals, transparent processes, and proactive support. As customer expectations continue to rise, the adoption of cutting-edge mortgage technology is becoming indispensable for institutions seeking to build loyalty and capture market share.

Regionally, North America continues to dominate the mortgage technology market, accounting for the largest revenue share in 2024. The region’s leadership is attributed to the early adoption of fintech innovations, a highly regulated financial sector, and the presence of major technology providers. Meanwhile, Asia Pacific is emerging as the fastest-growing region, fueled by rapid urbanization, expanding middle-class populations, and increasing digital penetration. Europe is also witnessing significant growth, driven by regulatory harmonization and the modernization of legacy banking infrastructure. Across all regions, the convergence of digital transformation initiatives and evolving consumer preferences is shaping a dynamic and competitive landscape for mortgage technology providers.

Component Analysis

The component segment of the mortgage technology market comprises software, hardware, and services, each playing a pivo

Graph and download economic data for All Sectors; One-to-Four-Family Residential Mortgages; Asset, Level (ASHMA) from Q4 1945 to Q1 2025 about mortgage, sector, assets, housing, and USA.

The Department of Energy's Loan Programs-administered by LPO-enable DOE to work with private companies and lenders to mitigate the financing risks associated with clean energy projects, and thereby encourage their development on a broader and much-needed scale. The Loan Programs consist of three separate programs managed by two offices, the Loan Guarantee Program Office (LGP) and the Advanced Technology Vehicles Manufacturing Loan Program Office. LPO originates, guarantees, and monitors loans to support clean energy projects through these programs. The programs are: Section 1703: Under Section 1703 of Title XVII, DOE LGP is authorized to guarantee loans for projects that employ new or significantly improved energy technologies and avoid, reduce or sequester air pollutants or greenhouse gases. Section 1705: Under Section 1705 of Title XVII, added by the American Reinvestment and Recovery Act (ARRA), DOE LGP is authorized to guarantee loans for certain clean energy projects that commenced construction on or before September 30, 2011. The Section 1705 program expired, pursuant to statute, on September 30, 2011 and will actively monitor projects that previously received loan guarantees under the 1705 program. LPO will no longer issue new loan guarantees under the 1705 program. Advanced Technology Vehicles Manufacturing (ATVM): Under Section 136 of the Energy Independence and Security Act of 2007, DOE is authorized to provide direct loans to finance advanced vehicle technologies.

Bank Loan Software Market Outlook

The global bank loan software market size was valued at $2.5 billion in 2023 and is projected to reach $6.8 billion by 2032, growing at a CAGR of 11.5% during the forecast period. The increasing demand for automation and digitalization in the banking sector is a significant growth factor driving this market. The enhanced need for efficient loan processing systems, coupled with the growing emphasis on customer satisfaction, is propelling the adoption of advanced bank loan software solutions across the globe.

A major growth factor for the bank loan software market is the proliferation of digital banking. As more consumers and businesses prefer online and mobile banking solutions, financial institutions are compelled to integrate sophisticated loan management systems to streamline their operations. The digital transformation of banks not only enhances customer experiences but also improves operational efficiency, risk management, and compliance with regulatory requirements. This trend is expected to continue, significantly contributing to market growth over the forecast period.

Another critical driver is the increasing regulatory pressure on financial institutions to maintain accurate and transparent loan records. Regulatory bodies around the world are imposing stringent guidelines that mandate comprehensive reporting and monitoring of loan activities. Bank loan software solutions equipped with advanced analytics and reporting features help banks meet these regulatory requirements efficiently. The ability of these systems to reduce manual errors and ensure compliance is a significant factor encouraging their adoption.

Moreover, the rising competition among banks and other financial institutions is pushing them to adopt innovative technologies to gain a competitive edge. The need to offer faster and more personalized loan services is fostering the demand for advanced loan software solutions. These systems enable banks to automate loan origination, underwriting, and servicing processes, thereby reducing turnaround times and enhancing customer satisfaction. The integration of artificial intelligence and machine learning in these solutions further augments their capabilities, making them indispensable for modern banking operations.

In the context of loan servicing, Mortgage Servicing Software plays a crucial role in the banking sector. This software is designed to manage the entire lifecycle of a mortgage loan, from origination to payoff. By automating routine tasks such as payment processing, escrow management, and customer communication, mortgage servicing software enhances operational efficiency and reduces the risk of errors. Additionally, it provides banks with the tools needed to comply with regulatory requirements and improve customer service. As the demand for streamlined mortgage processes increases, the adoption of mortgage servicing software is expected to rise, contributing to the overall growth of the bank loan software market.

Regionally, North America is expected to dominate the bank loan software market, owing to the early adoption of advanced banking technologies and the presence of major market players in the region. However, the Asia Pacific region is projected to witness the highest growth rate during the forecast period, driven by the rapid digital transformation of the banking sector in emerging economies such as China and India. The increasing penetration of internet and mobile banking in these countries is creating lucrative opportunities for market expansion.

