Graph and download economic data for Weighted-Average Effective Loan Rate by Base Pricing Rate, Prime, Small Domestic Banks (DISCONTINUED) (EERPRXSSNQ) from Q2 1997 to Q2 2017 about weighted-average, prime, average, domestic, loans, banks, depository institutions, rate, and USA.

This data collection provides information on the characteristics of a national sample of housing units, including apartments, single-family homes, mobile homes, and vacant housing units. Unlike previous years, the data are presented in nine separate parts: Part 1, Work Done Record (Replacement or Additions to the House), Part 2, Housing Unit Record (Main Record), Part 3, Worker Record, Part 4, Mortgages (Owners Only), Part 5, Manager and Owner Record (Renters Only), Part 6, Person Record, Part 7, Mover Group Record, Part 8, Recodes (One Record per Housing Unit), and Part 9, Weights. Data include year the structure was built, type and number of living quarters, occupancy status, access, number of rooms, presence of commercial establishments on the property, and property value. Additional data focus on kitchen and plumbing facilities, types of heating fuel used, source of water, sewage disposal, heating and air-conditioning equipment, and major additions, alterations, or repairs to the property. Information provided on housing expenses includes monthly mortgage or rent payments, cost of services such as utilities, garbage collection, and property insurance, and amount of real estate taxes paid in the previous year. Also included is information on whether the household received government assistance to help pay heating or cooling costs or for other energy-related services. Similar data are provided for housing units previously occupied by respondents who had recently moved. Additionally, indicators of housing and neighborhood quality are supplied. Housing quality variables include privacy of bedrooms, condition of kitchen facilities, basement or roof leakage, breakdowns of plumbing facilities and equipment, and overall opinion of the structure. For quality of neighborhood, variables include use of exterminator services, existence of boarded-up buildings, and overall quality of the neighborhood. In addition to housing characteristics, some demographic data are provided on household members, such as age, sex, race, marital status, income, and relationship to householder. Additional data provided on the householder include years of school completed, Spanish origin, length of residence, and length of occupancy.

This table contains data described by the following dimensions (Not all combinations are available): Geography (1 items: Canada ...).

Graph and download economic data for Expenditures: Mortgage Interest and Charges by Generation: Birth Year of 1997 or Later (CXUOWNMORTGLB1607M) from 2019 to 2023 about birth, mortgage, expenditures, interest, and USA.

The benchmark interest rate in Hong Kong was last recorded at 4.75 percent. This dataset provides the latest reported value for - Hong Kong Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Stopa kredytu hipotecznego na 15 lat w Stanach Zjednoczonych wzrosła do 5,86 procenta w dniu 10 lipca z 5,80 procenta w poprzednim tygodniu. Ta strona zawiera wykres z danymi historycznymi dotyczacymi stopy kredytu hipotecznego na 15 lat w Stanach Zjednoczonych.

Key information about Philippines Long Term Interest Rate

• Philippines Long Term Interest Rate: Month End: Philippines: Treasury Bond Rate: 10 Years was reported at 6.12 % pa in Feb 2025, compared with 6.25 % pa in the previous month.
• Philippines Long Term Interest Rate data is updated monthly, available from Sep 1996 to Feb 2025.
• The data reached an all-time high of 21.07 % pa in Nov 1997 and a record low of 2.72 % pa in Jan 2021.
• Long Term Interest Rate is reported by reported by CEIC Data.

• In the latest reports, Philippines Short Term Interest Rate: Month End: Treasury Bill Rate: 91 Days was reported at 5.38 % pa in Jan 2025.
• The cash rate (Policy Rate: Month End: Overnight Lending Facility) was set at 7.00 % pa in May 2024.
• Philippines Exchange Rate against USD averaged 55.89 (USD/PHP) in Jun 2023.

