Graph and download economic data for Expenditures: Mortgage Interest and Charges by Generation: Birth Year from 1965 to 1980 (CXUOWNMORTGLB1603M) from 2016 to 2023 about birth, mortgage, expenditures, interest, and USA.

Graph and download economic data for 15-Year Fixed Rate Mortgage Average in the United States (MORTGAGE15US) from 1991-08-30 to 2025-07-17 about 15-year, fixed, mortgage, interest rate, interest, rate, and USA.

United States - Bank Prime Loan Rate Changes: Historical Dates of Changes and Rates was 7.50% in December of 2024, according to the United States Federal Reserve. Historically, United States - Bank Prime Loan Rate Changes: Historical Dates of Changes and Rates reached a record high of 21.50 in December of 1980 and a record low of 3.25 in August of 1955. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Bank Prime Loan Rate Changes: Historical Dates of Changes and Rates - last updated from the United States Federal Reserve on July of 2025.

Real interest rates describe the growth in the real value of the interest on a loan or deposit, adjusted for inflation. Nominal interest rates on the other hand show us the raw interest rate, which is unadjusted for inflation. If the inflation rate in a certain country were zero percent, the real and nominal interest rates would be the same number. As inflation reduces the real value of a loan, however, a positive inflation rate will mean that the nominal interest rate is more likely to be greater than the real interest rate. We can see this in the recent inflationary episode which has taken place in the wake of the Coronavirus pandemic, with nominal interest rates rising over the course of 2022, but still lagging far behind the rate of inflation, meaning these rate rises register as smaller increases in the real interest rate.

The mortgage debt service ratio in the United States remained fairly stable in 2024, after recovering from a dip in 2020 and 2021. The ratio measures the mortgage debt service payments as a percentage of disposable personal income during a specific quarter and shows the financial burden placed on households by mortgage borrowing. In the fourth quarter of 2024, the total required mortgage payments amounted to approximately **** percent of disposable personal income. This was substantially lower than the spike recorded during the subprime mortgage crisis.

The benchmark interest rate in Japan was last recorded at 0.50 percent. This dataset provides - Japan Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Graph and download economic data for Bank Prime Loan Rate Changes: Historical Dates of Changes and Rates (PRIME) from 1955-08-04 to 2024-12-20 about prime, loans, interest rate, banks, interest, depository institutions, rate, and USA.

This data collection provides information on the characteristics of a national sample of housing units. Data include the year the structure was built, type and number of living quarters, presence of a garage, occupancy status, access, number of rooms and bedrooms, presence of commercial establishments on the property, and property value. Additional data focus on kitchen and plumbing facilities, types of heating fuel used, source of water, sewage disposal, heating and air conditioning equipment, and major additions, alterations, or repairs to the property. Information provided on housing expenses includes monthly mortgage or rent payments, cost of services such as utilities, garbage collection, and property insurance, and amount of real estate taxes paid in the previous year. Similar data are provided for housing units previously occupied by respondents who had recently moved. Supplemental sections provide data on energy-related characteristics, such as the presence of storm doors, storm windows, and other types of insulation, and use of supplemental heating equipment. Additionally, indicators of housing and neighborhood quality are supplied. Housing quality variables include privacy of bedrooms, condition of kitchen facilities, basement or roof leakage, cracks or holes in walls, ceilings, and floors, breakdowns of plumbing facilities and equipment, use of exterminator service, and respondent's overall opinion of structure. For quality of neighborhood, variables include existence of boarded-up buildings, noise, lack of street lighting, heavy traffic, objectionable odors, crime, and respondent's overall opinion of neighborhood. Extensive information is provided on mobile homes including type of foundation, width of home, quality of the structure, problems, if any with installation of mobile home on the present site, and amount of real estate and property taxes, and site rent. Information on condominiums and cooperatives covers number of units in the development, amount of mortgage payment, real estate tax, condominium fee, and utility costs. In addition to housing characteristics, demographic data are provided on the household members, such as sex, age, race, marital status, relationship to the household head, and income. Additional data are provided on the head of the household including years of school completed, Hispanic origin, and length of residence. For each employed respondent travel-to-work information such as principal mode of transportation, carpool occupancy, type of public transportation used, and time and distance from home to work was also collected.