Component Analysis

The component segment of the bank loan software market is divided into software and services. The software segment holds a substantial share of the market, driven by the increasing demand for advanced loan management solutions. These software solutions offer a range of functionalities, including loan origination, processing, servicing, and reporting, which streamline the entire loan lifecycle. The integration of artificial intelligence and machine learning capabilities in these software solutions enhances their efficiency, enabling banks to make data-driven decisions and improve customer experiences.

The services segment, which includes implementation, maintenance, and support services, is also witnessing significant growth. As banks and financial institutions adopt advanced loan software, the need for professional services to ensure seamless integration and optimal

Construction Loan Management Software Market Outlook

According to our latest research, the global Construction Loan Management Software market size reached USD 2.4 billion in 2024, reflecting robust demand across construction financing ecosystems. The market is expected to grow at a CAGR of 9.8% from 2025 to 2033, reaching a projected value of USD 5.6 billion by 2033. This dynamic growth is primarily fueled by the increasing digitization of construction finance operations, greater regulatory compliance requirements, and the need for real-time project monitoring and risk mitigation within the construction industry worldwide.

One of the key growth factors driving the Construction Loan Management Software market is the accelerating adoption of digital transformation in the construction and financial sectors. As construction projects become increasingly complex, stakeholders such as banks, credit unions, and mortgage lenders are seeking advanced software solutions to streamline loan origination, disbursement, and monitoring processes. These platforms automate critical workflows, reduce manual errors, and enhance transparency, which is particularly vital for large-scale and multi-phase projects. Moreover, the integration of technologies such as artificial intelligence and data analytics into these platforms allows for predictive risk assessment and improved decision-making, further bolstering the market's expansion.

Another significant driver is the growing emphasis on regulatory compliance and risk management. Construction loan management software enables financial institutions and construction companies to adhere to stringent regulatory standards by maintaining accurate records, automating compliance checks, and ensuring proper documentation throughout the project lifecycle. As global regulations evolve and become more rigorous, especially concerning anti-money laundering (AML) and know-your-customer (KYC) requirements, the demand for sophisticated loan management solutions continues to surge. These platforms not only help mitigate legal risks but also foster trust among stakeholders by ensuring that all financial transactions are transparent and traceable.

The increasing focus on project efficiency and cost control is also propelling the growth of the Construction Loan Management Software market. With construction costs and timelines under constant scrutiny, stakeholders are leveraging these solutions to gain real-time insights into project progress, budget utilization, and cash flow management. This level of visibility enables proactive intervention, minimizes the likelihood of cost overruns, and ensures that projects remain on schedule. Additionally, the ability to collaborate seamlessly with contractors, subcontractors, and suppliers through integrated platforms enhances communication and reduces delays, further supporting market growth.

From a regional perspective, North America remains the dominant market for Construction Loan Management Software, owing to its mature construction and financial sectors, as well as early adoption of digital technologies. However, the Asia Pacific region is emerging as a significant growth engine, driven by rapid urbanization, infrastructure development, and increasing investments in smart city projects. Europe also demonstrates steady growth, supported by stringent regulatory frameworks and the modernization of legacy financial systems. Meanwhile, Latin America and the Middle East & Africa are witnessing increasing adoption, albeit at a slower pace, as stakeholders recognize the benefits of digital loan management solutions in mitigating project risks and enhancing operational efficiency.

Component Analysis

The Construction Loan Management Software market is segmented by component into Software and Services, each playing a pivotal role in shaping the industry landscape. The software segment comprises standalone platforms and integrated solutions that automate loan origination, disbursement, monitoring

Graph and download economic data for All Sectors; Total Home and Multifamily Residential Mortgages; Asset, Transactions (BOGZ1FA893065015Q) from Q4 1946 to Q1 2025 about multifamily, transactions, mortgage, sector, family, residential, assets, housing, and USA.

An audit with findings and recommendations for improvements of management of EDA's Revolving Loan Fund program. This program is designed to provide grants to state and local governments, political subdivisions, and nonprofit organizations to operate lending programs to businesses that cannon get traditional bank financing.

Green Loan Origination Platform Market Outlook

According to our latest research, the global Green Loan Origination Platform market size reached USD 2.15 billion in 2024, with a robust growth trajectory expected throughout the forecast period. The market is projected to expand at a CAGR of 18.7% from 2025 to 2033, resulting in a forecasted market size of USD 11.57 billion by 2033. This remarkable growth is primarily driven by the increasing demand for sustainable finance solutions, regulatory mandates to promote green lending, and the digital transformation of the banking and financial services sector. As per our comprehensive analysis, the adoption of green loan origination platforms is accelerating globally, bolstered by the convergence of environmental, technological, and regulatory factors.