August 2024 marked a significant shift in the UK's monetary policy, as it saw the first reduction in the official bank base interest rate since August 2023. This change came after a period of consistent rate hikes that began in late 2021. In a bid to minimize the economic effects of the COVID-19 pandemic, the Bank of England cut the official bank base rate in March 2020 to a record low of *** percent. This historic low came just one week after the Bank of England cut rates from **** percent to **** percent in a bid to prevent mass job cuts in the United Kingdom. It remained at *** percent until December 2021 and was increased to one percent in May 2022 and to **** percent in October 2022. After that, the bank rate increased almost on a monthly basis, reaching **** percent in August 2023. It wasn't until August 2024 that the first rate decrease since the previous year occurred, signaling a potential shift in monetary policy. Why do central banks adjust interest rates? Central banks, including the Bank of England, adjust interest rates to manage economic stability and control inflation. Their strategies involve a delicate balance between two main approaches. When central banks raise interest rates, their goal is to cool down an overheated economy. Higher rates curb excessive spending and borrowing, which helps to prevent runaway inflation. This approach is typically used when the economy is growing too quickly or when inflation is rising above desired levels. Conversely, when central banks lower interest rates, they aim to encourage borrowing and investment. This strategy is employed to stimulate economic growth during periods of slowdown or recession. Lower rates make it cheaper for businesses and individuals to borrow money, which can lead to increased spending and investment. This dual approach allows central banks to maintain a balance between promoting growth and controlling inflation, ensuring long-term economic stability. Additionally, adjusting interest rates can influence currency values, impacting international trade and investment flows, further underscoring their critical role in a nation's economic health. Recent interest rate trends Between 2021 and 2024, most advanced and emerging economies experienced a period of regular interest rate hikes. This trend was driven by several factors, including persistent supply chain disruptions, high energy prices, and robust demand pressures. These elements combined to create significant inflationary trends, prompting central banks to raise rates in an effort to temper spending and borrowing. However, in 2024, a shift began to occur in global monetary policy. The European Central Bank (ECB) was among the first major central banks to reverse this trend by cutting interest rates. This move signaled a change in approach aimed at addressing growing economic slowdowns and supporting growth.

MBA Mortgage Market Index in the United States increased to 281.60 points in July 4 from 257.50 points in the previous week. This dataset includes a chart with historical data for the United States MBA Mortgage Market Index.

Graph and download economic data for Treasury and Agency Securities: Mortgage-Backed Securities (MBS), Large Domestically Chartered Commercial Banks (H8B1301NLGCAG) from 1997 to 2024 about charter, mortgage-backed, agency, large, securities, Treasury, domestic, banks, depository institutions, and USA.

Lending Rate: Foreign Currencies Mortgage Loans: YB: Volga Region Federal District (VR) data was reported at 6.000 % pa in Dec 2018. This stayed constant from the previous number of 6.000 % pa for Nov 2018. Lending Rate: Foreign Currencies Mortgage Loans: YB: Volga Region Federal District (VR) data is updated monthly, averaging 9.680 % pa from Dec 2008 (Median) to Dec 2018, with 97 observations. The data reached an all-time high of 13.500 % pa in Jan 2014 and a record low of 6.000 % pa in Dec 2018. Lending Rate: Foreign Currencies Mortgage Loans: YB: Volga Region Federal District (VR) data remains active status in CEIC and is reported by Bank of Russia. The data is categorized under Russia Premium Database’s Interest and Foreign Exchange Rates – Table RU.MB012: Lending Rate: Foreign Currencies Housing Loans: ow Mortgage: by Region: Average from Year Beginning.

Ireland Consumer Price Index (CPI): Weights: excl Mortgage Interest data was reported at 97.146 % in 2017. This records an increase from the previous number of 96.234 % for 2016. Ireland Consumer Price Index (CPI): Weights: excl Mortgage Interest data is updated yearly, averaging 95.370 % from Dec 1997 (Median) to 2017, with 21 observations. The data reached an all-time high of 97.146 % in 2017 and a record low of 93.339 % in 2011. Ireland Consumer Price Index (CPI): Weights: excl Mortgage Interest data remains active status in CEIC and is reported by Central Statistics Office of Ireland. The data is categorized under Global Database’s Ireland – Table IE.I010: Consumer Price Index: Weights.

