United States Mortgage Fixed Rate: Mth Avg: 30 Year: Point data was reported at 0.500 % pa in Nov 2018. This stayed constant from the previous number of 0.500 % pa for Oct 2018. United States Mortgage Fixed Rate: Mth Avg: 30 Year: Point data is updated monthly, averaging 1.100 % pa from Jan 1972 (Median) to Nov 2018, with 563 observations. The data reached an all-time high of 2.600 % pa in Sep 1985 and a record low of 0.400 % pa in May 2018. United States Mortgage Fixed Rate: Mth Avg: 30 Year: Point data remains active status in CEIC and is reported by Federal Home Loan Mortgage Corporation, Freddie Mac. The data is categorized under Global Database’s United States – Table US.M012: Mortgage Interest Rate.

The benchmark interest rate in Philippines was last recorded at 4.75 percent. This dataset provides the latest reported value for - Philippines Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

This data collection contains information from samples of housing units in 11 Metropolitan Statistical Areas (MSAs). Data include year the structure was built, type and number of living quarters, occupancy status, presence of commercial or medical establishments on the property, and property value. Additional data focus on kitchen and plumbing facilities, type of heating fuel used, source of water, sewage disposal, and heating and air-conditioning equipment. Questions concerning quality of housing include condition of walls and floors, adequacy of heat in winter, availability of electrical outlets, basement and roof water leakage, and exterminator service for mice or rats. Data on housing expenses include amount of mortgage or rent payments and costs of utilities, fuel, garbage collection, property insurance, and real estate taxes. Respondents who had moved recently were questioned about characteristics of the previous residence and reasons for moving. Residents were also asked to evaluate the quality of their neighborhoods with respect to such issues as crime, street noise, quality of roads, commercial activities, presence of trash, litter, abandoned structures or offensive odors, and adequacy of services such as police protection, shopping facilities, and schools. In addition to housing characteristics, some demographic information is provided on household members, such as age, sex, race, marital status, income, and relationship to householder. Additional data are available on the householder, including years of school completed, Spanish origin, and length of residence.

This table contains data described by the following dimensions (Not all combinations are available): Geography (1 items: Canada ...).

Key information about New Zealand Long Term Interest Rate

• New Zealand Government Bond Yield: 10 Years was reported at 4.36 % pa in Nov 2025, compared with 4.06 % pa in the previous month.
• New Zealand Long Term Interest Rate data is updated monthly, available from Jan 1985 to Nov 2025.
• The data reached an all-time high of 18.90 % pa in Mar 1986 and a record low of 0.51 % pa in Sep 2020.
• Long Term Interest Rate is reported by reported by Reserve Bank of New Zealand.

CEIC calculates monthly Long Term Interest Rate from daily 10 year Government Bond Yield. The Reserve Bank of New Zealand provides 10 year Treasury Bond Yield. Long Term Interest Rate prior to March 1985 is sourced directly from Reserve Bank of New Zealand.. The ten-year benchmark for New Zealand Government bonds with a fixed interest coupon paid semi-annually in arrears. The bonds are redeemable at par on maturity.


Related information about New Zealand Long Term Interest Rate

• In the latest reports, New Zealand Short Term Interest Rate: Month End: New Zealand: Bank Accepted Bills: 90 Days was reported at 2.45 % pa in Nov 2025.
• The cash rate (Policy Rate: Month End: New Zealand: Official Cash Rate) was set at 2.25 % pa in Nov 2025.
• New Zealand Exchange Rate against USD averaged 1.73 (USD/NZD) in Oct 2025.

Panama Lending Rate: Local Banks: Mortgage: Reference data was reported at 6.250 % pa in Jun 2025. This stayed constant from the previous number of 6.250 % pa for Mar 2025. Panama Lending Rate: Local Banks: Mortgage: Reference data is updated quarterly, averaging 7.000 % pa from Sep 1985 (Median) to Jun 2025, with 160 observations. The data reached an all-time high of 13.250 % pa in Mar 1991 and a record low of 5.250 % pa in Mar 2018. Panama Lending Rate: Local Banks: Mortgage: Reference data remains active status in CEIC and is reported by Superintendency of Banks of Panama. The data is categorized under Global Database’s Panama – Table PA.M003: Lending Rate.