One of the most significant growth factors in the Green Loan Origination Platform market is the increasing emphasis on environmental sustainability across the global financial ecosystem. Governments and regulatory bodies worldwide are introducing stringent policies and incentives to encourage green financing, compelling lenders to adopt advanced platforms that facilitate the origination, management, and monitoring of green loans. Financial institutions are under pressure to align their portfolios with Environmental, Social, and Governance (ESG) standards, and green loan origination platforms provide the technological backbone for this transition. The integration of AI, machine learning, and data analytics within these platforms enables lenders to efficiently assess, underwrite, and monitor green loans, ensuring compliance with evolving regulations and sustainability benchmarks.

Another crucial driver is the rapid digital transformation occurring within the banking and financial services industry. The shift towards digital-first operations is not only enhancing customer experiences but also streamlining back-office processes, reducing operational costs, and improving loan processing times. Green loan origination platforms are at the forefront of this transformation, offering end-to-end digital solutions that automate workflows, enable seamless customer onboarding, and provide real-time tracking of loan performance. The pandemic-induced acceleration of digital banking adoption has further underscored the importance of robust, cloud-based loan origination systems that can support remote operations and deliver scalable, secure, and efficient services to both retail and commercial clients.

Additionally, the growing awareness among borrowers—both individuals and businesses—regarding the benefits of green financing is catalyzing market expansion. As more organizations prioritize sustainability in their operations and individuals seek eco-friendly mortgage, personal, and commercial loans, the demand for specialized loan origination platforms tailored to green products is surging. These platforms enable lenders to differentiate their offerings, attract environmentally conscious customers, and tap into new revenue streams. Moreover, the proliferation of fintech startups and the entry of non-banking financial institutions into the green lending space are intensifying competition and driving innovation in platform features, user experience, and risk assessment models.

From a regional perspective, North America and Europe are leading the adoption of Green Loan Origination Platforms, owing to their mature financial ecosystems, proactive regulatory frameworks, and strong commitment to sustainability. However, the Asia Pacific region is emerging as a high-growth market, fueled by rapid urbanization, increasing green infrastructure investments, and government-led initiatives to promote sustainable finance. Latin America and the Middle East & Africa, though at nascent stages, are expected to witness significant growth over the coming years as financial institutions in these regions embrace digital transformation and green lending practices to address climate change challenges and attract international investments.

Component Analysis

The Green Loan Origination Platform market is segmented by component into Software and Services, each playing a pivotal role in the overall market landscape. The software segment dominates the market, accounting for a substantial share due to the increasing demand for comprehensive, automated solutions that streamline the entire loan origination process. Advanced software platfor

​ ​​​​FHFA is required to monitor and report annually on the Federal Home Loan Banks' support of their low-income housing and community development activities to the Federal Home Loan Banks' Advisory Councils. This report fulfills that requirement. This report addresses the FHLBanks’ activities to support low-income housing and community development. The FHLBanks support a range of these activities through three programs: the statutorily-mandated Affordable Housing Program (AHP), the statutorily-mandated Community Investment Program (CIP), and the voluntary Community Investment Cash Advance Program (CICA). Under these programs, the FHLBanks provide loans (referred to as advances) and grants to their members, and their members then use these funds to assist very low- and low- or moderate-income households and communities. The report also covers FHLBank Community Support Programs, non-depository Community Development Financial Institution (CDFI) membership, and FHLBank performance on housing goals. ​

The purpose of the Making Home Affordable © (MHA) Data File is to provide the general public with a comprehensive view of the Obama Administration's MHA programs to more fully understand their impact in a continued commitment to transparency. Because protecting the identities of MHA participants is of primary importance, the Treasury Department conducts a thorough analysis and takes steps to ensure the anonymity of individual borrowers.

The MHA Data File consists of three sets of loan-level mortgage modification data: The First Lien Modification Program, the Second Lien Modification Program, and the Home Affordable Foreclosure Alternatives Program. The First Lien Modification Program also contains one additional subset - the net present value (NPV) file. Each set is subdivided into ten geographic regions that cover the United States and its territories. The data are presented in comma separated value (CSV) format and total roughly 3 gigabytes in size.

The information contained in these files is data reported by servicers. Please consult the MHA Data File User Guide for a description of certain data quality issues and variances which could affect the use or interpretation of the data. Treasury and the MHA Program Administrator continue to work with servicers to monitor data quality and remediate known issues.

These files are cumulative and will be refreshed monthly, providing users with up-to-date MHA data. The Making Home Affordable Data Files include information on:

•Home Affordable Foreclosure Alternatives (HAFA) Program, •Principal Reduction Alternative (PRA), •Second Lien Modification Program (2MP), •Home Affordable Unemployment Program (UP), •FHA-HAMP and •Rural Development HAMP (RD-HAMP). PRA, UP, Treasury FHA-HAMP, and RD-HAMP are included in the First Lien Modification files, with 2MP and HAFA in separate files. The Making Home Affordable Data File User Guide has been updated to reflect these additions.

