Graph and download economic data for 15-Year Fixed Rate Mortgage Average in the United States (MORTGAGE15US) from 1991-08-30 to 2025-07-10 about 15-year, fixed, mortgage, interest rate, interest, rate, and USA.

Bank Lending Rate in Thailand remained unchanged at 6.35 percent in June. This dataset provides - Thailand Prime Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

United States Housing Affordability Index: Mortgage Rate data was reported at 4.770 % in Sep 2018. This records a decrease from the previous number of 4.780 % for Aug 2018. United States Housing Affordability Index: Mortgage Rate data is updated monthly, averaging 6.470 % from Jan 1989 (Median) to Sep 2018, with 357 observations. The data reached an all-time high of 10.590 % in Jun 1989 and a record low of 3.430 % in Dec 2012. United States Housing Affordability Index: Mortgage Rate data remains active status in CEIC and is reported by National Association of Realtors. The data is categorized under Global Database’s United States – Table US.EB018: Housing Affordability Index.

This data collection provides information on characteristics of housing units in 11 selected Metropolitan Statistical Areas (MSAs) of the United States. Although the unit of analysis is the housing unit rather than its occupants, the survey also is a comprehensive source of information on the demographic characteristics of household residents. Data collected include general housing characteristics such as the year the structure was built, type and number of living quarters, occupancy status, presence of commercial establishments on the property, and property value. Data are also provided on kitchen and plumbing facilities, type of heating fuel used, source of water, sewage disposal, and heating and air-conditioning equipment. Questions about housing quality include condition of walls and floors, adequacy of heat in winter, availability of electrical outlets in rooms, basement and roof water leakage, and exterminator service for mice and rats. Data related to housing expenses include mortgage or rent payments, utility costs, fuel costs, property insurance costs, real estate taxes, and garbage collection fees. Variables are also supplied on neighborhood conditions such as quality of roads and presence of crime, trash, litter, street noise, abandoned structures, commercial activity, and odors or smoke, as well as the adequacy of services such as public transportation, schools, shopping facilities, police protection, recreation facilities, and hospitals or clinics. In addition to housing characteristics, data on age, sex, race, marital status, income, and relationship to householder are provided for each household member. Additional data are supplied for the householder, including years of school completed, Spanish origin, and length of residence.

Since 2012, the median down payment for a home purchase in the United States has more than doubled. In December 2024, homebuyers who took out a mortgage to finance their purchase had to save up approximately 25,836 U.S. dollars for a down payment. This is roughly 10,000 U.S. dollars above the median down payment just four years ago in 2020. This was a result of the rapid house price growth observed in recent years.

BackgroundWhere the data come fromThe Mortgage Performance Trends data come from the NMDB, a joint project we’ve undertaken with the Federal Housing Finance Agency (FHFA). For more information, visit the NMDB program page .The core data in the NMDB come from data maintained by one of the top three nationwide credit repositories. The NMDB has a nationally representative, 5 percent sample of all outstanding, closed-end, first-lien, 1–4 family residential mortgages.The data and analyses presented herein are the sole product of the CFPB. Use of information downloaded from our website, and any alteration or representation regarding such information by a party, is the responsibility of such party.Why the data matterMortgage delinquency rates reflect the health of the mortgage market, and the health of the overall economy.The 30–89 mortgage delinquency rate is a measure of early stage delinquencies. It generally captures borrowers that have missed one or two payments. This rate can be an early indicator of mortgage market health. However, this rate is seasonally volatile and sensitive to temporary economic shocks.The 90–day delinquency rate is a measure of serious delinquencies. It generally captures borrowers that have missed three or more payments. This rate measures more severe economic distress.PrivacyThe Mortgage Performance Trends data have many protections in place to protect personal identity. Before the CFPB or the FHFA receive any data for the NMDB, all records are stripped of information that might reveal a consumer’s identity, such as names, addresses, and Social Security numbers. All data shown are aggregated by state, metropolitan statistical area, or county.