Malaysia: Interest rates on bank credit to the private sector: The latest value from 2024 is 5.28 percent, a decline from 5.32 percent in 2023. In comparison, the world average is 11.26 percent, based on data from 75 countries. Historically, the average for Malaysia from 1969 to 2024 is 8 percent. The minimum value, 3.44 percent, was reached in 2021 while the maximum of 12.55 percent was recorded in 1985.

This data collection provides information on the characteristics of a national sample of housing units. Data include the year the structure was built, type and number of living quarters, occupancy status, access, number of rooms, presence of commercial establishments on the property, and property value. Additional data focus on kitchen and plumbing facilities, types of heating fuel used, source of water, sewage disposal, heating and air conditioning equipment, and major additions, alterations or repairs to the property. Information provided on housing expenses includes monthly mortgage or rent payments, cost of services such as utilities, garbage collection, and property insurance, and amount of real estate taxes paid in the previous year. Similar data are provided for housing units previously occupied by recent movers. Indicators of housing and neighborhood quality are also supplied. For housing quality, indicators include such things as privacy of bedrooms, condition of kitchen facilities, basement or roof leakage, breakdowns of plumbing facilities and equipment, and overall opinion of the structure. For quality of neighborhood, indicators include exterminator service, boarded-up buildings, and overall quality of the neighborhood. In addition to housing characteristics, some demographic data are provided on household members, such as age, sex, race, marital status, income, and relationship to householder. Additional data are provided on the householder, including years of school completed, Spanish origin, length of residence, and length of occupancy.

The application of information technology to finance, or “fintech,” is expected to revolutionize many aspects of borrowing and lending in the future, but technology has been reshaping consumer and mortgage lending for many years. During the 1990s computerization allowed mortgage lenders to reduce loan-processing times and largely replace human-based assessment of credit risk with default predictions generated by sophisticated empirical models. Debt-to-income ratios at origination add little to the predictive power of these models, so the new automated underwriting systems allowed higher debt-to-income ratios than previous underwriting guidelines would have typically accepted. In this way, technology brought about an exogenous change in lending standards, which helped raise the homeownership rate and encourage the conversion of rental properties to owner-occupied ones, but did not have large effects on housing prices. Technological innovation in mortgage underwriting may have allowed the 2000s housing boom to grow, however, because it enhanced the ability of both borrowers and lenders to act on optimistic beliefs about future house-price growth.

The benchmark interest rate in New Zealand was last recorded at 2.25 percent. This dataset provides - New Zealand Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Graph and download economic data for Total Assets, Interest-Earning, All Loans and Leases, Gross, Secured by Real Estate, Single-Family (1 to 4 Family) Residential Mortgages, Booked in Domestic Offices, All Commercial Banks (ATAIEALLGSRESFRMACB) from Q1 1985 to Q2 2025 about domestic offices, leases, 1-unit structures, real estate, mortgage, family, gross, residential, commercial, domestic, securities, loans, assets, banks, depository institutions, and USA.

Belgium BE: Lending Interest Rate data was reported at 9.208 % pa in 2008. This records an increase from the previous number of 8.571 % pa for 2007. Belgium BE: Lending Interest Rate data is updated yearly, averaging 8.515 % pa from Dec 1985 (Median) to 2008, with 24 observations. The data reached an all-time high of 13.000 % pa in 1992 and a record low of 6.700 % pa in 2004. Belgium BE: Lending Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Belgium – Table BE.World Bank.WDI: Interest Rates. Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.;International Monetary Fund, International Financial Statistics and data files.;;

Ethiopia ET: Lending Rate data was reported at 8.000 % pa in 2008. This records an increase from the previous number of 7.500 % pa for 2007. Ethiopia ET: Lending Rate data is updated yearly, averaging 8.000 % pa from Dec 1985 (Median) to 2008, with 24 observations. The data reached an all-time high of 15.083 % pa in 1995 and a record low of 6.000 % pa in 1991. Ethiopia ET: Lending Rate data remains active status in CEIC and is reported by International Monetary Fund. The data is categorized under Global Database’s Ethiopia – Table ET.IMF.IFS: Lending, Saving and Deposit Rates: Annual.

