Graph and download economic data for 15-Year Fixed Rate Mortgage Average in the United States (MORTGAGE15US) from 1991-08-30 to 2025-07-17 about 15-year, fixed, mortgage, interest rate, interest, rate, and USA.

Interest rates in the UK spiked in 2022 and 2023, with the average rate for new mortgage advances to individuals and individual trusts rising by 3.61 percentage points between January 2022 and January 2024. Mortgages on a floating interest rate were the most expensive as of January 2024, at 5.75 percent. On the other hand, the average rate for new advances with a five-year fixed rate was 4.88 percent.

Graph and download economic data for Contract Rate on 30-Year, Fixed-Rate Conventional Home Mortgage Commitments (DISCONTINUED) (WRMORTG) from 1971-04-01 to 2016-10-06 about conventional, 30-year, mortgage, interest rate, interest, rate, and USA.

15 Year Mortgage Rate in the United States increased to 5.92 percent in July 17 from 5.86 percent in the previous week. This dataset includes a chart with historical data for the United States 15 Year Mortgage Rate.

As of December 2024, the average interest rate for a new standard 1-year residential mortgage in New Zealand was *** percent. In comparison, the average 5-year interest rate for a residential mortgage was **** percent. Average interest rates for new standard residential mortgages in the country started to trend upward from mid-2021. Rates peaked toward the end of 2023 and have begun trending downward.

The mortgage interest rate in Denmark declined overall from *** percent in 2016 to **** percent in 2021, followed by a dramatic increase until 2024. In the fourth quarter of 2024, the average weighted interest rate stood at **** percent. A similar trend of interest rates escalating has been observed across all European countries.

Interest rate on new mortgages in the United Kingdom decreased to 4.47 percent in May from 4.49 percent in April of 2025. This dataset includes a chart with historical data for the United Kingdom Interest Rate on New Mortgages.

Mortgage rates in the Netherlands increased sharply in 2022 and 2023, after declining gradually between 2008 and 2021. In December 2022, the average interest rate for new mortgage loans stood at **** percent, and by the end of 2023, it had risen to **** percent. The 10-year interest rate was the lowest, at **** percent; the floating and less than one-year interest rates amounted to **** and **** percent, respectively. In early 2024, mortgage rates decreased notably. Are mortgage rates in the Netherlands different from those in other European countries? When comparing this ranking to data that covers multiple European countries, the Netherlands’ mortgage rate was similar to the rates found in Spain, the United Kingdom, and Sweden. It was, however, a lot lower than the rates in Eastern Europe. Hungary and Romania, for example, had some of the highest mortgage rates. For more information on the European mortgage market and how much the countries differ from each other, please visit this dedicated research page. How big is the mortgage market in the Netherlands? The Netherlands has overall seen an increase in the number of mortgage loans sold and is regarded as one of the countries with the highest mortgage debt in Europe. The reason behind this is that Dutch homeowners were able to for many years to deduct interest paid from pre-tax income (a system known in the Netherlands as hypotheekrenteaftrek). Total mortgage debt of Dutch households has been increasing year-on-year since 2013.

Interest Rate on Outstanding Mortgages in the United Kingdom increased to 3.87 percent in May from 3.86 percent in April of 2025. This dataset includes a chart with historical data for the United Kingdom Interest Rate on Outstanding Mortgages.

Switzerland Mortgage Rate: Fixed: by Maturity: 10 Years data was reported at 1.779 % pa in Sep 2018. This records an increase from the previous number of 1.697 % pa for Aug 2018. Switzerland Mortgage Rate: Fixed: by Maturity: 10 Years data is updated monthly, averaging 2.290 % pa from Jan 2008 (Median) to Sep 2018, with 129 observations. The data reached an all-time high of 4.700 % pa in Jun 2008 and a record low of 1.520 % pa in Sep 2016. Switzerland Mortgage Rate: Fixed: by Maturity: 10 Years data remains active status in CEIC and is reported by Swiss National Bank. The data is categorized under Global Database’s Switzerland – Table CH.M005: Mortgage Rates.

Graph and download economic data for Expenditures: Mortgage Interest and Charges by Generation: Birth Year from 1965 to 1980 (CXUOWNMORTGLB1603M) from 2016 to 2023 about birth, mortgage, expenditures, interest, and USA.

On November 17, 2022, Freddie Mac changed the methodology of the Primary Mortgage Market Survey® (PMMS®). The weekly mortgage rate is now based on applications submitted to Freddie Mac from lenders across the country. For more information regarding Freddie Mac’s enhancement, see their research note (https://www.freddiemac.com/research/insight/20221103-freddie-macs-newly-enhanced-mortgage-rate-survey).