This table contains data described by the following dimensions (Not all combinations are available): Geography (1 items: Canada ...).

Madagascar: Bank lending-deposit interest rate spread : The latest value from 2020 is 35.68 interest rate points, a decline from 36 interest rate points in 2019. In comparison, the world average is 6.59 interest rate points, based on data from 93 countries. Historically, the average for Madagascar from 1989 to 2020 is 23.52 interest rate points. The minimum value, 4.5 interest rate points, was reached in 1989 while the maximum of 49.05 interest rate points was recorded in 2014.

Hungary HU: Lending Interest Rate data was reported at 1.481 % pa in 2017. This records a decrease from the previous number of 2.089 % pa for 2016. Hungary HU: Lending Interest Rate data is updated yearly, averaging 11.037 % pa from Dec 1989 (Median) to 2017, with 29 observations. The data reached an all-time high of 35.153 % pa in 1991 and a record low of 1.481 % pa in 2017. Hungary HU: Lending Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Hungary – Table HU.World Bank.WDI: Interest Rates. Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; ;

Mauritania: Interest rates on bank credit to the private sector: The latest value from 2017 is 17 percent, unchanged from 17 percent in 2016. In comparison, the world average is 11.18 percent, based on data from 129 countries. Historically, the average for Mauritania from 1980 to 2017 is 17.5 percent. The minimum value, 10 percent, was reached in 1989 while the maximum of 28 percent was recorded in 1999.

Sao Tome and Principe ST: Lending Interest Rate data was reported at 19.585 % pa in 2016. This records a decrease from the previous number of 23.306 % pa for 2015. Sao Tome and Principe ST: Lending Interest Rate data is updated yearly, averaging 31.153 % pa from Dec 1989 (Median) to 2016, with 28 observations. The data reached an all-time high of 55.583 % pa in 1998 and a record low of 19.585 % pa in 2016. Sao Tome and Principe ST: Lending Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Sao Tome and Principe – Table ST.World Bank: Interest Rates. Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; ;

This data collection provides information on characteristics of housing units in 11 selected Metropolitan Statistical Areas (MSAs) of the United States. Although the unit of analysis is the housing unit rather than its occupants, the survey also is a comprehensive source of information on the demographic characteristics of household residents. Data collected include general housing characteristics such as the year the structure was built, type and number of living quarters, occupancy status, presence of commercial establishments on the property, and property value. Data are also provided on kitchen and plumbing facilities, type of heating fuel used, source of water, sewage disposal, and heating and air-conditioning equipment. Questions about housing quality include condition of walls and floors, adequacy of heat in winter, availability of electrical outlets in rooms, basement and roof water leakage, and exterminator service for mice and rats. Data related to housing expenses include mortgage or rent payments, utility costs, fuel costs, property insurance costs, real estate taxes, and garbage collection fees. Variables are also supplied on neighborhood conditions such as quality of roads and presence of crime, trash, litter, street noise, abandoned structures, commercial activity, and odors or smoke, as well as the adequacy of services such as public transportation, schools, shopping facilities, police protection, recreation facilities, and hospitals or clinics. In addition to housing characteristics, data on age, sex, race, marital status, income, and relationship to householder are provided for each household member. Additional data are supplied for the householder, including years of school completed, Spanish origin, and length of residence. (Source: ICPSR, retrieved 06/28/2011)

Please Note: This dataset is part of the historical CISER Data Archive Collection and is also available at ICPSR at https://doi.org/10.3886/ICPSR09815.v1. We highly recommend using the ICPSR version as they may make this dataset available in multiple data formats in the future.

In 2019, 47.4 percent of households in France had taken out credits, that is to say nearly two percent less than ten years before, in 2009. The share of French households having credits has decreased overall by more than five percent between 1989 and 2019 and has started to stabilize over the past three years.