Swaziland: Interest rates on bank credit to the private sector: The latest value from 2024 is 10.88 percent, an increase from 10.83 percent in 2023. In comparison, the world average is 11.26 percent, based on data from 75 countries. Historically, the average for Swaziland from 1975 to 2024 is 12.77 percent. The minimum value, 7.25 percent, was reached in 2021 while the maximum of 20.63 percent was recorded in 1985.

Lebanon LB: Risk Premium on Lending: Lending Rate Minus Treasury Bill Rate data was reported at 3.650 % pa in 2017. This records a decrease from the previous number of 3.790 % pa for 2016. Lebanon LB: Risk Premium on Lending: Lending Rate Minus Treasury Bill Rate data is updated yearly, averaging 5.150 % pa from Dec 1982 (Median) to 2017, with 35 observations. The data reached an all-time high of 21.102 % pa in 1990 and a record low of 2.328 % pa in 1985. Lebanon LB: Risk Premium on Lending: Lending Rate Minus Treasury Bill Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Lebanon – Table LB.World Bank.WDI: Interest Rates. Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the 'risk free' treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics database.; ;

Belize BZ: Risk Premium on Lending: Lending Rate Minus Treasury Bill Rate data was reported at 7.802 % pa in 2023. This records an increase from the previous number of 7.607 % pa for 2022. Belize BZ: Risk Premium on Lending: Lending Rate Minus Treasury Bill Rate data is updated yearly, averaging 9.941 % pa from Dec 1982 (Median) to 2023, with 42 observations. The data reached an all-time high of 12.778 % pa in 1997 and a record low of 1.828 % pa in 1985. Belize BZ: Risk Premium on Lending: Lending Rate Minus Treasury Bill Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Belize – Table BZ.World Bank.WDI: Interest Rates. Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the 'risk free' treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.;International Monetary Fund, International Financial Statistics database.;;

Philippines PH: Lending Interest Rate data was reported at 5.627 % pa in 2017. This records a decrease from the previous number of 5.642 % pa for 2016. Philippines PH: Lending Interest Rate data is updated yearly, averaging 12.201 % pa from Dec 1976 (Median) to 2017, with 42 observations. The data reached an all-time high of 28.612 % pa in 1985 and a record low of 5.526 % pa in 2014. Philippines PH: Lending Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Philippines – Table PH.World Bank.WDI: Interest Rates. Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; ;

Swaziland: Interest rates on bank credit to the private sector: Pour cet indicateur, La Banque mondiale fournit des données pour la Swaziland de 1975 à 2024. La valeur moyenne pour Swaziland pendant cette période était de 12.77 pour cent avec un minimum de 7.25 pour cent en 2021 et un maximum de 20.63 pour cent en 1985.

Nepal NP: Lending Interest Rate data was reported at 8.000 % pa in 2010. This stayed constant from the previous number of 8.000 % pa for 2009. Nepal NP: Lending Interest Rate data is updated yearly, averaging 14.000 % pa from Dec 1975 (Median) to 2010, with 29 observations. The data reached an all-time high of 17.000 % pa in 1985 and a record low of 7.667 % pa in 2001. Nepal NP: Lending Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Nepal – Table NP.World Bank.WDI: Interest Rates. Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; ;

Chile CL: Lending Rate data was reported at 4.178 % pa in 2018. This records a decrease from the previous number of 4.553 % pa for 2017. Chile CL: Lending Rate data is updated yearly, averaging 12.257 % pa from Dec 1985 (Median) to 2018, with 34 observations. The data reached an all-time high of 48.869 % pa in 1990 and a record low of 4.178 % pa in 2018. Chile CL: Lending Rate data remains active status in CEIC and is reported by International Monetary Fund. The data is categorized under Global Database’s Chile – Table CL.IMF.IFS: Lending, Saving and Deposit Rates: Annual.