Fixed 30-year mortgage rates in the United States averaged 6.40 percent in the week ending November 21 of 2025. This dataset provides the latest reported value for - United States MBA 30-Yr Mortgage Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

In the United States, interest rates for all mortgage types started to increase in 2021. This was due to the Federal Reserve introducing a series of hikes in the federal funds rate to contain the rising inflation. In the second quarter of 2025, the 30-year fixed rate dropped slightly, to **** percent. The rate remained below the peak of **** percent in the fourth quarter of 2023. Why have U.S. home sales decreased? Cheaper mortgages normally encourage consumers to buy homes, while higher borrowing costs have the opposite effect. As interest rates increased in 2022, the number of existing homes sold plummeted. Soaring house prices over the past 10 years have further affected housing affordability. Between 2014 and 2024, the median price of an existing single-family home risen by about ** percent. On the other hand, the median weekly earnings have risen much slower. Comparing mortgage terms and rates Between 2008 and 2024, the average rate on a 15-year fixed-rate mortgage in the United States stood between **** and **** percent. Over the same period, a 30-year mortgage term averaged a fixed-rate of between **** and **** percent. Rates on 15-year loan terms are lower to encourage a quicker repayment, which helps to improve a homeowner’s equity.

Explore borrowing and mortgage trends in Newport News City, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.

The table below showcases the 10th, 25th, 50th, 75th, and 90th percentiles of mortgage rates for each zip code in Newport News, Virginia. It's important to understand that mortgage rates can vary greatly and can change yearly.

Mortgage Application in the United States increased by 0.20 percent in the week ending November 21 of 2025 over the previous week. This dataset provides - United States MBA Mortgage Applications - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Dataset

This dataset was created by Abel Hagos

Contents

Uncover historical ownership history and changes over time by performing a reverse Whois lookup for the company Mortgage-Daily-News.

Browse the full historical data for Newport News City mortgage loan limits from 1972 to 2025. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.

Mortgage Rate in the United Kingdom remained unchanged at 6.78 percent in October. This dataset provides - United Kingdom BBA Mortgage Rate- actual values, historical data, forecast, chart, statistics, economic calendar and news.

In 2025, mortgage interest rates in Canada decreased. The five-year insured fixed mortgage interest rate as of May 2025 stood at **** percent, making it the most affordable mortgage type. Meanwhile, the insured mortgage rate fixed for under one year was the highest, at **** percent.

Home Loans in the United Kingdom decreased to 4273 GBP Million in October from 5223 GBP Million in September of 2025. This dataset provides - United Kingdom Mortgage Lending- actual values, historical data, forecast, chart, statistics, economic calendar and news.

Rates have been trending downward in Canada for the last five years. The ebbs and flows are caused by changes in Canada’s bond yields (driven by Canadians economic developments and international rate movements, particularly U.S. rate fluctuations) and the overnight rate (which is set by the Bank of Canada). As of August 2022, there has been a 225 bps increase in the prime rate, since beginning of year 2022, from 2.45% to 4.70% as of Aug 24th 2022. The following are the historical conventional mortgage rates offered by the 6 major chartered banks in Canada in the past 20 years.

The 10 largest mortgage lenders in the United Kingdom accounted for approximately 83 percent of the total market, with the top three alone accounting for 48 percent in 2024. Lloyds Banking Group had the largest market share of gross mortgage lending, with nearly 47 billion British pounds in lending in 2024. HSBC, which is the largest UK bank by total assets, ranked fifth. Development of the mortgage market In 2024, the value of outstanding in mortgage lending to individuals amounted to 1.6 trillion British pounds. Although this figure has continuously increased in the past, the UK mortgage market declined dramatically in 2024, registering the lowest value of mortgage lending since 2015. In 2020, the COVID-19 pandemic caused the market to contract for the first time since 2012. The next two years saw mortgage lending soar due to pent-up demand, but as interest rates soared, the housing market cooled, leading to a decrease in new loans of about 100 billion British pounds. The end of low interest rates In 2021, mortgage rates saw some of their lowest levels since recording began by the Bank of England. For a long time, this was particularly good news for first-time homebuyers and those remortgaging their property. Nevertheless, due to the rising inflation, mortgage rates started to rise in the second half of the year, resulting in the 10-year rate doubling in 2022.

MBA Mortgage Market Index in the United States increased to 317.60 points in November 21 from 316.90 points in the previous week. This dataset includes a chart with historical data for the United States MBA Mortgage Market Index.

According to Cognitive Market Research, The Global Mortgage Insurance market size is USD XX million in 2024 and will expand at a compound annual growth rate (CAGR) of 6.20% from 2024 to 2031.