Data are provided “as is” by Freddie Mac®, with no warranties of any kind, express or implied, including but not limited to warranties of accuracy or implied warranties of merchantability or fitness for a particular purpose. Use of the data is at the user’s sole risk. In no event will Freddie Mac be liable for any damages arising out of or related to the data, including but not limited to direct, indirect, incidental, special, consequential, or punitive damages, whether under a contract, tort, or any other theory of liability, even if Freddie Mac is aware of the possibility of such damages.

Copyright, 2016, Freddie Mac. Reprinted with permission.

Mortgage rates increased at a record pace in 2022, with the 10-year fixed mortgage rate doubling between March 2022 and December 2022. With inflation increasing, the Bank of England introduced several bank rate hikes, resulting in higher mortgage rates. In May 2025, the average 10-year fixed rate interest rate reached **** percent. As borrowing costs get higher, demand for housing is expected to decrease, leading to declining market sentiment and slower house price growth. How have the mortgage hikes affected the market? After surging in 2021, the number of residential properties sold declined in 2023, reaching just above *** million. Despite the number of transactions falling, this figure was higher than the period before the COVID-19 pandemic. The falling transaction volume also impacted mortgage borrowing. Between the first quarter of 2023 and the first quarter of 2024, the value of new mortgage loans fell year-on-year for five straight quarters in a row. How are higher mortgages affecting homebuyers? Homeowners with a mortgage loan usually lock in a fixed rate deal for two to ten years, meaning that after this period runs out, they need to renegotiate the terms of the loan. Many of the mortgages outstanding were taken out during the period of record-low mortgage rates and have since faced notable increases in their monthly repayment. About **** million homeowners are projected to see their deal expire by the end of 2026. About *** million of these loans are projected to experience a monthly payment increase of up to *** British pounds by 2026.

United States US: Lending Interest Rate data was reported at 3.512 % pa in 2016. This records an increase from the previous number of 3.260 % pa for 2015. United States US: Lending Interest Rate data is updated yearly, averaging 6.922 % pa from Dec 1960 (Median) to 2016, with 57 observations. The data reached an all-time high of 18.870 % pa in 1981 and a record low of 3.250 % pa in 2014. United States US: Lending Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s United States – Table US.World Bank.WDI: Interest Rates. Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; ;

The statistic shows rates in the United States on 1-year adjustable mortgages from 2005 to 2016. In 2014, rates of 1-year adjustable mortgages in the United States were **** percent.

This table contains data described by the following dimensions (Not all combinations are available): Geography (1 items: Canada ...).

Chile Mortgage Rate: Bills: Term: > 20 Years data was reported at 2.800 % pa in Jun 2016. This records an increase from the previous number of 2.600 % pa for Feb 2016. Chile Mortgage Rate: Bills: Term: > 20 Years data is updated monthly, averaging 4.763 % pa from Dec 2000 (Median) to Jun 2016, with 170 observations. The data reached an all-time high of 7.255 % pa in Dec 2000 and a record low of 0.000 % pa in Apr 2015. Chile Mortgage Rate: Bills: Term: > 20 Years data remains active status in CEIC and is reported by Financial Market Commission. The data is categorized under Global Database’s Chile – Table CL.M008: Mortgage Rate. The Jan-2015 is as per information released by Superintendency of Banks and Financial Institutions. Being verified with source.

WAS: Effective Rate: 30-Year Jumbo data was reported at 4.810 % in 20 Jul 2018. This records an increase from the previous number of 4.750 % for 13 Jul 2018. WAS: Effective Rate: 30-Year Jumbo data is updated weekly, averaging 4.260 % from Jan 2011 (Median) to 20 Jul 2018, with 393 observations. The data reached an all-time high of 5.680 % in 11 Feb 2011 and a record low of 3.670 % in 30 Sep 2016. WAS: Effective Rate: 30-Year Jumbo data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s USA – Table US.M013: Weekly Applications Survey: Mortgage Interest Rate.

Graph and download economic data for 30-Year Fixed Rate FHA Mortgage Index (OBMMIFHA30YF) from 2017-01-03 to 2025-07-21 about FHA, 30-year, fixed, mortgage, rate, indexes, and USA.

Switzerland Mortgage Rate: Fixed: by Maturity: 7 Years data was reported at 1.487 % pa in Sep 2018. This records an increase from the previous number of 1.412 % pa for Aug 2018. Switzerland Mortgage Rate: Fixed: by Maturity: 7 Years data is updated monthly, averaging 1.910 % pa from Jan 2008 (Median) to Sep 2018, with 129 observations. The data reached an all-time high of 4.610 % pa in Jun 2008 and a record low of 1.320 % pa in Sep 2016. Switzerland Mortgage Rate: Fixed: by Maturity: 7 Years data remains active status in CEIC and is reported by Swiss National Bank. The data is categorized under Global Database’s Switzerland – Table CH.M005: Mortgage Rates.