Graph and download economic data for Margin for 1-Year Adjustable Rate Mortgage in the Southeast Freddie Mac Region (DISCONTINUED) (MORTMRGN1SE) from 1988-02-19 to 2015-12-31 about Southeast Freddie Mac Region, margin, 1-year, adjusted, mortgage, rate, and USA.

In the United States, interest rates for all mortgage types started to increase in 2021. This was due to the Federal Reserve introducing a series of hikes in the federal funds rate to contain the rising inflation. In the fourth quarter of 2024, the 30-year fixed rate rose slightly, to 6.63 percent. Despite the increase, the rate remained below the peak of 7.33 percent in the same quarter a year ago. Why have U.S. home sales decreased? Cheaper mortgages normally encourage consumers to buy homes, while higher borrowing costs have the opposite effect. As interest rates increased in 2022, the number of existing homes sold plummeted. Soaring house prices over the past 10 years have further affected housing affordability. Between 2013 and 2023, the median price of an existing single-family home risen by about 88 percent. On the other hand, the median weekly earnings have risen much slower. Comparing mortgage terms and rates Between 2008 and 2023, the average rate on a 15-year fixed-rate mortgage in the United States stood between 2.28 and 6.11 percent. Over the same period, a 30-year mortgage term averaged a fixed-rate of between 3.08 and 6.81 percent. Rates on 15-year loan terms are lower to encourage a quicker repayment, which helps to improve a homeowner’s equity.

Graph and download economic data for Margin for 1-Year Adjustable Rate Mortgage in the Northeast Freddie Mac Region (DISCONTINUED) (MORTMRGN1NE) from 1988-02-19 to 2015-12-31 about Northeast Freddie Mac Region, margin, 1-year, adjusted, mortgage, rate, and USA.

Nicaragua NI: Lending Interest Rate data was reported at 10.781 % pa in 2017. This records a decrease from the previous number of 11.438 % pa for 2016. Nicaragua NI: Lending Interest Rate data is updated yearly, averaging 16.562 % pa from Dec 1988 (Median) to 2017, with 30 observations. The data reached an all-time high of 121,905.980 % pa in 1988 and a record low of 10.538 % pa in 2011. Nicaragua NI: Lending Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Nicaragua – Table NI.World Bank.WDI: Interest Rates. Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; ;

Nicaragua: Interest rates on bank credit to the private sector: The latest value from 2023 is 9.48 percent, an increase from 9.23 percent in 2022. In comparison, the world average is 14.19 percent, based on data from 83 countries. Historically, the average for Nicaragua from 1988 to 2023 is 2797.16 percent. The minimum value, 9.23 percent, was reached in 2022 while the maximum of 99764.53 percent was recorded in 1988.

Bank Lending Rate in New Zealand decreased to 10.98 percent in June from 11.10 percent in May of 2025. This dataset provides - New Zealand Base Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Honduras HN: Lending Rate data was reported at 19.259 % pa in 2017. This records a decrease from the previous number of 19.332 % pa for 2016. Honduras HN: Lending Rate data is updated yearly, averaging 19.388 % pa from Dec 1982 (Median) to 2017, with 36 observations. The data reached an all-time high of 32.067 % pa in 1997 and a record low of 15.375 % pa in 1988. Honduras HN: Lending Rate data remains active status in CEIC and is reported by International Monetary Fund. The data is categorized under Global Database’s Honduras – Table HN.IMF.IFS: Lending, Saving and Deposit Rates: Annual.

This data collection provides information on characteristics of housing units in 11 selected Metropolitan Statistical Areas (MSAs) of the United States. Although the unit of analysis is the housing unit rather than its occupants, the survey also is a comprehensive source of information on the demographic characteristics of household residents. Data collected include general housing characteristics such as the year the structure was built, type and number of living quarters, occupancy status, presence of commercial establishments on the property, and property value. Data are also provided on kitchen and plumbing facilities, type of heating fuel used, source of water, sewage disposal, and heating and air-conditioning equipment. Questions about housing quality include condition of walls and floors, adequacy of heat in winter, availability of electrical outlets in rooms, basement and roof water leakage, and exterminator service for mice and rats. Data related to housing expenses include mortgage or rent payments, utility costs, fuel costs, property insurance costs, real estate taxes, and garbage collection fees. Variables are also supplied on neighborhood conditions such as quality of roads and presence of crime, trash, litter, street noise, abandoned structures, commercial activity, and odors or smoke, as well as about the adequacy of such services as public transportation, schools, shopping facilities, police protection, recreation facilities, and hospitals or clinics. In addition to housing characteristics, data on age, sex, race, marital status, income, and relationship to householder are provided for each household member. Additional data are supplied for the householder, including years of school completed, Spanish origin, and length of residence.

