Fixed 30-year mortgage rates in the United States averaged 6.40 percent in the week ending November 21 of 2025. This dataset provides the latest reported value for - United States MBA 30-Yr Mortgage Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Mortgage Rate in the United Kingdom remained unchanged at 6.78 percent in October. This dataset provides - United Kingdom BBA Mortgage Rate- actual values, historical data, forecast, chart, statistics, economic calendar and news.

The benchmark interest rate in Sweden was last recorded at 1.75 percent. This dataset provides the latest reported value for - Sweden Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

The table below showcases the 10th, 25th, 50th, 75th, and 90th percentiles of mortgage rates for each zip code in Newport News, Virginia. It's important to understand that mortgage rates can vary greatly and can change yearly.

Mortgage Application in the United States increased by 0.20 percent in the week ending November 21 of 2025 over the previous week. This dataset provides - United States MBA Mortgage Applications - actual values, historical data, forecast, chart, statistics, economic calendar and news.

The benchmark interest rate in Norway was last recorded at 4 percent. This dataset provides the latest reported value for - Norway Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

The 10 largest mortgage lenders in the United Kingdom accounted for approximately 83 percent of the total market, with the top three alone accounting for 48 percent in 2024. Lloyds Banking Group had the largest market share of gross mortgage lending, with nearly 47 billion British pounds in lending in 2024. HSBC, which is the largest UK bank by total assets, ranked fifth. Development of the mortgage market In 2024, the value of outstanding in mortgage lending to individuals amounted to 1.6 trillion British pounds. Although this figure has continuously increased in the past, the UK mortgage market declined dramatically in 2024, registering the lowest value of mortgage lending since 2015. In 2020, the COVID-19 pandemic caused the market to contract for the first time since 2012. The next two years saw mortgage lending soar due to pent-up demand, but as interest rates soared, the housing market cooled, leading to a decrease in new loans of about 100 billion British pounds. The end of low interest rates In 2021, mortgage rates saw some of their lowest levels since recording began by the Bank of England. For a long time, this was particularly good news for first-time homebuyers and those remortgaging their property. Nevertheless, due to the rising inflation, mortgage rates started to rise in the second half of the year, resulting in the 10-year rate doubling in 2022.

Evaluate Canada’s best mortgage rates in one place. RATESDOTCA’s Rate Matrix lets you compare pricing for all key mortgage types and terms. Rates are based on an average mortgage of $300,000

The benchmark interest rate in Canada was last recorded at 2.25 percent. This dataset provides - Canada Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Rates have been trending downward in Canada for the last five years. The ebbs and flows are caused by changes in Canada’s bond yields (driven by Canadians economic developments and international rate movements, particularly U.S. rate fluctuations) and the overnight rate (which is set by the Bank of Canada). As of August 2022, there has been a 225 bps increase in the prime rate, since beginning of year 2022, from 2.45% to 4.70% as of Aug 24th 2022. The following are the historical conventional mortgage rates offered by the 6 major chartered banks in Canada in the past 20 years.

The benchmark interest rate in China was last recorded at 3 percent. This dataset provides the latest reported value for - China Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

The inflation rate for housing services remains about 2 percentage points above its 2019 level. Several factors are likely to slow its decline, including more than a decade of underbuilding prior to the pandemic, limited capacity to increase the nation’s housing stock, and the limited number of homes available for sale due to the steeper mortgage rates owners would face if they sold and purchased a different home.

The benchmark interest rate in Mexico was last recorded at 7.25 percent. This dataset provides - Mexico Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

According to Cognitive Market Research, The Global Mortgage Insurance market size is USD XX million in 2024 and will expand at a compound annual growth rate (CAGR) of 6.20% from 2024 to 2031.