This table contains 14 series, with data for years 1971 - 1997 (not all combinations necessarily have data for all years), and was last released on 2000-02-18. This table contains data described by the following dimensions (Not all combinations are available): Geography (1 items: Canada ...), Financial indexes (7 items: Conventional mortgage lending rates; Chartered bank lending rates prime business loans; United States exchange rate; Bond yield averages ...), Index base period (2 items: 1986=100;1981=100 ...).

Bank Lending Rate in Germany decreased to 4.09 percent in May from 4.23 percent in April of 2025. This dataset provides the latest reported value for - Germany Bank Lending Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Graph and download economic data for Other Securities: Non-MBS, Large Domestically Chartered Commercial Banks (H8B1304NLGCQG) from Q1 1997 to Q2 2025 about non-mortgage-backed, charter, large, securities, domestic, banks, depository institutions, and USA.

South Africa Consumer Price Index (CPI): sa: Metropolitan & Other Urban: excl Interest Rates on Mortgage Bonds data was reported at 149.900 1995=100 in Jan 2001. This records an increase from the previous number of 148.800 1995=100 for Dec 2000. South Africa Consumer Price Index (CPI): sa: Metropolitan & Other Urban: excl Interest Rates on Mortgage Bonds data is updated monthly, averaging 130.100 1995=100 from Jan 1997 (Median) to Jan 2001, with 49 observations. The data reached an all-time high of 149.900 1995=100 in Jan 2001 and a record low of 113.600 1995=100 in Jan 1997. South Africa Consumer Price Index (CPI): sa: Metropolitan & Other Urban: excl Interest Rates on Mortgage Bonds data remains active status in CEIC and is reported by South African Reserve Bank. The data is categorized under Global Database’s South Africa – Table ZA.I022: Consumer Price Index: Metropolitan and Other Urban: 1995=100: Seasonally Adjusted.

SIA106 - Poverty and Deprivation Rates Before and After Rent and Mortgage Interest. Published by Central Statistics Office. Available under the license Creative Commons Attribution 4.0 (CC-BY-4.0).Poverty and Deprivation Rates Before and After Rent and Mortgage Interest...

The U.S. housing market has slowed, after ** consecutive years of rising home prices. In 2021, house prices surged by an unprecedented ** percent, marking the highest increase on record. However, the market has since cooled, with the Freddie Mac House Price Index showing more modest growth between 2022 and 2024. In 2024, home prices increased by *** percent. That was lower than the long-term average of *** percent since 1990. Impact of mortgage rates on homebuying The recent cooling in the housing market can be partly attributed to rising mortgage rates. After reaching a record low of **** percent in 2021, the average annual rate on a 30-year fixed-rate mortgage more than doubled in 2023. This significant increase has made homeownership less affordable for many potential buyers, contributing to a substantial decline in home sales. Despite these challenges, forecasts suggest a potential recovery in the coming years. How much does it cost to buy a house in the U.S.? In 2023, the median sales price of an existing single-family home reached a record high of over ******* U.S. dollars. Newly built homes were even pricier, despite a slight decline in the median sales price in 2023. Naturally, home prices continue to vary significantly across the country, with West Virginia being the most affordable state for homebuyers.

Graph and download economic data for Treasury and Agency Securities: Mortgage-Backed Securities (MBS), Large Domestically Chartered Commercial Banks (H8B1301NLGCQG) from Q1 1997 to Q2 2025 about charter, mortgage-backed, agency, large, securities, Treasury, domestic, banks, depository institutions, and USA.

Taux hypothécaire en Australie est passé de 5,98 % en avril 2025 à 5,84 % en mai. Cette dataset contient un graphique avec des données historiques sur le taux hypothécaire en Australie.