This table contains data described by the following dimensions (Not all combinations are available): Geography (27 items: Barrie; Ontario; Brantford; Ontario; Belleville; Ontario ...).

Graph and download economic data for Expenditures: Mortgage Interest and Charges by Size of Consumer Unit: Two or More People in Consumer Unit (CXUOWNMORTGLB0503M) from 1988 to 2023 about consumer unit, mortgage, expenditures, consumer, interest, persons, and USA.

This data collection provides information on characteristics of housing units in 11 selected Metropolitan Statistical Areas (MSAs) of the United States. Although the unit of analysis is the housing unit rather than its occupants, the survey also is a comprehensive source of information on the demographic characteristics of household residents. Data collected include general housing characteristics, such as the year the structure was built, type and number of living quarters, occupancy status, presence of commercial establishments on the property, and property value. Data are also provided on kitchen and plumbing facilities, type of heating fuel used, source of water, sewage disposal, and heating and air-conditioning equipment. Questions about housing quality include condition of walls and floors, adequacy of heat in winter, availability of electrical outlets in rooms, basement and roof water leakage, and exterminator service for mice and rats. Data related to housing expenses include mortgage or rent payments, utility costs, fuel costs, property insurance costs, real estate taxes, and garbage collection fees. Variables are also supplied on neighborhood conditions, such as quality of roads and presence of crime, trash, litter, street noise, abandoned structures, commercial activity, and odors or smoke. Other items cover the adequacy of neighborhood services, including public transportation, schools, shopping facilities, police protection, recreation facilities, and hospitals or clinics. In addition to housing characteristics, data on age, sex, race, marital status, income, and relationship to householder are provided for each household member. Additional data are supplied for the householder, including years of school completed, Spanish origin, and length of residence.

This table contains data described by the following dimensions (Not all combinations are available): Geography (28 items: Census metropolitan areas; Saguenay; Quebec; Edmonton; Alberta; Calgary; Alberta ...).

Lebanon: Interest rates on bank credit to the private sector: The latest value from 2019 is 10.51 percent, an increase from 9.1 percent in 2018. In comparison, the world average is 11.43 percent, based on data from 114 countries. Historically, the average for Lebanon from 1982 to 2019 is 18.26 percent. The minimum value, 7.09 percent, was reached in 2015 while the maximum of 44.46 percent was recorded in 1988.

This table contains data described by the following dimensions (Not all combinations are available): Geography (27 items: Barrie; Ontario; Brantford; Ontario; Belleville; Ontario ...).

In 2024, approximately 51,000 cash home sales took place in the United States. Despite the number of cash transactions declining since the peak in 2021, it remained elevated compared to the long-term average. This can be attributed to the substantial increase in mortgage rates following the COVID-19 pandemic. Despite cash purchases growing in popularity, the majority of home purchases were financed with a conventional mortgage in 2024.

This table contains data described by the following dimensions (Not all combinations are available): Geography (1 items: Canada ...).

The benchmark interest rate in Mexico was last recorded at 8 percent. This dataset provides - Mexico Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Canada Mortgage and Housing Corporation, vacancy rates, apartment structures of six units and over, privately initiated in census metropolitan areas (1988-1995)

This table contains data described by the following dimensions (Not all combinations are available): Geography (96 items: Alma; Quebec; Bathurst; New Brunswick; Brandon; Manitoba; Baie-Comeau; Quebec ...).

The Pre-1990 HMDA Aggregation Data were prepared annually during this period by the FFIEC on behalf of institutions reporting HMDA data. The Aggregation Data consists of home purchase and home improvement loans that a depository institution originated or purchased during each calendar year. The collected HMDA data were individually aggregated up to the tract level by the reporting depository institution and submitted accordingly to the FFIEC. Individual records are the summary of loan activity for the specified respondent for the indicated census tract except when the census tract numbers were either 888888 or 999999. The 888888 tract records are the sum of all loan activity by the reporter outside of the MSA being reported, but not appearing in any other MSA report. The 999999 tract records are the consolidated county summary data for loans made in untracted counties or counties with 1980 total population less than 30,000. The 1988 and 1989 Aggregation Data files include aggregated data from nondepository institutions, specifically mortgage banking subsidiaries of bank holding companies.