30 Year Mortgage Rate in the United States increased to 6.72 percent in July 10 from 6.67 percent in the previous week. This dataset includes a chart with historical data for the United States 30 Year Mortgage Rate.

Fixed 30-year mortgage rates in the United States averaged 6.77 percent in the week ending July 4 of 2025. This dataset provides the latest reported value for - United States MBA 30-Yr Mortgage Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Graph and download economic data for 30-Year Fixed Rate FHA Mortgage Index (OBMMIFHA30YF) from 2017-01-03 to 2025-07-10 about FHA, 30-year, fixed, mortgage, rate, indexes, and USA.

Graph and download economic data for 30-Year Fixed Rate Veterans Affairs Mortgage Index (OBMMIVA30YF) from 2017-01-03 to 2025-07-11 about veterans, 30-year, fixed, mortgage, rate, indexes, and USA.

Graph and download economic data for 30-Year Fixed Rate Jumbo Mortgage Index (OBMMIJUMBO30YF) from 2017-01-03 to 2025-07-11 about jumbo, 30-year, fixed, mortgage, rate, indexes, and USA.

Following the drastic increase directly after the COVID-19 pandemic, the delinquency rate started to gradually decline, falling below *** percent in the second quarter of 2023. In the second half of 2023, the delinquency rate picked up, but remained stable throughout 2024. In the first quarter of 2025, **** percent of mortgage loans were delinquent. That was significantly lower than the **** percent during the onset of the COVID-19 pandemic in 2020 or the peak of *** percent during the subprime mortgage crisis of 2007-2010. What does the mortgage delinquency rate tell us? The mortgage delinquency rate is the share of the total number of mortgaged home loans in the U.S. where payment is overdue by 30 days or more. Many borrowers eventually manage to service their loan, though, as indicated by the markedly lower foreclosure rates. Total home mortgage debt in the U.S. stood at almost ** trillion U.S. dollars in 2024. Not all mortgage loans are made equal ‘Subprime’ loans, being targeted at high-risk borrowers and generally coupled with higher interest rates to compensate for the risk. These loans have far higher delinquency rates than conventional loans. Defaulting on such loans was one of the triggers for the 2007-2010 financial crisis, with subprime delinquency rates reaching almost ** percent around this time. These higher delinquency rates translate into higher foreclosure rates, which peaked at just under ** percent of all subprime mortgages in 2011.

Graph and download economic data for 15-Year Fixed Rate Mortgage Average in the United States (MORTGAGE15US) from 1991-08-30 to 2025-07-10 about 15-year, fixed, mortgage, interest rate, interest, rate, and USA.

Graph and download economic data for Large Bank Consumer Mortgage Balances: 30 or More Days Past Due: Including Foreclosures Rates: Balances Based (RCMFLBBALDPDPCT30P) from Q3 2012 to Q1 2025 about 30 days +, FR Y-14M, large, balance, mortgage, consumer, banks, depository institutions, rate, and USA.

United States - 30-Day AA Nonfinancial Commercial Paper Interest Rate was 4.32% in July of 2025, according to the United States Federal Reserve. Historically, United States - 30-Day AA Nonfinancial Commercial Paper Interest Rate reached a record high of 6.59 in June of 2000 and a record low of 0.02 in November of 2013. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - 30-Day AA Nonfinancial Commercial Paper Interest Rate - last updated from the United States Federal Reserve on July of 2025.

Peru Lending Rate: Commercial Banks: Domestic Currency: Market Average: Last 30 Days data was reported at 20.126 % pa in Oct 2018. This records a decrease from the previous number of 20.639 % pa for Sep 2018. Peru Lending Rate: Commercial Banks: Domestic Currency: Market Average: Last 30 Days data is updated monthly, averaging 21.480 % pa from Jan 2002 (Median) to Oct 2018, with 202 observations. The data reached an all-time high of 28.265 % pa in Mar 2008 and a record low of 17.340 % pa in Apr 2002. Peru Lending Rate: Commercial Banks: Domestic Currency: Market Average: Last 30 Days data remains active status in CEIC and is reported by Central Reserve Bank of Peru. The data is categorized under Global Database’s Peru – Table PE.M007: Lending Rate: Commercial Banks.

Argentina Reference Interest Rate: Repo: 30 Days data was reported at 34.390 % pa in May 2021. This records an increase from the previous number of 33.990 % pa for Apr 2021. Argentina Reference Interest Rate: Repo: 30 Days data is updated monthly, averaging 14.790 % pa from Jul 2002 (Median) to May 2021, with 227 observations. The data reached an all-time high of 64.690 % pa in Aug 2019 and a record low of 1.550 % pa in Feb 2004. Argentina Reference Interest Rate: Repo: 30 Days data remains active status in CEIC and is reported by Central Bank of Argentina. The data is categorized under Global Database’s Argentina – Table AR.M001: Policy Rate.

Brazil Swap Rate: Interbank Deposit & Fixed Rate: 30 days data was reported at 6.401 % pa in Jun 2019. This records a decrease from the previous number of 6.402 % pa for May 2019. Brazil Swap Rate: Interbank Deposit & Fixed Rate: 30 days data is updated monthly, averaging 12.110 % pa from Mar 2001 (Median) to Jun 2019, with 220 observations. The data reached an all-time high of 26.770 % pa in Feb 2003 and a record low of 6.305 % pa in Apr 2018. Brazil Swap Rate: Interbank Deposit & Fixed Rate: 30 days data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.ME001: Interest Rate Swap.

