Rates have been trending downward in Canada for the last five years. The ebbs and flows are caused by changes in Canada’s bond yields (driven by Canadians economic developments and international rate movements, particularly U.S. rate fluctuations) and the overnight rate (which is set by the Bank of Canada). As of August 2022, there has been a 225 bps increase in the prime rate, since beginning of year 2022, from 2.45% to 4.70% as of Aug 24th 2022. The following are the historical conventional mortgage rates offered by the 6 major chartered banks in Canada in the past 20 years.

View weekly updates and historical trends for 30 Year Mortgage Rate. from United States. Source: Freddie Mac. Track economic data with YCharts analytics.

Evaluate Canada’s best mortgage rates in one place. RATESDOTCA’s Rate Matrix lets you compare pricing for all key mortgage types and terms. Rates are based on an average mortgage of $300,000

Graph and download economic data for Delinquency Rate on Single-Family Residential Mortgages, Booked in Domestic Offices, All Commercial Banks (DRSFRMACBS) from Q1 1991 to Q2 2025 about domestic offices, delinquencies, 1-unit structures, mortgage, family, commercial, residential, domestic, banks, depository institutions, rate, and USA.

The table below showcases the 10th, 25th, 50th, 75th, and 90th percentiles of mortgage rates for each zip code in Ca Hot Springs, California. It's important to understand that mortgage rates can vary greatly and can change yearly.

The table below showcases the 10th, 25th, 50th, 75th, and 90th percentiles of mortgage rates for each zip code in College City, California. It's important to understand that mortgage rates can vary greatly and can change yearly.

The table below showcases the 10th, 25th, 50th, 75th, and 90th percentiles of mortgage rates for each zip code in Mountain Home Village, California. It's important to understand that mortgage rates can vary greatly and can change yearly.

The table below showcases the 10th, 25th, 50th, 75th, and 90th percentiles of mortgage rates for each zip code in Madison, California. It's important to understand that mortgage rates can vary greatly and can change yearly.

The table below showcases the 10th, 25th, 50th, 75th, and 90th percentiles of mortgage rates for each zip code in Etterburg, California. It's important to understand that mortgage rates can vary greatly and can change yearly.

The table below showcases the 10th, 25th, 50th, 75th, and 90th percentiles of mortgage rates for each zip code in Apple Valley, California. It's important to understand that mortgage rates can vary greatly and can change yearly.

The table below showcases the 10th, 25th, 50th, 75th, and 90th percentiles of mortgage rates for each zip code in Willow Springs, California. It's important to understand that mortgage rates can vary greatly and can change yearly.

Market share percentage by loan type (Conventional, FHA, VA, USDA) in Alameda County from 2019-2024, showing the 1-year change from 2023 to 2024.

The table below showcases the 10th, 25th, 50th, 75th, and 90th percentiles of mortgage rates for each zip code in Mendota, California. It's important to understand that mortgage rates can vary greatly and can change yearly.

The table below showcases the 10th, 25th, 50th, 75th, and 90th percentiles of mortgage rates for each zip code in Tomales, California. It's important to understand that mortgage rates can vary greatly and can change yearly.

The table below showcases the 10th, 25th, 50th, 75th, and 90th percentiles of mortgage rates for each zip code in Willow Creek, California. It's important to understand that mortgage rates can vary greatly and can change yearly.

Market share percentage by loan type (Conventional, FHA, VA, USDA) in Santa Clara County from 2019-2024, showing the 1-year change from 2023 to 2024.

The table below showcases the 10th, 25th, 50th, 75th, and 90th percentiles of mortgage rates for each zip code in Unincorporated, California. It's important to understand that mortgage rates can vary greatly and can change yearly.

Insurance rate data showing how premiums vary by customer profile characteristics for home insurance

The table below showcases the 10th, 25th, 50th, 75th, and 90th percentiles of mortgage rates for each zip code in Corte Madera, California. It's important to understand that mortgage rates can vary greatly and can change yearly.

房地美房价指数：加利福尼亚在10-01-2018达235.6882000年12月=100，相较于09-01-2018的236.3532000年12月=100有所下降。房地美房价指数：加利福尼亚数据按月更新，01-01-1975至10-01-2018期间平均值为78.5292000年12月=100，共526份观测结果。该数据的历史最高值出现于07-01-2018，达236.9072000年12月=100，而历史最低值则出现于01-01-1975，为15.7502000年12月=100。CEIC提供的房地美房价指数：加利福尼亚数据处于定期更新的状态，数据来源于Federal Home Loan Mortgage Corporation, Freddie Mac，数据归类于全球数据库的美国 – 表 US.E029：房地美房价指数（FMHPI）：美国联邦住房贷款抵押公司 （FHLMC）。