Bank Lending Rate in Hong Kong remained unchanged at 5.25 percent in June. This dataset provides - Hong Kong Prime Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

This data collection provides information on the characteristics of the housing inventory in 15 Standard Metropolitan Statistical Areas (SMSAs). Data include year the structure was built, type and number of living quarters, occupancy status, presence of commercial establishments on the property, presence of a garage, and property value. Additional data focus on kitchen and plumbing facilities, type of heating fuel used, source of water, sewage disposal, and heating and air conditioning equipment. Information about housing expenses includes mortgage or rent payments, utility costs, garbage collection fees, property insurance, real estate taxes, and repairs, additions, or alterations to the property. Similar data are provided for housing units previously occupied by respondents who had recently moved. Indicators of housing and neighborhood quality are also supplied. Housing quality variables include privacy of bedrooms, condition of kitchen facilities, basement or roof leakage, presence of cracks or holes in walls, ceilings, or floor, reliability of plumbing and heating equipment, and concealed electrical wiring. The presence of storm doors and windows and insulation was also noted. Neighborhood quality variables indicate presence of and objection to street noise, odors, crime, litter, and rundown and abandoned structures, as well as the adequacy of street lighting, public transportation, public parks, schools, shopping facilities, and police and fire protection. Extensive information on the ability of handicapped persons to move around their homes is also provided. Respondents were asked if they needed special equipment, or the help of another person to move around. They were also asked about the presence or need for housing features to aid their movement, such as ramps, braille lettering, elevators, and extra wide doors. In addition to housing characteristics, demographic data for household members are provided, including sex, age, race, income, marital status, and household relationship. Additional data are available for the household head, including Hispanic origin, length of residence, and travel-to-work information.

In 2024, approximately ** percent of all housing in England was owner-occupied. This share declined notably since the early 2000's, as house prices gradually grew and affordability declined. In 2021, mortgage interest rates soared, leading to even lower homebuyer sentiment.

United States - Bank Prime Loan Rate was 7.50% in June of 2025, according to the United States Federal Reserve. Historically, United States - Bank Prime Loan Rate reached a record high of 21.50 in December of 1980 and a record low of 3.25 in August of 1955. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Bank Prime Loan Rate - last updated from the United States Federal Reserve on July of 2025.

Key information about Japan Bank Lending Rate

• Japan Bank Lending Rate was reported at 1.625 % pa in Feb 2025.
• This stayed constant from the previous number of 1.625 % pa for Jan 2025.
• Japan Bank Lending Rate data is updated monthly, averaging 1.625 % pa from Jan 1971 to Feb 2025, with 650 observations.
• The data reached an all-time high of 9.250 % pa in Jul 1980 and a record low of 1.375 % pa in Jul 2006.
• Japan Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Monthly.

Graph and download economic data for Delinquency Rate on Single-Family Residential Mortgages, Booked in Domestic Offices, All Commercial Banks (DRSFRMACBS) from Q1 1991 to Q1 2025 about domestic offices, delinquencies, 1-unit structures, mortgage, family, residential, commercial, domestic, banks, depository institutions, rate, and USA.

The benchmark interest rate in Australia was last recorded at 3.85 percent. This dataset provides - Australia Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Graph and download economic data for Mortgage Debt Service Payments as a Percent of Disposable Personal Income (MDSP) from Q1 1980 to Q4 2024 about disposable, payments, mortgage, debt, personal income, percent, personal, services, income, and USA.

The benchmark interest rate in Canada was last recorded at 2.75 percent. This dataset provides - Canada Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Canada Conventional Mortgage: 1 Year data was reported at 6.090 % pa in Apr 2025. This records a decrease from the previous number of 6.990 % pa for Mar 2025. Canada Conventional Mortgage: 1 Year data is updated monthly, averaging 6.425 % pa from Jan 1980 (Median) to Apr 2025, with 544 observations. The data reached an all-time high of 21.250 % pa in Sep 1981 and a record low of 2.790 % pa in Feb 2022. Canada Conventional Mortgage: 1 Year data remains active status in CEIC and is reported by Bank of Canada. The data is categorized under Global Database’s Canada – Table CA.M005: Conventional Mortgage Rate.

Canada Conventional Mortgage: 3 Years data was reported at 6.540 % pa in Apr 2025. This stayed constant from the previous number of 6.540 % pa for Mar 2025. Canada Conventional Mortgage: 3 Years data is updated monthly, averaging 6.750 % pa from Jan 1980 (Median) to Apr 2025, with 544 observations. The data reached an all-time high of 21.500 % pa in Sep 1981 and a record low of 3.390 % pa in Aug 2017. Canada Conventional Mortgage: 3 Years data remains active status in CEIC and is reported by Bank of Canada. The data is categorized under Global Database’s Canada – Table CA.M005: Conventional Mortgage Rate.

Key information about Australia Long Term Interest Rate

• Australia Government Bond Yield: Australian Government: 10 Years was reported at 4.42 % pa in Feb 2025, compared with 4.48 % pa in the previous month.
• Australia Long Term Interest Rate data is updated monthly, available from Jul 1969 to Feb 2025.
• The data reached an all-time high of 16.50 % pa in Aug 1982 and a record low of 0.80 % pa in Oct 2020.
• Long Term Interest Rate is reported by reported by Reserve Bank of Australia.

• In the latest reports, Australia Short Term Interest Rate: Month End: Bank Acceptance Bills Rates: 90 days was reported at 4.12 % pa in Feb 2025.
• The cash rate (Policy Rate: Month End: Cash Target Rate) was set at 4.10 % pa in Feb 2025.
• Australia Exchange Rate against USD averaged 1.49 (USD/AUD) in Jun 2023.