North America Mortgage Insurance held the major market of more than 40% of the global revenue and will grow at a compound annual growth rate (CAGR) of 4.4% from 2024 to 2031.
Europe Mortgage Insurance held the major market of more than 30% of the global revenue and will grow at a compound annual growth rate (CAGR) of 4.7% from 2024 to 2031.
Asia Pacific Mortgage Insurance held the market of around 23% of the global revenue and will grow at a compound annual growth rate (CAGR) of 8.2% from 2024 to 2031
South America Mortgage Insurance market of more than 5% of the global revenue and will grow at a compound annual growth rate (CAGR) of 5.6% from 2024 to 2031.
Middle East and Africa Mortgage Insurance held the major market of around 2% of the global revenue and will grow at a compound annual growth rate (CAGR) of 5.9% from 2024 to 2031.
The borrower-paid mortgage insurance segment is set to rise due to the growing consumer preference for seamless online experiences, accelerating the adoption of digital and direct channels and enhancing accessibility, transparency, and efficiency in the mortgage insurance market.
Expansion of the real estate sector, risk mitigation strategies by financial institutions, and regulatory compliance, ensuring lenders' protection against borrower defaults.

Various Strategies Adopted by Key Players to Provide Viable Market Output

The expanding real estate sector and the imperative for risk mitigation among financial institutions fuels the mortgage insurance market. With rising homeownership, mortgage insurance becomes pivotal, safeguarding lenders from borrower defaults. Key players employ diverse strategies, including technological advancements for efficient risk assessment, partnerships with financial entities, and product innovation. Enhanced customer-centric solutions, compliance with regulatory changes, and strategic alliances contribute to market growth, ensuring robust risk management and sustained industry competitiveness.

For instance, in September 2022, The National Association of Minority Mortgage Bankers of America and Enact Holdings, Inc., a major provider of private mortgage insurance via its insurance subsidiaries, announced two new programs to help borrowers achieve the dream of homeownership.

(Source: https://content.enactmi.com/2022-09/NAMMBA%20and%20Enact%20Mortgage%20Insurance%20Launch%20Innovative%20Programs%20to%20Aid%20Lenders%20and%20Borrowers.pdf )

Technological Innovations in Data Analytics to Propel Market Growth

Technological innovations in data analytics are revolutionizing the mortgage insurance market by providing advanced risk assessment tools. With sophisticated analytics, insurers can analyze vast datasets, assess borrower creditworthiness more accurately, and tailor insurance products accordingly. This innovation enhances underwriting processes, improves risk management strategies, and fosters more precise pricing models. As a result, the mortgage insurance industry benefits from increased efficiency, reduced risk exposure, and a more responsive approach to market dynamics, ensuring sustainable growth and stability.

For instance, in June 2021, Prima Solutions announced the avoidance of version 9.19 of its cloud-based medium for life and health, Prima L&H. This new version differs from traditional solutions by covering mortgage, health, and life insurance, all in the same system.

(Source: https://www.prima-solutions.com/en/news/prima-solutions-launches-mortgage-insurance-with-the-new-version-of-prima-lh/ )

Market Restraints of the Mortgage Insurance

Key Drivers for Mortgage Insurance

Increasing Real Estate Prices and Minimal Down Payments: As global housing prices rise, a growing number of buyers—particularly first-time homeowners—are seeking mortgage insurance to obtain loans with lower down payments, thereby enhancing market demand.

Government Assistance and Regulatory Requirements: In various nations, regulatory structures and government-supported housing initiatives render mortgage insurance compulsory for high-LTV loans, thereby increasing its utilization among both lenders and borrowers.

Expansion of Urbanization and Middle-Class Growth: Th...

Conventional, FHA, VA, and USDA mortgage loan limits for Newport News City in 2025. Includes limits for 1-4 unit properties and historical data.

Evaluate Canada’s best mortgage rates in one place. RATESDOTCA’s Rate Matrix lets you compare pricing for all key mortgage types and terms. Rates are based on an average mortgage of $300,000

See how mortgage loan limits in Newport News City have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties. See local market trends and understand how loan limit increases have changed what's it like to buy a home in the area.

Hong Kong Residential Mortgage Loans in Negative Equity Statistics

Dataset Overview

This dataset contains quarterly statistics on residential mortgage loans (RMLs) in negative equity in Hong Kong, as reported by the Hong Kong Monetary Authority (HKMA). The data covers key metrics including the number of cases, aggregate value, unsecured portions, and delinquency ratios.

Data Source

• Source: Hong Kong Monetary Authority (HKMA)
• Start Date: July 2002
• End Date: July 2024
• Latest Update: November 2024

Key Metrics Included

• Number of RMLs in negative equity cases
• Aggregate value of RMLs in negative equity (HKD)
• Unsecured portion of loans (HKD)
• Three-month delinquency ratio

Data Notes

• Data represents first mortgages only
• Excludes RMLs associated with co-financing schemes
• Based on authorized institutions' reporting
• Values are in Hong Kong Dollars (HKD)

Citation

Hong Kong Monetary Authority. (2024). Residential Mortgage Survey Results. Retrieved from HKMA Official Website.

Historical mortgage loan limits for Newport News City from 2020 to 2025