North America Mortgage Insurance held the major market of more than 40% of the global revenue and will grow at a compound annual growth rate (CAGR) of 4.4% from 2024 to 2031.
Europe Mortgage Insurance held the major market of more than 30% of the global revenue and will grow at a compound annual growth rate (CAGR) of 4.7% from 2024 to 2031.
Asia Pacific Mortgage Insurance held the market of around 23% of the global revenue and will grow at a compound annual growth rate (CAGR) of 8.2% from 2024 to 2031
South America Mortgage Insurance market of more than 5% of the global revenue and will grow at a compound annual growth rate (CAGR) of 5.6% from 2024 to 2031.
Middle East and Africa Mortgage Insurance held the major market of around 2% of the global revenue and will grow at a compound annual growth rate (CAGR) of 5.9% from 2024 to 2031.
The borrower-paid mortgage insurance segment is set to rise due to the growing consumer preference for seamless online experiences, accelerating the adoption of digital and direct channels and enhancing accessibility, transparency, and efficiency in the mortgage insurance market.
Expansion of the real estate sector, risk mitigation strategies by financial institutions, and regulatory compliance, ensuring lenders' protection against borrower defaults.

Various Strategies Adopted by Key Players to Provide Viable Market Output

The expanding real estate sector and the imperative for risk mitigation among financial institutions fuels the mortgage insurance market. With rising homeownership, mortgage insurance becomes pivotal, safeguarding lenders from borrower defaults. Key players employ diverse strategies, including technological advancements for efficient risk assessment, partnerships with financial entities, and product innovation. Enhanced customer-centric solutions, compliance with regulatory changes, and strategic alliances contribute to market growth, ensuring robust risk management and sustained industry competitiveness.

For instance, in September 2022, The National Association of Minority Mortgage Bankers of America and Enact Holdings, Inc., a major provider of private mortgage insurance via its insurance subsidiaries, announced two new programs to help borrowers achieve the dream of homeownership.

(Source: https://content.enactmi.com/2022-09/NAMMBA%20and%20Enact%20Mortgage%20Insurance%20Launch%20Innovative%20Programs%20to%20Aid%20Lenders%20and%20Borrowers.pdf )

Technological Innovations in Data Analytics to Propel Market Growth

Technological innovations in data analytics are revolutionizing the mortgage insurance market by providing advanced risk assessment tools. With sophisticated analytics, insurers can analyze vast datasets, assess borrower creditworthiness more accurately, and tailor insurance products accordingly. This innovation enhances underwriting processes, improves risk management strategies, and fosters more precise pricing models. As a result, the mortgage insurance industry benefits from increased efficiency, reduced risk exposure, and a more responsive approach to market dynamics, ensuring sustainable growth and stability.

For instance, in June 2021, Prima Solutions announced the avoidance of version 9.19 of its cloud-based medium for life and health, Prima L&H. This new version differs from traditional solutions by covering mortgage, health, and life insurance, all in the same system.

(Source: https://www.prima-solutions.com/en/news/prima-solutions-launches-mortgage-insurance-with-the-new-version-of-prima-lh/ )

Market Restraints of the Mortgage Insurance

Key Drivers for Mortgage Insurance

Increasing Real Estate Prices and Minimal Down Payments: As global housing prices rise, a growing number of buyers—particularly first-time homeowners—are seeking mortgage insurance to obtain loans with lower down payments, thereby enhancing market demand.

Government Assistance and Regulatory Requirements: In various nations, regulatory structures and government-supported housing initiatives render mortgage insurance compulsory for high-LTV loans, thereby increasing its utilization among both lenders and borrowers.

Expansion of Urbanization and Middle-Class Growth: Th...

Bank Lending Rate in Denmark remained unchanged at 1.75 percent in November. This dataset provides - Denmark Bank Lending Rate- actual values, historical data, forecast, chart, statistics, economic calendar and news.

Mortgage Approvals in the United Kingdom decreased to 65.02 Thousand in October from 65.65 Thousand in September of 2025. This dataset provides the latest reported value for - United Kingdom Mortgage Approvals - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

The benchmark interest rate in Japan was last recorded at 0.50 percent. This dataset provides - Japan Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

The benchmark interest rate in Netherlands was last recorded at 4.50 percent. This dataset provides - Netherlands Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Bank Lending Rate in Canada decreased to 4.45 percent in November from 4.70 percent in October of 2025. This dataset provides - Canada Prime Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.