Key information about Norway Total Loans

• Norway Total Loans was reported at 733.805 USD bn in Dec 2024
• This records a decrease from the previous number of 772.116 USD bn for Sep 2024
• Norway Total Loans data is updated monthly, averaging 639.292 USD bn from Mar 1996 to Dec 2024, with 188 observations
• The data reached an all-time high of 822.398 USD bn in Mar 2022 and a record low of 134.525 USD bn in Mar 1996
• Norway Total Loans data remains active status in CEIC and is reported by CEIC Data
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Total Loans: USD: Monthly

Evaluate Canada’s best mortgage rates in one place. RATESDOTCA’s Rate Matrix lets you compare pricing for all key mortgage types and terms. Rates are based on an average mortgage of $300,000

Key information about Colombia Bank Lending Rate

• Colombia Bank Lending Rate was reported at 14.370 % pa in Feb 2025.
• This records a decrease from the previous number of 14.838 % pa for Jan 2025.
• Colombia Bank Lending Rate data is updated monthly, averaging 16.603 % pa from Jan 1986 to Feb 2025, with 470 observations.
• The data reached an all-time high of 50.490 % pa in Jun 1998 and a record low of 8.203 % pa in May 2021.
• Colombia Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Monthly.

Climate-Aligned Loan Market Outlook

According to our latest research, the global climate-aligned loan market size reached USD 375.6 billion in 2024, driven by an increasing demand for sustainable finance solutions worldwide. The market is anticipated to expand at a robust CAGR of 22.8% during the forecast period, with the total market value projected to reach USD 2,935.4 billion by 2033. This substantial growth is primarily fueled by the rapid adoption of environmental, social, and governance (ESG) frameworks, stricter regulatory mandates, and the urgent need for organizations to realign their financing with climate goals. As per our latest research, climate-aligned loans are becoming a vital tool for both lenders and borrowers to facilitate the transition to a low-carbon economy, reflecting their pivotal role in the global effort to combat climate change.

One of the primary growth factors propelling the climate-aligned loan market is the intensifying pressure from stakeholders, including investors, regulators, and consumers, for companies to demonstrate concrete climate action. The proliferation of sustainability-linked financial products, such as green and transition loans, is a direct response to this demand. Financial institutions are increasingly integrating climate risk assessments into their lending criteria, incentivizing borrowers to adopt sustainable practices. This shift is not only enhancing transparency and accountability but also enabling borrowers to access favorable lending terms by meeting predefined climate targets. As a result, the market is witnessing a surge in innovative loan structures that reward measurable progress toward sustainability, further accelerating market expansion.

Another significant driver is the alignment of climate-aligned loans with global climate initiatives, such as the Paris Agreement and the United Nations Sustainable Development Goals (SDGs). Governments and regulatory bodies across major economies are introducing policies and frameworks that encourage the adoption of green finance instruments. This regulatory momentum is compelling financial institutions to diversify their portfolios with climate-aligned lending products, thereby reducing exposure to carbon-intensive assets. Additionally, advancements in data analytics and environmental performance measurement are empowering lenders to accurately monitor and report on the climate impact of their loan portfolios. The synergy between policy support, technological innovation, and market demand is creating a conducive environment for the sustained growth of the climate-aligned loan market.

Moreover, the increasing recognition of climate risks as a financial threat is prompting corporations and public sector entities to proactively seek climate-aligned financing. Companies across various industries are leveraging these loans to fund renewable energy projects, energy efficiency upgrades, and sustainable infrastructure development. The public sector, including municipalities and state agencies, is also tapping into climate-aligned loans to finance large-scale climate adaptation and mitigation initiatives. As the market matures, we are witnessing a broadening of eligible borrowers and end-use applications, encompassing not only large corporates but also small and medium-sized enterprises (SMEs) and individuals. This democratization of access is expected to further stimulate market growth and foster a more inclusive transition to a sustainable economy.

Regionally, Europe continues to dominate the climate-aligned loan market, accounting for the largest share in 2024, followed by North America and the Asia Pacific. The European market's leadership is attributed to its progressive regulatory environment, well-established ESG frameworks, and high levels of investor awareness regarding climate risks. North America is rapidly catching up, buoyed by policy shifts and increased corporate commitments to net-zero targets. Meanwhile, the Asia Pacific region is emerging as a significant growth engine, driven by large-scale infrastructure investments and the urgent need to address climate vulnerabilities. Together, these regions are setting the pace for global market expansion, with Latin America and the Middle East & Africa also showing promising growth trajectories.