Car loan interest rates in the United States decreased since mid-2024. Thus, the period of rapidly rising interest rates, when they increased from 3.85 percent in December 2021 to 7.91 percent in February 2024, has come to an end. The Federal Reserve interest rate is one of the main causes of the interest rates of loans rising or falling. If inflation stays under control, the Federal Reserve will start cutting the interest rates, which would have the effect of the cost of car loans falling too. How many cars have financing in the United States? Car financing exists because not everyone who wants or needs a car can purchase it outright. A financial institution will then lend the money to the customer for purchasing the car, which must then be repaid with interest. Most new vehicles in the United States in 2024 were purchased using car loans. It is not as common to use car loans for purchasing used vehicles as for new ones, although over a third of used vehicles were purchased using loans. The car industry in the United States The car financing business is huge in the United States, due to the high sales of both new and used vehicles in the country. A lot of the United States is very car-centric, which means that, outside large cities, it can often be difficult to do their daily commutes through other transportation methods. In fact, only a small percentage of U.S. workers used public transport to go to work. That is one of the factors that has helped establish the importance of the automotive sector in North America. Nevertheless, there are still countries in Asia-Pacific, Africa, the Middle East, and Europe with higher car-ownership rates than the United States.

Share of first lien balances 30 or more days past due. All past due active mortgages are included in the days past due calculations, including foreclosures. Borrowers who qualify for forbearance and stop making payments are also recorded as past due for all past due rate calculations. Days past due rates are presented using dollars (balance based). For more detail see: methodology (https://www.philadelphiafed.org/-/media/frbp/assets/surveys-and-data/y14/y-14-data-methodology).

The delinquency rate on real estate loans at commercial banks in the United States rose slightly between the fourth quarter of 2022 and the fourth quarter of 2024. Nevertheless, delinquencies remained below the 2020 levels, when the share of loans past due 30 days rose due to the COVID-19 pandemic. Recently, the gap between residential and commercial real estate loans has narrowed, with the delinquency rate for commercial real estate rising faster than for residential.

These rates are the daily secondary market quotation on the most recently auctioned Treasury Bills for each maturity tranche (4-week, 13-week, 26-week, and 52-week) that Treasury currently issues new Bills. Market quotations are obtained at approximately 3:30 PM each business day by the Federal Reserve Bank of New York. The Bank Discount rate is the rate at which a Bill is quoted in the secondary market and is based on the par value, amount of the discount and a 360-day year. The Coupon Equivalent, also called the Bond Equivalent, or the Investment Yield, is the bill's yield based on the purchase price, discount, and a 365- or 366-day year. The Coupon Equivalent can be used to compare the yield on a discount bill to the yield on a nominal coupon bond that pays semiannual interest.

Mortgage Rate in the United Kingdom decreased to 6.98 percent in June from 7.09 percent in May of 2025. This dataset provides - United Kingdom BBA Mortgage Rate- actual values, historical data, forecast, chart, statistics, economic calendar and news.

Key information about New Zealand Long Term Interest Rate

• New Zealand Government Bond Yield: 10 Years was reported at 4.58 % pa in Feb 2025, compared with 4.55 % pa in the previous month.
• New Zealand Long Term Interest Rate data is updated monthly, available from Jan 1985 to Feb 2025.
• The data reached an all-time high of 18.90 % pa in Mar 1986 and a record low of 0.46 % pa in Sep 2020.
• Long Term Interest Rate is reported by reported by Reserve Bank of New Zealand.

CEIC calculates monthly Long Term Interest Rate from daily 10 year Government Bond Yield. The Reserve Bank of New Zealand provides 10 year Treasury Bond Yield. Long Term Interest Rate prior to March 1985 is sourced directly from Reserve Bank of New Zealand.. The ten-year benchmark for New Zealand Government bonds with a fixed interest coupon paid semi-annually in arrears. The bonds are redeemable at par on maturity.


Related information about New Zealand Long Term Interest Rate

• In the latest reports, New Zealand Short Term Interest Rate: Month End: New Zealand: Bank Accepted Bills: 90 Days was reported at 5.71 % pa in Jun 2023.
• The cash rate (Policy Rate: Month End: New Zealand: Official Cash Rate) was set at 5.50 % pa in Jun 2023.
• New Zealand Exchange Rate against USD averaged 1.63 (USD/NZD) in Jun 2023.

Taiwan Commercial Paper Rate: Secondary Market: 1 to 30 Days data was reported at 0.490 % pa in Oct 2018. This records an increase from the previous number of 0.480 % pa for Sep 2018. Taiwan Commercial Paper Rate: Secondary Market: 1 to 30 Days data is updated monthly, averaging 3.995 % pa from Nov 1980 (Median) to Oct 2018, with 456 observations. The data reached an all-time high of 19.940 % pa in Jul 1981 and a record low of 0.150 % pa in Jul 2009. Taiwan Commercial Paper Rate: Secondary Market: 1 to 30 Days data remains active status in CEIC and is reported by Central Bank of the Republic of China. The data is categorized under Global Database’s Taiwan – Table TW.M004: Money Market Interest Rates.

Uruguay Lending Rate: Total Banking System: USD: Resident Non Financial Sector: Household: Credit: <30 Days data was reported at 5.332 % pa in Jun 2018. This records a decrease from the previous number of 8.321 % pa for May 2018. Uruguay Lending Rate: Total Banking System: USD: Resident Non Financial Sector: Household: Credit: <30 Days data is updated monthly, averaging 9.692 % pa from Jan 1998 (Median) to Jun 2018, with 246 observations. The data reached an all-time high of 17.033 % pa in Dec 1999 and a record low of 3.048 % pa in Apr 2018. Uruguay Lending Rate: Total Banking System: USD: Resident Non Financial Sector: Household: Credit: <30 Days data remains active status in CEIC and is reported by Central Bank of Uruguay. The data is categorized under Global Database’s Uruguay – Table UY.M003: Lending Rate.