Consumer credit Despite an interest rate relatively low, consumer loan rate has been losing ground in France over the past few years. The household possession rate has been decreasing since 2018, which is reflected in the annual growth rate of consumer consumer credits to households, which reached it's lowest point as of March 2020. However, while there are less consumer loans in France, the value of the loans taken out has kept increasing , reaching 187.2 billion euros as of the third quarter of 2019.

Mortgage In contrast to consumer credit, mortgages have been thriving in France, with an increasing household possession rate since the early 2000s. In 2019, more than 31 percent of French households had at least one home loan, and the

Key information about Belgium Long Term Interest Rate

• Belgium Long Term Interest Rate: Month Avg: Belgium: ECB Harmonised was reported at 3.01 % pa in Feb 2025, compared with 3.10 % pa in the previous month.
• Belgium Long Term Interest Rate data is updated monthly, available from Jun 1989 to Feb 2025.
• The data reached an all-time high of 10.40 % pa in Feb 1990 and a record low of -0.39 % pa in Dec 2020.
• Long Term Interest Rate is reported by reported by CEIC Data.

• In the latest reports, Belgium Short Term Interest Rate: Month End: EURIBOR: 3 Months was reported at -0.57 % pa in Nov 2021.
• The cash rate (Policy Rate: Month End: Main Refinancing Operations) was set at 2.90 % pa in Feb 2025.
• Belgium Exchange Rate against USD averaged 0.92 (USD/EUR) in Jun 2023.

Graph and download economic data for Delinquency Rate on Single-Family Residential Mortgages, Booked in Domestic Offices, All Commercial Banks (DRSFRMACBS) from Q1 1991 to Q1 2025 about domestic offices, delinquencies, 1-unit structures, mortgage, family, residential, commercial, domestic, banks, depository institutions, rate, and USA.

Uganda: Interest rates on bank credit to the private sector: The latest value from 2018 is 19.85 percent, a decline from 21.28 percent in 2017. In comparison, the world average is 11.41 percent, based on data from 116 countries. Historically, the average for Uganda from 1980 to 2018 is 23.29 percent. The minimum value, 12 percent, was reached in 1980 while the maximum of 40 percent was recorded in 1989.

The Pre-1990 HMDA Aggregation Data were prepared annually during this period by the FFIEC on behalf of institutions reporting HMDA data. The Aggregation Data consists of home purchase and home improvement loans that a depository institution originated or purchased during each calendar year. The collected HMDA data were individually aggregated up to the tract level by the reporting depository institution and submitted accordingly to the FFIEC. Individual records are the summary of loan activity for the specified respondent for the indicated census tract except when the census tract numbers were either 888888 or 999999. The 888888 tract records are the sum of all loan activity by the reporter outside of the MSA being reported, but not appearing in any other MSA report. The 999999 tract records are the consolidated county summary data for loans made in untracted counties or counties with 1980 total population less than 30,000. The 1988 and 1989 Aggregation Data files include aggregated data from nondepository institutions, specifically mortgage banking subsidiaries of bank holding companies.

Lending Rate in Sweden decreased to 2.10 percent in June from 2.35 percent in May of 2025. This dataset provides - Sweden Lending Rate- actual values, historical data, forecast, chart, statistics, economic calendar and news.

The preferred mortgage loans in Italy have for a long time been those with medium-term fixed rates, but in 2022, the share of variable rate loans increased. Variable rate loans rose from 17 percent at the beginning of the year to 52 percent in the third quarter of 2022. This had to do with the rising rates of fixed rate mortgages during the same year. In 2024, this trend reversed, and medium-term fixed rate stood at nearly 89 percent in the second quarter of the year.

Madagascar: Real interest rate: Bank lending rate minus inflation: The latest value from 2023 is 41.3 percent, an increase from 39.18 percent in 2022. In comparison, the world average is 4.42 percent, based on data from 87 countries. Historically, the average for Madagascar from 1989 to 2023 is 26.44 percent. The minimum value, -9.58 percent, was reached in 1995 while the maximum of 52.44 percent was recorded in 2017.